United Fire Group, Inc. (UFCS) Earnings History
Profitable37 years of earnings data (1989–2025) · Positive TTM net income
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United Fire Group, Inc. (UFCS) Earnings Overview
As of June 21, 2026, United Fire Group, Inc. (UFCS) reported trailing twelve-month net income of $131M, reflecting +87.4% year-over-year growth. The company earned $5.00 per diluted share over the past four quarters, with a net profit margin of 8.5%.
Looking at the long-term picture, UFCS's historical earnings data spans multiple years. The company achieved its highest annual net income of $118M in fiscal 2025, representing a new all-time high.
United Fire Group, Inc. maintains positive profitability with a gross margin of 44.9%, operating margin of 10.7%, and net margin of 8.5%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including KMPR ($42M net income, 3.0% margin), ERIE ($571M net income, 13.8% margin), NODK (-$4M net income, -3.7% margin), UFCS has outperformed on profitability metrics. Compare UFCS vs KMPR →
UFCS Earnings vs Peers
Earnings metrics vs comparable public companies
UFCS Historical Earnings Data (1989–2025)
37 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $118M | +90.8% | $148M | $4.48 | 8.5% | 10.7% |
| 2024 | $62M | +308.6% | $77M | $2.39 | 4.9% | 6.2% |
| 2023 | -$30M | -297.6% | -$40M | $-1.18 | -2.7% | -3.6% |
| 2022 | $15M | -81.3% | $12M | $0.59 | 1.5% | 1.2% |
| 2021 | $81M | +171.5% | $97M | $3.16 | 7.6% | 9.2% |
| 2020 | -$113M | -860.5% | -$170M | $-4.50 | -10.5% | -15.7% |
| 2019 | $15M | -46.4% | $17M | $0.58 | 1.2% | 1.4% |
| 2018 | $28M | -45.8% | -$9M | $1.08 | 2.6% | -0.8% |
| 2017 | $51M | +2.2% | $16M | $1.99 | 4.8% | 1.5% |
| 2016 | $50M | -44.0% | $57M | $1.93 | 5.1% | 5.8% |
| 2015 | $89M | +50.7% | $115M | $3.53 | 9.9% | 12.9% |
| 2014 | $59M | -22.3% | $76M | $2.32 | 6.3% | 8.1% |
| 2013 | $76M | +89.3% | $102M | $2.98 | 8.8% | 11.7% |
| 2012 | $40M | +365463.6% | $46M | $1.58 | 5.0% | 5.7% |
| 2011 | $11,000 | -100.0% | -$13M | $0.00 | 0.0% | -1.8% |
| 2010 | $48M | +555.1% | $58M | $1.81 | 8.0% | 9.9% |
| 2009 | -$10M | +20.1% | -$29M | $-0.39 | -1.8% | -5.0% |
| 2008 | -$13M | -111.7% | -$33M | $-0.48 | -2.2% | -5.5% |
| 2007 | $111M | +26.5% | $159M | $4.03 | 17.4% | 25.0% |
| 2006 | $88M | +874.0% | $125M | $3.36 | 13.9% | 19.7% |
| 2005 | $9M | -88.5% | $7M | $0.22 | 1.5% | 1.1% |
| 2004 | $79M | +41.8% | $115M | $3.34 | 13.0% | 18.9% |
| 2003 | $56M | +167.4% | $0 | $2.36 | 9.7% | 0.0% |
| 2002 | $21M | -13.7% | $0 | $0.88 | 4.1% | 0.0% |
| 2001 | $24M | +55.2% | $29M | $1.20 | 5.1% | 6.1% |
| 2000 | $16M | +0.9% | $0 | $0.78 | 3.7% | 0.0% |
| 1999 | $15M | -35.0% | $0 | $0.77 | 4.4% | 0.0% |
| 1998 | $24M | -17.6% | $0 | $1.14 | 7.0% | 0.0% |
| 1997 | $29M | +30.8% | $0 | $1.34 | 9.2% | 0.0% |
| 1996 | $22M | -23.8% | $0 | $1.02 | 7.3% | 0.0% |
| 1995 | $29M | +28.0% | $0 | $1.33 | 10.9% | 0.0% |
| 1994 | $23M | +21.0% | $182M | $0.23 | 9.6% | 77.7% |
| 1993 | $19M | +994.1% | $169M | $0.19 | 8.5% | 77.4% |
| 1992 | $2M | -88.7% | $168M | $0.02 | 0.8% | 79.3% |
| 1991 | $15M | -25.7% | $175M | $0.10 | 8.1% | 94.4% |
| 1990 | $20M | +80.4% | $160M | $0.14 | 12.0% | 95.0% |
| 1989 | $11M | - | $137M | $0.08 | 7.8% | 95.0% |
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UFCS — Frequently Asked Questions
Quick answers to the most common questions about buying UFCS stock.
What is UFCS earnings per share (EPS)?
UFCS trailing twelve-month (TTM) diluted EPS is $5.00, reflecting +87.4% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 1989 to 2025 is available in the table on this page.
What is United Fire Group, Inc.'s net income?
United Fire Group, Inc. (UFCS) trailing twelve-month net income is $131M as of 2025. Earnings grew +87.4% year-over-year. United Fire Group, Inc. has been profitable for 2 consecutive years.
Is UFCS profitable?
Yes, UFCS is profitable with a TTM net income of $131M and a net profit margin of +8.5%. United Fire Group, Inc. has generated profits for 2 consecutive years.
What is UFCS's earnings growth rate?
UFCS compound annual EPS growth rates (CAGR): 1-Year: +87.4%, 3-Year: +96.6%, 5-Year: N/A, 10-Year: +2.4%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1989 to 2025.
What are UFCS's profit margins?
United Fire Group, Inc. net profit margin is +8.5%, operating margin is +10.7%, and gross margin is +44.9%. Margins are within a typical range for the sector. Return on Equity is +13.7%.
Is UFCS growing earnings?
Yes, UFCS earnings are accelerating — EPS growth of +87.4% exceeds the 5-year CAGR of N/A. TTM net income reached $131M. Earnings momentum is strengthening.
What was UFCS's best earnings year?
United Fire Group, Inc.'s highest annual net income on record is $118M, achieved in fiscal year 2025. Earnings history on this page spans 1989 to 2025 and includes all annual and quarterly figures.
What were UFCS's earnings last quarter?
UFCS's most recent reported quarter was Q1 2026. Net income was $30M with diluted EPS of $1.15. For a full breakdown of all quarters, see the quarterly earnings table on this page.