Trailing Dividend / Share
$0.65
Tectonic Financial, Inc. (TECTP) Dividend History
Income profile from 2019 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
6.5%
Payout Ratio
33.6%
Sustainable
Dividend Streak
2 years
TECTP Dividend Income Check
Safety
33.6% payout ratio with sustainable safety profile.
Consistency
2 straight years of dividend increases.
Income Trend
Yield on cost is 13.5% and trend is rising.
TECTP Dividend Scorecard
Yield & Income
Dividend Yield6.5%
Trailing DPS$0.65
FrequencyAnnual
Payments / 12M3
Payout Safety
Earnings Payout33.6%
Earnings SafetySustainable
FCF PayoutN/A
FCF SafetyUnknown
Piotroski F-Score3/9
Growth
Growth Streak2 years
3Y CAGR8.7%
5Y CAGR5.1%
Yield on Cost (5Y)13.5%
YOC Trendrising
Total Returns
Buyback Yield4.4%
Total Shareholder Yield10.9%
1Y Total Return2.9%
5Y Total Return52.0%
Div Contribution (5Y)49.0%
Estimated $10K growth (return + dividends):
5Y ago$15,20110Y ago$16,38420Y ago$16,384
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
TECTP Income Growth Story
Dividend per share and yield on cost over time (8 years of payments)
TECTP Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
Tectonic Financial, Inc. distributes 33.6% of earnings as dividends (Sustainable).
Piotroski F-Score: 3/9 — weak financial health.
Growth Track Record
TECTP has raised its dividend for 2 consecutive years, with a 3-year CAGR of 8.7% and 5-year CAGR of 5.1%.
Total Shareholder Returns
Beyond cash dividends, TECTP returns capital through share repurchases. The combined picture: 6.5% dividend yield, 4.4% buyback yield, 10.9% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 13.5% and is currently rising. The 5-year total return is 52.0%, with dividends contributing 49.0% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $16,384 today.
TECTP Recent Dividend Payments
Last 20 payments · Annual
TTM Total$4.98
Avg/Payment$0.2490
Latest Change-5.3%
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Feb 6, 2026Latest | $0.2768 | ↓ -5.3% | 11.32% | Feb 17, 2026 |
| Nov 7, 2025 | $0.2923 | ↑ +2.2% | 10.28% | Nov 17, 2025 |
| Aug 5, 2025 | $0.2858 | ↑ +4.6% | 10.84% | Aug 15, 2025 |
| May 5, 2025 | $0.2732 | ↓ -10.0% | 11.57% | May 15, 2025 |
| Feb 7, 2025 | $0.3036 | ↓ -1.8% | 11.23% | Feb 18, 2025 |
| Nov 5, 2024 | $0.3092 | ↓ -1.7% | 10.21% | Nov 15, 2024 |
| Aug 5, 2024 | $0.3144 | ↑ +39.8% | 9.75% | Aug 15, 2024 |
| May 2, 2024 | $0.2250 | — | 8.78% | May 15, 2024 |
TECTP Dividend vs Peers
Comparable companies in the same industry
#2 yield in peer group
Div Yield
6.5%
#2 of 7
Safety
Sustainable
33.6% payout
Streak
2Y
5.1% 5Y CAGR
Total Shareholder
10.9%
#2 of 7
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
2nd TECTPTectonic Financial, … | $68M | 6.5% | 33.6% | 2 | Sustainable |
 CHMGChemung Financial Co… | $364M | 1.7% | 41.9% | 1 | Sustainable |
 NECBNortheast Community … | $384M | 3.5% | 30.0% | 2 | Sustainable |
3rd  MFINMedallion Financial … | $246M | 4.4% | 25.5% | 3 | Sustainable |
 BSVNBank7 Corp. | $463M | 2.0% | 21.7% | 7 | Sustainable |
1st  TPVGTriplePoint Venture … | $191M | 21.8% | 83.9% | 0 | Watch |
 FCFSFirstCash Holdings, … | $9.4B | 0.7% | 21.5% | 10 | Sustainable |
TECTP Annual Dividend History (2012–2026)
15 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.28 | — | 1 | — | — | — | 3.2% |
| 2025 | $1.15 | 7.6% | 4 | — | — | — | 13.5% |
| 2024 | $1.07 | 19.3% | 4 | $1.68 | 63.9% | 1.56x | 12.5% |
| 2023 | $0.90 | 0.0% | 4 | $1.87 | 48.1% | 2.08x | 10.5% |
| 2022 | $0.90 | 0.0% | 4 | $2.11 | 42.7% | 2.34x | 10.5% |
| 2021 | $0.90 | 0.0% | 4 | $2.20 | 40.9% | 2.44x | 10.5% |
| 2020 | $0.90 | 98.9% | 4 | $1.42 | 63.4% | 1.58x | 10.5% |
| 2019 | $0.45 | — | 2 | $0.98 | 46.2% | 2.17x | 5.3% |
| 2018 | $0.00 | — | 0 | $1.34 | — | — | — |
| 2017 | $0.00 | — | 0 | $1.04 | — | — | — |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
7+ years return with dividends reinvested.
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DCA Calculator
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Peer Comparison
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TECTP — Frequently Asked Questions
Quick answers to the most common questions about buying TECTP stock.
How much dividend does TECTP pay per share?
Tectonic Financial, Inc. (TECTP) pays a trailing 12-month dividend of $0.65 per share, with a current dividend yield of +6.5%. Payments are made Annual.
When is TECTP's next ex-dividend date?
TECTP's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. TECTP typically pays dividends Annual.
Is TECTP's dividend safe?
TECTP's dividend safety is rated "Sustainable" based on an earnings payout ratio of +33.6% and FCF payout ratio of N/A. The 2-year growth streak provides moderate confidence.
How many years has TECTP increased its dividend?
TECTP has 2 consecutive years of dividend growth. The 5-year dividend CAGR is +5.1%.
How often does TECTP pay dividends?
Tectonic Financial, Inc. pays dividends Annual. The trailing 12-month total is $0.65 per share. Dividend data on this page covers 7+ years from 2019 to 2026.
How much would $10,000 invested in TECTP grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in TECTP five years ago would be worth approximately $15,201 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is TECTP's yield on cost for long-term holders?
TECTP's yield on cost — the current dividend divided by the original purchase price — is +13.5% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +6.5% market yield, thanks to consistent dividend growth.