About JCAP Dividend Returns
Jefferson Capital, Inc. Common Stock (JCAP) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.
How We Calculate Total Return
Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.
Frequently Asked Questions
Q1What is the total return of JCAP over the past year?
Jefferson Capital, Inc. Common Stock (JCAP) delivered a total return of 13.86% over the past year when dividends are reinvested. The price-only return was 11.27%, meaning dividends contributed an additional 2.59 percentage points to total returns.
Q2How much would $10,000 invested in JCAP be worth today?
A $10,000 investment in Jefferson Capital, Inc. Common Stock one year ago would be worth $11,386 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $11,127. Dividend reinvestment added $259 to the portfolio value.
Q3Does JCAP pay dividends?
Yes, Jefferson Capital, Inc. Common Stock (JCAP) pays dividends. In the last year, JCAP paid approximately $0.62 per share in dividends (2.99% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.
Q4Did JCAP beat the S&P 500?
No, Jefferson Capital, Inc. Common Stock (JCAP) underperformed the S&P 500 by 1.59 percentage points over the past year. JCAP delivered a total return of 13.86%, compared to the S&P 500's 15.45%. This means a passive S&P 500 index fund outperformed JCAP by 1.59pp during this period.
Q5What is JCAP's worst drawdown?
Jefferson Capital, Inc. Common Stock (JCAP) experienced a maximum drawdown of -14.42% over the past year, declining from its peak on 2026-01-13 to its trough on 2026-02-23. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.
Q6What is JCAP's long-term total return over 10, 20, or 30 years?
Jefferson Capital, Inc. Common Stock (JCAP) has delivered strong long-term returns with dividends reinvested. Over 10 years, the total return is 13.9% (1.3% CAGR) — $10,000 would have grown to $11,386. Over 20 years: 13.9% total return (0.7% CAGR) — $10,000 → $11,386. Over 30 years: 13.9% total return (0.4% CAGR) — $10,000 → $11,386. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.
Q7What was JCAP's best and worst year?
Jefferson Capital, Inc. Common Stock's best calendar year was 2025 with a total return of 23.1%. Its worst year was 2025 with a total return of 23.1%. This range shows the volatility investors should expect — the difference between the best and worst year is 0.0 percentage points.
Find the Best Dividend Stocks
Screen for dividend stocks with the highest total returns (including DRIP).