Trailing Dividend / Share
$0.21
TFS Financial Corporation (TFSL) Dividend History
Income profile from 2008 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
1.2%
Payout Ratio
65.5%
Watch
Dividend Streak
0 years
TFSL Dividend Income Check
Safety
65.5% payout ratio with watch safety profile.
Consistency
0 straight years of dividend increases.
Income Trend
Yield on cost is 6.4% and trend is flat.
TFSL Dividend Scorecard
Yield & Income
Dividend Yield1.2%
Trailing DPS$0.21
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout65.5%
Earnings SafetyWatch
FCF Payout72.5%
FCF SafetyAdequate
Piotroski F-Score6/9
Growth
Growth Streak0 years
3Y CAGR0.0%
5Y CAGR0.2%
Yield on Cost (5Y)6.4%
YOC Trendflat
Total Returns
Buyback Yield0.1%
Total Shareholder Yield1.3%
1Y Total Return40.2%
5Y Total Return9.6%
Div Contribution (5Y)27.3%
Estimated $10K growth (return + dividends):
5Y ago$10,95610Y ago$16,03020Y ago$24,080
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
TFSL Income Growth Story
Dividend per share and yield on cost over time (16 years of payments)
TFSL Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
TFS Financial Corporation distributes 65.5% of earnings as dividends (Watch). When measured against free cash flow—a stricter test—the payout ratio stands at 72.5%, rated "Adequate".
Piotroski F-Score: 6/9 — moderate financial health.
Growth Track Record
TFSL does not have a current streak of consecutive dividend increases, with a 3-year CAGR of 0.0% and 5-year CAGR of 0.2%.
Total Shareholder Returns
Beyond cash dividends, TFSL returns capital through share repurchases. The combined picture: 1.2% dividend yield, 0.1% buyback yield, 1.3% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 6.4% and is currently flat. The 5-year total return is 9.6%, with dividends contributing 27.3% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $16,030 today.
TFSL Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$5.65
Avg/Payment$0.2825
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Jun 10, 2026Latest | $0.2825 | — | 6.77% | Jun 24, 2026 |
| Mar 11, 2026 | $0.2825 | — | 8.36% | Mar 25, 2026 |
| Dec 2, 2025 | $0.2825 | — | 8.08% | Dec 16, 2025 |
| Sep 10, 2025 | $0.2825 | — | 8.43% | Sep 24, 2025 |
| Jun 10, 2025 | $0.2825 | — | 8.55% | Jun 24, 2025 |
| Mar 6, 2025 | $0.2825 | — | 9.00% | Mar 20, 2025 |
| Dec 3, 2024 | $0.2825 | — | 8.31% | Dec 17, 2024 |
| Sep 10, 2024 | $0.2825 | — | 8.75% | Sep 24, 2024 |
TFSL Dividend vs Peers
Comparable companies in the same industry
#8 yield in peer group
Div Yield
1.2%
#8 of 8
Safety
Watch
65.5% payout
Streak
0Y
0.2% 5Y CAGR
Total Shareholder
1.3%
#8 of 8
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| TFSLTFS Financial Corpor… | $4.9B | 1.2% | 65.5% | 0 | Watch |
 WAFDWaFd, Inc. | $2.8B | 2.8% | 37.4% | 16 | Sustainable |
 HOMBHome Bancshares, Inc… | $5.8B | 2.8% | 33.4% | 15 | Sustainable |
3rd  FMAOFarmers & Merchants … | $421M | 2.9% | 36.3% | 24 | Sustainable |
2nd  NBTBNBT Bancorp Inc. | $2.6B | 2.9% | 42.9% | 13 | Sustainable |
 PFSIPennyMac Financial S… | $4.5B | 1.3% | 12.5% | 2 | Sustainable |
1st  UWMCUWM Holdings Corpora… | $327M | 100.0% | 26.2% | 0 | Sustainable |
 GHLDGuild Holdings Compa… | $439M | 2.5% | 31.6% | 1 | Sustainable |
TFSL Annual Dividend History (2005–2026)
22 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.56 | — | 2 | — | — | — | 3.2% |
| 2025 | $1.13 | 0.0% | 4 | $0.32 | 353.1% | 0.28x | 6.4% |
| 2024 | $1.13 | 0.0% | 4 | $0.28 | 403.6% | 0.25x | 6.4% |
| 2023 | $1.13 | 0.0% | 4 | $0.26 | 434.6% | 0.23x | 6.4% |
| 2022 | $1.13 | 0.4% | 4 | $0.26 | 434.6% | 0.23x | 6.4% |
| 2021 | $1.13 | 0.4% | 4 | $0.29 | 387.9% | 0.26x | 6.4% |
| 2020 | $1.12 | 7.7% | 4 | $0.30 | 373.3% | 0.27x | 6.3% |
| 2019 | $1.04 | 23.8% | 4 | $0.28 | 371.4% | 0.27x | 5.9% |
| 2018 | $0.84 | 42.4% | 4 | $0.31 | 271.0% | 0.37x | 4.7% |
| 2017 | $0.59 | 31.1% | 4 | $0.32 | 184.4% | 0.54x | 3.3% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
18+ years return with dividends reinvested.
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DCA Calculator
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Peer Comparison
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TFSL — Frequently Asked Questions
Quick answers to the most common questions about buying TFSL stock.
How much dividend does TFSL pay per share?
TFS Financial Corporation (TFSL) pays a trailing 12-month dividend of $0.21 per share, with a current dividend yield of +1.2%. Payments are made Semi-Annual.
When is TFSL's next ex-dividend date?
TFSL's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. TFSL typically pays dividends Semi-Annual.
Is TFSL's dividend safe?
TFSL's dividend safety is rated "Watch" based on an earnings payout ratio of +65.5% and FCF payout ratio of +72.5%. The dividend history does not yet show a prolonged growth streak.
How many years has TFSL increased its dividend?
TFSL has not maintained a consecutive growth streak recently. The 5-year dividend CAGR is +0.2%.
How often does TFSL pay dividends?
TFS Financial Corporation pays dividends Semi-Annual. The trailing 12-month total is $0.21 per share. Dividend data on this page covers 18+ years from 2008 to 2026.
How much would $10,000 invested in TFSL grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in TFSL five years ago would be worth approximately $10,956 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is TFSL's yield on cost for long-term holders?
TFSL's yield on cost — the current dividend divided by the original purchase price — is +6.4% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +1.2% market yield, thanks to consistent dividend growth.