6.3% Above Target

Wall Street's consensus price target for TFIN is $72, -6.3% from its current price of $76.81. The below-market target from 9 analysts suggests limited near-term appreciation.

TFIN has a consensus rating of "Hold" based on 9 Wall Street analysts. The rating breakdown is mixed, with 5 Hold ratings making up the largest segment. The consensus 12-month price target of $72 implies -6.3% downside from current levels.

At a forward P/E of 43.5925x, TFIN trades at a premium valuation. The consensus price target of $72 (-6.3% downside) suggests analysts may view current valuations as stretched.

The most bullish Wall Street analyst has a price target of $72 for TFIN, while the most conservative target is $72. The consensus of $72 represents the median expectation. Our quantitative valuation model projects a bull case target of $37 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.

TFIN is moderately covered, with 9 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 2 have Buy ratings, 5 recommend Hold, and 2 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.

The 12-month TFIN stock forecast based on 9 Wall Street analysts shows a consensus price target of $72, with estimates ranging from $72 (bear case) to $72 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $28, with bear/bull scenarios of $18/$37.

Our quantitative valuation model calculates TFIN's fair value at $28 (base case), with a bear case of $18 and bull case of $37. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 46/100.

TFIN trades at a forward P/E ratio of 43.6x based on next-twelve-months earnings estimates compared to a trailing P/E of 82.6x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.

Analysts are cautious on TFIN, with 2 Sell ratings and a price target of $72 (-6.3% from current price). The "Hold" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.

TFIN analyst price targets range from $72 to $72, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $72 consensus represents the middle ground. Our model's $18-$37 range provides an independent fundamental perspective.