Stellar Bancorp, Inc. (STEL) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 1.97B | 2.22B | 803.9M | 1.77B | 1.72B | 2.1B | 2.21B | 2.12B | 1.92B | 1.79B | 1.72B | 1.78B | 1.78B | 2.18B | 612.8M | 739.16M | 1.04B | 2.53B | 1.16B | 927.48M |
| Cash & Due from Banks | 107.74M | 419.45M | 728.45M | 578.1M | 560.58M | 911.22M | 516.22M | 490.25M | 399.74M | 399.24M | 302.27M | 304.09M | 263.33M | 371.7M | 370.45M | 483.97M | 770.99M | 757.51M | 998.78M | 788.41M |
| Short Term Investments | 1.86B | 1.81B | 75.45M | 1.19B | 1.16B | 1.19B | 1.69B | 1.63B | 1.52B | 1.4B | 1.41B | 1.48B | 1.52B | 1.81B | 242.36M | 255.19M | 264.82M | 1.77B | 165.93M | 139.07M |
| Total Investments | 1.86B | 9.42B | 7.55B | 8.4B | 8.35B | 9.03B | 9.16B | 9.25B | 9.33B | 9.23B | 9.33B | 9.45B | 9.31B | 9.47B | 3.62B | 3.57B | 3.42B | 5.97B | 2.96B | 3.02B |
| Investments Growth % | -77.68% | 4.25% | -17.56% | -9.23% | -10.5% | -2.14% | -1.8% | -2.08% | 0.28% | -2.53% | 157.41% | 164.49% | 172.43% | 58.69% | 22.55% | 18.18% | 8.05% | 89.91% | -6.64% | -4.03% |
| Long-Term Investments | 0 | 7.61B | 7.47B | 7.2B | 7.2B | 7.85B | 7.47B | 7.62B | 7.81B | 7.83B | 7.91B | 7.97B | 7.79B | 7.66B | 3.38B | 3.32B | 3.15B | 4.19B | 2.79B | 2.88B |
| Accounts Receivables | 36.59M | 35.87M | 34.87M | 35.54M | 37.67M | 37.88M | 39.47M | 43.35M | 45.47M | 44.24M | 43.54M | 42.05M | 42.41M | 44.74M | 0 | 0 | 0 | 33.39M | 0 | 0 |
| Goodwill & Intangibles | 563.46M | 568.34M | 573.25M | 578.79M | 584.33M | 589.86M | 595.43M | 601.63M | 607.83M | 614.03M | 620.26M | 627.07M | 633.92M | 640.78M | 84.14M | 84.3M | 84.49M | 238.3M | 84.65M | 84.8M |
| Goodwill | 497.32M | 497.32M | 497.32M | 497.32M | 497.32M | 497.32M | 497.32M | 497.32M | 497.32M | 497.32M | 497.32M | 497.26M | 497.26M | 497.26M | 80.95M | 80.95M | 80.95M | 223.64M | 80.95M | 80.95M |
| Intangible Assets | 66.14M | 71.02M | 75.93M | 81.47M | 87.01M | 92.55M | 98.12M | 104.31M | 110.51M | 116.71M | 122.94M | 129.81M | 136.66M | 143.53M | 3.19M | 3.35M | 3.54M | 14.66M | 3.7M | 3.85M |
| PP&E (Net) | 99.86M | 106.12M | 107.8M | 108.61M | 109.75M | 111.86M | 113.74M | 113.98M | 115.7M | 118.68M | 119.33M | 119.14M | 124.72M | 126.8M | 66.59M | 67.33M | 67.52M | 63.71M | 70.76M | 72.5M |
| Other Assets | 0 | 261.4M | 1.63B | 795.5M | 787.91M | 223.16M | 206.54M | 224.35M | 225.56M | 241.82M | 254.15M | 239.26M | 231.3M | 247.24M | 98.12M | 92.28M | 89.18M | 35.06M | 88.74M | 88.92M |
| Total Current Assets | 2.01B | 2.26B | 838.77M | 1.81B | 1.75B | 2.13B | 2.25B | 2.16B | 1.97B | 1.84B | 1.76B | 1.82B | 1.82B | 2.22B | 612.8M | 739.16M | 1.04B | 2.56B | 1.16B | 927.48M |
| Total Non-Current Assets | 663.32M | 8.55B | 9.79B | 8.69B | 8.68B | 8.77B | 8.38B | 8.56B | 8.76B | 8.81B | 8.9B | 8.95B | 8.78B | 8.68B | 3.66B | 3.58B | 3.41B | 4.54B | 3.04B | 3.14B |
| Total Assets | 10.89B | 10.81B | 10.63B | 10.49B | 10.43B | 10.91B | 10.63B | 10.72B | 10.73B | 10.65B | 10.67B | 10.78B | 10.6B | 10.9B | 4.27B | 4.32B | 4.45B | 7.1B | 4.21B | 4.07B |
| Asset Growth % | 4.36% | -0.91% | -0.02% | -2.15% | -2.74% | 2.43% | -0.33% | -0.51% | 1.17% | -2.32% | 149.67% | 149.37% | 138.52% | 53.42% | 1.49% | 6.29% | 10.36% | 79.91% | 10.34% | 4.22% |
| Return on Assets (ROA) | 0.25% | 0.24% | 0.24% | 0.25% | 0.23% | 0.23% | 0.32% | 0.28% | 0.24% | 0.26% | 0.29% | 0.33% | 0.35% | 0.22% | 0.33% | 0.37% | 0.32% | -0.01% | 0.35% | 0.29% |
| Accounts Payable | 0 | 5.51M | 9.43M | 7.61M | 9.86M | 17.05M | 16.91M | 12.33M | 12.23M | 11.29M | 7.61M | 4.55M | 3.88M | 2.1M | 0 | 0 | 0 | 1.75M | 0 | 0 |
| Total Debt | 0 | 40.23M | 70.2M | 157.22M | 190.06M | 70.11M | 170.06M | 349.96M | 324.86M | 159.76M | 433.65M | 479.53M | 348.36M | 173.29M | 13.75M | 14.17M | 63.75M | 212.94M | 64.56M | 65.59M |
| Net Debt | -107.74M | -379.23M | -658.25M | -420.88M | -370.52M | -841.11M | -346.15M | -140.29M | -74.88M | -239.47M | 131.37M | 175.44M | 85.03M | -198.41M | -356.7M | -469.8M | -707.24M | -544.56M | -934.23M | -722.82M |
| Long-Term Debt | 0 | 40.23M | 70.2M | 140.09M | 190.06M | 70.11M | 170.06M | 349.96M | 324.86M | 159.76M | 433.65M | 479.53M | 348.36M | 173.29M | 0 | 0 | 50M | 198.8M | 50M | 50M |
| Short-Term Debt | 0 | 0 | 0 | 17.13M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 9.22B | 70.74M | 77.89M | 67.86M | 61.43M | 82.39M | 74.07M | 70.27M | 66.72M | 81.6M | 76.73M | 69.22M | 67.39M | 74.24M | 32.88M | 24.82M | 21.28M | 26.15M | 48.34M | 27.93M |
| Total Current Liabilities | 0 | 9.03B | 8.83B | 8.68B | 8.57B | 9.15B | 8.76B | 8.74B | 8.81B | 8.88B | 8.69B | 8.77B | 8.74B | 9.27B | 3.72B | 3.76B | 3.82B | 6.05B | 3.53B | 3.42B |
| Total Non-Current Liabilities | 9.22B | 110.97M | 148.08M | 207.96M | 251.49M | 152.49M | 244.14M | 420.24M | 391.58M | 241.37M | 510.38M | 548.75M | 415.75M | 247.53M | 46.63M | 38.99M | 85.03M | 239.09M | 112.89M | 93.52M |
| Total Liabilities | 9.22B | 9.14B | 8.97B | 8.89B | 8.82B | 9.3B | 9B | 9.16B | 9.2B | 9.13B | 9.2B | 9.32B | 9.16B | 9.52B | 3.77B | 3.8B | 3.91B | 6.29B | 3.64B | 3.51B |
| Total Equity | 1.67B | 1.67B | 1.65B | 1.6B | 1.61B | 1.61B | 1.63B | 1.57B | 1.53B | 1.52B | 1.46B | 1.46B | 1.45B | 1.38B | 501.43M | 526.68M | 539.72M | 816.47M | 564.59M | 556.23M |
| Equity Growth % | 3.53% | 3.78% | 1.66% | 2.43% | 5.24% | 5.71% | 11.31% | 7.34% | 5.84% | 9.97% | 191.34% | 176.96% | 167.96% | 69.41% | -11.19% | -5.31% | -1.03% | 49.41% | 4.38% | 3.51% |
| Equity / Assets (Capital Ratio) | 15.32% | 15.44% | 15.55% | 15.28% | 15.44% | 14.74% | 15.3% | 14.6% | 14.27% | 14.29% | 13.7% | 13.53% | 13.64% | 12.69% | 11.74% | 12.19% | 12.14% | 11.49% | 13.41% | 13.68% |
| Return on Equity (ROE) | 1.62% | 1.57% | 1.58% | 1.64% | 1.53% | 1.56% | 2.12% | 1.92% | 1.71% | 1.83% | 2.12% | 2.42% | 2.63% | 1.74% | 2.78% | 3.08% | 2.75% | -0.08% | 2.57% | 2.12% |
| Book Value per Share | 32.61 | 32.63 | 32.19 | 31.10 | 30.28 | 30.01 | 30.35 | 29.21 | 28.66 | 28.50 | 27.37 | 27.33 | 27.22 | 39.51 | 20.50 | 21.42 | 21.94 | 33.22 | 23.00 | 22.64 |
| Tangible BV per Share | 21.59 | 21.52 | 21.03 | 19.88 | 19.30 | 19.00 | 19.24 | 17.99 | 17.28 | 17.00 | 15.75 | 15.58 | 15.29 | 21.21 | 17.06 | 17.99 | 18.50 | 23.53 | 19.55 | 19.19 |
| Common Stock | 509K | 509K | 512K | 514K | 521K | 534K | 535K | 536K | 536K | 533K | 533K | 533K | 533K | 530K | 240K | 253K | 253K | 289K | 253K | 253K |
| Additional Paid-in Capital | 0 | 1.17B | 1.18B | 1.19B | 1.2B | 1.24B | 1.24B | 1.24B | 1.24B | 1.23B | 1.23B | 1.23B | 1.23B | 1.22B | 308.2M | 334.1M | 336.21M | 530.85M | 335.23M | 335.4M |
| Retained Earnings | 585.4M | 566.22M | 547.72M | 529.22M | 510.07M | 492.64M | 474.9M | 447.95M | 425.13M | 405.94M | 385.6M | 361.62M | 333.37M | 303.15M | 262.8M | 253.18M | 244.67M | 267.09M | 241.01M | 229.78M |
| Accumulated OCI | -89.01M | -72.97M | -77.87M | -110.94M | -102.39M | -125.36M | -87.94M | -121.17M | -130.19M | -118.09M | -156.97M | -132M | -113.28M | -143.26M | -69.82M | -46.81M | -27.22M | 18.24M | 2.44M | 5.16M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -14.05M | -14.2M | -14.2M | -14.33M | -14.37M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |