World Acceptance Corporation (WRLD) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 111.91M | 113.19M | 104.62M | 105.67M | 106.44M | 111.1M | 103.45M | 101.39M | 104.53M | 106.98M | 104.41M | 104.38M |
| NII Growth % | 5.14% | 1.88% | 1.13% | 4.22% | 1.83% | 3.85% | -0.92% | -2.86% | -4.35% | -4.6% | -11.09% | -12.31% |
| Net Interest Margin % | 10.64% | 9.91% | 9.85% | 10.32% | 10.56% | 10% | 9.86% | 9.67% | 9.9% | 9.56% | 9.44% | 9.37% |
| Interest Income | 124.6M | 125.97M | 118.96M | 115.3M | 117.63M | 122.39M | 113.91M | 111.16M | 116.29M | 118.67M | 116.95M | 116.62M |
| Interest Expense | 12.68M | 12.79M | 14.34M | 9.63M | 11.19M | 11.29M | 10.46M | 9.77M | 11.76M | 11.69M | 12.54M | 12.24M |
| Loan Loss Provision | -8.31M | 38.64M | 49.84M | 50.52M | 33.02M | 44.1M | 46.67M | 45.42M | 29.28M | 40.63M | 40.46M | 46.6M |
| Non-Interest Income | 52.98M | 15.28M | 15.51M | 17.15M | 47.64M | 16.24M | 17.5M | 18.37M | 42.97M | 19.08M | 19.92M | 22.7M |
| Non-Interest Income % | 29.83% | 10.82% | 11.53% | 12.95% | 28.82% | 11.72% | 13.32% | 14.18% | 26.98% | 13.85% | 14.56% | 16.3% |
| Total Revenue | 177.57M | 141.25M | 134.47M | 132.45M | 165.27M | 138.63M | 131.41M | 129.53M | 159.26M | 137.75M | 136.88M | 139.32M |
| Revenue Growth % | 7.44% | 1.89% | 2.33% | 2.26% | 3.77% | 0.64% | -3.99% | -7.03% | -1.22% | -5.99% | -9.51% | -11.77% |
| Non-Interest Expense | 113.94M | 90.84M | 71.97M | 70.36M | 65.94M | 67.22M | 46.36M | 61.41M | 71.62M | 65.91M | 62.95M | 68.13M |
| Efficiency Ratio | 64.17% | 64.31% | 53.52% | 53.12% | 39.9% | 48.49% | 35.28% | 47.41% | 44.97% | 47.85% | 45.99% | 48.9% |
| Operating Income | 59.26M | -1.01M | -1.69M | 1.95M | 55.12M | 16.01M | 27.93M | 12.93M | 46.61M | 19.52M | 20.92M | 12.35M |
| Operating Margin % | 33.37% | -0.72% | -1.25% | 1.47% | 33.35% | 11.55% | 21.25% | 9.98% | 29.27% | 14.17% | 15.29% | 8.87% |
| Operating Income Growth % | 7.51% | -106.33% | -106.04% | -84.95% | 18.24% | -17.96% | 33.49% | 4.64% | 34.6% | 147.01% | 23689.21% | 215.15% |
| Pretax Income | 46.57M | -1.01M | -1.69M | 1.95M | 55.12M | 16.01M | 27.93M | 12.93M | 46.61M | 19.52M | 20.92M | 12.35M |
| Pretax Margin % | 26.23% | -0.72% | -1.25% | 1.47% | 33.35% | 11.55% | 21.25% | 9.98% | 29.27% | 14.17% | 15.29% | 8.87% |
| Income Tax | 10.04M | -102K | 260.15K | 601.75K | 10.84M | 2.62M | 5.8M | 2.98M | 11.55M | 2.85M | 4.84M | 2.82M |
| Effective Tax Rate % | 21.57% | 10.06% | -15.43% | 30.93% | 19.67% | 16.39% | 20.77% | 23.05% | 24.79% | 14.62% | 23.13% | 22.79% |
| Net Income | 36.53M | -912K | -1.95M | 1.34M | 44.28M | 13.39M | 22.13M | 9.95M | 35.06M | 16.66M | 16.08M | 9.54M |
| Net Margin % | 20.57% | -0.65% | -1.45% | 1.01% | 26.79% | 9.66% | 16.84% | 7.68% | 22.01% | 12.1% | 11.75% | 6.85% |
| Net Income Growth % | -17.5% | -106.81% | -108.8% | -86.49% | 26.29% | -19.66% | 37.59% | 4.28% | 36.73% | 187.1% | 2622.42% | 211.35% |
| Net Income (Continuing) | 36.53M | -912K | -1.95M | 1.34M | 44.28M | 13.39M | 22.13M | 9.95M | 35.06M | 16.66M | 16.08M | 9.54M |
| EPS (Diluted) | 7.70 | -0.19 | -0.38 | 0.25 | 8.13 | 2.45 | 3.99 | 1.79 | 5.90 | 2.84 | 2.71 | 1.62 |
| EPS Growth % | -5.29% | -107.76% | -109.52% | -86.03% | 37.8% | -13.73% | 47.23% | 10.49% | 43.2% | 208.7% | 1229.17% | 208% |
| EPS (Basic) | 7.84 | -0.18 | -0.38 | 0.26 | 8.24 | 2.46 | 4.05 | 1.82 | 5.90 | 2.89 | 2.78 | 1.65 |
| Diluted Shares Outstanding | 4.75M | 5.03M | 5.16M | 5.29M | 5.45M | 5.46M | 5.55M | 5.57M | 5.94M | 5.86M | 5.94M | 5.89M |