Jefferson Capital, Inc. Common Stock (JCAP) Earnings History
Elite Compounder11 years of earnings data (2015–2025) · 5-year EPS CAGR exceeds 18% — top-tier earnings quality
Loading earnings history...
Jefferson Capital, Inc. Common Stock (JCAP) Earnings Overview
As of June 24, 2026, Jefferson Capital, Inc. Common Stock (JCAP) reported trailing twelve-month net income of $174M, reflecting +245.9% year-over-year growth. The company earned $3.14 per diluted share over the past four quarters, with a net profit margin of 30.6%.
Looking at the long-term picture, JCAP's 5-year EPS compound annual growth rate (CAGR) stands at +38.7%, indicating exceptional earnings growth. The company achieved its highest annual net income of $188M in fiscal 2025, representing a new all-time high.
Jefferson Capital, Inc. Common Stock maintains industry-leading profitability with a gross margin of 67.8%, operating margin of 51.6%, and net margin of 30.6%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including PRAA (-$281M net income, -24.6% margin), ECPG ($296M net income, 14.6% margin), FCFS ($354M net income, 9.0% margin), JCAP has outperformed on profitability metrics. Compare JCAP vs PRAA →
JCAP Earnings vs Peers
Earnings metrics vs comparable public companies
JCAP Historical Earnings Data (2015–2025)
8 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $188M | +78.5% | $316M | $6.26 | 30.6% | 51.6% |
| 2024 | $105M | -5.6% | $220M | $1.81 | 24.3% | 50.8% |
| 2023 | $112M | +151.1% | $164M | $1.91 | 34.5% | 50.8% |
| 2019 | $44M | -18.3% | $16M | $2.06 | 98.5% | 35.3% |
| 2018 | $54M | +273.4% | $11M | $3.14 | 174.2% | 35.5% |
| 2017 | $15M | -9.1% | $2M | $1.22 | 119.4% | 17.6% |
| 2016 | $16M | +644.2% | -$3M | $2.58 | 245.2% | -43.8% |
| 2015 | -$3M | - | -$3M | $-0.65 | -168.8% | -184.9% |
Download Data
Export JCAP earnings history in CSV or JSON format
Free sign-in required to download data
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
11+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
JCAP — Frequently Asked Questions
Quick answers to the most common questions about buying JCAP stock.
What is JCAP earnings per share (EPS)?
JCAP trailing twelve-month (TTM) diluted EPS is $3.14, reflecting +245.9% year-over-year growth. The 5-year EPS CAGR is +38.7%. Complete EPS history from 2015 to 2025 is available in the table on this page.
What is Jefferson Capital, Inc. Common Stock's net income?
Jefferson Capital, Inc. Common Stock (JCAP) trailing twelve-month net income is $174M as of 2025. Earnings grew +245.9% year-over-year. Jefferson Capital, Inc. Common Stock has been profitable for 7 consecutive years.
Is JCAP profitable?
Yes, JCAP is profitable with a TTM net income of $174M and a net profit margin of +30.6%. Jefferson Capital, Inc. Common Stock has generated profits for 7 consecutive years.
What is JCAP's earnings growth rate?
JCAP compound annual EPS growth rates (CAGR): 1-Year: +245.9%, 3-Year: +44.8%, 5-Year: +38.7%, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2015 to 2025.
What are JCAP's profit margins?
Jefferson Capital, Inc. Common Stock net profit margin is +30.6%, operating margin is +51.6%, and gross margin is +67.8%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +43.8%.
Is JCAP growing earnings?
Yes, JCAP earnings are accelerating — EPS growth of +245.9% exceeds the 5-year CAGR of +38.7%. TTM net income reached $174M. Earnings momentum is strengthening.
What was JCAP's best earnings year?
Jefferson Capital, Inc. Common Stock's highest annual net income on record is $188M, achieved in fiscal year 2025. Earnings history on this page spans 2015 to 2025 and includes all annual and quarterly figures.
What were JCAP's earnings last quarter?
JCAP's most recent reported quarter was Q1 2026. Net income was $38M with diluted EPS of $0.68. For a full breakdown of all quarters, see the quarterly earnings table on this page.