Unum Group (UNM) quarterly income statement — complete revenue, gross profit & net income history
Unum Group (UNM) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Revenue | 2.55B | 3.29B | 3.36B | 3.24B | 3.36B | 3.35B | 3.08B | 3.2B | 3.2B | 3.21B | 3.18B | 3.12B | 3.07B | 3.09B | 3.02B | 2.99B | 2.95B | 2.99B | 2.95B | 2.94B |
| Revenue Growth % | -24.13% | -1.64% | 9.02% | 1.25% | 4.85% | 4.39% | -3.24% | 2.52% | 4.34% | 3.6% | 5.23% | 4.46% | 4.14% | 3.59% | 2.4% | 1.83% | 0.53% | -0.22% | -2.99% | -30.21% |
| Medical Costs & Claims | 2.07B | 2B | 2B | 1.89B | 2.62B | 2.28B | 2.17B | 2.15B | 95.6M | 2.09B | 2.06B | 2.08B | 2.21B | 2B | 1.99B | 2.03B | 1.74B | 2.04B | 2.15B | 2.23B |
| Medical Cost Ratio % | 81.44% | 60.81% | 59.73% | 58.38% | 78.01% | 68.05% | 70.41% | 67.1% | 2.99% | 65.25% | 64.71% | 66.54% | 72.09% | 64.55% | 65.79% | 67.77% | 58.93% | 68.41% | 72.81% | 75.79% |
| Gross Profit | 472.8M | 1.29B | 1.35B | 1.35B | 738.2M | 1.07B | 910.5M | 1.05B | 3.11B | 1.11B | 1.12B | 1.05B | 856.5M | 1.1B | 1.03B | 963.9M | 1.21B | 943.3M | 802.6M | 711M |
| Gross Margin % | 18.56% | 39.19% | 40.27% | 41.62% | 21.99% | 31.95% | 29.59% | 32.9% | 97.01% | 34.75% | 35.29% | 33.46% | 27.91% | 35.45% | 34.21% | 32.23% | 41.07% | 31.59% | 27.19% | 24.21% |
| Gross Profit Growth % | -35.95% | 20.67% | 48.4% | 28.09% | -76.24% | -4.01% | -18.87% | 0.8% | 262.7% | 1.55% | 8.54% | 8.43% | -29.24% | 16.25% | 28.83% | 35.57% | 33.1% | 8.07% | 15.35% | 17.64% |
| Operating Expenses | 968.2M | 960.3M | 1.05B | 1.13B | 683.7M | 651.9M | 666.9M | 608.1M | 2.22B | 618.1M | 626.6M | 616.5M | 594.8M | 598.2M | 582.7M | 603M | 568.8M | 504.1M | 506.9M | 519.3M |
| OpEx / Revenue % | 38.01% | 29.18% | 31.25% | 34.89% | 20.36% | 19.48% | 21.67% | 18.99% | 69.33% | 19.29% | 19.7% | 19.74% | 19.38% | 19.34% | 19.28% | 20.17% | 19.3% | 16.88% | 17.17% | 17.68% |
| Depreciation & Amortization | 34.1M | 50.6M | 31.8M | 31.2M | 31.6M | 30.2M | 30M | 26.2M | 30.6M | 29.2M | 30.1M | 27.9M | 28.1M | 26M | 26.8M | 27M | 26.8M | 26.7M | 30M | 29.8M |
| Combined Ratio % | 119.45% | 89.99% | 90.98% | 93.26% | 98.38% | 87.54% | 92.08% | 86.09% | 72.32% | 84.54% | 84.41% | 86.28% | 91.47% | 83.89% | 85.07% | 87.93% | 78.23% | 85.29% | 89.98% | 93.47% |
| Operating Income | -495.4M | 329.5M | 302.7M | 218.4M | 54.5M | 417M | 243.6M | 445.5M | 886.4M | 495.5M | 495.7M | 428.7M | 261.7M | 498.4M | 451.3M | 360.9M | 641.6M | 439.2M | 295.7M | 191.7M |
| Operating Margin % | -19.45% | 10.01% | 9.02% | 6.74% | 1.62% | 12.46% | 7.92% | 13.91% | 27.68% | 15.46% | 15.59% | 13.72% | 8.53% | 16.11% | 14.93% | 12.07% | 21.77% | 14.71% | 10.02% | 6.53% |
| Operating Income Growth % | -1008.99% | -20.98% | 24.26% | -50.98% | -93.85% | -15.84% | -50.86% | 3.92% | 238.71% | -0.58% | 9.84% | 18.79% | -59.21% | 13.48% | 52.62% | 88.26% | 56.53% | 67.25% | 48.74% | 53.73% |
| EBITDA | -461.3M | 380.1M | 334.5M | 249.6M | 86.1M | 447.2M | 273.6M | 471.7M | 917M | 524.7M | 525.8M | 456.6M | 289.8M | 524.4M | 478.1M | 387.9M | 668.4M | 465.9M | 325.7M | 221.5M |
| EBITDA Margin % | -18.11% | 11.55% | 9.97% | 7.7% | 2.56% | 13.37% | 8.89% | 14.73% | 28.64% | 16.37% | 16.53% | 14.62% | 9.44% | 16.95% | 15.82% | 12.97% | 22.68% | 15.6% | 11.03% | 7.54% |
| Interest Expense | 54M | 53.3M | 53.1M | 52.6M | 52.2M | 52M | 52M | 52.5M | 49.2M | 49.9M | 49.5M | 49.2M | 48.6M | 48.9M | 48.1M | 47.2M | 47M | 47.4M | 46.9M | 50.6M |
| Non-Operating Income | 0 | -53.3M | -53.1M | -52.6M | -52.2M | -52M | -52M | -52.5M | 22.6M | -49.9M | -49.5M | -49.2M | -48.6M | -48.9M | -48.1M | -47.2M | -47M | -47.4M | -46.9M | -50.6M |
| Pretax Income | -549.4M | 329.5M | 302.7M | 218.4M | 54.5M | 417M | 243.6M | 445.5M | 814.6M | 495.5M | 495.7M | 428.7M | 261.7M | 498.4M | 451.3M | 360.9M | 641.6M | 439.2M | 295.7M | 191.7M |
| Pretax Margin % | -21.57% | 10.01% | 9.02% | 6.74% | 1.62% | 12.46% | 7.92% | 13.91% | 25.44% | 15.46% | 15.59% | 13.72% | 8.53% | 16.11% | 14.93% | 12.07% | 21.77% | 14.71% | 10.02% | 6.53% |
| Income Tax | -129.7M | 72.6M | 70.7M | 44.3M | 14.8M | 81.4M | 54.5M | 96.8M | 168.9M | 106M | 100.5M | 98.1M | 59.7M | 105.5M | 93M | 81.3M | 131.3M | 71.9M | 55.3M | 32M |
| Effective Tax Rate % | 23.61% | 22.03% | 23.36% | 20.28% | 27.16% | 19.52% | 22.37% | 21.73% | 20.73% | 21.39% | 20.27% | 22.88% | 22.81% | 21.17% | 20.61% | 22.53% | 20.46% | 16.37% | 18.7% | 16.69% |
| Net Income | -419.7M | 256.9M | 232M | 174.1M | 39.7M | 335.6M | 189.1M | 348.7M | 645.7M | 389.5M | 395.2M | 330.6M | 202M | 392.9M | 358.3M | 279.6M | 510.3M | 367.3M | 240.4M | 159.7M |
| Net Margin % | -16.47% | 7.81% | 6.91% | 5.37% | 1.18% | 10.03% | 6.14% | 10.89% | 20.16% | 12.15% | 12.43% | 10.58% | 6.58% | 12.7% | 11.85% | 9.35% | 17.32% | 12.3% | 8.14% | 5.44% |
| Net Income Growth % | -1157.18% | -23.45% | 22.69% | -50.07% | -93.85% | -13.84% | -52.15% | 5.47% | 219.65% | -0.87% | 10.3% | 18.24% | -60.42% | 6.97% | 49.04% | 75.08% | 55.3% | 100.82% | 57.12% | 17.95% |
| EPS (Diluted) | -2.65 | 1.61 | 1.41 | 1.04 | 0.23 | 1.92 | 1.06 | 1.92 | 3.46 | 2.05 | 2.04 | 1.69 | 1.02 | 1.98 | 1.80 | 1.39 | 2.53 | 1.81 | 1.18 | 0.78 |
| EPS Growth % | -1252.17% | -16.15% | 33.02% | -45.83% | -93.35% | -6.34% | -48.04% | 13.61% | 239.22% | 3.54% | 13.33% | 21.58% | -59.68% | 9.39% | 52.54% | 78.21% | 58.13% | 103.37% | 57.33% | 18.18% |
| EPS (Basic) | -2.65 | 1.61 | 1.41 | 1.04 | 0.23 | 1.93 | 1.06 | 1.93 | 3.46 | 2.05 | 2.05 | 1.70 | 1.03 | 1.99 | 1.81 | 1.41 | 2.55 | 1.83 | 1.19 | 0.78 |
| Diluted Shares Outstanding | 158.61M | 160.02M | 164.4M | 168.04M | 170.59M | 174.43M | 178.88M | 181.64M | 186.88M | 190.33M | 193.27M | 195.48M | 197.13M | 198.14M | 199.52M | 200.9M | 201.7M | 202.43M | 203.5M | 204.24M |