WSFS Financial Corporation (WSFS) quarterly income statement — complete revenue, gross profit & net income history
WSFS Financial Corporation (WSFS) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Net Interest Income | 196.59M | 192.5M | 185.14M | 187.35M | 184.02M | 179.5M | 175.22M | 178.21M | 177.5M | 174.45M | 175.28M | 178.13M | 182.6M | 181.84M | 182.53M | 193.89M | 176.83M | 153.62M | 138.56M | 108.22M |
| NII Growth % | 6.83% | 7.25% | 5.66% | 5.13% | 3.67% | 2.89% | -0.04% | 0.04% | -2.79% | -4.07% | -3.97% | -8.13% | 3.26% | 18.38% | 31.74% | 79.15% | 69.23% | 43.9% | 21.35% | -12.01% |
| Net Interest Margin % | 0.89% | 0.85% | 0.84% | 0.88% | 0.88% | 0.86% | 0.85% | 0.86% | 0.85% | 0.84% | 0.85% | 0.86% | 0.91% | 0.89% | 0.9% | 0.97% | 0.88% | 0.75% | 0.66% | 0.69% |
| Interest Income | 263.9M | 256.84M | 249.21M | 257.2M | 258.42M | 253.19M | 250.88M | 263.34M | 273.38M | 265.24M | 261.62M | 257.23M | 251.14M | 241.77M | 226.38M | 213.09M | 186.56M | 160.02M | 144.14M | 112.73M |
| Interest Expense | 67.31M | 64.34M | 64.07M | 69.85M | 74.4M | 73.69M | 75.66M | 85.13M | 95.88M | 90.79M | 86.34M | 79.1M | 68.54M | 59.93M | 43.85M | 19.21M | 9.73M | 6.41M | 5.58M | 4.51M |
| Loan Loss Provision | 8.39M | 5.04M | -2M | 12.67M | 7.27M | 12.85M | 17.35M | 7.68M | 19.31M | 18.24M | 15.14M | 24.88M | 18.52M | 16.17M | 28.76M | 13.4M | 7.45M | 8.27M | 18.97M | -8.05M |
| Non-Interest Income | 90.98M | 89.97M | 84.52M | 84.52M | 86.47M | 88.01M | 80.9M | 83.31M | 90.16M | 91.6M | 74.79M | 87.2M | 72.67M | 66.87M | 63.13M | 65.28M | 61.65M | 72.25M | 60.25M | 46.13M |
| Non-Interest Income % | 31.64% | 31.85% | 31.34% | 31.09% | 31.97% | 32.9% | 31.59% | 31.86% | 33.68% | 34.43% | 29.91% | 32.87% | 28.47% | 26.89% | 25.7% | 25.19% | 25.85% | 31.99% | 30.3% | 29.88% |
| Total Net Revenue | 287.57M | 282.47M | 269.66M | 271.87M | 270.49M | 267.5M | 256.11M | 261.51M | 267.66M | 266.05M | 250.06M | 265.33M | 255.27M | 248.71M | 245.66M | 259.17M | 238.48M | 225.87M | 198.8M | 154.35M |
| Revenue Growth % | 6.31% | 5.59% | 5.29% | 3.96% | 1.06% | 0.55% | 2.42% | -1.44% | 4.85% | 6.97% | 1.79% | 2.38% | 7.04% | 10.11% | 23.57% | 67.91% | 62.33% | 44.49% | 23.57% | -9.01% |
| Non-Interest Expense | 161.56M | 161.55M | 157.17M | 161.97M | 162.35M | 159.11M | 151.56M | 169.48M | 162.84M | 157.35M | 148M | 147.59M | 139.58M | 140.92M | 133.3M | 133.3M | 131.92M | 134.28M | 174.13M | 90.52M |
| Efficiency Ratio | 56.18% | 57.19% | 58.29% | 59.58% | 60.02% | 59.48% | 59.18% | 64.81% | 60.84% | 59.14% | 59.19% | 55.62% | 54.68% | 56.66% | 54.26% | 51.44% | 55.32% | 59.45% | 87.59% | 58.65% |
| Operating Income | 117.62M | 115.88M | 114.48M | 97.23M | 100.87M | 95.54M | 87.23M | 84.35M | 85.52M | 90.47M | 86.92M | 92.87M | 97.17M | 91.63M | 83.6M | 112.47M | 99.11M | 83.33M | 5.7M | 71.89M |
| Operating Margin % | 40.9% | 41.02% | 42.46% | 35.76% | 37.29% | 35.72% | 34.06% | 32.26% | 31.95% | 34% | 34.76% | 35% | 38.06% | 36.84% | 34.03% | 43.4% | 41.56% | 36.89% | 2.87% | 46.57% |
| Operating Income Growth % | 16.6% | 21.29% | 31.25% | 15.27% | 17.96% | 5.61% | 0.35% | -9.17% | -11.99% | -1.27% | 3.97% | -17.42% | -1.96% | 9.96% | 1365.69% | 56.45% | 37.72% | -34.54% | -93.41% | -6.88% |
| Pretax Income | 117.62M | 111.12M | 114.48M | 97.23M | 100.87M | 95.54M | 86.97M | 84.35M | 85.52M | 90.47M | 86.92M | 92.87M | 97.17M | 91.63M | 83.6M | 112.47M | 99.11M | 83.33M | 5.7M | 71.89M |
| Pretax Margin % | 40.9% | 39.34% | 42.46% | 35.76% | 37.29% | 35.72% | 33.96% | 32.26% | 31.95% | 34% | 34.76% | 35% | 38.06% | 36.84% | 34.03% | 43.4% | 41.56% | 36.89% | 2.87% | 46.57% |
| Income Tax | 28.31M | 26.8M | 27.64M | 24.54M | 24.41M | 23.32M | 21.1M | 20.2M | 21.11M | 21.26M | 21.2M | 29.36M | 22.9M | 23.04M | 20.94M | 28.03M | 25.77M | 22.43M | 1.74M | 15.48M |
| Effective Tax Rate % | 24.07% | 24.11% | 24.14% | 25.24% | 24.19% | 24.41% | 24.26% | 23.94% | 24.68% | 23.5% | 24.39% | 31.62% | 23.57% | 25.14% | 25.05% | 24.92% | 26% | 26.91% | 30.45% | 21.54% |
| Net Income | 89.3M | 84.4M | 86.83M | 72.68M | 76.45M | 72.33M | 65.9M | 64.2M | 64.44M | 69.27M | 65.76M | 63.91M | 74.17M | 68.68M | 62.4M | 84.45M | 73.38M | 60.74M | 3.8M | 56.29M |
| Net Margin % | 31.05% | 29.88% | 32.2% | 26.73% | 28.26% | 27.04% | 25.73% | 24.55% | 24.07% | 26.04% | 26.3% | 24.09% | 29.05% | 27.61% | 25.4% | 32.58% | 30.77% | 26.89% | 1.91% | 36.47% |
| Net Income Growth % | 16.8% | 16.69% | 31.76% | 13.2% | 18.65% | 4.41% | 0.21% | 0.46% | -13.12% | 0.87% | 5.38% | -24.32% | 1.07% | 13.07% | 1540.48% | 50.03% | 34.88% | -36.51% | -94.16% | -5.9% |
| Net Income (Continuing) | 89.31M | 84.33M | 86.83M | 72.69M | 76.47M | 72.22M | 65.87M | 64.16M | 64.41M | 69.21M | 65.72M | 63.51M | 74.26M | 68.59M | 62.66M | 84.44M | 73.34M | 60.9M | 3.97M | 56.4M |
| EPS (Diluted) | 1.75 | 1.63 | 1.64 | 1.34 | 1.36 | 1.27 | 1.12 | 1.09 | 1.08 | 1.16 | 1.09 | 1.05 | 1.22 | 1.12 | 1.01 | 1.37 | 1.16 | 0.94 | 0.06 | 1.18 |
| EPS Growth % | 28.68% | 28.35% | 46.43% | 22.94% | 25.93% | 9.48% | 2.75% | 3.81% | -11.48% | 3.57% | 7.92% | -23.36% | 5.17% | 19.15% | 1629.45% | 16.1% | 1.75% | -53.23% | -95.71% | -1.67% |
| EPS (Basic) | 1.75 | 1.63 | 1.64 | 1.34 | 1.35 | 1.27 | 1.13 | 1.09 | 1.09 | 1.16 | 1.09 | 1.06 | 1.22 | 1.12 | 1.01 | 1.37 | 1.18 | 0.96 | 0.06 | 1.18 |
| Diluted Shares Outstanding | 51.1M | 51.94M | 53.03M | 54.37M | 57.17M | 56.85M | 58.71M | 59.08M | 59.39M | 59.96M | 60.52M | 60.77M | 61.04M | 61.41M | 61.68M | 61.8M | 63.23M | 64.28M | 65.13M | 47.78M |