Yiren Digital Ltd. (YRD) quarterly balance sheet — complete assets, liabilities & equity history
Yiren Digital Ltd. (YRD) balance sheet — 13-year assets, liabilities & shareholders' equity history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Cash & Short Term Investments | 1.7B | 2.45B | 3.35B | 3.86B | 4.1B | 4.04B | 4.27B | 4.09B | 5.91B | 6.36B | 6.31B | 5.85B | 5.91B | 5.33B | 5.24B | 4.72B | 4.49B | 3.08B | 3.04B | 2.61B |
| Cash & Due from Banks | 1.7B | 2.45B | 3.35B | 3.86B | 4.1B | 4.04B | 3.84B | 3.71B | 5.5B | 5.9B | 5.79B | 5.44B | 5.81B | 5.08B | 4.27B | 3.61B | 4.35B | -3.08B | 2.86B | 2.33B |
| Short Term Investments | 0 | 0 | 4.47M | 0 | 0 | 0 | 430.62M | 384.83M | 413.72M | 457.46M | 514.14M | 412.25M | 102.59M | 250.79M | 972.74M | 1.11B | 136.36M | 6.16B | 177.36M | 277.93M |
| Total Investments | 274.97M | 530.98M | 495.23M | 503.4M | 423.49M | 413.17M | 446.44M | 397.02M | 421.31M | 467.88M | 524.56M | 417.07M | 108.41M | 254.11M | 975.44M | 1.11B | 238.56M | 6.16B | 179.56M | 280.13M |
| Investments Growth % | -35.07% | 28.51% | 10.93% | 26.8% | 0.52% | -11.69% | -14.89% | -4.81% | 288.61% | 84.12% | -46.22% | -62.47% | -54.56% | -95.87% | 443.24% | 296.67% | 5.29% | 2489.89% | 0.42% | -45.46% |
| Long-Term Investments | 274.97M | 530.98M | 490.75M | 503.4M | 423.49M | 413.17M | 15.83M | 12.19M | 7.59M | 10.42M | 10.42M | 4.82M | 5.82M | 3.32M | 2.7M | 1.8M | 102.2M | 0 | 2.2M | 2.2M |
| Accounts Receivables | 900.12M | 911.37M | 826.14M | 796.55M | 553.66M | 583.54M | 566.54M | 4.84B | 654.7M | 610.75M | 499.03M | 432.82M | 490.68M | 320.44M | 221M | 274.62M | 297.94M | 0 | 305.02M | 258.73M |
| Goodwill & Intangibles | 0 | 0 | 16.85M | 0 | 203.54M | 148.06M | 38.56M | 0 | 0 | 0 | 37.77M | 0 | 0 | 0 | 33.27M | 0 | 0 | 0 | 0 | 0 |
| Goodwill | 0 | 0 | 4.78M | 0 | 0 | 0 | 4.78M | 0 | 0 | 0 | 4.78M | 0 | 0 | 0 | 4.78M | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 12.07M | 0 | 203.54M | 148.06M | 33.78M | 0 | 0 | 0 | 32.99M | 0 | 0 | 0 | 28.49M | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 111.78M | 118.52M | 75.66M | 125.12M | 122.34M | 117.28M | 84.59M | 94.68M | 97.43M | 96.53M | 69.55M | 100.8M | 99.42M | 105.33M | 82.67M | 121.32M | 140.87M | 0 | 183.3M | 186.22M |
| Other Assets | 2.44B | 2.05B | 409.37M | 3.01B | 3.81B | 3.41B | 1.03B | 3.26B | 2.63B | 2.27B | 993.44M | 1.1B | 991.88M | 869.24M | 655.15M | 865.8M | 903.26M | -3.08B | 1.13B | 1.58B |
| Total Current Assets | 6.41B | 9.45B | 12.14B | 11.64B | 9.76B | 9.18B | 11.74B | 9.09B | 9.04B | 8.55B | 9.09B | 8.06B | 8.18B | 7.53B | 7.68B | 6.89B | 6.78B | 3.08B | 6.42B | 5.78B |
| Total Non-Current Assets | 3.17B | 3.06B | 1.32B | 3.81B | 4.69B | 4.09B | 1.24B | 3.37B | 2.77B | 2.43B | 1.18B | 1.29B | 1.19B | 1.07B | 857.99M | 1.09B | 1.22B | -3.08B | 1.32B | 1.78B |
| Total Assets | 9.58B | 12.5B | 13.45B | 15.45B | 14.45B | 13.27B | 12.98B | 12.46B | 11.82B | 10.99B | 10.28B | 9.35B | 9.37B | 8.6B | 8.54B | 7.99B | 8B | 0 | 7.74B | 7.56B |
| Asset Growth % | -33.69% | -5.81% | 3.64% | 24.02% | 22.29% | 20.81% | 26.33% | 33.22% | 26.09% | 27.75% | 20.39% | 17.09% | 17.14% | - | 10.29% | 5.69% | 11.1% | -100% | 15.48% | -9.73% |
| Return on Assets (ROA) | -4.05% | -3.8% | -6.02% | 2.12% | 2.58% | 1.89% | 2.61% | 2.93% | 3.59% | 4.57% | 5.82% | 5.92% | 5.87% | 4.99% | 5.87% | 3.38% | 3.18% | - | 4.32% | 4.35% |
| Accounts Payable | 61.29M | 93.76M | 79.63M | 50.4M | 61.58M | 79.88M | 43.17M | 42.71M | 43.71M | 41.48M | 30.9M | 38.02M | 66.74M | 19.89M | 14.14M | 31.71M | 30.9M | 0 | 19.07M | 36.8M |
| Total Debt | 33.25M | 35.29M | 48.85M | 51.85M | 38.28M | 37.81M | 40.77M | 15.23M | 19.28M | 19.02M | 23.65M | 27.71M | 419.03M | 422.37M | 803.13M | 808.87M | 919.02M | 0 | 1.1B | 1.09B |
| Net Debt | -1.66B | -2.42B | -3.3B | -3.81B | -4.06B | -4.01B | -3.8B | -3.69B | -5.48B | -5.88B | -5.77B | -5.41B | -5.39B | -4.65B | -3.47B | -2.8B | -3.44B | 3.08B | -1.76B | -1.24B |
| Long-Term Debt | 0 | 0 | 9.09M | 9.26M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 392.1M | 392.1M | 767.9M | 767.9M | 869.3M | 0 | 1.03B | 1.04B |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 2.08B | 2.6B | 2.33B | 1.8B | 1.74B | 1.57B | 1.26B | 961.76M | 614.85M | 122.5M | 620.68M | 99.95M | 1.43B | 1.34B | 118.7M | 1.24B | 1.25B | -4.82B | 151.79M | 1.25B |
| Total Current Liabilities | 567.95M | 1.05B | 1.78B | 3.14B | 2.6B | 1.86B | 2.09B | 2.18B | 2.16B | 2.13B | 1.44B | 1.58B | 437.97M | 304.16M | 1.5B | 316.02M | 493.75M | 0 | 1.55B | 574.4M |
| Total Non-Current Liabilities | 2.15B | 2.67B | 2.4B | 1.96B | 1.87B | 1.66B | 1.35B | 993.42M | 689.65M | 255.75M | 747.42M | 246.21M | 1.95B | 1.85B | 1B | 2.12B | 2.25B | -4.82B | 1.37B | 2.49B |
| Total Liabilities | 2.72B | 3.72B | 4.18B | 5.11B | 4.47B | 3.52B | 3.44B | 3.17B | 2.85B | 2.39B | 2.19B | 1.82B | 2.38B | 2.15B | 2.51B | 2.44B | 2.74B | -4.82B | 2.92B | 3.06B |
| Total Equity | 6.86B | 8.78B | 9.27B | 10.34B | 9.98B | 9.75B | 9.54B | 9.28B | 8.96B | 8.6B | 8.09B | 7.53B | 6.99B | 6.45B | 6.03B | 5.55B | 5.26B | 4.82B | 4.82B | 4.49B |
| Equity Growth % | -31.25% | -9.99% | -2.83% | 11.4% | 11.36% | 13.4% | 18.02% | 23.32% | 28.3% | 33.42% | 34.07% | 35.71% | 32.85% | 33.71% | 25.08% | 23.52% | 26.33% | 21.81% | 27.63% | 3.46% |
| Equity / Assets (Capital Ratio) | 71.63% | 70.22% | 68.91% | 66.94% | 69.09% | 73.48% | 73.5% | 74.53% | 75.86% | 78.28% | 78.68% | 80.51% | 74.56% | 74.96% | 70.65% | 69.46% | 65.74% | - | 62.3% | 59.44% |
| Return on Equity (ROE) | -5.71% | -5.47% | -8.87% | 3.13% | 3.62% | 2.57% | 3.52% | 3.9% | 4.66% | 5.82% | 7.32% | 7.64% | 7.85% | 6.85% | 8.38% | 5% | 5.05% | 3.83% | 7.1% | 7.42% |
| Book Value per Share | 78.44 | 100.37 | 106.40 | 118.10 | 114.67 | 112.15 | 109.85 | 105.49 | 102.61 | 97.63 | 91.31 | 84.42 | 78.01 | 71.56 | 67.15 | 61.70 | 61.55 | 56.37 | 56.33 | 52.36 |
| Tangible BV per Share | 78.44 | 100.37 | 106.21 | 118.10 | 112.33 | 110.45 | 109.41 | 105.49 | 102.61 | 97.63 | 90.88 | 84.42 | 78.01 | 71.56 | 66.78 | 61.70 | 61.55 | 56.37 | 56.33 | 52.36 |
| Common Stock | 133K | 134K | 133K | 133K | 132K | 132K | 132K | 132K | 130K | 130K | 130K | 130K | 130K | 129K | 129K | 129K | 123K | 0 | 123K | 123K |
| Additional Paid-in Capital | 5.25B | 5.24B | 5.24B | 5.23B | 5.21B | 5.2B | 5.2B | 5.2B | 5.18B | 5.17B | 5.17B | 5.17B | 5.17B | 5.16B | 5.16B | 5.16B | 5.11B | 0 | 5.1B | 5.1B |
| Retained Earnings | 3.26B | 3.71B | 4.21B | 5.21B | 4.9B | 4.68B | 4.44B | 4.23B | 3.88B | 3.47B | 2.99B | 2.41B | 1.86B | 1.33B | 908.87M | 424.25M | 189.76M | 0 | -247.83M | -577.6M |
| Accumulated OCI | -36.66M | -17.37M | -2.52M | 70.6M | 42.2M | 40.9M | 79.27M | 21.23M | 47.8M | 66.67M | 23.67M | 25.87M | 23.75M | 8.6M | 7.76M | 7.51M | 4.77M | 4.82B | 11.55M | 14.44M |
| Treasury Stock | -170.69M | -170.69M | -170.69M | -170.69M | -170.69M | -170.46M | -170.46M | -160.53M | -139.38M | -109.44M | -94.85M | -81.5M | -66.91M | -61.05M | -46.73M | -42.9M | -42.9M | 0 | -42.9M | -42.5M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |