Trailing Dividend / Share
$0.21
TFS Financial Corporation (TFSL) Dividend History
Income profile from 2008 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
1.4%
Payout Ratio
65.5%
Watch
Dividend Streak
11 years
TFSL Dividend Income Check
Safety
65.5% payout ratio with watch safety profile.
Consistency
11 straight years of dividend increases.
Income Trend
Yield on cost is 6.4% and trend is flat.
TFSL Dividend Scorecard
Yield & Income
Dividend Yield1.4%
Trailing DPS$0.21
FrequencyAnnual
Payments / 12M4
Payout Safety
Earnings Payout65.5%
Earnings SafetyWatch
FCF Payout71.8%
FCF SafetyAdequate
Piotroski F-Score6/9
Growth
Growth Streak11 years
3Y CAGR0.0%
5Y CAGR0.2%
Yield on Cost (5Y)6.4%
YOC Trendflat
Total Returns
Buyback Yield0.1%
Total Shareholder Yield1.5%
1Y Total Return20.8%
5Y Total Return3.5%
Div Contribution (5Y)28.2%
Estimated $10K growth (return + dividends):
5Y ago$10,34910Y ago$13,75120Y ago$22,152
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
TFSL Income Growth Story
Dividend per share and yield on cost over time (16 years of payments)
TFSL Dividend Safety Story
EPS is the container — dividend is what's drawn out
Dividend Analysis
Payout Safety
TFS Financial Corporation distributes 65.5% of earnings as dividends (Watch). When measured against free cash flow—a stricter test—the payout ratio stands at 71.8%, rated "Adequate".
Piotroski F-Score: 6/9 — moderate financial health.
Growth Track Record
TFSL has raised its dividend for 11 consecutive years, with a 3-year CAGR of 0.0% and 5-year CAGR of 0.2%.
Total Shareholder Returns
Beyond cash dividends, TFSL returns capital through share repurchases. The combined picture: 1.4% dividend yield, 0.1% buyback yield, 1.5% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 6.4% and is currently flat. The 5-year total return is 3.5%, with dividends contributing 28.2% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $13,751 today.
TFSL Recent Dividend Payments
Last 20 payments · Annual
TTM Total$5.65
Avg/Payment$0.2824
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Mar 11, 2026Latest | $0.2825 | — | 8.36% | Mar 25, 2026 |
| Dec 2, 2025 | $0.2825 | — | 8.08% | Dec 16, 2025 |
| Sep 10, 2025 | $0.2825 | — | 8.43% | Sep 24, 2025 |
| Jun 10, 2025 | $0.2825 | — | 8.55% | Jun 24, 2025 |
| Mar 6, 2025 | $0.2825 | — | 9.00% | Mar 20, 2025 |
| Dec 3, 2024 | $0.2825 | — | 8.31% | Dec 17, 2024 |
| Sep 10, 2024 | $0.2825 | — | 8.75% | Sep 24, 2024 |
| Jun 11, 2024 | $0.2825 | — | 9.22% | Jun 25, 2024 |
TFSL Dividend vs Peers
Comparable companies in the same industry
#7 yield in peer group
Div Yield
1.4%
#7 of 8
Safety
Watch
65.5% payout
Streak
11Y
0.2% 5Y CAGR
Total Shareholder
1.5%
#7 of 8
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| TFSLTFS Financial Corpor… | $4.2B | 1.4% | 65.5% | 11 | Watch |
 WAFDWaFd, Inc. | $2.7B | 3.0% | 37.4% | 7 | Sustainable |
 HOMBHome Bancshares, Inc… | $5.3B | 2.8% | 37.3% | 21 | Sustainable |
2nd  FMAOFarmers & Merchants … | $380M | 3.2% | 36.3% | 0 | Sustainable |
3rd  NBTBNBT Bancorp Inc. | $2.4B | 3.2% | 42.9% | 12 | Sustainable |
 PFSIPennyMac Financial S… | $4.6B | 1.3% | 12.5% | 2 | Sustainable |
1st  UWMCUWM Holdings Corpora… | $526M | 100.0% | 26.2% | 1 | Sustainable |
 GHLDGuild Holdings Compa… | $439M | 2.5% | 31.6% | 0 | Sustainable |
TFSL Annual Dividend History (2005–2026)
22 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.28 | — | 1 | — | — | — | 1.6% |
| 2025 | $1.13 | 0.0% | 4 | $0.32 | 353.1% | 0.28x | 6.4% |
| 2024 | $1.13 | 0.0% | 4 | $0.28 | 403.6% | 0.25x | 6.4% |
| 2023 | $1.13 | 0.0% | 4 | $0.26 | 434.6% | 0.23x | 6.4% |
| 2022 | $1.13 | 0.4% | 4 | $0.26 | 434.6% | 0.23x | 6.4% |
| 2021 | $1.13 | 0.4% | 4 | $0.29 | 387.9% | 0.26x | 6.4% |
| 2020 | $1.12 | 7.7% | 4 | $0.30 | 373.3% | 0.27x | 6.3% |
| 2019 | $1.04 | 23.8% | 4 | $0.28 | 371.4% | 0.27x | 5.9% |
| 2018 | $0.84 | 42.4% | 4 | $0.31 | 271.0% | 0.37x | 4.7% |
| 2017 | $0.59 | 31.1% | 4 | $0.32 | 184.4% | 0.54x | 3.3% |
See TFSL's True Return
Price is only half the story. See total return with reinvested dividends.
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Start ComparisonTFSL — Frequently Asked Questions
Quick answers to the most common questions about buying TFSL stock.
How much dividend does TFSL pay per share?
TFS Financial Corporation (TFSL) pays a trailing 12-month dividend of $0.21 per share, with a current dividend yield of +1.4%. Payments are made Annual.
When is TFSL's next ex-dividend date?
TFSL's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. TFSL typically pays dividends Annual.
Is TFSL's dividend safe?
TFSL's dividend safety is rated "Watch" based on an earnings payout ratio of +65.5% and FCF payout ratio of +71.8%. With 11 consecutive years of dividend growth, the track record supports sustainability.
Is TFSL a Dividend Achiever?
Yes, TFS Financial Corporation is classified as a Dividend Achiever with 11 consecutive years of dividend increases. The 5-year dividend CAGR is +0.2%, demonstrating modest dividend growth.
How often does TFSL pay dividends?
TFS Financial Corporation pays dividends Annual. The trailing 12-month total is $0.21 per share. Dividend data on this page covers 18+ years from 2008 to 2026.
How much would $10,000 invested in TFSL grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in TFSL five years ago would be worth approximately $10,349 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is TFSL's yield on cost for long-term holders?
TFSL's yield on cost — the current dividend divided by the original purchase price — is +6.4% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +1.4% market yield, thanks to consistent dividend growth.