United Bankshares, Inc. (UBSI) quarterly balance sheet — complete assets, liabilities & equity history
United Bankshares, Inc. (UBSI) balance sheet — 30-year assets, liabilities & shareholders' equity history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash & Short Term Investments | 5.41B | 5.4B | 5.52B | 5.6B | 2.82B | 2.61B | 2.86B | 2.55B | 5.15B | 5.17B | 5.35B | 5.38B | 4.93B | 5.7B | 6.34B | 5.72B | 6B | 6.47B | 7.56B | 7.8B |
| Cash & Due from Banks | 1.88B | 2.08B | 2.31B | 2.54B | 2.52B | 2.31B | 2.61B | 2.29B | 1.91B | 1.86B | 1.73B | 1.6B | 1.18B | 1.69B | 1.92B | 1.18B | 1.36B | 1.66B | 2.8B | 3.76B |
| Short Term Investments | 3.53B | 3.32B | 3.21B | 3.06B | 299.85M | 294M | 254.87M | 261.46M | 3.24B | 3.32B | 3.61B | 3.79B | 3.75B | 4.01B | 4.42B | 4.54B | 4.65B | 4.81B | 4.76B | 4.04B |
| Total Investments | 29.01B | 3.32B | 3.21B | 3.06B | 27.85B | 27.18B | 26.9B | 24.71B | 24.94B | 25.05B | 25.26B | 25.28B | 24.97B | 24.95B | 25.22B | 25.25B | 24.61B | 24.05B | 23.54B | 22.61B |
| Investments Growth % | 4.14% | -87.78% | -88.06% | -87.62% | 11.71% | 8.49% | 6.49% | -2.28% | -0.13% | 0.4% | 0.15% | 0.11% | 1.44% | 3.73% | 7.13% | 11.7% | 19.07% | 15.86% | 10.27% | 6.34% |
| Long-Term Investments | 25.48B | 0 | 0 | 0 | 27.56B | 26.88B | 26.64B | 24.44B | 21.7B | 21.73B | 21.64B | 21.5B | 21.22B | 20.94B | 20.8B | 20.71B | 19.97B | 19.24B | 18.78B | 18.57B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 112.08M | 107.49M | 110.51M | 102.41M | 107.03M | 110.04M | 113.81M | 111.42M | 106.77M | 97.26M | 98.73M | 94.89M | 82.35M | 71.03M | 66.53M | 64.51M |
| Goodwill & Intangibles | 2.05B | 2.05B | 2.05B | 2.05B | 2.05B | 2.05B | 2.02B | 1.9B | 1.9B | 1.89B | 1.89B | 1.89B | 1.91B | 1.91B | 1.91B | 1.91B | 1.91B | 1.91B | 1.91B | 1.91B |
| Goodwill | 2.02B | 2.02B | 2.02B | 2.02B | 2.02B | 2.01B | 2.02B | 1.89B | 1.89B | 1.89B | 1.89B | 1.89B | 1.89B | 1.89B | 1.89B | 1.89B | 1.89B | 1.89B | 1.89B | 1.89B |
| Intangible Assets | 26.75M | 28.59M | 30.43M | 32.27M | 34.61M | 38.47M | 0 | 8.87M | 9.78M | 3.93M | 4.24M | 4.55M | 19.68M | 20.97M | 19.99M | 21.02M | 21.91M | 22.59M | 23.09M | 23.14M |
| PP&E (Net) | 99.19M | 192.53M | 181.76M | 184.7M | 185.87M | 187.97M | 296.78M | 267.87M | 269.41M | 272.86M | 277.06M | 277.51M | 271.92M | 274.94M | 272.45M | 270.31M | 272.79M | 272.78M | 277.26M | 279.16M |
| Other Assets | 1.18B | 0 | 0 | 0 | 794.14M | 949.05M | 853.43M | 759.22M | 754.25M | 775.68M | 757.22M | 764.48M | 800.79M | 790.11M | 767.17M | 785.8M | 813.02M | 814.19M | 769.09M | 710.55M |
| Total Current Assets | 5.43B | 5.4B | 5.52B | 5.6B | 2.82B | 2.71B | 2.97B | 2.65B | 5.25B | 5.28B | 5.46B | 5.5B | 5.04B | 5.79B | 6.44B | 5.81B | 6.09B | 6.54B | 7.63B | 7.86B |
| Total Non-Current Assets | 28.8B | 2.24B | 2.23B | 2.24B | 30.59B | 30.07B | 29.81B | 27.37B | 24.61B | 24.67B | 24.57B | 24.43B | 24.19B | 23.9B | 23.75B | 23.68B | 22.96B | 22.24B | 21.74B | 21.46B |
| Total Assets | 34.23B | 33.75B | 33.71B | 33.66B | 33.41B | 32.78B | 32.79B | 30.02B | 29.86B | 29.96B | 30.03B | 29.98B | 29.22B | 29.69B | 30.18B | 29.49B | 29.05B | 28.78B | 29.37B | 29.33B |
| Asset Growth % | 2.46% | 2.95% | 2.8% | 12.11% | 11.87% | 9.43% | 9.19% | 0.14% | 2.18% | 0.88% | -0.51% | 1.67% | 0.61% | 3.19% | 2.78% | 0.55% | 5.6% | 5.84% | 8.64% | 12.01% |
| Return on Assets (ROA) | 0.38% | 0.39% | 0.37% | 0.38% | 0.4% | 0.37% | 0.27% | 0.32% | 0.32% | 0.32% | 0.29% | 0.27% | 0.33% | 0.31% | 0.33% | 0.34% | 0.35% | 0.33% | 0.28% | 0.26% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 824.74M | 799.37M | 792.31M | 921.17M | 796.33M | 808.72M | 818.56M | 803.28M | 810.52M | 1.78B | 2.04B | 2.08B | 1.66B | 2.45B | 3.04B | 2.43B | 1.52B | 1B | 1.04B | 1.03B |
| Net Debt | -1.06B | -1.28B | -1.51B | -1.62B | -1.72B | -1.51B | -1.79B | -1.49B | -1.1B | -75.06M | 307.97M | 480.31M | 478.71M | 758.98M | 1.12B | 1.26B | 163.25M | -652.45M | -1.77B | -2.72B |
| Long-Term Debt | 533.01M | 532.62M | 532.22M | 627.21M | 531.42M | 551.02M | 550.62M | 540.42M | 540.09M | 1.49B | 1.74B | 1.79B | 1.39B | 2.19B | 2.79B | 2.2B | 1.3B | 796.96M | 817.24M | 817.39M |
| Short-Term Debt | 184.81M | 167M | 166.18M | 198.57M | 169.01M | 160.8M | 176.01M | 176.09M | 181.97M | 203.52M | 207.73M | 196.09M | 188.27M | 176.74M | 170.09M | 160.7M | 142.48M | 128.24M | 136.37M | 128.84M |
| Other Liabilities | 279.14M | 27.44B | 27.42B | 27.24B | 281.61M | 274.23M | 290.85M | 265.18M | 256.57M | 40.74M | 42.91M | 44.71M | 43.77M | 46.77M | 48.79M | 46.19M | 39.7M | 42.58M | 36.68M | 31.44M |
| Total Current Liabilities | 27.9B | 167M | 166.18M | 198.57M | 27.05B | 26.5B | 26.54B | 24.14B | 24.01B | 23.48B | 23.35B | 23.23B | 23.06B | 22.74B | 22.66B | 22.65B | 23.19B | 23.37B | 23.83B | 23.67B |
| Total Non-Current Liabilities | 919.07M | 28.07B | 28.05B | 27.97B | 908.93M | 922.15M | 933.39M | 892.37M | 885.13M | 1.62B | 1.87B | 1.93B | 1.52B | 2.32B | 2.92B | 2.32B | 1.42B | 919.33M | 935.59M | 935.54M |
| Total Liabilities | 28.81B | 28.24B | 28.22B | 28.16B | 27.96B | 27.42B | 27.47B | 25.03B | 24.9B | 25.1B | 25.22B | 25.21B | 24.58B | 25.06B | 25.58B | 24.97B | 24.61B | 24.29B | 24.77B | 24.61B |
| Total Equity | 5.41B | 5.51B | 5.49B | 5.5B | 5.45B | 5.36B | 5.31B | 4.99B | 4.97B | 4.86B | 4.81B | 4.77B | 4.65B | 4.64B | 4.61B | 4.52B | 4.44B | 4.49B | 4.6B | 4.72B |
| Equity Growth % | -0.58% | 2.72% | 3.27% | 10.07% | 9.62% | 10.46% | 10.55% | 4.65% | 6.86% | 4.74% | 4.36% | 5.65% | 4.7% | 3.34% | 0.25% | -4.29% | 0.21% | 2.12% | 6.06% | 9.8% |
| Equity / Assets (Capital Ratio) | 15.82% | 16.33% | 16.28% | 16.33% | 16.3% | 16.36% | 16.21% | 16.63% | 16.64% | 16.21% | 16.01% | 15.91% | 15.91% | 15.62% | 15.26% | 15.31% | 15.29% | 15.59% | 15.65% | 16.09% |
| Return on Equity (ROE) | 2.36% | 2.39% | 2.26% | 2.35% | 2.42% | 2.26% | 1.64% | 1.9% | 1.94% | 2% | 1.81% | 1.69% | 2.07% | 2% | 2.16% | 2.23% | 2.3% | 2.11% | 1.75% | 1.61% |
| Book Value per Share | 39.51 | 39.34 | 39.18 | 38.98 | 38.23 | 37.66 | 37.24 | 36.79 | 36.66 | 35.89 | 35.58 | 35.35 | 34.46 | 34.39 | 34.16 | 33.50 | 33.00 | 33.27 | 33.68 | 35.94 |
| Tangible BV per Share | 24.58 | 24.72 | 24.55 | 24.44 | 23.81 | 23.27 | 23.07 | 22.81 | 22.65 | 21.90 | 21.57 | 21.32 | 20.32 | 20.22 | 20.01 | 19.33 | 18.80 | 19.10 | 19.66 | 21.39 |
| Common Stock | 378.1M | 377.96M | 377.92M | 377.14M | 377.08M | 377.08M | 377.08M | 356.74M | 356.42M | 356.35M | 356.34M | 355.64M | 355.6M | 355.6M | 355.6M | 355.03M | 354.75M | 354.62M | 354.46M | 353.4M |
| Additional Paid-in Capital | 0 | 0 | 3.47B | 3.47B | 3.46B | 3.46B | 3.46B | 3.2B | 3.19B | 3.19B | 3.18B | 3.18B | 3.18B | 3.18B | 3.17B | 3.17B | 3.16B | 3.16B | 3.16B | 3.15B |
| Retained Earnings | 2.4B | 2.32B | 2.24B | 2.17B | 2.09B | 2.02B | 1.95B | 1.92B | 1.87B | 1.83B | 1.78B | 1.75B | 1.72B | 1.67B | 1.63B | 1.58B | 1.52B | 1.47B | 1.42B | 1.39B |
| Accumulated OCI | -223.04M | -143.37M | -149.12M | -138.93M | -157.81M | -183.73M | -195.01M | -223.9M | -198.91M | -261.23M | -260.99M | -259.68M | -349.46M | -310.68M | -294.13M | -332.73M | -352.3M | -247.36M | -141.69M | -4.89M |
| Treasury Stock | 0 | 0 | -452.34M | -381.43M | -333.44M | -306.74M | -274.15M | -253.49M | -253.43M | -253.4M | -253.33M | -252.11M | -252.1M | -252.01M | -251.84M | -250.4M | -250.4M | -250.38M | -196.9M | -170.62M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |