Last 23 quarters of trend data · Financial Services · Payment Processors & Networks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 37.32 | 24.99 | 26.75 | 33.14 | 55.48 | 57.05 | 85.17 | 94.34 | 165.68 | 104.39 | 270.69 | — | — | — | — | — | 1155.77 | — | — | — | 28925.00 |
| — | -56.2% | -68.6% | -64.9% | -66.5% | -45.4% | -68.5% | — | — | — | — | — | — | — | — | — | -96.0% | — | — | — | — | |
| P/S Ratio | 2.81 | 2.17 | 2.15 | 2.45 | 3.30 | 3.40 | 4.32 | 3.74 | 4.09 | 3.20 | 3.04 | 3.17 | 2.38 | 2.43 | 3.05 | 2.84 | 3.04 | 2.86 | 2.44 | 5.15 | 8.53 |
| — | -36.4% | -50.2% | -34.6% | -19.2% | +6.4% | +41.9% | +18.0% | +71.4% | +31.6% | -0.2% | +11.4% | -21.7% | -14.8% | +25.0% | -44.8% | -64.3% | -77.9% | — | — | — | |
| P/B Ratio | 9.91 | 7.50 | 8.03 | 8.02 | 10.15 | 11.04 | 14.74 | 11.96 | 14.16 | 11.76 | 11.79 | 11.33 | 8.27 | 8.74 | 11.07 | 8.49 | 8.51 | 7.68 | 5.73 | 9.64 | 16.09 |
| — | -32.0% | -45.5% | -32.9% | -28.3% | -6.1% | +25.0% | +5.5% | +71.1% | +34.6% | +6.6% | +33.5% | -2.8% | +13.8% | +93.0% | -12.0% | -47.1% | -69.1% | — | — | — | |
| P/FCF | 33.29 | 23.70 | 31.57 | 34.69 | 30.27 | 36.33 | 32.21 | 72.47 | 40.80 | 43.05 | 35.02 | — | 30.49 | 66.05 | 76.54 | — | — | — | — | — | — |
| — | -34.8% | -2.0% | -52.1% | -25.8% | -15.6% | -8.0% | — | +33.8% | -34.8% | -54.2% | — | — | — | — | — | — | — | — | — | — | |
| EV / EBITDA | 33.15 | 22.54 | 23.47 | 31.00 | 47.74 | 53.85 | 66.72 | 76.69 | 122.10 | 86.85 | 212.88 | — | — | — | — | — | — | — | — | — | — |
| — | -58.1% | -64.8% | -59.6% | -60.9% | -38.0% | -68.7% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBIT | 61.62 | 22.67 | 23.76 | 28.39 | 50.10 | 50.23 | 79.08 | 95.09 | 141.90 | 70.09 | 402.11 | — | — | — | — | — | — | — | — | — | 11477.59 |
| — | -54.9% | -69.9% | -70.1% | -64.7% | -28.3% | -80.3% | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 25.8% | 27.4% | 27.0% | 27.4% | 25.7% | 26.5% | 25.3% | 25.9% | 24.9% | 24.7% | 23.0% | 23.2% | 21.8% | 21.9% | 21.3% | 21.2% | 20.6% | 20.1% | 16.7% | 16.6% | 14.8% |
| — | +3.6% | +6.9% | +6.0% | +3.3% | +7.2% | +9.8% | +11.7% | +14.1% | +12.7% | +8.3% | +9.0% | +6.0% | +9.1% | +27.0% | +27.7% | +39.4% | +17.6% | -19.9% | -32.0% | — | |
| Operating Margin | 5.0% | 8.3% | 8.0% | 6.7% | 5.5% | 5.1% | 5.2% | 3.2% | 2.4% | 2.6% | 0.4% | -5.2% | -5.4% | -5.7% | -8.2% | -11.2% | -12.9% | -11.3% | -14.7% | -18.9% | -22.8% |
| — | +61.9% | +54.4% | +109.8% | +127.9% | +97.4% | +1182.0% | +161.7% | +144.2% | +145.6% | +104.9% | +53.6% | +58.1% | +49.4% | +44.2% | +40.5% | +43.5% | +0.1% | -22.5% | -964.8% | — | |
| Net Margin | 5.6% | 8.5% | 8.1% | 7.7% | 6.2% | 6.4% | 5.2% | 4.2% | 2.4% | 4.3% | 1.1% | -7.7% | -3.5% | -3.0% | -10.0% | -9.9% | -13.0% | -13.0% | -8.0% | -4.3% | 0.0% |
| — | +32.7% | +56.4% | +84.6% | +158.6% | +49.8% | +357.9% | +154.2% | +168.8% | +242.9% | +111.2% | +21.9% | +73.3% | +76.9% | -25.3% | -130.1% | -45627.3% | +75.1% | +74.8% | +87.8% | — |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 18.6% | 7.8% | 7.6% | 6.1% | 4.9% | 5.5% | 4.6% | 3.5% | 2.2% | 4.1% | 1.1% | -6.9% | -3.1% | -2.8% | -9.0% | -7.4% | -9.0% | -8.6% | -4.7% | -2.1% | 0.0% |
| — | +42.4% | +66.5% | +76.0% | +126.2% | +32.3% | +306.9% | +150.3% | +170.2% | +248.9% | +112.5% | +6.1% | +65.9% | +67.8% | -91.2% | -258.3% | -64537.1% | +93.3% | — | +92.1% | — | |
| ROA | 12.2% | 5.2% | 4.9% | 4.0% | 3.3% | 3.7% | 3.0% | 2.2% | 1.4% | 2.6% | 0.7% | -4.1% | -1.9% | -1.7% | -5.5% | -4.6% | -5.7% | -5.6% | -3.1% | -1.3% | 0.0% |
| — | +40.8% | +63.5% | +81.3% | +142.0% | +43.2% | +350.9% | +153.8% | +171.9% | +249.6% | +112.2% | +9.1% | +66.8% | +69.6% | -76.1% | -243.6% | -65743.7% | +74.0% | +84.0% | — | — | |
| ROIC | 30.8% | 11.7% | 11.8% | 9.6% | 9.0% | 9.6% | 9.0% | 4.7% | 3.5% | 3.8% | 0.6% | -6.5% | -6.5% | -6.9% | -8.8% | -10.0% | -12.2% | -11.4% | -14.5% | -17.6% | -196.5% |
| — | +22.5% | +30.6% | +103.2% | +157.0% | +149.1% | +1458.0% | +173.0% | +154.1% | +156.0% | +106.6% | +35.1% | +47.2% | +40.1% | +39.2% | +43.3% | +93.8% | — | — | — | — |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.02 | — | — | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 | 0.03 | 0.03 | 0.03 | 0.04 | 0.03 | 0.03 | 0.08 | 0.09 | 0.08 | 0.08 | 0.08 | 0.09 |
| — | — | — | -35.0% | -14.4% | -66.6% | -66.5% | -61.4% | -40.3% | -3.9% | +1.9% | -59.3% | -57.0% | -66.8% | -61.8% | +0.8% | -5.7% | +10021.0% | — | — | — | |
| Debt / EBITDA | 0.11 | — | — | 0.14 | 0.38 | 0.19 | 0.20 | 0.35 | 0.79 | 0.83 | 2.35 | — | — | — | — | — | — | — | — | — | — |
| — | — | — | -60.1% | -52.3% | -77.5% | -91.6% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Current Ratio | 2.75 | 2.66 | 2.40 | 2.44 | 2.75 | 2.64 | 2.50 | 2.42 | 2.34 | 2.32 | 2.27 | 2.23 | 2.28 | 2.48 | 2.40 | 2.53 | 2.75 | 2.98 | 3.17 | 3.58 | 4.13 |
| — | +0.6% | -3.9% | +0.5% | +17.5% | +14.1% | +10.0% | +8.9% | +2.9% | -6.7% | -5.4% | -12.0% | -17.1% | -16.8% | -24.3% | -29.3% | -33.5% | -42.0% | +55.9% | — | — | |
| Quick Ratio | 2.64 | 2.43 | 2.20 | 2.31 | 2.64 | 2.53 | 2.38 | 2.29 | 2.20 | 2.17 | 2.12 | 2.06 | 2.09 | 2.29 | 2.20 | 2.29 | 2.49 | 2.72 | 2.98 | 3.39 | 3.95 |
| — | -3.9% | -7.5% | +0.7% | +19.9% | +16.2% | +12.3% | +11.4% | +5.2% | -5.2% | -3.4% | -10.2% | -15.9% | -15.7% | -26.3% | -32.4% | -37.1% | -45.0% | +61.2% | — | — | |
| Interest Coverage | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 1.49 |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 23 years · Updated daily
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Quick answers to the most common questions about buying TOST stock.
Toast, Inc.'s current P/E is 37.3x. The average P/E over the last 4 quarters is 35.1x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Toast, Inc.'s current operating margin is 5.0%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Toast, Inc.'s business trajectory between earnings reports.