Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 12.11 | 10.80 | 11.77 | 9.98 | 10.31 | 9.91 | 10.83 | 11.58 | 12.19 | 11.80 | 10.13 | 10.35 | 10.94 | 7.48 | 8.42 | 9.31 | 8.27 | 10.01 | 10.66 | 199.57 | 10.62 |
| — | +8.9% | +8.7% | -13.8% | -15.4% | -16.0% | +6.9% | +11.8% | +11.4% | +57.8% | +20.3% | +11.2% | +32.2% | -25.3% | -21.0% | -95.3% | -22.1% | -11.0% | +84.0% | +2080.5% | +13.6% | |
| P/S Ratio | 3.70 | 3.36 | 3.53 | 3.22 | 2.76 | 2.85 | 2.92 | 2.97 | 3.00 | 2.83 | 2.65 | 2.73 | 2.63 | 2.18 | 2.33 | 2.36 | 2.70 | 3.08 | 2.85 | 3.82 | 3.88 |
| — | +17.8% | +20.7% | +8.3% | -8.0% | +0.7% | +10.4% | +8.8% | +14.1% | +29.6% | +13.7% | +15.7% | -2.7% | -29.1% | -18.4% | -38.2% | -30.3% | -26.0% | -19.7% | +3.3% | +18.0% | |
| P/B Ratio | 1.58 | 1.48 | 1.47 | 1.28 | 1.11 | 1.12 | 1.17 | 1.14 | 1.22 | 1.14 | 1.14 | 1.11 | 1.13 | 1.00 | 1.00 | 1.01 | 1.27 | 1.40 | 1.11 | 1.21 | 1.24 |
| — | +32.0% | +25.6% | +12.2% | -9.2% | -1.0% | +2.9% | +3.3% | +7.7% | +13.9% | +13.3% | +10.0% | -11.2% | -28.7% | -9.9% | -16.5% | +2.9% | +9.0% | -5.6% | -10.4% | -0.8% | |
| P/FCF | 14.35 | 5.91 | — | 10.15 | 14.50 | 6.41 | 22.20 | 120.56 | 14.17 | — | 16.73 | 6.29 | — | 3.39 | 6.34 | 19.77 | 9.62 | 4.46 | 3.62 | 13.42 | — |
| — | -7.8% | — | -91.6% | +2.3% | — | +32.7% | +1817.6% | — | — | +164.0% | -68.2% | — | -24.0% | +75.2% | +47.3% | — | +45.1% | -88.5% | +54.3% | — | |
| EV / EBITDA | 5.69 | 3.03 | 3.47 | 2.63 | 4.59 | 4.05 | 5.03 | 6.06 | 6.31 | 8.19 | 7.34 | 7.36 | 6.20 | 5.86 | 5.01 | 6.15 | 5.45 | 5.13 | 3.24 | 9.90 | 3.33 |
| — | -25.3% | -31.0% | -56.6% | -27.2% | -50.5% | -31.5% | -17.7% | +1.8% | +39.8% | +46.4% | +19.6% | +13.8% | +14.1% | +54.5% | -37.9% | +63.4% | +149.6% | +4637.8% | +480.9% | +24.9% | |
| EV / EBIT | 8.10 | 3.03 | 3.72 | 2.87 | 5.09 | 4.39 | 5.50 | 6.73 | 7.02 | 9.11 | 8.13 | 8.28 | 6.99 | 6.53 | 5.75 | 7.04 | 5.99 | 5.75 | 3.81 | 49.30 | 3.85 |
| — | -31.1% | -32.3% | -57.3% | -27.5% | -51.8% | -32.3% | -18.8% | +0.4% | +39.4% | +41.4% | +17.6% | +16.7% | +13.6% | +50.8% | -85.7% | +55.8% | +149.0% | +5098.9% | +2523.4% | +28.6% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 95.3% | 97.1% | 98.2% | 100.7% | 95.3% | 97.3% | 95.2% | 93.1% | 97.1% | 92.8% | 93.1% | 93.9% | 90.6% | 92.7% | 93.5% | 88.3% | 94.8% | 96.9% | 96.3% | 90.5% | 105.2% |
| — | -0.2% | +3.2% | +8.2% | -1.8% | +4.9% | +2.2% | -0.9% | +7.1% | +0.0% | -0.4% | +6.4% | -4.4% | -4.3% | -2.9% | -2.4% | -9.9% | -15.4% | -32.7% | -19.6% | +7.0% | |
| Operating Margin | 35.7% | 40.9% | 41.0% | 42.5% | 35.8% | 37.3% | 35.7% | 34.1% | 32.3% | 31.9% | 34.0% | 34.8% | 35.0% | 38.1% | 36.8% | 34.0% | 43.4% | 41.6% | 36.9% | 2.9% | 46.6% |
| — | +9.7% | +14.9% | +24.7% | +10.9% | +16.7% | +5.0% | -2.0% | -7.8% | -16.1% | -7.7% | +2.1% | -19.3% | -8.4% | -0.1% | +1086.1% | -6.8% | -15.2% | -54.7% | -94.7% | +2.3% | |
| Net Margin | 27.0% | 31.1% | 29.9% | 32.2% | 26.7% | 28.3% | 27.0% | 25.7% | 24.6% | 24.1% | 26.0% | 26.3% | 24.1% | 29.1% | 27.6% | 25.4% | 32.6% | 30.8% | 26.9% | 1.9% | 36.5% |
| — | +9.9% | +10.5% | +25.1% | +8.9% | +17.4% | +3.8% | -2.2% | +1.9% | -17.1% | -5.7% | +3.5% | -26.1% | -5.6% | +2.7% | +1227.6% | -10.6% | -16.9% | -56.1% | -95.3% | +3.4% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 10.8% | 3.4% | 3.1% | 3.2% | 2.7% | 2.8% | 2.7% | 2.5% | 2.4% | 2.5% | 2.8% | 2.7% | 2.7% | 3.3% | 3.0% | 2.8% | 3.9% | 3.3% | 2.5% | 0.2% | 2.9% |
| — | +19.0% | +14.9% | +27.4% | +8.8% | +12.7% | -3.2% | -5.6% | -9.9% | -23.3% | -5.9% | -3.8% | -30.8% | -1.8% | +18.5% | +1522.0% | +34.0% | +15.8% | -52.0% | -95.3% | -10.6% | |
| ROA | 1.4% | 0.4% | 0.4% | 0.4% | 0.3% | 0.4% | 0.4% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.4% | 0.3% | 0.3% | 0.4% | 0.4% | 0.3% | 0.0% | 0.4% |
| — | +8.5% | +7.7% | +25.5% | +12.0% | +18.8% | +4.4% | -0.3% | -2.1% | -15.7% | -0.6% | +3.0% | -25.7% | +1.3% | +15.3% | +1398.6% | +17.1% | +1.6% | -54.3% | -95.4% | -14.9% | |
| ROIC | 9.5% | 3.0% | 2.9% | 2.8% | 2.4% | 2.5% | 2.4% | 2.2% | 1.9% | 1.7% | 1.9% | 1.9% | 2.1% | 2.3% | 2.1% | 2.0% | 3.1% | 2.9% | 2.2% | 0.2% | 2.5% |
| — | +17.6% | +19.7% | +29.2% | +28.4% | +45.4% | +27.9% | +17.5% | -11.7% | -24.0% | -9.0% | -4.8% | -31.5% | -20.5% | -7.8% | +1065.5% | +25.0% | +13.8% | -50.4% | -94.5% | -9.5% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.11 | 0.12 | 0.11 | 0.11 | 0.11 | 0.09 | 0.11 | 0.12 | 0.15 | 0.40 | 0.46 | 0.46 | 0.36 | 0.41 | 0.39 | 0.49 | 0.33 | 0.18 | 0.16 | 0.15 | 0.12 |
| — | +25.8% | -0.3% | -4.0% | -25.1% | -76.9% | -75.4% | -73.8% | -59.0% | -1.8% | +18.2% | -7.7% | +9.8% | +130.4% | +143.8% | +234.1% | +167.0% | +44.1% | +27.2% | -22.0% | -35.1% | |
| Debt / EBITDA | 0.72 | 1.65 | 2.47 | 2.48 | 2.81 | 2.33 | 2.90 | 3.29 | 4.09 | 11.30 | 11.40 | 11.50 | 8.54 | 8.47 | 8.56 | 11.90 | 5.87 | 3.37 | 3.78 | 13.12 | 2.89 |
| — | -29.5% | -14.9% | -24.5% | -31.2% | -79.4% | -74.6% | -71.4% | -52.2% | +33.4% | +33.2% | -3.3% | +45.5% | +151.3% | +126.7% | -9.3% | +103.5% | +15.5% | +117.7% | +273.2% | -26.7% | |
| Current Ratio | 0.08 | 0.36 | 0.38 | — | 0.08 | 0.13 | 0.12 | 0.10 | 0.11 | 0.11 | 0.11 | 0.10 | 0.11 | 0.08 | 0.11 | 0.11 | 0.09 | 0.10 | 0.13 | 0.16 | 0.15 |
| — | +165.9% | +218.5% | — | -30.9% | +27.2% | +11.0% | -1.0% | +2.4% | +30.6% | -0.8% | -3.4% | +20.3% | -17.3% | -16.2% | -32.4% | -37.7% | -81.2% | -72.9% | -63.2% | -11.3% | |
| Quick Ratio | 0.08 | 0.36 | 0.38 | — | 0.08 | 0.13 | 0.12 | 0.10 | 0.11 | 0.11 | 0.11 | 0.10 | 0.11 | 0.08 | 0.11 | 0.11 | 0.09 | 0.10 | 0.13 | 0.16 | 0.15 |
| — | +165.9% | +218.5% | — | -30.9% | +27.2% | +11.0% | -1.0% | +2.4% | +30.6% | -0.8% | -3.4% | +20.3% | -17.3% | -16.2% | -32.4% | -37.7% | -81.2% | -72.9% | -63.2% | -11.3% | |
| Interest Coverage | 1.30 | 2.75 | 1.80 | 1.79 | 1.39 | 1.36 | 1.30 | 1.15 | 0.99 | 0.89 | 1.00 | 1.01 | 1.17 | 1.42 | 1.53 | 1.91 | 5.86 | 10.18 | 13.01 | 1.02 | 15.94 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying WSFS stock.
WSFS Financial Corporation's current P/E is 12.1x. The average P/E over the last 4 quarters is 10.7x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
WSFS Financial Corporation's current operating margin is 35.7%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking WSFS Financial Corporation's business trajectory between earnings reports.