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TOLToll Brothers, Inc.
$137.57$12.6B
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  4. Financial Ratios

Toll Brothers, Inc. (TOL) Financial Ratios

Latest Ratios: P/E Ratio 10.0x · EV/EBITDA 7.9x · ROE 16.9%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

TOL Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$12.6B$13.5B$15.3B$7.8B$5.1B$7.6B$5.5B$5.8B$5.2B$7.8B$4.8B
Enterprise Value$14.3B$15.1B$17.0B$9.5B$7.2B$9.7B$8.4B$8.5B$7.7B$10.3B$8.0B
P/E Ratio →10.0310.009.765.723.959.0812.449.876.9414.5212.59
P/S Ratio1.151.231.410.790.490.860.780.810.731.340.93
P/B Ratio1.631.631.991.150.841.421.131.141.091.721.14
P/FCF12.3213.1216.376.585.556.126.1816.619.048.3840.12
P/OCF11.3712.1015.186.205.155.815.5013.318.628.1332.46

P/E links to full P/E history page with 30-year chart

TOL EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—1.381.570.950.701.111.181.171.081.771.54
EV / EBITDA7.938.398.015.294.548.8713.5411.249.5015.3815.53
EV / EBIT8.318.488.155.174.238.8413.8011.708.2515.7916.00
EV / FCF—14.7418.147.997.877.879.3324.1313.4211.0866.23

TOL Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin26.0%26.0%27.9%26.4%24.2%22.1%20.0%19.6%20.6%21.5%19.8%
Operating Margin15.7%15.7%18.8%17.3%14.7%11.6%7.8%9.4%11.0%11.1%9.5%
Net Profit Margin12.3%12.3%14.5%13.7%12.5%9.5%6.3%8.2%10.5%9.2%7.4%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE16.9%16.9%21.7%21.4%22.6%16.2%8.9%11.9%16.1%12.2%9.0%
ROA9.7%9.7%12.1%11.1%10.8%7.4%4.1%5.6%7.6%5.6%4.0%
ROIC13.4%13.4%17.2%15.5%14.5%10.0%5.3%6.8%8.2%6.7%5.1%
ROCE15.5%15.5%19.6%17.5%15.9%11.0%6.0%7.6%9.5%8.0%6.0%

TOL Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.350.350.390.440.580.710.850.770.780.710.89
Debt / EBITDA1.621.621.401.662.193.466.805.214.564.807.36
Net Debt / Equity—0.200.220.250.350.400.580.510.530.550.74
Net Debt / EBITDA0.920.920.780.941.341.974.583.503.103.746.12
Debt / FCF—1.611.771.412.321.743.167.514.382.6926.11
Interest Coverage——————249.03————

TOL Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio4.174.174.614.284.124.405.226.075.785.565.50
Quick Ratio0.590.590.740.680.730.931.051.171.080.830.87
Cash Ratio0.410.410.520.520.520.720.750.800.730.460.40
Asset Turnover—0.760.810.800.840.760.640.670.700.620.53
Inventory Turnover0.730.730.810.810.890.870.740.740.750.630.56
Days Sales Outstanding—5.265.074.973.643.509.7511.9111.4115.8917.75

TOL Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield0.7%0.7%0.6%1.2%1.7%1.0%1.0%1.1%1.2%0.5%—
Payout Ratio7.2%7.2%5.9%6.6%6.9%9.2%12.7%10.8%8.2%7.2%—

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield10.0%10.0%10.2%17.5%25.3%11.0%8.0%10.1%14.4%6.9%7.9%
FCF Yield8.1%7.6%6.1%15.2%18.0%16.3%16.2%6.0%11.1%11.9%2.5%
Buyback Yield5.1%4.8%4.1%7.2%10.7%5.0%11.4%4.0%9.7%3.7%8.1%
Total Shareholder Yield5.9%5.6%4.7%8.3%12.4%6.0%12.4%5.1%10.9%4.2%8.1%
Shares Outstanding—$100M$105M$111M$118M$126M$131M$147M$154M$169M$176M

Key Metrics

Growth RegimeDecelerating
ProfitabilityStrained
Balance SheetHealthy
Cash FlowMixed
Top Statement Risk

Accelerating margin compression

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q3)

Margin Compression Undermines Luxury Thesis

According to Toll Brothers' financial statements, the gross margin has compressed by over 380 basis points from 27.2% in 2024Q2 to 23.5% in 2026Q3, a decline that now places the company's profitability below the average of its primary peer group.

The erosion of gross margin is the most critical trend, suggesting that input cost pressures or competitive pricing dynamics are overwhelming the company's traditional pricing power within the luxury segment. While the operating margin remains relatively stable, this stability is largely a function of SG&A discipline failing to offset the gross profit decline, rather than fundamental operational strength. This trajectory warrants close monitoring, as it directly challenges the core investment thesis of sustainable premium pricing.

Declining Returns on Invested Capital

Based on the reported ratios, Toll Brothers' Return on Invested Capital has fallen from a peak of 5.1% in 2024Q2 to just 2.6% in 2026Q3, indicating that the capital deployed into its land bank and operations is generating significantly lower returns than in recent history.

The downward trend in ROIC, driven by the compression of net margins, suggests the company is facing a period of capital inefficiency. This is particularly concerning for a land-heavy model where the primary asset (inventory) is generating lower profitability. The current return profile is significantly below peers like PulteGroup (17.2%) and NVR (43.8%), highlighting a structural disadvantage in converting invested capital into profit during this cycle.

Inventory Cycles Dictate Cash Flow

As reported in the financial data, Toll Brothers' Days Inventory Outstanding has shown extreme volatility, ranging from 373 days to over 620 days in the last ten quarters, underscoring that working capital management is the dominant factor driving its erratic cash flow generation.

The erratic swings in the cash conversion cycle (CCC), driven primarily by DIO, reveal a business where earnings are a poor predictor of near-term liquidity. The massive 516-day DIO in Q3 2026 indicates a significant investment in land and homes under construction, which ties up capital and increases risk if the luxury market slows further. This pattern suggests management's control over project timing and inventory releases is the key operational variable, not just sales volume.

Low Multiple Reflects Margin Fears

With a forward P/E of 10.57 and an EV/EBITDA of 7.94, Toll Brothers trades at a discount to the sector median, a valuation that appears to be pricing in the accelerating margin compression trend rather than the stability of its luxury brand.

The valuation multiple, particularly the PEG ratio of 0.32, suggests the market does not believe the current earnings power is sustainable or that growth will accelerate. Compared to peers like D.R. Horton (P/E 11.92) and PulteGroup (P/E 10.63), Toll's discount reflects its land-heavy balance sheet and the perception of higher cyclical risk. The valuation appears to be pricing in a worst-case scenario for margin recovery, offering potential upside if gross margins stabilize.

The Asset Turnover Fallacy for Luxury Builders

The most commonly misapplied ratio to Toll Brothers is asset turnover, as its strategic ownership of premium land in high-barrier submarkets structurally results in a lower asset turnover (0.18) than peers like D.R. Horton, obscuring the true value of its scarce, appreciating land parcels.

Applying a standard asset turnover comparison to Toll Brothers fundamentally mischaracterizes its business model. Unlike mass-market builders who use an asset-light, high-turn model, Toll's competitive advantage is rooted in its land bank, which is an appreciating, scarce asset rather than a component to be rapidly turned. A low turnover is a feature, not a flaw, of its luxury strategy, and focusing on it obscures the potential option value embedded in its land holdings. Investors should instead focus on gross margin per square foot and land bank appreciation as measures of value creation.

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Includes 30+ ratios · 30 years · Updated daily

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TOL — Frequently Asked Questions

Quick answers to the most common questions about buying TOL stock.

What is Toll Brothers, Inc.'s P/E ratio?

Toll Brothers, Inc.'s current P/E ratio is 10.0x. The historical average is 16.6x. This places it at the 52th percentile of its historical range.

What is Toll Brothers, Inc.'s EV/EBITDA?

Toll Brothers, Inc.'s current EV/EBITDA is 7.9x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 13.3x.

What is Toll Brothers, Inc.'s ROE?

Toll Brothers, Inc.'s return on equity (ROE) is 16.9%. The historical average is 13.6%.

Is TOL stock overvalued?

Based on historical data, Toll Brothers, Inc. is trading at a P/E of 10.0x. This is at the 52th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Toll Brothers, Inc.'s dividend yield?

Toll Brothers, Inc.'s current dividend yield is 0.72% with a payout ratio of 7.2%.

What are Toll Brothers, Inc.'s profit margins?

Toll Brothers, Inc. has 26.0% gross margin and 15.7% operating margin. Operating margin between 10-20% is typical for established companies.

How much debt does Toll Brothers, Inc. have?

Toll Brothers, Inc.'s Debt/EBITDA ratio is 1.6x, indicating moderate leverage. A ratio below 2x is generally considered financially healthy.