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Cummins Inc. (CMI) Total Return Calculator with Dividends Reinvested

Cummins Inc.

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The total return for Cummins Inc. (CMI) stock is +125.87% over the past 12 months. So far it's up 29.69% this year. The 5-year total return is +171.46%, meaning $10,000 invested in CMI stock 5 years ago would be worth $27,146 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in CMI 1 year ago, it would be worth $23,042 today — you'd have gained $13,042 with dividends reinvested.

With Dividends Reinvested$23,042+130.42%

Price Only (No DRIP)$22,625+126.25%

Dividend Boost+$4174 payments · +4.17% extra

Period2025-05-06 → 2026-05-05

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in CMI

1Y$22,587+$12,587 (+125.9%)125.9% CAGR

3Y$30,770+$20,770 (+207.7%)45.4% CAGR

5Y$27,146+$17,146 (+171.5%)22.1% CAGR

10Y$64,241+$54,241 (+542.4%)20.4% CAGR

15Y$64,203+$54,203 (+542.0%)13.2% CAGR

20Y$276,015+$266,015 (+2660.1%)18.0% CAGR

30Y$638,290+$628,290 (+6282.9%)14.9% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-05-23	$1.82	$317.23	+0.005737
2025-08-22	$2.00	$402.30	+0.005000
2025-11-21	$2.00	$472.51	+0.004278
2026-02-20	$2.00	$593.28	+0.003422

Loading CMI total return...

As of 2026-05-06

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+29.69%	—	+29.30%	+0.38 pp	$12,969
1Y	+125.87%	125.87%	+123.29%	+2.59 pp	$22,587
3Y	+207.70%	45.45%	+198.17%	+9.53 pp	$30,770
5Y	+171.46%	22.11%	+158.65%	+12.81 pp	$27,146
10Y	+542.41%	20.44%	+492.68%	+49.73 pp	$64,241
15Y	+542.03%	13.20%	+482.45%	+59.58 pp	$64,203
20Y	+2660.15%	18.04%	+2393.54%	+266.61 pp	$276,015
30Y	+6282.90%	14.86%	+5644.59%	+638.31 pp	$638,290

Risk & Highlights

Best Year+134.36%2010

Worst Year-56.73%2008

Max Drawdown-15.51%2026-02-04 → 2026-03-30 · Recovered 2026-04-09

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+12.23%	+11.85%	+0.4pp	+0.41%	+11.8pp
2025	+49.03%	+46.83%	+2.2pp	+16.64%	+32.4pp
2024	+47.44%	+44.54%	+2.9pp	+24.00%	+23.4pp
2023	+2.09%	-0.61%	+2.7pp	+24.81%	-22.7pp
2022	+13.12%	+10.37%	+2.8pp	-19.95%	+33.1pp

CMI outperformed the S&P 500 by 97.43pp over the past year (+125.87% vs +28.44%).

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CMI Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
CMICummins Inc.	$93.3B	+22.3%	+29.7%	+125.9%	+2.6pp	+207.7%	+171.5%	+542.4%
PCARPACCAR Inc	$59.7B	-4.1%	+2.0%	+29.8%	+3.0pp	+70.9%	+111.6%	+269.7%
CATCaterpillar Inc.	$420.9B	+25.4%	+51.7%	+181.8%	+1.9pp	+328.4%	+291.3%	+1203.2%
DEDeere & Company	$156.1B	+0.1%	+23.7%	+21.0%	+1.3pp	+55.9%	+59.1%	+659.4%
AGCOAGCO Corporation	$8.3B	+0.1%	+8.5%	+20.7%	+1.2pp	-1.2%	-10.7%	+173.0%
CNHCNH Industrial N.V.	$12.8B	-3.8%	+10.4%	-14.9%	+2.0pp	-22.3%	-25.0%	+72.4%
ALSNAllison Transmission Holdings, Inc.	$10.6B	+8.4%	+29.0%	+30.3%	+1.1pp	+176.1%	+210.2%	+385.2%
BWABorgWarner Inc.	$11.9B	+7.9%	+23.1%	+96.5%	+2.1pp	+49.8%	+33.4%	+111.0%
DNOWDnow Inc.	$1.4B	+11.8%	+1.9%	-15.2%	—	+44.0%	+24.8%	-19.9%
WABWestinghouse Air Brake Technologies Corporation	$44.7B	+3.7%	+21.9%	+38.6%	+0.6pp	+168.3%	+229.3%	+237.8%
HLIOHelios Technologies, Inc.	$2.2B	+3.0%	+24.3%	+145.8%	+1.4pp	+11.3%	-6.2%	+110.5%

Compare:CMI vs PCAR CMI vs CAT CMI vs DE CMI vs PCAR vs CAT

About CMI Dividend Returns

Cummins Inc. (CMI) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of CMI over the past year?

Cummins Inc. (CMI) delivered a total return of 125.87% over the past year when dividends are reinvested. The price-only return was 123.29%, meaning dividends contributed an additional 2.59 percentage points to total returns.

Q2How much would $10,000 invested in CMI be worth today?

A $10,000 investment in Cummins Inc. one year ago would be worth $22,587 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $22,329. Dividend reinvestment added $259 to the portfolio value.

Q3Does CMI pay dividends?

Yes, Cummins Inc. (CMI) pays dividends. In the last year, CMI paid approximately $7.61 per share in dividends (1.13% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did CMI beat the S&P 500?

Yes, Cummins Inc. (CMI) outperformed the S&P 500 by 97.43 percentage points over the past year. CMI delivered a total return of 125.87%, compared to the S&P 500's 28.44%. This 97.43pp alpha means investors in CMI earned more than a passive S&P 500 index fund.

Q5What is CMI's worst drawdown?

Cummins Inc. (CMI) experienced a maximum drawdown of -15.51% over the past year, declining from its peak on 2026-02-04 to its trough on 2026-03-30. The stock recovered to its prior peak by 2026-04-09. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is CMI's long-term total return over 10, 20, or 30 years?

Here are Cummins Inc. (CMI)'s long-term returns with dividends reinvested. Over 10 years, the total return is 542.4% (20.4% CAGR) — $10,000 would have grown to $64,241. Over 20 years: 2660.1% total return (18.0% CAGR) — $10,000 → $276,015. Over 30 years: 6282.9% total return (14.9% CAGR) — $10,000 → $638,290. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was CMI's best and worst year?

Cummins Inc.'s best calendar year was 2010 with a total return of 134.4%. Its worst year was 2008 with a total return of -56.7%. This range shows the volatility investors should expect — the difference between the best and worst year is 191.1 percentage points.