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OverviewPriceRevenueEarningsP/ERatiosDividendTargets

Toast, Inc. (TOST) Quarterly Financial Ratios

Last 20 quarters of trend data · Technology · Software - Infrastructure

← View 30-Year Annual Ratios

Valuation Multiples

Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.

Toast, Inc.'s quarterly P/E stands at 55.5x, down 66.5% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has compressed 60.9% YoY to 47.7x, reflecting multiple compression or accelerating EBITDA.

MetricTTMQ4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23Q1 '23
P/E Ratio →48.7755.4857.0585.1794.34165.68104.39270.69—————
—-66.5%-45.4%-68.5%—————————
P/S Ratio2.323.303.404.323.744.093.203.043.172.382.433.052.84
—-19.2%+6.4%+41.9%+18.0%+71.4%+31.6%-0.2%+11.4%-21.7%-14.8%+25.0%-44.8%
P/B Ratio7.8010.1511.0414.7411.9614.1611.7611.7911.338.278.7411.078.49
—-28.3%-6.1%+25.0%+5.5%+71.1%+34.6%+6.6%+33.5%-2.8%+13.8%+93.0%-12.0%
P/FCF23.4930.2736.3332.2172.4740.8043.0535.02—30.4966.0576.54—
—-25.8%-15.6%-8.0%—+33.8%-34.8%-54.2%—————
EV / EBITDA34.8747.7453.8566.7276.69122.1086.85212.88—————
—-60.9%-38.0%-68.7%—————————
EV / EBIT42.5256.8650.2379.0895.09164.07117.50402.11—————
—-65.3%-57.3%-80.3%—————————

Profitability

Quarterly margins and returns. Watch for margin compression across consecutive quarters.

Toast, Inc.'s operating margin was 5.5% in Q4 2025, up 0.3 pp QoQ and up 3.1 pp YoY. Gross margin expanded 3.3% YoY, indicating pricing power or improving input costs.

Margins

MetricTTMQ4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23Q1 '23
Gross Margin25.8%25.7%26.5%25.3%25.9%24.9%24.7%23.0%23.2%21.8%21.9%21.3%21.2%
—+3.3%+7.2%+9.8%+11.7%+14.1%+12.7%+8.3%+9.0%+6.0%+9.1%+27.0%+27.7%
Operating Margin5.0%5.5%5.1%5.2%3.2%2.4%2.6%0.4%-5.2%-5.4%-5.7%-8.2%-11.2%
—+127.9%+97.4%+1182.0%+161.7%+144.2%+145.6%+104.9%+53.6%+58.1%+49.4%+44.2%+40.5%
Net Margin5.6%6.2%6.4%5.2%4.2%2.4%4.3%1.1%-7.7%-3.5%-3.0%-10.0%-9.9%
—+158.6%+49.8%+357.9%+154.2%+168.8%+242.9%+111.2%+21.9%+73.3%+76.9%-25.3%-130.1%

Return on Capital

MetricTTMQ4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23Q1 '23
ROE18.6%4.9%5.5%4.6%3.5%2.2%4.1%1.1%-6.9%-3.1%-2.8%-9.0%-7.4%
—+126.2%+32.3%+306.9%+150.3%+170.2%+248.9%+112.5%+6.1%+65.9%+67.8%-91.2%-258.3%
ROA12.2%3.3%3.7%3.0%2.2%1.4%2.6%0.7%-4.1%-1.9%-1.7%-5.5%-4.6%
—+142.0%+43.2%+350.9%+153.8%+171.9%+249.6%+112.2%+9.1%+66.8%+69.6%-76.1%-243.6%
ROIC30.8%9.0%9.6%9.0%4.7%3.5%3.8%0.6%-6.5%-6.5%-6.9%-8.8%-10.0%
—+157.0%+149.1%+1458.0%+173.0%+154.1%+156.0%+106.6%+35.1%+47.2%+40.1%+39.2%+43.3%

Leverage & Debt

Quarterly solvency trend — watch for debt spikes or covenant pressure.

Toast, Inc.'s Debt/EBITDA ratio is 0.4x, up from 0.2x last quarter — comfortably within a safe range. The current ratio has improved 17.5% YoY to 2.75x, strengthening the short-term liquidity position.

MetricTTMQ4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23Q1 '23
Debt / Equity0.020.020.010.010.010.020.030.030.030.040.030.030.08
—-14.4%-66.6%-66.5%-61.4%-40.3%-3.9%+1.9%-59.3%-57.0%-66.8%-61.8%+0.8%
Debt / EBITDA0.110.380.190.200.350.790.832.35—————
—-52.3%-77.5%-91.6%—————————
Current Ratio2.752.752.642.502.422.342.322.272.232.282.482.402.53
—+17.5%+14.1%+10.0%+8.9%+2.9%-6.7%-5.4%-12.0%-17.1%-16.8%-24.3%-29.3%
Quick Ratio2.642.642.532.382.292.202.172.122.062.092.292.202.29
—+19.9%+16.2%+12.3%+11.4%+5.2%-5.2%-3.4%-10.2%-15.9%-15.7%-26.3%-32.4%
Interest Coverage—————————————
—————————————

Download Financial Ratios Data

Includes 30+ ratios · 20 years · Updated daily

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Frequently Asked Questions

What is Toast, Inc.'s quarterly P/E ratio trend?

Toast, Inc.'s current P/E is 48.8x. The average P/E over the last 4 quarters is 73.0x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.

How do Toast, Inc.'s margins change by quarter?

Toast, Inc.'s current operating margin is 5.0%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.

Why look at TOST quarterly ratios instead of annual?

Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Toast, Inc.'s business trajectory between earnings reports.

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