Grupo Supervielle S.A. (SUPV) Financial Ratios
13 years of historical data (2013–2025) · Financial Services · Banks - Regional
EV/EBITDA
↑
N/A
—
5yr avg: N/A
P/FCF
↑
N/A
—
5yr avg: 0.00
30Y Low0.0·High0.0
P/B Ratio
↓
1.45
↑+128477% vs avg
5yr avg: 0.00
30Y Low0.0·High0.1
ROE
↑
-6.3%
↑-1362% vs avg
5yr avg: -0.4%
30Y Low-27%·High32%
Debt/EBITDA
↑
N/A
—
5yr avg: 0.36
30Y Low0.0·High8.6
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
SUPV Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Grupo Supervielle S.A. currently has a negative P/E ratio, indicating the company is operating at a loss on a trailing-twelve-month basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $996M | $1.0B | $1.3B | $359M | $196M | $178M | $194M | $336M | $793M | $2.3B | $847M |
| Enterprise Value | $621M | $-548127135200 | $-569486823392 | $-544630492676 | $-151350009632 | $-77775611420 | $-46905579872 | $-22901855608 | $-34589639608 | $-420929152 | $-6552809441 |
| P/E Ratio → | -25.52 | — | 0.01 | 0.01 | — | — | 0.04 | — | — | 0.95 | 0.64 |
| P/S Ratio | 0.63 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.04 | 0.06 |
| P/B Ratio | 1.45 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.03 | 0.11 | 0.07 |
| P/FCF | — | — | 0.00 | 0.00 | 0.00 | 0.00 | — | 0.00 | 0.02 | — | — |
| P/OCF | — | — | 0.00 | 0.00 | 0.00 | 0.00 | — | 0.00 | 0.01 | — | — |
P/E links to full P/E history page with 30-year chart
SUPV EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | -0.24 | -0.28 | -0.18 | -0.08 | -0.10 | -0.19 | -0.15 | -0.36 | -0.01 | -0.47 |
| EV / EBITDA | — | — | -2.92 | -2.11 | -15.07 | -4.63 | -2.42 | — | — | -0.26 | -3.21 |
| EV / EBIT | — | — | -3.99 | -2.89 | — | — | -3.82 | — | — | -0.66 | -3.57 |
| EV / FCF | — | — | -1.23 | -4.09 | -0.28 | -0.28 | — | -0.17 | -0.70 | — | — |
SUPV Profitability
Margins and return-on-capital ratios measuring operating efficiency
Grupo Supervielle S.A. earns an operating margin of -4.8%, below the Financial Services sector average of 20.3%. Operating margins have compressed from 6.2% to -4.8% over the past 3 years, signaling potential cost pressures or competitive headwinds. A negative ROE of -6.3% indicates the company is currently destroying shareholder equity.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 39.5% | 39.5% | 56.7% | 40.8% | 43.8% | 48.1% | 55.6% | 44.1% | 50.9% | 64.0% | 63.0% |
| Operating Margin | -4.8% | -4.8% | 7.0% | 6.2% | -3.0% | -1.1% | 5.1% | -2.6% | -4.5% | 1.2% | 13.1% |
| Net Profit Margin | -2.4% | -2.4% | 5.1% | 3.7% | -1.7% | -1.3% | 4.2% | -2.9% | -6.7% | -2.3% | 9.4% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | -6.3% | -6.3% | 13.5% | 21.8% | -17.6% | -13.6% | 24.0% | -15.2% | -27.3% | -7.2% | 18.1% |
| ROA | -0.9% | -0.9% | 2.3% | 3.4% | -2.3% | -1.9% | 3.6% | -2.1% | -3.6% | -1.0% | 2.0% |
| ROIC | -5.7% | -5.7% | 13.0% | 27.0% | -22.0% | -7.8% | 17.0% | -7.0% | -8.4% | 1.8% | 11.6% |
| ROCE | -2.6% | -2.6% | 13.4% | 27.2% | -20.8% | -6.8% | 15.2% | -5.9% | -7.6% | 1.7% | 5.9% |
SUPV Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
The company holds a net cash position — cash of $1.6T exceeds total debt of $1.0T, providing substantial financial flexibility for buybacks, acquisitions, or weathering downturns.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.04 | 1.04 | 0.11 | 0.01 | 0.02 | 0.05 | 0.18 | 0.40 | 0.63 | 0.67 | 0.61 |
| Debt / EBITDA | — | — | 0.47 | 0.03 | 0.66 | 0.28 | 0.51 | — | — | 8.57 | 3.62 |
| Net Debt / Equity | — | -0.54 | -0.71 | -0.73 | -0.53 | -0.78 | -0.87 | -0.73 | -1.36 | -0.13 | -0.61 |
| Net Debt / EBITDA | — | — | -2.93 | -2.12 | -15.09 | -4.64 | -2.43 | — | — | -1.71 | -3.62 |
| Debt / FCF | — | — | -1.24 | -4.09 | -0.28 | -0.28 | — | -0.17 | -0.72 | — | — |
| Interest Coverage | -0.10 | -0.10 | 0.16 | 0.10 | -0.05 | -0.02 | 0.15 | -0.06 | -0.12 | 0.05 | 0.44 |
Net cash position: cash ($1.60T) exceeds total debt ($1.05T)
SUPV Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
Grupo Supervielle S.A.'s current ratio of 4.06x is well above the 1.0 safety threshold, indicating strong short-term liquidity with ample room to cover current liabilities. The current ratio has improved from 0.23x to 4.06x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 4.06 | 4.06 | 0.32 | 0.23 | 0.18 | 0.31 | 0.34 | 0.43 | 0.49 | 0.42 | 0.45 |
| Quick Ratio | 4.06 | 4.06 | 0.32 | 0.23 | 0.18 | 0.31 | 0.34 | 0.43 | 0.49 | 0.42 | 0.45 |
| Cash Ratio | 4.06 | 4.06 | 0.20 | 0.16 | 0.09 | 0.14 | 0.20 | 0.28 | 0.34 | 0.19 | 0.21 |
| Asset Turnover | — | 0.30 | 0.45 | 0.67 | 0.91 | 1.04 | 0.64 | 0.77 | 0.44 | 0.38 | 0.14 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — | — |
SUPV Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Grupo Supervielle S.A. returns 2.6% to shareholders annually primarily through dividends.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 2.6% | — | — | — | — | — | — | — | — | — | — |
| Payout Ratio | — | — | 26.8% | — | — | — | 7.8% | — | — | — | 1.9% |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | — | — | 9421.6% | 14358.4% | — | — | 2728.8% | — | — | 105.7% | 156.0% |
| FCF Yield | — | — | 34732.0% | 37051.7% | 274809.8% | 153750.6% | — | 40518.8% | 6236.0% | — | — |
| Buyback Yield | 0.0% | — | — | — | — | — | — | — | — | — | — |
| Total Shareholder Yield | 2.6% | — | — | — | — | — | — | — | — | — | — |
| Shares Outstanding | — | $88M | $88M | $89M | $91M | $91M | $91M | $91M | $91M | $79M | $64M |
Peer Comparison
Compare SUPV with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 SUPVYou | $996M | -25.5 | — | — | 39.5% | -4.8% | -6.3% | -5.7% | — |
 GGAL | $9B | 58.0 | 14.5 | 329.3 | 41.3% | 2.5% | 3.3% | 2.6% | 6.7 |
 BMA | $7B | 28.2 | 10.8 | — | 50.5% | 10.2% | 7.3% | 7.9% | 2.2 |
 BBAR | $4B | 20.8 | 6.0 | 4.0 | 54.8% | 9.2% | 10.2% | 9.2% | 3.1 |
 ITUB | $86B | 10.2 | 20.6 | 3.5 | 34.5% | 13.1% | 20.6% | 3.2% | 17.6 |
 BBD | $36B | 7.9 | — | — | 34.6% | -1.1% | 13.3% | -0.3% | — |
 BSAC | $15B | 0.0 | 17.8 | 22.2 | 48.8% | 26.7% | 18.4% | 4.5% | 11.5 |
 BAP | $30B | 14.9 | 8.7 | 13.3 | 73.7% | 34.4% | 19.2% | 10.3% | 3.2 |
 V | $628B | 32.1 | 25.1 | 29.1 | 80.4% | 60.0% | 52.1% | 29.2% | 1.0 |
 MA | $434B | 29.6 | 21.5 | 25.6 | 83.4% | 59.2% | 209.9% | 56.5% | 0.9 |
 GPN | $16B | 11.5 | 10.1 | 7.8 | 72.6% | 19.1% | 6.0% | 3.0% | 7.6 |
| Financial Services Median | — | 13.6 | 11.4 | 11.1 | 64.1% | 20.3% | 9.0% | 5.5% | 4.3 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
Download Financial Ratios Data
Includes 30+ ratios · 13 years · Updated daily
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SUPV — Frequently Asked Questions
Quick answers to the most common questions about buying SUPV stock.
What is Grupo Supervielle S.A.'s P/E ratio?
Grupo Supervielle S.A.'s current P/E ratio is -25.5x. The historical average is 0.3x.
What is Grupo Supervielle S.A.'s ROE?
Grupo Supervielle S.A.'s return on equity (ROE) is -6.3%. The historical average is 5.5%.
Is SUPV stock overvalued?
Based on historical data, Grupo Supervielle S.A. is trading at a P/E of -25.5x. Compare with industry peers and growth rates for a complete picture.
What is Grupo Supervielle S.A.'s dividend yield?
Grupo Supervielle S.A.'s current dividend yield is 2.63%.
What are Grupo Supervielle S.A.'s profit margins?
Grupo Supervielle S.A. has 39.5% gross margin and -4.8% operating margin.