Last 47 quarters of trend data · Technology · Software - Application
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Upbound Group, Inc.'s quarterly P/E stands at 26.9x, up 84.7% year-over-year — indicating the stock has re-rated higher or earnings have softened. EV/EBITDA has compressed 78.2% YoY to 1.8x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 9.71 | 26.85 | 24.13 | 14.26 | 13.26 | 14.54 | 12.58 | 17.61 | — | 95.99 | — | 7.29 | 120.20 |
| — | +84.7% | +91.8% | -19.0% | — | -84.9% | — | +141.3% | — | — | — | — | +50.1% | |
| P/S Ratio | 0.29 | 0.30 | 0.32 | 0.30 | 0.38 | 0.42 | 0.40 | 0.45 | 0.45 | 0.43 | 0.44 | 0.34 | 0.32 |
| — | -28.5% | -20.1% | -33.7% | -16.8% | -2.3% | -9.3% | +31.7% | +41.1% | +80.6% | +62.1% | +16.6% | -51.8% | |
| P/B Ratio | 1.91 | 2.02 | 2.15 | 2.06 | 2.59 | 2.92 | 2.87 | 3.40 | 3.29 | 2.80 | 2.75 | 2.06 | 2.42 |
| — | -30.7% | -25.3% | -39.4% | -21.4% | +4.2% | +4.6% | +64.7% | +35.9% | +58.5% | +32.4% | -20.3% | -60.1% | |
| P/FCF | 25.64 | 3.55 | — | 2.75 | — | 5.06 | 699.16 | 14.62 | — | 6.62 | 17.42 | 3.61 | 7.17 |
| — | -29.8% | — | -81.2% | — | -23.6% | +3914.1% | +305.4% | — | +190.7% | +304.2% | +101.3% | -54.5% | |
| EV / EBITDA | 8.07 | 1.79 | 1.88 | 10.35 | 18.23 | 8.22 | 7.36 | 9.41 | 9.60 | 2.04 | 1.99 | — | 9.54 |
| — | -78.2% | -74.5% | +10.0% | +90.0% | +303.7% | +269.4% | — | +0.5% | -77.7% | -73.9% | — | +228.8% | |
| EV / EBIT | 9.48 | 16.06 | 15.64 | 12.24 | 9.87 | 11.32 | 10.80 | 13.82 | 14.80 | 13.10 | 9.32 | — | 16.73 |
| — | +41.8% | +44.8% | -11.4% | -33.3% | -13.5% | +15.9% | — | -11.5% | -21.3% | -20.5% | — | -49.4% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Upbound Group, Inc.'s operating margin was 4.5% in Q3 2025, up 0.1 pp QoQ and down 2.0 pp YoY.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 48.1% | 48.3% | 49.4% | 46.8% | 47.1% | 47.8% | 49.4% | 48.3% | 50.3% | 50.8% | 51.7% | 49.8% | 50.0% |
| — | +1.1% | -0.0% | -3.1% | -6.5% | -5.8% | -4.4% | -3.1% | +0.7% | +2.9% | +4.0% | +5.8% | +3.1% | |
| Operating Margin | 6.7% | 4.5% | 4.4% | 5.3% | 7.3% | 6.6% | 7.5% | 5.6% | 5.5% | 5.9% | 8.6% | -3.5% | 4.3% |
| — | -30.9% | -41.5% | -5.5% | +33.6% | +10.5% | -12.7% | +263.1% | +28.4% | +63.7% | +58.3% | -462.9% | +36.0% | |
| Net Margin | 2.9% | 1.1% | 1.3% | 2.1% | 2.9% | 2.9% | 3.2% | 2.5% | -1.1% | 0.4% | -4.7% | 4.7% | 0.3% |
| — | -60.7% | -57.6% | -16.6% | +359.7% | +547.9% | +167.7% | -45.8% | -513.7% | +179.0% | -353.0% | +1375.2% | -68.1% |
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 20.8% | 1.9% | 2.3% | 3.8% | 5.0% | 5.1% | 5.8% | 4.9% | -1.9% | 0.7% | -7.0% | 7.9% | 0.5% |
| — | -62.3% | -60.7% | -22.1% | +356.8% | +615.9% | +182.1% | -38.6% | -494.2% | +168.4% | -293.1% | +1068.3% | -65.6% | |
| ROA | 4.6% | 0.4% | 0.5% | 0.9% | 1.2% | 1.2% | 1.3% | 1.0% | -0.4% | 0.2% | -1.7% | 1.7% | 0.1% |
| — | -64.7% | -61.0% | -15.9% | +381.6% | +609.2% | +175.6% | -39.8% | -539.8% | +180.2% | -340.7% | +1270.6% | -70.5% | |
| ROIC | 10.4% | 1.6% | 1.6% | 2.1% | 2.8% | 2.5% | 2.9% | 2.2% | 2.0% | 2.1% | 3.0% | -1.3% | 1.5% |
| — | -35.4% | -45.3% | -7.4% | +38.5% | +19.3% | -3.5% | +278.0% | +32.7% | +59.6% | +46.3% | -434.3% | +27.0% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Upbound Group, Inc.'s Debt/EBITDA ratio is 4.2x — elevated, raising questions about debt serviceability. The current ratio has weakened 74.8% YoY to 0.89x, tightening the short-term liquidity position.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 2.52 | 2.67 | 2.70 | 2.66 | 2.52 | 2.47 | 2.68 | 2.73 | 2.86 | 2.58 | 2.46 | 2.44 | 3.19 |
| — | +7.8% | +0.5% | -2.4% | -11.9% | -4.0% | +9.2% | +12.0% | -10.4% | -15.9% | -18.1% | -25.1% | -12.4% | |
| Debt / EBITDA | 4.62 | 4.21 | 4.32 | 24.16 | 36.64 | 15.48 | 14.58 | 17.17 | 18.32 | 4.03 | 3.87 | — | 22.80 |
| — | -72.8% | -70.4% | +40.7% | +100.0% | +283.7% | +277.1% | — | -19.7% | -83.6% | -79.4% | — | +413.3% | |
| Current Ratio | 2.91 | 0.89 | 3.01 | 3.02 | 2.91 | 3.51 | 3.79 | 3.34 | 2.46 | 2.95 | 2.79 | 2.69 | 2.43 |
| — | -74.8% | -20.6% | -9.7% | +18.1% | +18.7% | +35.8% | +24.3% | +1.2% | -1.4% | -2.3% | +3.0% | +345.2% | |
| Quick Ratio | 2.91 | 0.88 | 0.72 | 3.02 | 2.91 | 0.69 | 0.65 | 0.55 | 0.42 | 0.58 | 0.49 | 0.61 | 0.51 |
| — | +26.7% | +10.0% | +447.8% | +592.7% | +19.8% | +34.4% | -10.2% | -18.1% | -21.4% | -17.9% | +25.8% | -3.6% | |
| Interest Coverage | 2.64 | 1.84 | 1.78 | 2.25 | 3.11 | 2.61 | 2.84 | 2.06 | 1.92 | 2.08 | 2.97 | -1.25 | 1.59 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Start ComparisonUpbound Group, Inc.'s current P/E is 9.7x. The average P/E over the last 4 quarters is 19.6x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Upbound Group, Inc.'s current operating margin is 6.7%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Upbound Group, Inc.'s business trajectory between earnings reports.