World Acceptance Corporation (WRLD) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q4'26 | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 |
|---|
| Cash from Operations | 94.6M | 57.97M | 48.63M | 58.15M | 90.96M | 61.1M | 53.7M | 48.41M | 83.81M | 58.88M | 63.36M | 59.73M | 85.68M | 69.22M | 78.48M | 58.18M | 110.43M | 60.41M | 58.02M | 48.98M |
| Operating CF Margin % | 53.28% | 41.04% | 36.17% | 43.91% | 55.03% | 44.07% | 40.86% | 37.38% | 52.63% | 42.75% | 46.29% | 42.87% | 53.14% | 47.24% | 51.88% | 36.84% | 66.39% | 40.66% | 42.09% | 37.78% |
| Operating CF Growth % | 4.01% | -5.12% | -9.43% | 20.12% | 8.52% | 3.76% | -15.25% | -18.95% | -2.18% | -14.93% | -19.27% | 2.66% | -22.41% | 14.58% | 35.27% | 18.77% | 60.99% | 17.98% | 104.52% | -5.51% |
| Net Income | 1.55T | -911.33K | -1.95M | 1.34M | 44.28M | 13.39M | 22.13M | 9.95M | 35.06M | 16.66M | 16.08M | 9.54M | 25.64M | 5.8M | -637.58K | -8.57M | 18.38M | 7.33M | 12.44M | 15.77M |
| Depreciation & Amortization | -2.08T | 2.19M | 2.26M | 2.35M | 2.43M | 2.49M | 2.56M | 2.65M | 2.77M | 2.76M | 2.72M | 2.64M | 2.7M | 2.75M | 2.71M | 2.75M | 2.91M | 2.95M | 2.15M | 3.66M |
| Stock-Based Compensation | -14.58T | 5.43M | 6.06M | 3.11M | -1.13M | 449.26K | -17.95M | -1.06M | 713.11K | -501.12K | -3.31M | 1.41M | 1.67M | -254.32K | 3.82M | 3.82M | 4.83M | 4.31M | 4.26M | 4.18M |
| Deferred Taxes | -1.2T | 389.26K | -3.37M | 4.16M | -1.32M | 263.94K | 193.92K | -1.48M | 6.06M | 4.81M | 1.41M | -1.55M | -3.01M | 4.91M | -1.88M | -5.17M | -4.01M | 435.14K | -4.49M | -2.81M |
| Other Non-Cash Items | 16.31T | 50.01M | 54.77M | 51.57M | 42.44M | 45.15M | 49.42M | 47.03M | 35.95M | 41.71M | 43.17M | 48.96M | 52.47M | 65.22M | 75.36M | 80.66M | 74.69M | 56.83M | 39.24M | 30.16M |
| Working Capital Changes | 10.57M | 869.02K | -9.14M | -4.38M | 4.25M | -641.13K | -2.66M | -8.67M | 3.26M | -6.56M | 3.28M | -1.28M | 6.2M | -9.21M | -892.45K | -15.3M | 13.63M | -11.44M | 4.41M | -1.98M |
| Change in Receivables | 0 | -4.8M | -3.94M | -7.85M | 0 | -2.42M | 0 | -859.38K | 0 | -3.66M | -1.87M | 1.28M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Payables | -1.22M | 2.13M | -11.41M | 4.97M | 783.55K | -2.6M | -6.15M | -4.13M | 8.63M | -4.8M | 3.96M | -4.67M | 1.76M | -5.71M | 1.59M | -5.12M | 6.97M | -1.61M | 4.45M | 7.19M |
| Cash from Investing | 21.32M | -104.8M | -81.14M | -68.27M | 48.06M | -106.78M | -58.17M | -35.87M | 22.17M | -70.03M | -35.99M | -51.28M | 35.41M | -41.39M | -40.25M | -134.35M | -22M | -186.71M | -149.09M | -99.47M |
| Capital Expenditures | 2.76T | -807.94K | -917.98K | -1.04M | -869.35K | -685.63K | -1.04M | -1.08M | -1.51M | -1.22M | -1.54M | -1.66M | -1.31M | -1.39M | -1.78M | -1.35M | -1.59M | -1.1M | -2.47M | -915.58K |
| CapEx % of Revenue | 1556491.93% | 0.57% | 0.68% | 0.78% | 0.53% | 0.49% | 0.8% | 0.84% | 0.95% | 0.89% | 1.13% | 1.19% | 0.81% | 0.95% | 1.18% | 0.86% | 0.96% | 0.74% | 1.79% | 0.71% |
| Acquisitions | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Investments | 841.88M | 913.09M | 858.58M | 829.1M | 812.97M | 903.91M | 842.71M | 834.84M | 847.44M | 907.23M | 880.31M | 888.66M | 887.79M | 978.15M | 1B | 1.04B | 985.52M | 1.04B | 910.15M | 803.68M |
| Other Investing | -2.76T | -103.99M | -80.22M | -67.23M | 48.82M | -105.93M | -57.23M | -34.95M | 23.99M | -68.81M | -34.45M | -49.62M | 36.72M | -40.07M | -38.47M | -113.58M | -30.04M | -185.62M | -137.13M | -98.45M |
| Cash from Financing | -128.77M | 74.16M | 39.27M | 8.51M | -144.87M | 51.51M | 3.1M | -13.26M | -106.92M | 5.14M | -24.57M | -8.97M | -125.54M | -27.55M | -30.84M | 70.24M | -87.86M | 128.09M | 99.58M | 43.13M |
| Debt Issued (Net) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Equity Issued (Net) | -37.78M | -14.84M | -66.63M | -12.97M | -32M | -621.62K | -10M | -10.46M | -18.91M | -17.29M | 360.68K | 709.29K | -1 | 82.83K | 0 | -14.31M | -60.68M | -19.35M | -10.04M | -21.22M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | -37.83M | -14.99M | -66.63M | -12.97M | -32M | -1.05M | -10M | -11.15M | -18.91M | -17.29M | 0 | 0 | -1 | -2.54M | 0 | -14.31M | -60.68M | -19.35M | -10.03M | -21.08M |
| Other Financing | -866.12K | -3.65M | -3.25M | -3.22M | 477.11K | -2.54M | 741K | -145.7K | 726.06K | -1.95M | -53.07K | 704.29K | 206.83K | -2.44M | -295.16K | 163K | 1.09M | -1.89M | 1.76M | 1.81M |
| Net Change in Cash | -12.84M | 27.33M | 6.76M | -1.6M | -5.85M | 5.84M | -1.37M | -720K | -936.06K | -6.01M | 2.8M | -520.14K | -4.45M | 267.31K | 7.39M | -5.93M | 568.68K | 1.78M | 8.5M | -7.36M |
| Free Cash Flow | 93.49M | 57.16M | 47.71M | 57.11M | 90.09M | 60.41M | 52.65M | 47.33M | 82.3M | 57.66M | 61.82M | 58.07M | 84.37M | 67.83M | 76.7M | 56.82M | 108.83M | 59.31M | 55.55M | 48.07M |
| FCF Margin % | 52.65% | 40.47% | 35.48% | 43.12% | 54.51% | 43.58% | 40.07% | 36.54% | 51.68% | 41.86% | 45.16% | 41.68% | 52.33% | 46.29% | 50.71% | 35.98% | 65.43% | 39.92% | 40.3% | 37.07% |
| FCF Growth % | 3.77% | -5.38% | -9.38% | 20.68% | 9.46% | 4.77% | -14.83% | -18.5% | -2.45% | -14.99% | -19.4% | 2.19% | -22.48% | 14.37% | 38.08% | 18.21% | 65.37% | 35.89% | 115.15% | -0.84% |
| FCF per Share | 19.70 | 11.38 | 9.25 | 10.80 | 16.54 | 11.06 | 9.49 | 8.50 | 13.86 | 9.84 | 10.41 | 9.86 | 13.54 | 10.89 | 12.21 | 9.05 | 17.14 | 9.23 | 8.66 | 7.44 |
| FCF Conversion (FCF/Net Income) | 2.59x | -63.57x | -24.99x | 43.27x | 2.05x | 4.56x | 2.43x | 4.87x | 2.39x | 3.53x | 3.94x | 6.26x | 3.34x | 11.92x | -123.09x | -6.79x | 6.01x | 8.24x | 4.66x | 3.11x |
| Interest Paid | 12.57M | 11.62M | 10.75M | 12.46M | 8.21M | 15.01M | 6.21M | 15.26M | 7.6M | 16.71M | 7.23M | 17.3M | 8.93M | 18.32M | 6.81M | 17.7M | 5.3M | 4.77M | 5.96M | 5.3M |
| Taxes Paid | -4.95M | 761.53K | 4.33M | 1.03M | -3.2M | 625K | 1.63M | 954.51K | 1.23M | 555K | 4.71M | 2.47M | 10.27K | 0 | 6.76M | 4.01M | 4.06M | 7.68M | 11.47M | 7.73M |