S&T Bancorp, Inc. (STBA) quarterly income statement — complete revenue, gross profit & net income history
S&T Bancorp, Inc. (STBA) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 90.38M | 88.44M | 91.84M | 88.97M | 86.24M | 83.05M | 83.04M | 84.3M | 83.32M | 83.09M | 84.55M | 86.76M | 87.51M | 88.28M | 89.37M | 83.68M | 75.09M | 67.64M | 68.34M | 68.63M |
| NII Growth % | 4.8% | 6.49% | 10.59% | 5.54% | 3.51% | -0.05% | -1.78% | -2.84% | -4.79% | -5.88% | -5.39% | 3.67% | 16.54% | 30.53% | 30.76% | 21.94% | 10.18% | -4.04% | -2.01% | -0.61% |
| Net Interest Margin % | 0.91% | 0.89% | 0.93% | 0.91% | 0.88% | 0.85% | 0.86% | 0.88% | 0.86% | 0.87% | 0.89% | 0.92% | 0.95% | 0.96% | 0.98% | 0.94% | 0.82% | 0.72% | 0.72% | 0.73% |
| Interest Income | 128.06M | 126.33M | 131.99M | 131.35M | 128.58M | 124.57M | 127.67M | 131.29M | 128.49M | 127.36M | 126.14M | 122.33M | 116.72M | 110.39M | 102.96M | 89.72M | 77.5M | 70.01M | 71.04M | 71.69M |
| Interest Expense | 37.68M | 37.9M | 40.15M | 42.38M | 42.33M | 41.52M | 44.62M | 47M | 45.17M | 44.28M | 41.6M | 35.57M | 29.21M | 22.11M | 13.59M | 6.04M | 2.4M | 2.38M | 2.7M | 3.06M |
| Loan Loss Provision | 0 | 1.33M | 5.7M | 2.79M | 1.97M | -3.04M | -2.46M | -454K | 422K | 2.63M | 943K | 5.5M | 10.53M | 922K | 3.18M | 2.5M | 3.21M | -512K | 7.13M | 3.39M |
| Non-Interest Income | 0 | 13.64M | 13.45M | 14.04M | 13.83M | 10.71M | 11.29M | 12.06M | 13.58M | 13.22M | 18.62M | 12.81M | 14.8M | 13.7M | 15.89M | 14.88M | 12.73M | 15.32M | 16.2M | 15.93M |
| Non-Interest Income % | 0% | 13.36% | 12.77% | 13.63% | 13.82% | 11.42% | 11.96% | 12.51% | 14.01% | 13.73% | 18.05% | 12.86% | 14.47% | 13.43% | 15.1% | 15.09% | 14.5% | 18.47% | 19.16% | 18.84% |
| Total Net Revenue | 90.38M | 102.08M | 105.29M | 103M | 100.07M | 93.75M | 94.33M | 96.35M | 96.9M | 96.31M | 103.17M | 99.56M | 102.31M | 101.98M | 105.26M | 98.56M | 87.82M | 82.96M | 84.54M | 84.56M |
| Revenue Growth % | -9.69% | 8.88% | 11.62% | 6.9% | 3.27% | -2.65% | -8.57% | -3.23% | -5.29% | -5.56% | -1.99% | 1.02% | 16.5% | 22.93% | 24.51% | 16.56% | 4.89% | -5.62% | -1.16% | -1.4% |
| Non-Interest Expense | 59.78M | 56.71M | 57.18M | 56.38M | 58.11M | 55.09M | 55.45M | 55.37M | 53.61M | 54.52M | 56.2M | 52.8M | 49.63M | 51.7M | 51.83M | 49.63M | 48.42M | 47.41M | 50.19M | 47.24M |
| Efficiency Ratio | 66.14% | 55.55% | 54.3% | 54.73% | 58.07% | 58.76% | 58.78% | 57.46% | 55.32% | 56.61% | 54.47% | 53.03% | 48.51% | 50.69% | 49.24% | 50.36% | 55.14% | 57.15% | 59.37% | 55.87% |
| Operating Income | 30.6M | 44.04M | 42.42M | 43.84M | 39.98M | 41.7M | 41.35M | 41.44M | 42.87M | 39.16M | 46.02M | 41.27M | 42.15M | 49.36M | 50.25M | 46.43M | 36.2M | 36.06M | 27.22M | 33.93M |
| Operating Margin % | 33.86% | 43.15% | 40.29% | 42.56% | 39.96% | 44.48% | 43.83% | 43.01% | 44.24% | 40.66% | 44.61% | 41.45% | 41.2% | 48.4% | 47.74% | 47.11% | 41.21% | 43.46% | 32.2% | 40.12% |
| Operating Income Growth % | -23.46% | 5.62% | 2.6% | 5.77% | -6.73% | 6.49% | -10.16% | 0.42% | 1.7% | -20.66% | -8.41% | -11.11% | 16.45% | 36.89% | 84.58% | 36.84% | 2.43% | -7.97% | -8.88% | 69.4% |
| Pretax Income | 45.46M | 44.04M | 42.42M | 43.84M | 39.98M | 41.7M | 41.35M | 41.44M | 42.87M | 39.16M | 46.02M | 41.27M | 42.15M | 49.36M | 50.25M | 46.43M | 36.2M | 36.06M | 27.22M | 33.93M |
| Pretax Margin % | 50.3% | 43.15% | 40.29% | 42.56% | 39.96% | 44.48% | 43.83% | 43.01% | 44.24% | 40.66% | 44.61% | 41.45% | 41.2% | 48.4% | 47.74% | 47.11% | 41.21% | 43.46% | 32.2% | 40.12% |
| Income Tax | 8.82M | 8.97M | 8.45M | 8.87M | 8.08M | 8.3M | 8.28M | 8.85M | 8.5M | 7.92M | 8.98M | 7.8M | 7.68M | 9.56M | 9.98M | 9.18M | 7.34M | 6.91M | 4.75M | 6.33M |
| Effective Tax Rate % | 19.4% | 20.37% | 19.93% | 20.24% | 20.22% | 19.9% | 20.03% | 21.36% | 19.82% | 20.23% | 19.51% | 18.9% | 18.23% | 19.37% | 19.86% | 19.77% | 20.27% | 19.18% | 17.44% | 18.66% |
| Net Income | 36.64M | 35.07M | 33.97M | 34.96M | 31.9M | 33.4M | 33.06M | 32.59M | 34.37M | 31.24M | 37.05M | 33.47M | 34.47M | 39.8M | 40.27M | 37.25M | 28.86M | 29.14M | 22.48M | 27.6M |
| Net Margin % | 40.54% | 34.36% | 32.26% | 33.94% | 31.88% | 35.63% | 35.05% | 33.82% | 35.47% | 32.44% | 35.91% | 33.61% | 33.69% | 39.03% | 38.26% | 37.79% | 32.86% | 35.13% | 26.59% | 32.64% |
| Net Income Growth % | 14.87% | 5% | 2.73% | 7.28% | -7.19% | 6.92% | -10.75% | -2.62% | -0.28% | -21.51% | -8% | -10.15% | 19.44% | 36.56% | 79.16% | 34.97% | 1.73% | -8.65% | -7.03% | 65.21% |
| Net Income (Continuing) | 36.64M | 35.07M | 33.97M | 34.96M | 31.9M | 33.4M | 33.06M | 32.59M | 34.37M | 31.24M | 37.05M | 33.47M | 34.47M | 39.8M | 40.27M | 37.25M | 28.86M | 29.14M | 22.48M | 27.6M |
| EPS (Diluted) | 1.00 | 0.94 | 0.89 | 0.91 | 0.83 | 0.87 | 0.86 | 0.85 | 0.89 | 0.81 | 0.96 | 0.87 | 0.89 | 1.02 | 1.03 | 0.95 | 0.74 | 0.74 | 0.57 | 0.70 |
| EPS Growth % | 20.48% | 8.05% | 3.49% | 7.06% | -6.74% | 7.41% | -10.42% | -2.3% | 0% | -20.59% | -6.8% | -8.42% | 20.27% | 37.84% | 80.7% | 35.71% | 2.78% | -8.64% | -8.06% | 62.79% |
| EPS (Basic) | 1.00 | 0.94 | 0.89 | 0.91 | 0.83 | 0.87 | 0.86 | 0.85 | 0.90 | 0.82 | 0.97 | 0.88 | 0.90 | 1.02 | 1.03 | 0.95 | 0.74 | 0.74 | 0.57 | 0.70 |
| Diluted Shares Outstanding | 36.59M | 37.18M | 38.14M | 38.61M | 38.64M | 38.6M | 38.57M | 38.56M | 38.53M | 38.42M | 38.38M | 38.34M | 38.61M | 38.98M | 38.95M | 38.98M | 39.1M | 39.09M | 39.35M | 39.06M |