Triumph Financial, Inc. (TFIN) P/E Ratio History
Premium ValuationTrading at 82.6x vs 5Y avg 61.9x · 75th percentile · Premium to historical baseline · Data 2014–2026
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P/E Ratio Analysis
As of June 29, 2026, Triumph Financial, Inc. (TFIN) trades at a price-to-earnings ratio of 82.6x, with a stock price of $76.81 and trailing twelve-month earnings per share of $1.32.
The current P/E is 33% above its 5-year average of 61.9x. Over the past five years, TFIN's P/E has ranged from a low of 12.3x to a high of 174.4x, placing the current valuation at the 75th percentile of its historical range.
Compared to the Financial Services sector median P/E of 14.2x, TFIN trades at a 482% premium to its sector peers. The sector includes 801 companies with P/E ratios ranging from 0.0x to 157.7x.
Relative to the broader market, TFIN commands a significant premium over the S&P 500 median P/E of 25.3x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our TFIN DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
TFIN Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
TFIN P/E vs Peers
Specialty finance and niche lenders peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $2B | 14.5 | 1.27 | +7% | |
| $3B | 14.8 | 4.65 | +6% | |
| $8B | 15.2 | 1.85 | +13% | |
| $747M | 11.1 | 2.10 | +3% | |
| $5B | 19.9 | 4.42 | +13% | |
| $992M | 31.1 | - | -58% | |
| $2B | 8.3Lowest | 0.81Best | +287%Best | |
| $7B | 16.7 | 1.70 | +89% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
TFIN Historical P/E Data (2014–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | - | $59.66 | $1.19 | 50.3x | +39% |
| FY2025 Q4 | Dec 31 2025 | $62.63 | $0.93 | 67.6x | +87% |
| FY2025 Q3 | - | $50.04 | $0.29 | 174.4x | +383% |
| FY2025 Q2 | Jun 30 2025 | $55.11 | $0.44 | 125.3x | +247% |
| FY2025 Q1 | Mar 31 2025 | $57.80 | $0.37 | 156.2x | +333% |
| FY2024 Q4 | - | $90.88 | $0.54 | 168.3x | +367% |
| FY2024 Q3 | Sep 30 2024 | $79.54 | $0.78 | 102.0x | +183% |
| FY2024 Q2 | Jun 30 2024 | $81.75 | $1.10 | 74.3x | +106% |
| FY2024 Q1 | Mar 31 2024 | $79.32 | $1.31 | 60.5x | +68% |
| FY2023 Q4 | Dec 31 2023 | $80.18 | $1.60 | 50.1x | +39% |
| FY2023 Q3 | Sep 30 2023 | $64.79 | $1.90 | 34.1x | -5% |
| FY2023 Q2 | Jun 30 2023 | $60.72 | $2.01 | 30.2x | -16% |
| FY2023 Q1 | Mar 31 2023 | $58.06 | $3.46 | 16.8x | -53% |
| FY2022 Q4 | Dec 31 2022 | $48.87 | $3.96 | 12.3x | -66% |
| FY2022 Q3 | Sep 30 2022 | $54.35 | $4.31 | 12.6x | -65% |
| FY2022 Q2 | - | $62.56 | $4.63 | 13.5x | -63% |
| FY2022 Q1 | - | $94.02 | $3.97 | 23.7x | -34% |
| FY2021 Q4 | Dec 31 2021 | $119.08 | $4.36 | 27.3x | -24% |
| FY2021 Q3 | - | $100.13 | $4.59 | 21.8x | -40% |
| FY2021 Q2 | Jun 30 2021 | $74.25 | $4.54 | 16.4x | -55% |
| FY2021 Q1 | Mar 31 2021 | $77.39 | $4.02 | 19.3x | -47% |
| FY2020 Q4 | - | $48.55 | $2.52 | 19.3x | -47% |
| FY2020 Q3 | Sep 30 2020 | $31.14 | $1.93 | 16.1x | -55% |
| FY2020 Q2 | - | $24.27 | $1.60 | 15.2x | -58% |
| FY2020 Q1 | - | $26.00 | $1.52 | 17.1x | -53% |
| FY2019 Q4 | - | $38.02 | $2.25 | 16.9x | -53% |
| FY2019 Q3 | Sep 30 2019 | $31.89 | $2.26 | 14.1x | -61% |
| FY2019 Q2 | Jun 30 2019 | $29.05 | $2.04 | 14.2x | -61% |
| FY2019 Q1 | Mar 31 2019 | $29.39 | $2.03 | 14.5x | -60% |
| FY2018 Q4 | Dec 31 2018 | $29.70 | $2.04 | 14.6x | -60% |
| FY2018 Q3 | Sep 30 2018 | $38.20 | $1.66 | 23.0x | -36% |
| FY2018 Q2 | Jun 30 2018 | $40.75 | $1.79 | 22.8x | -37% |
| FY2018 Q1 | Mar 31 2018 | $41.20 | $1.83 | 22.5x | -38% |
| FY2017 Q4 | Dec 31 2017 | $31.50 | $1.82 | 17.3x | -52% |
| FY2017 Q3 | Sep 30 2017 | $32.25 | $1.86 | 17.3x | -52% |
| FY2017 Q2 | Jun 30 2017 | $24.55 | $1.64 | 15.0x | -58% |
| FY2017 Q1 | Mar 31 2017 | $25.80 | $1.38 | 18.7x | -48% |
| FY2016 Q4 | Dec 31 2016 | $26.15 | $1.10 | 23.8x | -34% |
| FY2016 Q3 | Sep 30 2016 | $19.84 | $1.01 | 19.6x | -46% |
| FY2016 Q2 | - | $16.00 | $1.08 | 14.8x | -59% |
| FY2016 Q1 | - | $15.83 | $1.08 | 14.7x | -59% |
| FY2015 Q4 | - | $16.50 | $1.57 | 10.5x | -71% |
| FY2015 Q3 | Sep 30 2015 | $16.80 | $1.48 | 11.4x | -69% |
| FY2015 Q2 | - | $13.15 | $1.73 | 7.6x | -79% |
| FY2015 Q1 | - | $13.66 | $1.62 | 8.4x | -77% |
| FY2014 Q4 | Dec 31 2014 | $13.55 | $1.05 | 12.9x | -64% |
Average P/E for displayed period: 36.1x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
12+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
TFIN — Frequently Asked Questions
Quick answers to the most common questions about buying TFIN stock.
What is TFIN's P/E ratio?
Triumph Financial, Inc. (TFIN) trailing twelve-month P/E ratio is 82.6x, based on TTM diluted EPS of $1.32. The 5-year average P/E is 61.9x and the historical range spans 12.3x to 174.4x.
Is TFIN stock overvalued or undervalued?
TFIN trades at 82.6x P/E, above its 5-year average of 61.9x. The 75th percentile ranking within the 12.3x–174.4x historical range indicates a premium to historical valuation.
Is TFIN stock expensive?
Yes, TFIN is expensive relative to its own history. The current P/E of 82.6x is above the 5-year average of 61.9x and also above the Financial Services sector median of 14.2x. The stock sits at the 75th percentile of its 5-year valuation range.
What is TFIN's historical P/E range?
Over the past 5 years, TFIN's P/E ratio has ranged from 12.3x to 174.4x, with a median of 50.1x and an average of 61.9x. The current P/E of 82.6x places the stock at the 75th percentile of this range. Full historical data spans 2014–2026.
How does TFIN's P/E compare to the S&P 500?
TFIN trades at 82.6x P/E versus the S&P 500 median of 25.3x. The 226% premium to the market typically reflects higher expected earnings growth or quality.
How does TFIN's valuation compare to Financial Services peers?
Triumph Financial, Inc. P/E of 82.6x compares to the Financial Services sector median of 14.2x. The premium reflects expected growth above peers or stronger fundamentals. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is TFIN's PEG ratio?
TFIN PEG ratio is N/A, based on a P/E of 82.6x and EPS growth of 72.2%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is TFIN's earnings yield?
TFIN earnings yield is 1.21%, the inverse of its 82.6x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.