Univest Financial Corporation (UVSP) quarterly income statement — complete revenue, gross profit & net income history
Univest Financial Corporation (UVSP) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Net Interest Income | 67.76M | 66.25M | 63.37M | 62.55M | 61.32M | 59.54M | 56.78M | 55.47M | 53.2M | 51.03M | 51.47M | 52.76M | 53.59M | 54.33M | 59.32M | 61.92M | 58.25M | 51.47M | 46.66M | 47.52M |
| NII Growth % | 10.5% | 11.26% | 11.6% | 12.76% | 15.26% | 16.69% | 10.33% | 5.14% | -0.72% | -6.08% | -13.23% | -14.79% | -8% | 5.55% | 27.13% | 30.28% | 19.64% | 10.08% | 2.74% | 6.75% |
| Net Interest Margin % | 0.79% | 0.81% | 0.78% | 0.74% | 0.72% | 0.75% | 0.71% | 0.68% | 0.65% | 0.65% | 0.66% | 0.68% | 0.68% | 0.71% | 0.81% | 0.86% | 0.84% | 0.77% | 0.66% | 0.67% |
| Interest Income | 112.89M | 108.13M | 106.35M | 111.72M | 109.65M | 105.71M | 103.42M | 107.48M | 106.44M | 99.83M | 98.61M | 101.23M | 97.11M | 90.14M | 83.25M | 77.4M | 66.88M | 56.72M | 51.2M | 52.26M |
| Interest Expense | 45.13M | 41.88M | 42.99M | 49.17M | 48.32M | 46.16M | 46.63M | 52M | 53.23M | 48.8M | 47.14M | 48.47M | 43.52M | 35.81M | 23.94M | 15.48M | 8.63M | 5.25M | 4.54M | 4.74M |
| Loan Loss Provision | 9M | 2.67M | 1.3M | 3.15M | 517K | 5.69M | 2.31M | 2.38M | 1.41M | 707K | 1.43M | 1.93M | 2.02M | 3.43M | 3.39M | 5.42M | 3.56M | 6.67M | -3.45M | 1.39M |
| Non-Interest Income | 22.27M | 18.11M | 23.23M | 22.02M | 21.92M | 21.5M | 22.41M | 21.33M | 20.15M | 20.98M | 25.59M | 18.62M | 18.69M | 19.83M | 19.68M | 20.46M | 17.96M | 19M | 20.47M | 19.19M |
| Non-Interest Income % | 24.74% | 21.46% | 26.83% | 26.04% | 26.33% | 26.53% | 28.3% | 27.77% | 27.47% | 29.14% | 33.21% | 26.09% | 25.86% | 26.74% | 24.91% | 24.84% | 23.57% | 26.96% | 30.49% | 28.77% |
| Total Net Revenue | 90.03M | 84.35M | 86.6M | 84.57M | 83.25M | 81.04M | 79.2M | 76.8M | 73.35M | 72.01M | 77.06M | 71.38M | 72.28M | 74.16M | 79M | 82.37M | 76.21M | 70.47M | 67.13M | 66.72M |
| Revenue Growth % | 8.15% | 4.09% | 9.35% | 10.12% | 13.49% | 12.55% | 2.77% | 7.6% | 1.48% | -2.91% | -2.45% | -13.35% | -5.15% | 5.24% | 17.68% | 23.47% | 10.07% | 5.2% | -2.23% | 3.18% |
| Non-Interest Expense | 54M | 53.12M | 51.81M | 52.71M | 50.67M | 50.33M | 49.33M | 50.66M | 48.55M | 48.71M | 50.07M | 49.05M | 48.99M | 49.8M | 49.53M | 47.33M | 46.66M | 47.37M | 45.41M | 43.34M |
| Efficiency Ratio | 59.98% | 62.98% | 59.83% | 62.33% | 60.87% | 62.11% | 62.29% | 65.96% | 66.19% | 67.64% | 64.98% | 68.71% | 67.77% | 67.15% | 62.7% | 57.45% | 61.23% | 67.22% | 67.65% | 64.95% |
| Operating Income | 27.03M | 28.56M | 33.48M | 28.72M | 32.06M | 25.02M | 27.56M | 23.76M | 23.39M | 22.59M | 25.56M | 20.4M | 21.27M | 20.94M | 26.08M | 29.63M | 25.99M | 16.42M | 25.17M | 21.99M |
| Operating Margin % | 30.02% | 33.85% | 38.66% | 33.95% | 38.51% | 30.87% | 34.8% | 30.94% | 31.88% | 31.37% | 33.16% | 28.58% | 29.43% | 28.23% | 33.02% | 35.97% | 34.1% | 23.31% | 37.49% | 32.96% |
| Operating Income Growth % | -15.69% | 14.16% | 21.5% | 20.84% | 37.08% | 10.73% | 7.83% | 16.47% | 9.96% | 7.91% | -2.01% | -31.15% | -18.15% | 27.47% | 3.63% | 34.75% | -0.71% | -36.24% | -37.71% | -30.51% |
| Pretax Income | 27.03M | 28.56M | 33.48M | 28.72M | 32.06M | 25.02M | 27.56M | 23.76M | 23.39M | 22.59M | 25.56M | 20.4M | 21.27M | 20.94M | 26.08M | 29.63M | 25.99M | 16.42M | 25.17M | 21.99M |
| Pretax Margin % | 30.02% | 33.85% | 38.66% | 33.95% | 38.51% | 30.87% | 34.8% | 30.94% | 31.88% | 31.37% | 33.16% | 28.58% | 29.43% | 28.23% | 33.02% | 35.97% | 34.1% | 23.31% | 37.49% | 32.96% |
| Income Tax | 5.46M | 5.61M | 6.39M | 5.97M | 6.42M | 5.04M | 5.16M | 4.82M | 4.81M | 4.49M | 5.25M | 4.15M | 4.25M | 4.14M | 5.05M | 5.8M | 5.18M | 3.26M | 4.85M | 4.58M |
| Effective Tax Rate % | 20.21% | 19.63% | 19.08% | 20.79% | 20.03% | 20.14% | 18.73% | 20.3% | 20.57% | 19.85% | 20.55% | 20.34% | 20% | 19.76% | 19.35% | 19.56% | 19.95% | 19.84% | 19.27% | 20.82% |
| Net Income | 21.57M | 22.95M | 27.09M | 22.75M | 25.64M | 19.98M | 22.39M | 18.94M | 18.58M | 18.11M | 20.3M | 16.25M | 17.02M | 16.8M | 21.03M | 23.84M | 20.8M | 13.17M | 20.32M | 17.41M |
| Net Margin % | 23.96% | 27.21% | 31.28% | 26.89% | 30.8% | 24.65% | 28.28% | 24.66% | 25.33% | 25.15% | 26.35% | 22.77% | 23.54% | 22.65% | 26.63% | 28.94% | 27.29% | 18.68% | 30.27% | 26.1% |
| Net Income Growth % | -15.88% | 14.89% | 20.97% | 20.08% | 38.01% | 10.33% | 10.29% | 16.53% | 9.18% | 7.78% | -3.47% | -31.81% | -18.2% | 27.6% | 3.53% | 36.89% | -0.53% | -36.93% | -37.68% | -32.7% |
| Net Income (Continuing) | 21.57M | 22.95M | 27.09M | 22.75M | 25.64M | 19.98M | 22.39M | 18.94M | 18.58M | 18.11M | 20.3M | 16.25M | 17.02M | 16.8M | 21.03M | 23.84M | 20.8M | 13.17M | 20.32M | 17.41M |
| EPS (Diluted) | 0.78 | 0.82 | 0.96 | 0.80 | 0.89 | 0.69 | 0.77 | 0.65 | 0.63 | 0.62 | 0.69 | 0.55 | 0.58 | 0.57 | 0.71 | 0.81 | 0.71 | 0.45 | 0.68 | 0.59 |
| EPS Growth % | -12.36% | 18.84% | 24.68% | 23.08% | 41.27% | 11.29% | 11.59% | 18.18% | 8.62% | 8.77% | -2.82% | -32.1% | -18.31% | 26.67% | 4.41% | 37.29% | 0% | -36.62% | -38.74% | -32.95% |
| EPS (Basic) | 0.78 | 0.83 | 0.97 | 0.80 | 0.89 | 0.69 | 0.77 | 0.65 | 0.64 | 0.62 | 0.69 | 0.55 | 0.58 | 0.57 | 0.72 | 0.82 | 0.71 | 0.45 | 0.69 | 0.59 |
| Diluted Shares Outstanding | 27.74M | 27.99M | 28.22M | 28.38M | 28.96M | 29.05M | 29.4M | 29.07M | 29.35M | 29.35M | 29.56M | 29.55M | 29.56M | 29.5M | 29.51M | 29.43M | 29.43M | 29.6M | 29.74M | 29.47M |