UFCS trades 12.0% below Wall Street's consensus target of $60.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes UFCS achieves its forward estimates and maintains a stable P/E multiple of 11.1x. This scenario reflects the blended consensus of 6 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of September 24, 2026, United Fire Group, Inc. (UFCS) has a Wall Street consensus price target of $60.00, based on estimates from 6 covering analysts. With the stock currently trading at $53.59, this represents a potential upside of +12.0%. The company has a market capitalization of $1.37B.
Analyst price targets range from a low of $60.00 to a high of $60.00, representing a 0% spread in expectations. The median target of $60.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 4 analysts rating the stock as a Buy or Strong Buy,2 rating it Hold, and 0 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, UFCS trades at a trailing P/E of 12.0x and forward P/E of 11.1x. Analysts expect EPS to grow -11.3% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $61.89, with bear and bull scenarios of $38.99 and $81.55 respectively. Model confidence stands at 50/100, reflecting moderate uncertainty in projections.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 KMPRKemper Corporation | $1.5B | $25.85 | $35.50 | +37.3% | Buy | 12.9x | 12 |
 ERIEErie Indemnity Company | $10.4B | $225.77 | — | — | — | 17.8x | — |
 NODKNI Holdings, Inc. | $302M | $14.76 | — | — | — | — | — |
 PLMRPalomar Holdings, Inc. | $3.4B | $127.21 | $158.50 | +24.6% | Buy | 12.6x | 11 |
 HIGThe Hartford Insurance Group, Inc. | $34.7B | $126.59 | $151.33 | +19.5% | Buy | 9.9x | 42 |
 TRVThe Travelers Companies, Inc. | $75.2B | $360.39 | $351.11 | -2.6% | Hold | 10.6x | 44 |
 CNACNA Financial Corporation | $12.7B | $47.11 | $45.00 | -4.5% | Hold | 11.2x | 7 |
 WRBW. R. Berkley Corporation | $25.2B | $67.67 | $69.44 | +2.6% | Hold | 13.9x | 30 |
 CINFCincinnati Financial Corporation | $25.0B | $162.57 | $198.00 | +21.8% | Hold | 19.4x | 17 |
 SIGISelective Insurance Group, Inc. | $5.1B | $86.33 | $98.75 | +14.4% | Hold | 10.6x | 16 |
Quick answers to the most common questions about buying UFCS stock.
United Fire Group, Inc. (UFCS) has a consensus 12-month price target of $60, implying 12.0% upside from $53.59. The 6 analysts covering UFCS see moderate appreciation potential.
UFCS has a consensus rating of "Buy" based on 6 Wall Street analysts. The rating breakdown is predominantly bullish, with 4 Buy/Strong Buy ratings. The consensus 12-month price target of $60 implies 12.0% upside from current levels.
With a forward P/E of 11.1028x, UFCS trades at a relatively low valuation. The consensus target of $60 implies 12.0% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $60 for UFCS, while the most conservative target is $60. The consensus of $60 represents the median expectation. Our quantitative valuation model projects a bull case target of $82 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
UFCS is moderately covered, with 6 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 4 have Buy ratings, 2 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month UFCS stock forecast based on 6 Wall Street analysts shows a consensus price target of $60, with estimates ranging from $60 (bear case) to $60 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $62, with bear/bull scenarios of $39/$82.
Our quantitative valuation model calculates UFCS's fair value at $62 (base case), with a bear case of $39 and bull case of $82. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 50/100.
UFCS trades at a forward P/E ratio of 11.1x based on next-twelve-months earnings estimates compared to a trailing P/E of 12.0x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are optimistic on UFCS, with a "Buy" consensus rating and $60 price target (12.0% upside). 4 of 6 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
UFCS analyst price targets range from $60 to $60, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $60 consensus represents the middle ground. Our model's $39-$82 range provides an independent fundamental perspective.
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