Stellar Bancorp, Inc. (STEL) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 16.51M | 13.3M | 63.63M | 25.76M | -5.68M | 3.88M | 59.53M | 38.11M | 31.1M | 31.33M | 38.9M | 48.97M | 49.02M | 69.88M | 33.26M | 24.8M | 16.06M | -20.17M | 30.5M | 8.58M |
| Operating CF Growth % | 390.69% | 242.91% | 6.89% | -32.42% | -118.26% | -87.62% | 53.03% | -22.17% | -36.55% | -55.17% | 16.95% | 97.45% | 205.29% | 446.48% | 9.04% | 189.14% | 0.98% | -271.27% | 755.12% | -41.35% |
| Net Income | 26.97M | 26.15M | 25.67M | 26.35M | 24.7M | 25.21M | 33.89M | 29.75M | 26.15M | 27.27M | 30.91M | 35.17M | 37.15M | 16.38M | 14.29M | 16.44M | 18.66M | -545K | 14.42M | 11.7M |
| Depreciation & Amortization | 6.86M | 6.99M | 8.87M | 7.54M | 7.54M | 7.57M | 8.12M | 8.16M | 8.18M | 8.2M | 8.83M | 8.72M | 8.71M | 10.21M | 1.75M | 1.76M | 1.78M | 1.38M | 1.42M | 1.44M |
| Deferred Taxes | 889K | -1.75M | -764K | -230K | 1.01M | 1.15M | 759K | -1.12M | 2.5M | -1.37M | -344K | 11.51M | 453K | 2.01M | -857K | -144K | 47K | -378K | 718K | 765K |
| Other Non-Cash Items | -20.16M | 4.29M | 64.36M | -47.57M | -3.79M | -6.62M | -13.32M | -10.77M | -3.41M | -10.45M | -7.52M | -9.7M | -7.51M | 43.32M | 3.93M | 4.51M | 4.25M | -2M | -7.1M | -5.34M |
| Working Capital Changes | 0 | -24.39M | -37.11M | 37.11M | -37.11M | -25.57M | 27.08M | 9.3M | -5.16M | 5.97M | 4.22M | 426K | 7.63M | -9.54M | 13.18M | 1.31M | -9.64M | -19.63M | 20.35M | -562K |
| Cash from Investing | 31.83M | -478.74M | 24.91M | -41.77M | 147.38M | 113.52M | 138.93M | 103.27M | -109.63M | 160.5M | 91.61M | -159.89M | 203.03M | 510.55M | -228.27M | -47.54M | -186.6M | -324.64M | 69.04M | 146.32M |
| Purchase of Investments | -1.24B | -1.52B | -1.78B | -1.58B | -1.51B | -2.76B | -2.46B | -137.51M | -185.72M | -3.46B | -600M | -11.07M | -22.22M | -1.78B | -16.21M | -1.63B | -763.59M | -228.14M | -217.26M | -185.18M |
| Sale/Maturity of Investments | 1.55B | 1.17B | 1.71B | 1.56B | 1.5B | 2.73B | 2.44B | 39.12M | 40.31M | 3.52B | 630.39M | 27.32M | 348.69M | 2.23B | 43.76M | 1.65B | 640.44M | 163.94M | 162.57M | 168.79M |
| Net Investment Activity | 316.19M | -349.21M | -70.06M | -20.8M | -15.96M | -28.78M | -19.74M | -98.4M | -145.41M | 63.5M | 30.39M | 16.25M | 326.47M | 449.34M | 27.55M | 13.19M | -123.15M | -64.2M | -54.69M | -16.39M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -284.37M | -128.26M | 95.74M | -21.75M | 164.11M | 143.57M | 160.51M | 202.65M | 36.34M | 98.24M | 64.36M | -174.89M | -122.21M | 64.7M | -255.54M | -60.51M | -63.27M | -260.39M | 123.85M | 162.99M |
| Cash from Financing | 81.78M | 156.44M | 61.81M | 33.55M | -492.34M | 277.6M | -172.49M | -50.88M | 79.04M | -94.86M | -132.33M | 151.67M | -360.42M | -386.54M | 20.74M | -383.81M | 112.42M | 296.17M | 110.83M | 28.84M |
| Dividends Paid | -73K | -7.65M | -5.45M | -7.21M | -7.27M | -7.48M | -6.93M | -6.93M | -6.96M | -6.92M | -6.93M | -6.92M | -6.93M | -5.8M | -2.79M | -2.86M | -2.85M | -3.23M | -3.18M | -3.19M |
| Share Repurchases | -4.17M | -9.11M | -39.4M | -20.15M | -39.4M | 0 | -2.84M | 0 | -250K | 0 | 0 | 0 | 0 | -8.56M | -13.92M | -9.69M | 0 | 166K | -857K | 0 |
| Stock Issued | 0 | -801K | 0 | 0 | 0 | -207K | -16K | 473K | 0 | -693K | 342K | 94K | 257K | -96K | 343K | 416K | 569K | 3.79M | 0 | 0 |
| Net Stock Activity | -4.17M | -9.91M | -39.4M | -20.15M | -39.4M | -207K | -2.86M | 473K | -250K | -693K | 342K | 94K | 257K | -8.66M | -13.57M | -9.27M | 569K | 3.95M | -857K | 0 |
| Debt Issuance (Net) | 0 | -1000K | -1000K | -1000K | 1000K | -1000K | -1000K | 1000K | 1000K | -1000K | -1000K | 1000K | 1000K | -1000K | 1000K | -1000K | 0 | -1000K | 0 | 0 |
| Other Financing | 81.85M | 204M | 176.66M | 110.9M | -565.67M | 385.29M | 17.3M | -69.41M | -78.75M | 186.75M | -79.75M | 27.5M | -528.75M | -346.08M | -219.9M | -281.68M | 114.7M | 361.01M | 114.87M | 32.02M |
| Net Change in Cash | 130.12M | -309M | 150.34M | 17.53M | -350.64M | 395M | 25.97M | 90.51M | 505K | 96.97M | -1.82M | 40.76M | -108.37M | 0 | -174.27M | -406.55M | -58.13M | -48.64M | 210.38M | 183.74M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -193.89M | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 419.45M | 728.45M | 578.1M | 560.58M | 911.22M | 516.22M | 490.25M | 399.74M | 399.24M | 302.27M | 304.09M | 263.33M | 371.7M | 370.45M | 292.84M | 699.38M | 757.51M | 998.78M | 788.41M | 604.67M |
| Cash at End | 549.57M | 419.45M | 728.45M | 578.1M | 560.58M | 911.22M | 516.22M | 490.25M | 399.74M | 399.24M | 302.27M | 304.09M | 263.33M | 371.7M | 118.57M | 292.84M | 699.38M | 950.15M | 998.78M | 788.41M |
| Interest Paid | 0 | 0 | 42.95M | 46.61M | 50.26M | 46.93M | 45.68M | 50.67M | 45.37M | 42.57M | 41.49M | 38M | 22.81M | 0 | 6.02M | 6.94M | 3.8M | 0 | 0 | 0 |
| Income Taxes Paid | 0 | 0 | 7.2M | 11.3M | 0 | 21.7M | 0 | 5.7M | 0 | 6.5M | 7.5M | 0 | 0 | 0 | 3.65M | 6.9M | 0 | 0 | 0 | 0 |
| Free Cash Flow | 16.51M | 12.03M | 62.86M | 26.53M | -6.45M | 2.6M | 57.69M | 37.13M | 30.54M | 30.09M | 35.76M | 47.73M | 47.78M | 66.93M | 32.99M | 24.59M | 15.87M | -20.21M | 30.38M | 8.3M |
| FCF Growth % | 355.98% | 361.65% | 8.96% | -28.55% | -121.12% | -91.34% | 61.34% | -22.22% | -36.09% | -55.04% | 8.4% | 94.1% | 201.03% | 431.08% | 8.57% | 196.28% | 1.83% | -276.8% | 466.86% | -38.04% |