TFS Financial Corporation (TFSL) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

TFS Financial Corporation (TFSL) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

TFSL Income Statement

TFS Financial Corporation (TFSL) annual income statement — 21-year revenue, gross profit & net income history

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21

Net Interest Income	81.38M	77.81M	75.68M	77.32M	74.99M	72.05M	68.33M	68.72M	69.27M	71.38M	69.09M	70.36M	68.78M	69.27M	75.16M	75.51M	71.3M	62.74M	57.84M	57.4M
NII Growth %	8.51%	7.99%	10.76%	12.53%	8.26%	0.94%	-1.11%	-2.34%	0.72%	3.05%	-8.07%	-6.82%	-3.54%	10.4%	29.93%	31.55%	24.92%	7.41%	-1.53%	14.42%
Net Interest Margin %	0.45%	0.45%	0.43%	0.44%	0.43%	0.42%	0.4%	0.4%	0.41%	0.42%	0.41%	0.42%	0.41%	0.43%	0.47%	0.48%	0.46%	0.43%	0.41%	0.41%
Interest Income	202.11M	195.47M	197.77M	199.05M	191.41M	185.95M	186.77M	188.52M	184.91M	183.49M	177.16M	168.74M	156.66M	147.55M	138.97M	121.01M	102.77M	93.46M	92.09M	94.08M
Interest Expense	120.73M	117.66M	122.09M	121.73M	116.41M	113.9M	118.44M	119.8M	115.63M	112.11M	108.07M	98.38M	87.88M	78.28M	63.81M	45.5M	31.47M	30.72M	34.25M	36.68M
Loan Loss Provision	0	0	-1M	1M	1.5M	1.5M	-1.5M	1M	-500K	-1M	-1M	500K	0	-1M	-1M	0	4M	-1M	-2M	-2M
Non-Interest Income	0	7.44M	8.05M	8.16M	7.05M	7.07M	6.5M	6.42M	6.25M	5.72M	6.32M	5.1M	5.84M	5.33M	5.16M	4.38M	5.68M	5.59M	8.15M	8.68M
Non-Interest Income %	0%	8.72%	9.61%	9.55%	8.59%	8.93%	8.69%	8.54%	8.27%	7.42%	8.37%	6.76%	7.83%	7.14%	6.42%	5.48%	7.37%	8.18%	12.35%	13.14%
Total Net Revenue	81.38M	85.24M	83.73M	85.48M	82.04M	79.12M	74.83M	75.14M	75.52M	77.1M	75.41M	75.46M	74.62M	74.6M	80.31M	79.89M	76.98M	68.33M	66M	66.08M
Revenue Growth %	-0.81%	7.74%	11.89%	13.77%	8.64%	2.62%	-0.76%	-0.43%	1.2%	3.36%	-6.11%	-5.54%	-3.06%	9.17%	21.69%	20.9%	15.71%	-7.81%	-17.71%	-1.69%
Non-Interest Expense	50.6M	55.4M	56.23M	52.05M	53.19M	51.09M	47.94M	51.08M	50.79M	52.2M	50.28M	51.48M	52.88M	55.57M	53.19M	48.74M	51.76M	49.98M	47.67M	47.45M
Efficiency Ratio	62.17%	64.99%	67.16%	60.88%	64.83%	64.57%	64.07%	67.99%	67.25%	67.7%	66.67%	68.22%	70.86%	74.5%	66.23%	61.01%	67.23%	73.14%	72.23%	71.8%
Operating Income	30.78M	29.84M	28.5M	32.44M	27.36M	26.53M	28.39M	23.05M	25.23M	25.9M	26.13M	23.48M	21.75M	20.02M	28.12M	31.15M	21.22M	19.36M	20.32M	20.63M
Operating Margin %	37.83%	35.01%	34.04%	37.95%	33.35%	33.53%	37.94%	30.68%	33.41%	33.6%	34.65%	31.11%	29.14%	26.84%	35.01%	38.99%	27.57%	28.33%	30.8%	31.22%
Operating Income Growth %	12.52%	12.5%	0.38%	40.73%	8.43%	2.42%	8.65%	-1.82%	16.03%	29.36%	-7.08%	-24.62%	2.46%	3.44%	38.35%	50.97%	7.86%	-33.96%	-33.31%	23.88%
Pretax Income	38.68M	29.84M	28.5M	32.44M	27.36M	26.53M	28.39M	23.05M	25.23M	25.9M	26.13M	23.48M	21.75M	20.02M	28.12M	31.15M	21.22M	19.36M	20.32M	20.63M
Pretax Margin %	47.53%	35.01%	34.04%	37.95%	33.35%	33.53%	37.94%	30.68%	33.41%	33.6%	34.65%	31.11%	29.14%	26.84%	35.01%	38.99%	27.57%	28.33%	30.8%	31.22%
Income Tax	8.14M	6.6M	6.22M	6.44M	5.84M	5.51M	5.96M	4.84M	5.28M	5.19M	5.42M	3.93M	4.14M	4.12M	5.93M	5.72M	4.08M	3.51M	4.18M	3.62M
Effective Tax Rate %	21.04%	22.1%	21.84%	19.85%	21.36%	20.76%	21.01%	20.98%	20.92%	20.03%	20.75%	16.75%	19.05%	20.55%	21.08%	18.35%	19.21%	18.14%	20.59%	17.54%
Net Income	30.54M	23.25M	22.27M	26M	21.51M	21.02M	22.43M	18.21M	19.95M	20.71M	20.71M	19.55M	17.6M	15.91M	22.19M	25.43M	17.15M	15.85M	16.14M	17.02M
Net Margin %	37.53%	27.27%	26.6%	30.41%	26.22%	26.57%	29.97%	24.24%	26.42%	26.87%	27.46%	25.9%	23.59%	21.33%	27.63%	31.83%	22.27%	23.19%	24.46%	25.75%
Net Income Growth %	41.96%	10.59%	-0.68%	42.73%	7.82%	1.49%	8.3%	-6.81%	13.35%	30.2%	-6.7%	-23.15%	2.66%	0.4%	37.5%	49.47%	7.3%	-31.14%	-35.45%	25.31%
Net Income (Continuing)	30.54M	23.25M	22.27M	26M	21.51M	21.02M	22.43M	18.21M	19.95M	20.71M	20.71M	19.55M	17.6M	15.91M	22.19M	25.43M	17.15M	15.85M	16.14M	17.02M
EPS (Diluted)	0.11	0.08	0.08	0.09	0.08	0.07	0.08	0.06	0.07	0.07	0.07	0.07	0.06	0.06	0.08	0.09	0.06	0.06	0.06	0.06
EPS Growth %	45.5%	12.31%	-0.51%	42.97%	8%	1.23%	8.52%	-8.57%	16.67%	21.67%	-8.66%	-22.22%	0%	0%	32.83%	50%	0%	-25%	-33.26%	20%
EPS (Basic)	0.11	0.08	0.08	0.09	0.08	0.07	0.08	0.06	0.07	0.07	0.07	0.07	0.06	0.06	0.08	0.09	0.06	0.06	0.06	0.06
Diluted Shares Outstanding	280.18M	279.93M	283.3M	279.76M	279.72M	279.72M	279.58M	279.4M	279.22M	279.05M	279M	278.83M	278.59M	278.5M	278.46M	278.5M	278.56M	278.82M	278.9M	278.88M