Last 48 quarters of trend data · Technology · Software - Application
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Upbound Group, Inc.'s quarterly P/E stands at 7.4x, down 48.1% year-over-year — suggesting improving earnings relative to price.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 14.66 | 7.40 | 12.91 | 26.85 | 24.13 | 14.26 | 13.26 | 14.54 | 12.58 | 17.61 | — | 95.99 | — |
| — | -48.1% | -2.6% | +84.7% | +91.8% | -19.0% | — | -84.9% | — | +141.3% | — | — | — | |
| P/S Ratio | 0.23 | — | 0.21 | 0.30 | 0.32 | 0.30 | 0.38 | 0.42 | 0.40 | 0.45 | 0.45 | 0.43 | 0.44 |
| — | — | -43.1% | -28.5% | -20.1% | -33.7% | -16.8% | -2.3% | -9.3% | +31.7% | +41.1% | +80.6% | +62.1% | |
| P/B Ratio | 1.54 | — | 1.48 | 2.02 | 2.15 | 2.06 | 2.59 | 2.92 | 2.87 | 3.40 | 3.29 | 2.80 | 2.75 |
| — | — | -43.0% | -30.7% | -25.3% | -39.4% | -21.4% | +4.2% | +4.6% | +64.7% | +35.9% | +58.5% | +32.4% | |
| P/FCF | 4.46 | — | 2.83 | 3.55 | — | 2.75 | — | 5.06 | 699.16 | 14.62 | — | 6.62 | 17.42 |
| — | — | — | -29.8% | — | -81.2% | — | -23.6% | +3914.1% | +305.4% | — | +190.7% | +304.2% | |
| EV / EBITDA | 10.17 | — | 9.72 | 1.79 | 1.88 | 10.35 | 18.23 | 8.22 | 7.36 | 9.41 | 9.60 | 2.04 | 1.99 |
| — | — | -46.7% | -78.2% | -74.5% | +10.0% | +90.0% | +303.7% | +269.4% | — | +0.5% | -77.7% | -73.9% | |
| EV / EBIT | 12.54 | — | 11.94 | 16.06 | 15.64 | 12.24 | 9.87 | 11.32 | 10.80 | 13.82 | 14.80 | 13.10 | 9.32 |
| — | — | +21.0% | +41.8% | +44.8% | -11.4% | -33.3% | -13.5% | +15.9% | — | -11.5% | -21.3% | -20.5% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Upbound Group, Inc.'s operating margin was 6.3% in Q1 2026, up 1.6 pp QoQ and up 1.0 pp YoY. This marks the 4th consecutive quarter of margin expansion, signaling a sustained improvement in operating efficiency. The trailing four-quarter average of 5.0% lags the current quarter, suggesting the recent improvement is above-trend.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 34.4% | 48.1% | 35.1% | 48.3% | 49.4% | 46.8% | 47.1% | 47.8% | 49.4% | 48.3% | 50.3% | 50.8% | 51.7% |
| — | +2.8% | -25.4% | +1.1% | -0.0% | -3.1% | -6.5% | -5.8% | -4.4% | -3.1% | +0.7% | +2.9% | +4.0% | |
| Operating Margin | 4.8% | 6.3% | 4.8% | 4.5% | 4.4% | 5.3% | 7.3% | 6.6% | 7.5% | 5.6% | 5.5% | 5.9% | 8.6% |
| — | +19.3% | -34.8% | -30.9% | -41.5% | -5.5% | +33.6% | +10.5% | -12.7% | +263.1% | +28.4% | +63.7% | +58.3% | |
| Net Margin | 1.6% | 2.9% | 1.7% | 1.1% | 1.3% | 2.1% | 2.9% | 2.9% | 3.2% | 2.5% | -1.1% | 0.4% | -4.7% |
| — | +39.2% | -42.5% | -60.7% | -57.6% | -16.6% | +359.7% | +547.9% | +167.7% | -45.8% | -513.7% | +179.0% | -353.0% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 11.1% | 5.1% | 2.9% | 1.9% | 2.3% | 3.8% | 5.0% | 5.1% | 5.8% | 4.9% | -1.9% | 0.7% | -7.0% |
| — | +33.8% | -42.8% | -62.3% | -60.7% | -22.1% | +356.8% | +615.9% | +182.1% | -38.6% | -494.2% | +168.4% | -293.1% | |
| ROA | 2.5% | 1.1% | 0.6% | 0.4% | 0.5% | 0.9% | 1.2% | 1.2% | 1.3% | 1.0% | -0.4% | 0.2% | -1.7% |
| — | +28.3% | -48.7% | -64.7% | -61.0% | -15.9% | +381.6% | +609.2% | +175.6% | -39.8% | -539.8% | +180.2% | -340.7% | |
| ROIC | 7.3% | 3.5% | 1.8% | 1.6% | 1.6% | 2.1% | 2.8% | 2.5% | 2.9% | 2.2% | 2.0% | 2.1% | 3.0% |
| — | +67.9% | -37.4% | -35.4% | -45.3% | -7.4% | +38.5% | +19.3% | -3.5% | +278.0% | +32.7% | +59.6% | +46.3% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Upbound Group, Inc.'s Debt/EBITDA ratio is 3.2x, down from 26.1x last quarter — at a moderate level that warrants monitoring. The current ratio has weakened 75.7% YoY to 0.73x, tightening the short-term liquidity position.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 2.67 | 0.40 | 2.67 | 2.67 | 2.70 | 2.66 | 2.52 | 2.47 | 2.68 | 2.73 | 2.86 | 2.58 | 2.46 |
| — | -84.9% | +6.1% | +7.8% | +0.5% | -2.4% | -11.9% | -4.0% | +9.2% | +12.0% | -10.4% | -15.9% | -18.1% | |
| Debt / EBITDA | 6.74 | 3.15 | 26.13 | 4.21 | 4.32 | 24.16 | 36.64 | 15.48 | 14.58 | 17.17 | 18.32 | 4.03 | 3.87 |
| — | -87.0% | -28.7% | -72.8% | -70.4% | +40.7% | +100.0% | +283.7% | +277.1% | — | -19.7% | -83.6% | -79.4% | |
| Current Ratio | 2.52 | 0.73 | 2.52 | 0.89 | 3.01 | 3.02 | 2.91 | 3.51 | 3.79 | 3.34 | 2.46 | 2.95 | 2.79 |
| — | -75.7% | -13.5% | -74.8% | -20.6% | -9.7% | +18.1% | +18.7% | +35.8% | +24.3% | +1.2% | -1.4% | -2.3% | |
| Quick Ratio | 0.67 | 0.73 | 0.67 | 0.88 | 0.72 | 3.02 | 2.91 | 0.69 | 0.65 | 0.55 | 0.42 | 0.58 | 0.49 |
| — | -75.7% | -77.1% | +26.7% | +10.0% | +447.8% | +592.7% | +19.8% | +34.4% | -10.2% | -18.1% | -21.4% | -17.9% | |
| Interest Coverage | 1.96 | 2.88 | 2.07 | 1.69 | 1.80 | 2.28 | 3.14 | 2.65 | 2.64 | 2.09 | 1.94 | 2.13 | 3.01 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying UPBD stock.
Upbound Group, Inc.'s current P/E is 14.7x. The average P/E over the last 4 quarters is 17.8x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Upbound Group, Inc.'s current operating margin is 4.8%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Upbound Group, Inc.'s business trajectory between earnings reports.