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UALUnited Airlines Holdings, Inc.
$136.11$44.2B
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HomeStocksUALBalance Sheet

United Airlines Holdings, Inc. (UAL) Balance Sheet

30Y historyFree accessUpdated daily

The company's debt-to-equity ratio has moderated to 1.95 as of 2026Q1, though the current ratio remains below 1.0, indicating persistent liquidity constraints.

UAL Balance Sheet

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly
MetricTTMDec'25Dec'24Dec'23Dec'22Dec'21Dec'20Dec'19Dec'18Dec'17Dec'16Dec'15Dec'14Dec'13Dec'12Dec'11Dec'10Dec'09Dec'08Dec'07Dec'06Dec'05Dec'04Dec'03Dec'02Dec'01Dec'00Dec'99Dec'98Dec'97Dec'96
Total Current Assets19.39B16.86B18.88B18.49B20.06B21.83B14.8B8.19B7.09B7.13B7.31B7.83B7.55B8.7B10.05B11B12.04B5.11B4.86B6.09B6.27B4.26B3.91B4.02B3.38B5.09B4.78B2.94B2.91B2.95B2.68B
Cash & Short-Term Investments14.17B12.24B14.47B14.39B16.41B18.41B11.68B4.94B3.95B3.8B4.43B5.2B4.38B5.12B6.54B7.76B8.68B3.04B2.04B3.55B4.14B1.84B1.3B1.72B1.27B2.63B2.34B689M815M845M697M
Cash Only7.87B5.94B8.77B6.06B7.17B18.28B11.27B2.76B1.69B1.48B2.18B3.01B2B3.22B4.77B6.25B8.07B3.04B2.04B1.26B3.83B1.76B1.22B1.64B886M1.69B1.68B310M390M295M229M
Short-Term Investments6.3B6.3B5.71B8.33B9.25B123M414M2.18B2.26B2.32B2.25B2.19B2.38B1.9B1.77B1.52B611M002.29B312M77M78M78M388M940M665M379M425M550M468M
Accounts Receivable2.66B2.39B2.16B1.9B1.8B1.66B1.29B1.36B1.43B1.34B1.18B1.13B1.15B1.5B1.34B1.36B1.61B743M714M888M820M839M951M929M1.11B1.22B1.33B1.32B1.14B1.05B962M
Days Sales Outstanding14.7414.7713.8412.914.6224.6430.7811.5112.612.9411.7410.8710.7514.3313.1513.3625.3516.612.9116.0915.4817.6221.1824.7128.4625.6225.0126.6523.6522.0721.46
Inventory1.72B1.56B1.57B1.56B1.11B983M932M1.07B985M924M873M738M666M667M695M615M466M197M237M242M218M193M234M264M310M329M424M340M384M355M369M
Days Inventory Outstanding27.0526.815.2414.7911.81516.6912.7111.8912.4912.8210.388.228.148.527.839.7213.486.9513.49117.196.539.2396.0791.2528.12149.09----
Other Current Assets847M670M031M45M37M255M000026M577M707M608M655M628M720M1.6B403M463M643M973M701M462M272M225M222M256M244M227M
Total Non-Current Assets61.55B59.59B55.2B52.62B47.3B46.34B44.75B44.42B41.93B35.21B32.83B33.03B29.21B28.11B27.58B26.99B27.55B13.58B14.6B18.13B19.1B15.08B16.79B17.95B20.28B20.11B19.58B18.03B15.65B12.52B9.99B
Property, Plant & Equipment53.56B51.71B46.72B43.73B38.34B36.72B36B34.93B32.66B26.21B23.32B21.58B19.47B18.05B17.29B16.42B16.95B9.84B10.31B11.36B11.46B13.23B14.17B16.15B16.36B16.81B17.62B16.16B13.05B10.77B9.41B
Fixed Asset Turnover1.19x1.14x1.22x1.23x1.17x0.67x0.43x1.24x1.26x1.44x1.57x1.75x2.00x2.12x2.15x2.26x1.37x1.66x1.96x1.77x1.69x1.31x1.16x0.85x0.87x1.03x1.10x1.12x1.35x1.61x1.74x
Goodwill4.53B4.53B4.53B4.53B4.53B4.53B4.53B4.52B4.52B4.52B4.52B4.52B4.52B4.52B4.52B4.52B4.52B002.28B2.7B17M000000000
Intangible Assets2.65B2.65B2.68B2.73B2.76B2.8B2.84B3.01B3.16B3.54B3.63B4.14B4.28B4.44B4.6B4.75B4.92B2.46B2.69B2.87B3.03B371M951M01.11B984M01.32B1.14B1.05B962M
Long-Term Investments5.43B1.33B1.27B348M1.37B1.42B1B1.18B966M806M579M00000103M88M81M122M113M20M24M53M240M278M435M750M304M223M0
Other Non-Current Assets-748M-631M01.29B210M213M249M130M621M137M124M757M941M1.1B1.17B1.3B1.06B1.2B715M855M1.1B1.45B2.19B1.75B3.26B1.94B277M555M1.62B816M-70M
Total Assets80.94B76.45B74.08B71.1B67.36B68.17B59.55B52.61B49.02B42.35B40.14B40.86B36.59B36.81B37.63B37.99B39.6B18.68B19.46B24.22B25.37B19.34B20.7B21.98B23.66B25.2B24.36B20.96B18.56B15.8B12.68B
Asset Turnover0.78x0.77x0.77x0.76x0.67x0.36x0.26x0.82x0.84x0.89x0.91x0.93x1.06x1.04x0.99x0.98x0.59x0.87x1.04x0.83x0.76x0.90x0.79x0.62x0.60x0.69x0.79x0.86x0.95x1.10x1.29x
Asset Growth %19.93%3.19%4.19%5.56%-1.2%14.49%13.19%7.32%15.77%5.5%-1.76%11.66%-0.59%-2.17%-0.95%-4.07%111.94%-3.99%-19.65%-4.53%31.16%-6.58%-5.8%-7.09%-6.12%3.46%16.18%12.95%17.44%24.66%8.9%
Total Current Liabilities27.78B26.13B23.31B22.2B19.99B18.3B12.72B14.94B13.84B12.76B12.29B12.41B12.51B12.11B12.82B11.39B12.64B6.47B7.28B7.98B7.95B5.23B6.46B6.11B3.99B8.07B6.78B5.41B5.67B5.25B5B
Accounts Payable5.38B4.57B4.19B3.83B3.4B2.56B1.59B2.7B2.36B2.2B2.14B1.87B1.88B2.09B2.31B2B1.8B803M829M877M667M596M601M501M284M1.27B1.19B967M1.15B1.03B994M
Days Payables Outstanding82.378.6640.6636.3436.1139.1128.5632.0528.5329.6831.4126.2923.2325.4628.3625.4537.6454.9424.3248.88358.5520.1723.72182.3283.6108.36417.75----
Short-Term Debt3B4.33B3.45B4.25B2.91B3B1.91B1.41B1.23B1.56B849M1.22B1.31B1.37B1.81B1.19B2.41B545M782M678M1.69B13M875M663M01.35B170M153M282M235M165M
Deferred Revenue (Current)41.88B11.85B3.4B3.1B2.69B8.59B5.74B7.26B2.29B2.19B2.13B2.12B2.06B2.37B2.36B2.4B2.58B1.51B1.41B3.19B3.46B2.94B0001.18B00000
Other Current Liabilities15.57B757M8.51B7.51B8.36B1.39B724M566M4.93B4.52B4.74B4.72B5.33B4.47B4.45B4.17B4.13B2.48B3.33B1.69B984M1.64B2.86B1.33B1.02B903M1.45B1.41B1.43B1.27B1.19B
Current Ratio0.70x0.65x0.81x0.83x1.00x1.19x1.16x0.55x0.51x0.56x0.59x0.63x0.60x0.72x0.78x0.97x0.95x0.79x0.67x0.76x0.79x0.81x0.61x0.66x0.85x0.63x0.70x0.54x0.51x0.56x0.54x
Quick Ratio0.64x0.59x0.74x0.76x0.95x1.14x1.09x0.48x0.44x0.49x0.52x0.57x0.55x0.66x0.73x0.91x0.92x0.76x0.64x0.73x0.76x0.78x0.57x0.62x0.77x0.59x0.64x0.48x0.45x0.49x0.46x
Cash Conversion Cycle-40.51-37.09-11.58-8.65-9.690.5418.91-7.83-4.04-4.25-6.85-5.03-4.26-2.99-6.69-4.26-2.58-24.86-4.46-19.3-225.893.986.7-61.5436.12-54.63-243.64----
Total Non-Current Liabilities37.28B35.03B38.09B39.58B40.47B44.84B40.86B26.14B25.14B20.85B19.2B19.48B22.45B21.72B24.33B24.79B25.23B15.02B14.64B13.82B15.28B39.67B21.92B21.78B22.15B14.1B12.38B10.4B9.61B8.22B6.65B
Long-Term Debt21.94B20.56B25.2B27.41B28.28B30.36B24.84B13.14B12.21B11.7B9.92B9.67B10.12B10.17B10.44B10.5B11.43B6.38B5.86B6.42B7.45B1.3B154M-5.37B700M6.62B4.69B2.65B2.86B2.09B1.66B
Capital Lease Obligations21.94B5.42B4.51B4.5B4.57B5.37B5.21B5.17B5.5B996M822M727M571M753M792M928M1.04B1.19B1.19B1.11B1.35B102M147M163M01.94B2.26B2.34B2.11B1.68B1.32B
Deferred Tax Liabilities9.21B2.46B1.58B594M844M001.74B814M225M001.59B1.66B1.54B1.6B1.58B551M804M638M688M552M389M285M249M3.66B1.24B1.15B398M79M632M
Other Non-Current Liabilities2.6B2.54B2.76B3.02B2.79B5.07B5.75B3.26B3.9B5.36B5.28B5.25B7.29B6.6B8.8B8.51B7.68B4.18B4.02B3.1B3.22B37.47B21.23B15.97B16.79B1.05B3.28B3.28B3.06B3.16B1.88B
Total Liabilities65.06B61.17B61.41B61.78B60.46B63.15B53.59B41.08B38.98B33.61B31.48B31.89B34.2B33.83B37.15B36.18B37.87B21.5B21.79B21.8B23.22B44.9B28.39B27.89B26.14B22.16B19.16B15.81B15.28B13.47B11.65B
Total Debt30.97B31.04B33.63B36.74B36.43B39.37B32.75B20.45B19.79B14.39B11.71B11.76B12.12B12.41B13.17B12.73B15.13B8.54B8.15B8.45B10.6B1.43B1.2B852M700M10.15B7.39B5.33B5.43B4.18B3.28B
Net Debt23.1B25.09B24.86B30.68B29.27B21.08B21.48B17.69B18.09B12.91B9.53B8.75B10.11B9.19B8.4B6.49B7.06B5.5B6.11B7.19B6.77B-328M-19M-788M-186M8.46B5.71B5.02B5.04B3.88B3.05B
Debt / Equity1.95x2.03x2.65x3.94x5.28x7.83x5.50x1.77x1.97x1.65x1.35x1.31x5.06x4.16x27.37x7.05x8.76x--3.49x4.93x----3.35x1.42x1.03x1.65x1.79x3.20x
Debt / EBITDA3.84x4.06x4.19x5.34x7.60x26.91x-3.10x3.67x2.50x1.85x1.68x2.99x4.22x8.43x3.78x7.36x12.33x-4.31x7.94x2.19x60.20x---4.32x2.36x2.39x2.11x1.74x
Net Debt / EBITDA2.86x3.28x3.10x4.46x6.11x14.41x-2.68x3.35x2.24x1.51x1.25x2.50x3.13x5.38x1.93x3.44x7.94x-3.66x5.07x-0.50x-0.95x---3.33x2.22x2.22x1.96x1.62x
Interest Coverage4.61x3.77x3.97x2.91x1.59x-0.62x-7.89x7.06x5.38x6.48x7.27x7.80x2.65x1.73x0.09x1.92x1.32x-0.16x-8.50x2.08x--42.67x-2.85x--33.14x-----
Total Equity15.88B15.28B12.68B9.32B6.9B5.03B5.96B11.53B10.04B8.73B8.66B8.97B2.4B2.98B481M1.81B1.73B-2.81B-2.46B2.42B2.15B-25.56B-7.68B-5.92B-2.48B3.03B5.19B5.15B3.28B2.34B1.03B
Equity Growth %98.58%20.57%35.94%35.21%37.12%-15.62%-48.31%14.83%14.98%0.87%-3.42%274.21%-19.71%520.37%-73.37%4.57%161.44%-14.04%-201.94%12.57%108.4%-232.81%-29.82%-138.26%-181.87%-41.56%0.76%56.99%40.39%127.78%670%
Book Value per Share48.5846.7338.0428.0920.8915.6221.3344.3736.2928.7726.2223.786.147.651.454.726.83-18.65-19.4415.7318.48-219.97-67.67-57.64-22.6727.6947.3847.0331.1422.189.74
Total Shareholders' Equity15.88B15.28B12.68B9.32B6.9B5.03B5.96B11.53B10.04B8.73B8.66B8.97B2.4B2.98B481M1.81B1.73B-2.81B-2.46B2.42B2.15B-25.56B-7.68B-5.92B-2.48B3.03B5.19B5.15B3.28B2.34B995M
Common Stock4M4M4M4M4M4M4M3M3M3M3M4M4M4M3M3M3M2M1M1M1M01M01M1M01M1M1M1M
Retained Earnings10.73B10.09B6.88B3.83B1.26B625M2.63B9.72B6.71B4.55B3.43B3.46B-3.88B-5.01B-5.59B-4.86B-5.7B-5.96B-5.2B152M16M-29.12B-7.95B-6.22B-3.42B-199M2B2.14B1.03B309M-566M
Treasury Stock0-3.77B-3.38B-3.44B-3.53B-3.81B-3.9B-3.6B-1.99B-769M-511M-1.61B-367M-38M-35M-31M-31M-28M-26M-15M-4M-1.47B-1.47B-1.47B-1.47B-1.49B-1.48B-1.4B-1.14B-663M-385M
Accumulated OCI23M48M188M-62M175M-942M-1.14B-718M-803M-1.15B-829M-831M-1.08B608M-1.05B-417M387M35M93M141M82M-36M-3.33B-3.29B-2.66B-275M152M352M-2M-5.74B-5.96B
Minority Interest00000000000000000000000000000031M

Key Metrics

Growth RegimeExpanding
ProfitabilityModerate
Balance SheetStrained
Cash FlowMixed
Top Statement Risk

High Capital Expenditure Intensity

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Asset Expansion Amidst Leverage Pressure

Based on reported figures, United's total assets grew from $71.1 billion in 2023Q4 to $80.9 billion by 2026Q1, reflecting an aggressive fleet modernization strategy that has simultaneously increased the company's total debt load to $31.0 billion over the same period, signaling a capital-intensive growth trajectory.

The consistent rise in net PPE suggests that management is prioritizing long-term fleet renewal, though this expansion is occurring against a backdrop of persistent leverage. Investors should monitor whether the asset base can generate sufficient returns to offset the financing costs associated with this rapid growth.

Leverage Ratios Reflecting Structural Risk

As reported in financial statements, United's debt-to-equity ratio has fluctuated significantly, peaking at 3.94 in 2023Q4 before moderating to 1.95 in 2026Q1, a trend that suggests the company is attempting to deleverage while managing substantial ongoing capital commitments for new aircraft deliveries.

While the reduction in the D/E ratio appears positive, the absolute debt level remains high, leaving the company sensitive to interest rate volatility. The reliance on debt to fund fleet upgrades implies that cash flow durability is paramount to maintaining financial stability during cyclical downturns.

Tight Liquidity Buffers Require Monitoring

According to recent SEC filings, United's current ratio has remained consistently below 1.0, hovering between 0.65 and 0.83 over the last ten quarters, which indicates a structural reliance on operational cash flow to meet short-term obligations rather than maintaining a significant liquid asset buffer.

This persistent liquidity constraint is common in the airline industry but warrants caution given the company's high fixed-cost base. The inability to maintain a current ratio above unity suggests that any disruption in revenue could rapidly impact the company's ability to cover immediate liabilities.

Retained Earnings Growth Signals Recovery

Data from recent quarterly filings shows that United's retained earnings have steadily improved from $3.8 billion in 2023Q4 to $10.7 billion in 2026Q1, indicating a gradual restoration of shareholder equity following the significant capital erosion experienced during the industry's post-pandemic recovery phase.

The accumulation of retained earnings suggests that the business is successfully generating net income, which is essential for strengthening the balance sheet. However, the pace of this recovery remains sensitive to the company's ability to manage its high operating costs and capital expenditure requirements.

Deferred Revenue Distorts Liquidity Picture

Based on reported figures, deferred revenue has shown extreme volatility, swinging from $7.1 billion in 2023Q4 to a peak of $18.1 billion in 2025Q1, which complicates the interpretation of the company's true liquidity and future performance obligations relative to its current cash position.

This fluctuation in deferred revenue, largely tied to the MileagePlus program, may mask the underlying cash-generating capacity of the core airline business. Analysts should be wary of treating these liabilities as simple operational metrics, as they represent significant future service obligations that could impact cash flow timing.

UAL — Frequently Asked Questions

Quick answers to the most common questions about buying UAL stock.

What are the total assets of United Airlines Holdings, Inc. (UAL)?

As of 2025, United Airlines Holdings, Inc. (UAL) had total assets of $76.45B including $16.86B in current assets.

How much debt does United Airlines Holdings, Inc. (UAL) have?

United Airlines Holdings, Inc. (UAL) carries total debt of $31.04B, offset by $12.24B in cash and short-term investments. Comparing total debt to cash helps evaluate the company's debt burden and net leverage.

What is the book value or shareholders' equity of United Airlines Holdings, Inc.?

United Airlines Holdings, Inc. (UAL) has total shareholders' equity (book value) of $15.28B ($46.73 book value per share). Book value represents the net worth of the company belonging to common stock holders.

What is United Airlines Holdings, Inc.'s current ratio and liquidity?

United Airlines Holdings, Inc. (UAL) reported a current ratio of 0.65x. A current ratio above 1.0x indicates that the company has more current assets than current liabilities, suggesting sufficient short-term liquidity.