WSFS Financial Corporation (WSFS) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 185.14M | 187.35M | 184.02M | 179.5M | 175.22M | 178.21M | 177.5M | 174.45M | 175.28M | 178.13M | 182.6M | 181.84M | 182.53M | 193.89M | 176.83M | 153.62M | 138.56M | 108.22M | 104.49M | 106.75M |
| NII Growth % | 5.66% | 5.13% | 3.67% | 2.89% | -0.04% | 0.04% | -2.79% | -4.07% | -3.97% | -8.13% | 3.26% | 18.38% | 31.74% | 79.15% | 69.23% | 43.9% | 21.35% | -12.01% | -7.57% | -6.16% |
| Net Interest Margin % | 0.84% | 0.88% | 0.88% | 0.86% | 0.85% | 0.86% | 0.85% | 0.84% | 0.85% | 0.86% | 0.91% | 0.89% | 0.9% | 0.97% | 0.88% | 0.75% | 0.66% | 0.69% | 0.68% | 0.7% |
| Interest Income | 249.21M | 257.2M | 258.42M | 253.19M | 250.88M | 263.34M | 273.38M | 265.24M | 261.62M | 257.23M | 251.14M | 241.77M | 226.38M | 213.09M | 186.56M | 160.02M | 144.14M | 112.73M | 109.45M | 112.9M |
| Interest Expense | 64.07M | 69.85M | 74.4M | 73.69M | 75.66M | 85.13M | 95.88M | 90.79M | 86.34M | 79.1M | 68.54M | 59.93M | 43.85M | 19.21M | 9.73M | 6.41M | 5.58M | 4.51M | 4.96M | 6.15M |
| Loan Loss Provision | -2M | 12.67M | 7.27M | 12.85M | 17.35M | 7.68M | 19.31M | 18.24M | 15.14M | 24.88M | 18.52M | 16.17M | 28.76M | 13.4M | 7.45M | 8.27M | 18.97M | -8.05M | -21.31M | -67.56M |
| Non-Interest Income | 84.52M | 84.52M | 86.47M | 88.01M | 80.9M | 83.31M | 90.16M | 91.6M | 74.79M | 87.2M | 72.67M | 66.87M | 63.13M | 65.28M | 61.65M | 72.25M | 60.25M | 46.13M | 42.42M | 49.57M |
| Non-Interest Income % | 25.33% | 24.73% | 25.07% | 25.79% | 24.38% | 24.03% | 24.8% | 25.67% | 22.23% | 25.32% | 22.44% | 21.67% | 21.8% | 23.45% | 24.84% | 31.11% | 29.48% | 29.04% | 27.93% | 30.51% |
| Total Revenue | 333.73M | 341.72M | 344.89M | 341.2M | 331.77M | 346.65M | 363.54M | 356.84M | 336.41M | 344.44M | 323.81M | 308.64M | 289.51M | 278.37M | 248.22M | 232.28M | 204.38M | 158.86M | 151.87M | 162.47M |
| Revenue Growth % | 0.59% | -1.42% | -5.13% | -4.38% | -1.38% | 0.64% | 12.27% | 15.62% | 16.2% | 23.73% | 30.45% | 32.88% | 41.65% | 75.23% | 63.44% | 42.96% | 21.67% | -10.72% | -11.25% | -12.49% |
| Non-Interest Expense | 157.17M | 161.97M | 162.35M | 159.11M | 151.56M | 169.48M | 162.84M | 157.35M | 148M | 147.59M | 139.58M | 140.92M | 133.3M | 133.3M | 131.92M | 134.28M | 174.13M | 90.52M | 96.25M | 96.58M |
| Efficiency Ratio | 47.1% | 47.4% | 47.07% | 46.63% | 45.68% | 48.89% | 44.79% | 44.09% | 43.99% | 42.85% | 43.11% | 45.66% | 46.04% | 47.89% | 53.15% | 57.81% | 85.2% | 56.98% | 63.38% | 59.45% |
| Operating Income | 114.48M | 97.23M | 100.87M | 95.54M | 87.23M | 84.35M | 85.52M | 90.47M | 86.92M | 92.87M | 97.17M | 91.63M | 83.6M | 112.47M | 99.11M | 83.33M | 5.7M | 71.89M | 71.97M | 127.3M |
| Operating Margin % | 34.3% | 28.45% | 29.25% | 28% | 26.29% | 24.33% | 23.52% | 25.35% | 25.84% | 26.96% | 30.01% | 29.69% | 28.88% | 40.4% | 39.93% | 35.87% | 2.79% | 45.25% | 47.39% | 78.35% |
| Operating Income Growth % | 31.25% | 15.27% | 17.96% | 5.61% | 0.35% | -9.17% | -11.99% | -1.27% | 3.97% | -17.42% | -1.96% | 9.96% | 1365.69% | 56.45% | 37.72% | -34.54% | -93.41% | -6.88% | 9.1% | 1365.64% |
| Pretax Income | 114.48M | 97.23M | 100.87M | 95.54M | 86.97M | 84.35M | 85.52M | 90.47M | 86.92M | 92.87M | 97.17M | 91.63M | 83.6M | 112.47M | 99.11M | 83.33M | 5.7M | 71.89M | 71.97M | 127.3M |
| Pretax Margin % | 34.3% | 28.45% | 29.25% | 28% | 26.21% | 24.33% | 23.52% | 25.35% | 25.84% | 26.96% | 30.01% | 29.69% | 28.88% | 40.4% | 39.93% | 35.87% | 2.79% | 45.25% | 47.39% | 78.35% |
| Income Tax | 27.64M | 24.54M | 24.41M | 23.32M | 21.1M | 20.2M | 21.11M | 21.26M | 21.2M | 29.36M | 22.9M | 23.04M | 20.94M | 28.03M | 25.77M | 22.43M | 1.74M | 15.48M | 17.52M | 31.69M |
| Effective Tax Rate % | 24.14% | 25.24% | 24.19% | 24.41% | 24.26% | 23.94% | 24.68% | 23.5% | 24.39% | 31.62% | 23.57% | 25.14% | 25.05% | 24.92% | 26% | 26.91% | 30.45% | 21.54% | 24.34% | 24.89% |
| Net Income | 86.83M | 72.68M | 76.45M | 72.33M | 65.9M | 64.2M | 64.44M | 69.27M | 65.76M | 63.91M | 74.17M | 68.68M | 62.4M | 84.45M | 73.38M | 60.74M | 3.8M | 56.29M | 54.41M | 95.67M |
| Net Margin % | 26.02% | 21.27% | 22.17% | 21.2% | 19.86% | 18.52% | 17.72% | 19.41% | 19.55% | 18.55% | 22.9% | 22.25% | 21.56% | 30.34% | 29.56% | 26.15% | 1.86% | 35.43% | 35.82% | 58.88% |
| Net Income Growth % | 31.76% | 13.2% | 18.65% | 4.41% | 0.21% | 0.46% | -13.12% | 0.87% | 5.38% | -24.32% | 1.07% | 13.07% | 1540.48% | 50.03% | 34.88% | -36.51% | -94.16% | -5.9% | 6.38% | 1445.34% |
| Net Income (Continuing) | 86.83M | 72.69M | 76.47M | 72.22M | 65.87M | 64.16M | 64.41M | 69.21M | 65.72M | 63.51M | 74.26M | 68.59M | 62.66M | 84.44M | 73.34M | 60.9M | 3.97M | 56.4M | 54.45M | 95.61M |
| EPS (Diluted) | 1.64 | 1.34 | 1.36 | 1.27 | 1.12 | 1.09 | 1.08 | 1.16 | 1.09 | 1.05 | 1.22 | 1.12 | 1.01 | 1.37 | 1.16 | 0.94 | 0.06 | 1.18 | 1.14 | 2.01 |
| EPS Growth % | 46.43% | 22.94% | 25.93% | 9.48% | 2.75% | 3.81% | -11.48% | 3.57% | 7.92% | -23.36% | 5.17% | 19.15% | 1629.45% | 16.1% | 1.75% | -53.23% | -95.71% | -1.67% | 12.87% | 1535.71% |
| EPS (Basic) | 1.64 | 1.34 | 1.35 | 1.27 | 1.13 | 1.09 | 1.09 | 1.16 | 1.09 | 1.06 | 1.22 | 1.12 | 1.01 | 1.37 | 1.18 | 0.96 | 0.06 | 1.18 | 1.14 | 2.01 |
| Diluted Shares Outstanding | 53.03M | 54.37M | 57.17M | 56.85M | 58.71M | 59.08M | 59.39M | 59.96M | 60.52M | 60.77M | 61.04M | 61.41M | 61.68M | 61.8M | 63.23M | 64.28M | 65.13M | 47.78M | 47.67M | 47.69M |