Trailing Dividend / Share
$0.62
United Fire Group, Inc. (UFCS) Dividend History
Income profile from 1984 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
1.3%
Payout Ratio
13.8%
Sustainable
Dividend Streak
0 years
UFCS Dividend Income Check
Safety
13.8% payout ratio with sustainable safety profile.
Consistency
0 straight years of dividend increases.
Income Trend
Yield on cost is 2.6% and trend is falling.
UFCS Dividend Scorecard
Yield & Income
Dividend Yield1.3%
Trailing DPS$0.62
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout13.8%
Earnings SafetySustainable
FCF Payout5.5%
FCF SafetyWell Covered
Piotroski F-Score7/9
Growth
Growth Streak0 years
3Y CAGR0.5%
5Y CAGR-10.9%
Yield on Cost (5Y)2.6%
YOC Trendfalling
Total Returns
Buyback Yield0.1%
Total Shareholder Yield1.4%
1Y Total Return71.5%
5Y Total Return89.3%
Div Contribution (5Y)11.9%
Estimated $10K growth (return + dividends):
5Y ago$18,92810Y ago$14,48820Y ago$22,282
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). UFCS's recent 5Y regime has been stronger than its full 10Y period, so 5Y can appear higher than 10Y.
UFCS Income Growth Story
Dividend per share and yield on cost over time (43 years of payments)
UFCS Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Dividend Analysis
Payout Safety
United Fire Group, Inc. distributes 13.8% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 5.5%, rated "Well Covered".
Piotroski F-Score: 7/9 — strong financial health.
Growth Track Record
UFCS does not have a current streak of consecutive dividend increases, with a 3-year CAGR of 0.5% and 5-year CAGR of -10.9%.
Total Shareholder Returns
Beyond cash dividends, UFCS returns capital through share repurchases. The combined picture: 1.3% dividend yield, 0.1% buyback yield, 1.4% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 2.6% and is currently falling. The 5-year total return is 89.3%, with dividends contributing 11.9% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $14,488 today.
UFCS Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$3.25
Avg/Payment$0.1625
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Jun 5, 2026Latest | $0.2000 | — | 1.59% | Jun 19, 2026 |
| Feb 24, 2026 | $0.2000 | ↑ +25.0% | 1.80% | Mar 10, 2026 |
| Dec 5, 2025 | $0.1600 | — | 1.83% | Dec 19, 2025 |
| Aug 29, 2025 | $0.1600 | — | 2.08% | Sep 12, 2025 |
| Jun 6, 2025 | $0.1600 | — | 2.25% | Jun 20, 2025 |
| Mar 7, 2025 | $0.1600 | — | 2.29% | Mar 21, 2025 |
| Nov 29, 2024 | $0.1600 | — | 2.09% | Dec 13, 2024 |
| Aug 30, 2024 | $0.1600 | — | 3.13% | Sep 13, 2024 |
UFCS Dividend vs Peers
Comparable companies in the same industry
#7 yield in peer group
Div Yield
1.3%
#7 of 7
Safety
Sustainable
13.8% payout
Streak
0Y
-10.9% 5Y CAGR
Total Shareholder
1.4%
#7 of 7
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| UFCSUnited Fire Group, I… | $1.2B | 1.3% | 13.8% | 0 | Sustainable |
2nd  KMPRKemper Corporation | $1.5B | 5.1% | 55.5% | 1 | Sustainable |
 ERIEErie Indemnity Compa… | $10.2B | 2.2% | 45.5% | 9 | Sustainable |
 HIGThe Hartford Financi… | $35.3B | 1.6% | 15.4% | 13 | Sustainable |
 TRVThe Travelers Compan… | $66.6B | 1.4% | 15.6% | 20 | Sustainable |
1st  CNACNA Financial Corpor… | $12.0B | 8.6% | 81.9% | 9 | Watch |
3rd  WRBW. R. Berkley Corpor… | $25.2B | 2.6% | 39.4% | 1 | Sustainable |
UFCS Annual Dividend History (1984–2026)
43 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.40 | — | 2 | — | — | — | 1.6% |
| 2025 | $0.64 | 0.0% | 4 | $4.48 | 14.3% | 7.00x | 2.6% |
| 2024 | $0.64 | 0.0% | 4 | $2.39 | 26.8% | 3.73x | 2.6% |
| 2023 | $0.64 | 1.6% | 4 | $-1.18 | — | — | 2.6% |
| 2022 | $0.63 | 5.0% | 4 | $0.59 | 106.8% | 0.94x | 2.5% |
| 2021 | $0.60 | -47.4% | 4 | $3.16 | 19.0% | 5.27x | 2.4% |
| 2020 | $1.14 | -12.3% | 4 | $-4.50 | — | — | 4.6% |
| 2019 | $1.30 | -69.1% | 4 | $0.58 | 224.1% | 0.45x | 5.2% |
| 2018 | $4.21 | 286.2% | 5 | $1.08 | 389.8% | 0.26x | 16.9% |
| 2017 | $1.09 | 12.4% | 4 | $1.99 | 54.8% | 1.83x | 4.4% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
42+ years return with dividends reinvested.
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DCA Calculator
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Peer Comparison
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UFCS — Frequently Asked Questions
Quick answers to the most common questions about buying UFCS stock.
How much dividend does UFCS pay per share?
United Fire Group, Inc. (UFCS) pays a trailing 12-month dividend of $0.62 per share, with a current dividend yield of +1.3%. Payments are made Semi-Annual.
When is UFCS's next ex-dividend date?
UFCS's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. UFCS typically pays dividends Semi-Annual.
Is UFCS's dividend safe?
UFCS's dividend safety is rated "Sustainable" based on an earnings payout ratio of +13.8% and FCF payout ratio of +5.5%. The dividend history does not yet show a prolonged growth streak.
How many years has UFCS increased its dividend?
UFCS has not maintained a consecutive growth streak recently. The 5-year dividend CAGR is -10.9%.
How often does UFCS pay dividends?
United Fire Group, Inc. pays dividends Semi-Annual. The trailing 12-month total is $0.62 per share. Dividend data on this page covers 42+ years from 1984 to 2026.
How much would $10,000 invested in UFCS grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in UFCS five years ago would be worth approximately $18,928 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is UFCS's yield on cost for long-term holders?
UFCS's yield on cost — the current dividend divided by the original purchase price — is +2.6% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +1.3% market yield, thanks to the lower original cost basis.