Wintrust Financial Corporation (WTFC) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

Wintrust Financial Corporation (WTFC) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

WTFC Income Statement

Wintrust Financial Corporation (WTFC) annual income statement — 30-year revenue, gross profit & net income history

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21

Net Interest Income	621.6M	597.37M	579.02M	583.87M	567.01M	546.69M	526.47M	525.15M	502.58M	470.61M	464.19M	469.97M	462.36M	447.54M	458M	456.82M	401.45M	337.8M	299.29M	295.98M
NII Growth %	9.63%	9.27%	9.98%	11.18%	12.82%	16.17%	13.42%	11.74%	8.7%	5.16%	1.35%	2.88%	15.17%	32.48%	53.03%	54.34%	39.64%	20.82%	14.28%	14.1%
Net Interest Margin %	0.82%	0.8%	0.8%	0.82%	0.81%	0.79%	0.8%	0.81%	0.79%	0.79%	0.81%	0.84%	0.83%	0.82%	0.87%	0.86%	0.77%	0.66%	0.6%	0.59%
Interest Income	1B	961.41M	927.56M	956.33M	963.83M	920.91M	886.97M	913.5M	908.6M	849.98M	805.51M	793.85M	762.4M	697.18M	639.69M	580.75M	466.48M	371.97M	328.25M	327.98M
Interest Expense	381.26M	364.05M	348.54M	372.45M	396.82M	374.21M	360.49M	388.35M	406.02M	379.37M	341.32M	323.87M	300.04M	249.64M	181.69M	123.93M	65.03M	34.16M	28.96M	32M
Loan Loss Provision	25.88M	23.13M	29.59M	27.59M	21.77M	22.23M	23.97M	16.98M	22.33M	40.06M	21.69M	42.91M	19.92M	28.51M	23.05M	47.65M	6.42M	20.42M	4.11M	9.3M
Non-Interest Income	136.27M	141.27M	134.14M	130.39M	130.83M	124.09M	116.64M	113.54M	113.15M	121.15M	140.45M	100.83M	112.48M	113.03M	107.77M	96.34M	101.48M	102.94M	162.78M	132.91M
Non-Interest Income %	17.98%	19.13%	18.81%	18.26%	18.75%	18.5%	18.14%	17.78%	18.38%	20.47%	23.23%	17.66%	19.57%	20.16%	19.05%	17.42%	20.18%	23.36%	35.23%	30.99%
Total Net Revenue	757.88M	738.63M	713.17M	714.26M	697.84M	670.78M	643.12M	638.69M	615.73M	591.76M	604.65M	570.8M	574.84M	560.57M	565.76M	553.15M	502.93M	440.75M	462.07M	428.88M
Revenue Growth %	8.6%	10.12%	10.89%	11.83%	13.33%	13.35%	6.36%	11.89%	7.11%	5.56%	6.87%	3.19%	14.3%	27.19%	22.44%	28.98%	18.62%	7.77%	3.24%	2.85%
Non-Interest Expense	405.67M	387.42M	382.63M	384.45M	380.03M	381.46M	366.09M	368.63M	360.69M	340.35M	333M	362.65M	330.06M	320.62M	299.17M	310.34M	296.47M	288.67M	284.29M	282.54M
Efficiency Ratio	53.53%	52.45%	53.65%	53.83%	54.46%	56.87%	56.92%	57.72%	58.58%	57.52%	55.07%	63.53%	57.42%	57.2%	52.88%	56.1%	58.95%	65.5%	61.52%	65.88%
Operating Income	326.33M	328.09M	300.94M	302.22M	296.04M	267.09M	253.06M	253.08M	232.71M	211.34M	249.96M	165.24M	224.86M	211.43M	243.55M	195.17M	200.04M	131.66M	173.68M	137.04M
Operating Margin %	43.06%	44.42%	42.2%	42.31%	42.42%	39.82%	39.35%	39.62%	37.79%	35.71%	41.34%	28.95%	39.12%	37.72%	43.05%	35.28%	39.78%	29.87%	37.59%	31.95%
Operating Income Growth %	10.23%	22.84%	18.92%	19.42%	27.22%	26.38%	1.24%	53.16%	3.49%	-0.04%	2.63%	-15.34%	12.41%	60.59%	40.23%	42.42%	33.59%	-8.66%	-16.04%	1.73%
Pretax Income	326.33M	317.96M	300.94M	302.22M	296.04M	267.09M	253.06M	253.08M	232.71M	211.34M	249.96M	165.24M	224.86M	211.43M	243.55M	195.17M	200.04M	131.66M	173.68M	137.04M
Pretax Margin %	43.06%	43.05%	42.2%	42.31%	42.42%	39.82%	39.35%	39.62%	37.79%	35.71%	41.34%	28.95%	39.12%	37.72%	43.05%	35.28%	39.78%	29.87%	37.59%	31.95%
Income Tax	87.28M	84.27M	73.55M	79.2M	79.79M	71.56M	64.02M	67.72M	62.71M	58.95M	62.66M	41.76M	60.66M	56.68M	63.35M	50.36M	57.08M	37.15M	46.29M	38.29M
Effective Tax Rate %	26.75%	26.5%	24.44%	26.21%	26.95%	26.79%	25.3%	26.76%	26.95%	27.9%	25.07%	25.27%	26.98%	26.81%	26.01%	25.8%	28.53%	28.21%	26.65%	27.94%
Net Income	239.05M	233.69M	227.39M	223.02M	216.25M	195.53M	189.04M	185.36M	170M	152.39M	187.29M	123.48M	164.2M	154.75M	180.2M	144.82M	142.96M	94.51M	127.39M	98.76M
Net Margin %	31.54%	31.64%	31.88%	31.22%	30.99%	29.15%	29.39%	29.02%	27.61%	25.75%	30.98%	21.63%	28.56%	27.61%	31.85%	26.18%	28.43%	21.44%	27.57%	23.03%
Net Income Growth %	10.54%	19.52%	20.29%	20.32%	27.21%	28.31%	0.93%	50.11%	3.53%	-1.53%	3.94%	-14.73%	14.86%	63.73%	41.45%	46.64%	30.99%	-10.08%	-16.82%	-2.42%
Net Income (Continuing)	239.05M	233.69M	227.39M	223.02M	216.25M	195.53M	189.04M	185.36M	170M	152.39M	187.29M	123.48M	164.2M	154.75M	180.2M	144.82M	142.96M	94.51M	127.39M	98.76M
EPS (Diluted)	3.37	3.30	3.22	3.30	2.79	2.78	2.69	2.63	2.47	2.32	2.89	1.87	2.53	2.38	2.80	2.23	2.21	1.49	2.07	1.58
EPS Growth %	20.79%	18.7%	19.7%	25.48%	12.96%	19.83%	-6.92%	40.64%	-2.37%	-2.52%	3.21%	-16.14%	14.48%	59.73%	35.27%	41.14%	24.86%	-12.35%	-18.5%	-3.07%
EPS (Basic)	3.42	3.34	3.26	3.21	2.82	2.82	2.73	2.68	2.51	2.35	2.93	1.90	2.57	2.41	2.84	2.27	2.24	1.51	2.11	1.61
Diluted Shares Outstanding	68.38M	68.1M	68.1M	67.65M	67.65M	67.65M	67.65M	67.72M	65.94M	62.77M	62.41M	62.4M	62.18M	62.09M	61.82M	61.87M	61.58M	58.84M	58.06M	58M