TFS Financial Corporation (TFSL) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 77.81M | 75.68M | 77.32M | 74.99M | 72.05M | 68.33M | 68.72M | 69.27M | 71.38M | 69.09M | 70.36M | 68.78M |
| NII Growth % | 7.99% | 10.76% | 12.53% | 8.26% | 0.94% | -1.11% | -2.34% | 0.72% | 3.05% | -8.07% | -6.82% | -3.54% |
| Net Interest Margin % | 0.45% | 0.43% | 0.44% | 0.43% | 0.42% | 0.4% | 0.4% | 0.41% | 0.42% | 0.41% | 0.42% | 0.41% |
| Interest Income | 195.47M | 197.77M | 199.05M | 191.41M | 185.95M | 186.77M | 188.52M | 184.91M | 183.49M | 177.16M | 168.74M | 156.66M |
| Interest Expense | 117.66M | 122.09M | 121.73M | 116.41M | 113.9M | 118.44M | 119.8M | 115.63M | 112.11M | 108.07M | 98.38M | 87.88M |
| Loan Loss Provision | 0 | -1M | 1M | 1.5M | 1.5M | -1.5M | 1M | -500K | -1M | -1M | 500K | 0 |
| Non-Interest Income | 7.44M | 8.05M | 8.16M | 7.05M | 7.07M | 6.5M | 6.42M | 6.25M | 5.72M | 6.32M | 5.1M | 5.84M |
| Non-Interest Income % | 3.67% | 3.91% | 3.94% | 3.55% | 3.66% | 3.36% | 3.29% | 3.27% | 3.02% | 3.44% | 2.93% | 3.6% |
| Total Revenue | 202.91M | 205.82M | 207.21M | 198.46M | 193.02M | 193.27M | 194.94M | 191.15M | 189.22M | 183.47M | 173.84M | 162.5M |
| Revenue Growth % | 5.12% | 6.49% | 6.3% | 3.82% | 2.01% | 5.34% | 12.14% | 17.63% | 23.77% | 27.3% | 38.64% | 49.84% |
| Non-Interest Expense | 55.4M | 56.23M | 52.05M | 53.19M | 51.09M | 47.94M | 51.08M | 50.79M | 52.2M | 50.28M | 51.48M | 52.88M |
| Efficiency Ratio | 27.3% | 27.32% | 25.12% | 26.8% | 26.47% | 24.81% | 26.21% | 26.57% | 27.59% | 27.4% | 29.62% | 32.54% |
| Operating Income | 29.84M | 28.5M | 32.44M | 27.36M | 26.53M | 28.39M | 23.05M | 25.23M | 25.9M | 26.13M | 23.48M | 21.75M |
| Operating Margin % | 14.71% | 13.85% | 15.65% | 13.78% | 13.74% | 14.69% | 11.82% | 13.2% | 13.69% | 14.24% | 13.51% | 13.38% |
| Operating Income Growth % | 12.5% | 0.38% | 40.73% | 8.43% | 2.42% | 8.65% | -1.82% | 16.03% | 29.36% | -7.08% | -24.62% | 2.46% |
| Pretax Income | 29.84M | 28.5M | 32.44M | 27.36M | 26.53M | 28.39M | 23.05M | 25.23M | 25.9M | 26.13M | 23.48M | 21.75M |
| Pretax Margin % | 14.71% | 13.85% | 15.65% | 13.78% | 13.74% | 14.69% | 11.82% | 13.2% | 13.69% | 14.24% | 13.51% | 13.38% |
| Income Tax | 6.6M | 6.22M | 6.44M | 5.84M | 5.51M | 5.96M | 4.84M | 5.28M | 5.19M | 5.42M | 3.93M | 4.14M |
| Effective Tax Rate % | 22.1% | 21.84% | 19.85% | 21.36% | 20.76% | 21.01% | 20.98% | 20.92% | 20.03% | 20.75% | 16.75% | 19.05% |
| Net Income | 23.25M | 22.27M | 26M | 21.51M | 21.02M | 22.43M | 18.21M | 19.95M | 20.71M | 20.71M | 19.55M | 17.6M |
| Net Margin % | 11.46% | 10.82% | 12.55% | 10.84% | 10.89% | 11.6% | 9.34% | 10.44% | 10.95% | 11.29% | 11.24% | 10.83% |
| Net Income Growth % | 10.59% | -0.68% | 42.73% | 7.82% | 1.49% | 8.3% | -6.81% | 13.35% | 30.2% | -6.7% | -23.15% | 2.66% |
| Net Income (Continuing) | 23.25M | 22.27M | 26M | 21.51M | 21.02M | 22.43M | 18.21M | 19.95M | 20.71M | 20.71M | 19.55M | 17.6M |
| EPS (Diluted) | 0.08 | 0.08 | 0.09 | 0.08 | 0.07 | 0.08 | 0.06 | 0.07 | 0.07 | 0.07 | 0.07 | 0.06 |
| EPS Growth % | 12.31% | -0.51% | 42.97% | 8% | 1.23% | 8.52% | -8.57% | 16.67% | 21.67% | -8.66% | -22.22% | 0% |
| EPS (Basic) | 0.08 | 0.08 | 0.09 | 0.08 | 0.07 | 0.08 | 0.06 | 0.07 | 0.07 | 0.07 | 0.07 | 0.06 |
| Diluted Shares Outstanding | 279.93M | 283.3M | 279.76M | 279.72M | 279.72M | 279.58M | 279.4M | 279.22M | 279.05M | 279M | 278.83M | 278.59M |