UFCS trades 25.7% below Wall Street's consensus target of $60.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes UFCS achieves its forward estimates and maintains a stable P/E multiple of 9.6x. This scenario reflects the blended consensus of 6 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of November 8, 2026, United Fire Group, Inc. (UFCS) has a Wall Street consensus price target of $60.00, based on estimates from 6 covering analysts. With the stock currently trading at $47.73, this represents a potential upside of +25.7%. The company has a market capitalization of $1.22B.
Analyst price targets range from a low of $60.00 to a high of $60.00, representing a 0% spread in expectations. The median target of $60.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 4 analysts rating the stock as a Buy or Strong Buy,2 rating it Hold, and 0 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, UFCS trades at a trailing P/E of 9.1x and forward P/E of 9.6x. Analysts expect EPS to grow -4.8% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $64.27, with bear and bull scenarios of $40.49 and $84.68 respectively. Model confidence stands at 51/100, reflecting moderate uncertainty in projections.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 KMPRKemper Corporation | $2.0B | $33.39 | $35.50 | +6.3% | Buy | 15.2x | 12 |
 ERIEErie Indemnity Company | $12.6B | $273.07 | — | — | — | 21.2x | — |
 NODKNI Holdings, Inc. | $314M | $15.33 | — | — | — | — | — |
 PLMRPalomar Holdings, Inc. | $4.1B | $155.71 | $164.00 | +5.3% | Buy | 15.5x | 11 |
 HIGThe Hartford Insurance Group, Inc. | $36.7B | $133.99 | $145.40 | +8.5% | Buy | 10.3x | 42 |
 TRVThe Travelers Companies, Inc. | $82.4B | $395.20 | $356.18 | -9.9% | Hold | 10.8x | 44 |
 CNACNA Financial Corporation | $12.8B | $47.32 | $45.00 | -4.9% | Hold | 12.4x | 7 |
 WRBW. R. Berkley Corporation | $28.0B | $75.23 | $70.56 | -6.2% | Hold | 15.2x | 30 |
 CINFCincinnati Financial Corporation | $28.5B | $185.48 | $198.00 | +6.8% | Hold | 20.2x | 17 |
 SIGISelective Insurance Group, Inc. | $5.9B | $99.44 | $100.80 | +1.4% | Hold | 11.5x | 17 |
Quick answers to the most common questions about buying UFCS stock.
The consensus Wall Street price target for UFCS is $60, representing 25.7% upside from the current price of $47.73. With 6 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.
UFCS has a consensus rating of "Buy" based on 6 Wall Street analysts. The rating breakdown is predominantly bullish, with 4 Buy/Strong Buy ratings. The consensus 12-month price target of $60 implies 25.7% upside from current levels.
With a forward P/E of 9.5886x, UFCS trades at a relatively low valuation. The consensus target of $60 implies 25.7% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $60 for UFCS, while the most conservative target is $60. The consensus of $60 represents the median expectation. Our quantitative valuation model projects a bull case target of $85 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
UFCS is moderately covered, with 6 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 4 have Buy ratings, 2 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month UFCS stock forecast based on 6 Wall Street analysts shows a consensus price target of $60, with estimates ranging from $60 (bear case) to $60 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $64, with bear/bull scenarios of $40/$85.
Our quantitative valuation model calculates UFCS's fair value at $64 (base case), with a bear case of $40 and bull case of $85. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 51/100.
UFCS trades at a forward P/E ratio of 9.6x based on next-twelve-months earnings estimates compared to a trailing P/E of 9.1x. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are very optimistic on UFCS, with a "Buy" consensus rating and $60 price target (25.7% upside). 4 of 6 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
UFCS analyst price targets range from $60 to $60, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $60 consensus represents the middle ground. Our model's $40-$85 range provides an independent fundamental perspective.
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