TFS Financial Corporation (TFSL) quarterly cash flow statement — complete operating, investing & financing history
TFS Financial Corporation (TFSL) cash flow statement — 21-year operating, investing & financing cash flows
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash from Operations | 32.51M | 17.64M | 58.75M | -11.1M | 26.75M | 21.23M | 45.55M | -58.68M | 96.74M | 14.21M | 36.33M | 13.83M | 33.77M | -35.68M | 78.81M | -12.18M | 10.44M | 33.01M | 7.66M | -38.21M |
| Operating CF Growth % | 21.53% | -16.89% | 28.99% | 81.08% | -72.35% | 49.36% | 25.38% | -524.42% | 186.48% | 139.82% | -53.91% | 213.48% | 223.37% | -208.09% | 929.25% | 68.11% | -86.51% | 67.11% | -68.33% | -225.68% |
| Net Income | 30.54M | 23.25M | 22.27M | 26M | 21.51M | 21.02M | 22.43M | 18.21M | 19.95M | 20.71M | 20.71M | 19.55M | 17.6M | 15.91M | 22.19M | 25.43M | 17.15M | 15.85M | 16.14M | 17.02M |
| Depreciation & Amortization | 6.75M | 5.85M | 6.26M | 6.24M | 5.95M | 5.55M | 5.31M | 4.96M | 4.98M | 4.51M | 4.58M | 4.73M | 4.65M | 4.53M | 4.21M | 6.23M | 6.7M | 6.92M | 7.19M | 3.46M |
| Deferred Taxes | 37K | 12K | -103K | 1.32M | 8K | 30K | -10K | 2.9M | -82K | -93K | -25K | 3.91M | -19K | -110K | -45K | -25.88M | -534K | -462K | 3K | -13.9M |
| Other Non-Cash Items | -3.6M | -5.56M | 9.41M | -26.68M | -7.05M | -3.74M | 7.07M | 1.11M | -18.66M | -11.36M | -2.19M | -5.03M | 1.46M | -3.41M | -6.53M | -32.82M | 783K | 18.56M | -19.13M | -10.18M |
| Working Capital Changes | -4.51M | -9.02M | 18.26M | -20.59M | 4M | -3.99M | 8.4M | -88.25M | 88.35M | -2.17M | 10.93M | -11.73M | 7.7M | -55.19M | 56.35M | 12.29M | -16.2M | -10.64M | 356K | -37.83M |
| Cash from Investing | -503.44M | -8.37M | 13.97M | -73.62M | -264.04M | -43.6M | -2.73M | -111.87M | -42.97M | 71.97M | -41.84M | -284.53M | -377.17M | -98.1M | -248.83M | -394.99M | -806.74M | -515.81M | -157.56M | 92.85M |
| Purchase of Investments | -3.31B | -50.22M | -18.03M | -18.64M | -14.48M | -41.13M | -86.1M | -12.43M | -24.36M | -15.9M | -80.83M | -20.47M | -60.47M | -23.4M | -40.32M | -52.69M | -51.84M | -80.23M | -65.26M | -67.6M |
| Sale/Maturity of Investments | 2.77B | 37.32M | 86.22M | 25.11M | 26.61M | 21.39M | 97.22M | 23.4M | 21.62M | 17.57M | 79.12M | 21M | 21.6M | 19.02M | 21.95M | 26.38M | 37.91M | 41.54M | 57.73M | 62.32M |
| Net Investment Activity | -543.75M | -12.9M | 68.19M | 6.48M | 12.14M | -19.74M | 11.13M | 10.97M | -2.73M | 1.67M | -1.72M | 531K | -38.87M | -4.39M | -18.37M | -26.31M | -13.93M | -38.68M | -7.53M | -5.29M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 43.78M | 8.78M | -52.56M | -77.95M | -274.45M | -16.91M | -13.21M | -122.13M | -39.4M | 71.11M | -39.42M | -284.01M | -336.72M | -93.21M | -228.5M | -367.48M | -791.97M | -476.74M | -149.75M | 98.24M |
| Cash from Financing | 602.59M | -28.7M | -45.45M | 61.58M | 226.29M | 20.03M | -40.61M | 73.83M | -87.67M | -43.62M | 90.53M | 301.24M | 358.49M | 111.33M | 244.04M | 389.2M | 813.16M | 445.46M | 69.58M | -146.47M |
| Dividends Paid | -14.9M | -14.93M | -15.11M | -14.86M | -14.87M | -14.9M | -14.9M | -14.75M | -14.7M | -14.73M | -14.77M | -14.56M | -14.55M | -14.51M | -14.67M | -14.48M | -14.62M | -14.48M | -14.72M | -14.29M |
| Share Repurchases | -1.19M | -2.09M | -2.99M | -2.47M | -744K | 767K | -767K | -1K | -6K | 0 | -1.92M | -342K | -4K | -713K | -4.92M | -248K | -3.72M | -962K | -1.36M | -1.82M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -1.19M | -2.09M | -2.99M | -2.47M | -744K | 767K | -767K | -1K | -6K | 0 | -1.92M | -342K | -4K | -713K | -4.92M | -248K | -3.72M | -962K | -1.36M | -1.82M |
| Debt Issuance (Net) | 1000K | 1000K | 1000K | -1000K | 1000K | -1000K | -1000K | -1000K | -1000K | -1000K | -1000K | -1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | -1000K |
| Other Financing | 85.93M | -352.22M | -98.79M | 91.3M | -56.69M | 113.78M | 99.06M | 112.25M | 61.56M | 49.89M | 350.63M | 479.43M | 141.15M | -231.52M | 1.18M | 62.02M | 156.48M | 89.32M | 2.81M | -79.71M |
| Net Change in Cash | 131.65M | -19.43M | 27.27M | -23.14M | -11M | -2.35M | 2.21M | -96.72M | -33.9M | 42.57M | 85.02M | 30.53M | 15.09M | -22.45M | 74.02M | -17.97M | 16.86M | -37.34M | -80.32M | -91.82M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 437.28M | 456.71M | 429.44M | 452.58M | 463.58M | 465.93M | 463.72M | 560.43M | 594.33M | 551.77M | 466.75M | 436.21M | 421.13M | 443.58M | 369.56M | 387.53M | 370.67M | 408.01M | 488.33M | 580.14M |
| Cash at End | 568.93M | 437.28M | 456.71M | 429.44M | 452.58M | 463.58M | 465.93M | 463.72M | 560.43M | 594.33M | 551.77M | 466.75M | 436.21M | 421.13M | 443.58M | 369.56M | 387.53M | 370.67M | 408.01M | 488.33M |
| Interest Paid | 128.92M | 114.58M | 128.47M | 133.49M | 129.94M | 128.37M | 137.28M | 140.53M | 136.76M | 132.32M | 123M | 117.63M | 87.4M | 94.55M | 64.17M | 44.1M | 32.17M | 31.96M | 34.58M | 26.05M |
| Income Taxes Paid | 5.69M | 7.12M | 200K | -11.78M | 4.64M | 7.03M | 113K | 1.96M | 3.09M | 10.41M | 220K | 4.33M | 5.13M | 11.88M | 428K | 14.19M | 11.75M | 13.38M | 286K | 5.76M |
| Free Cash Flow | 29.04M | 13.39M | 57.09M | -13.25M | 25.03M | 14.28M | 44.91M | -59.4M | 95.91M | 13.4M | 35.62M | 12.77M | 32.19M | -36.18M | 76.85M | -13.38M | 9.61M | 32.63M | 7.38M | -38.31M |
| FCF Growth % | 16.04% | -6.21% | 27.12% | 77.7% | -73.91% | 6.56% | 26.06% | -565% | 197.99% | 137.03% | -53.64% | 195.45% | 235.05% | -210.9% | 941.85% | 65.07% | -87.56% | 69.51% | -68.83% | -227.59% |