Jefferson Capital, Inc. Common Stock (JCAP) Earnings History
Annual and quarterly earnings data from 2015 to 2024
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JCAP EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
JCAP Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2024 | 71.2% | 50.8% | 24.3% |
| 2023 | 73.8% | 50.8% | 34.5% |
| 2019 | 91.1% | 35.3% | 98.5% |
| 2018 | 94.5% | 35.5% | 174.2% |
| 2017 | 97.8% | 17.6% | 119.4% |
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Jefferson Capital, Inc. Common Stock (JCAP) Earnings Overview
As of May 8, 2026, Jefferson Capital, Inc. Common Stock (JCAP) reported trailing twelve-month net income of $140M, reflecting -5.2% year-over-year growth. The company earned $6.84 per diluted share over the past four quarters, with a net profit margin of 24.3%.
Looking at the long-term picture, JCAP's 5-year EPS compound annual growth rate (CAGR) stands at -6.8%, signaling declining earnings. The company achieved its highest annual net income of $112M in fiscal 2023.
Jefferson Capital, Inc. Common Stock maintains industry-leading profitability with a gross margin of 71.2%, operating margin of 50.8%, and net margin of 24.3%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including PRAA (-$305M net income, -24.6% margin), ECPG ($296M net income, 14.6% margin), FCFS ($354M net income, 9.0% margin), JCAP has outperformed on profitability metrics. Compare JCAP vs PRAA →
JCAP Earnings vs Peers
Earnings metrics vs comparable public companies
JCAP Historical Earnings Data (2015–2024)
7 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2024 | $105M | -5.6% | $220M | $1.81 | 24.3% | 50.8% |
| 2023 | $112M | +151.1% | $164M | $1.91 | 34.5% | 50.8% |
| 2019 | $44M | -18.3% | $16M | $2.06 | 98.5% | 35.3% |
| 2018 | $54M | +273.4% | $11M | $3.14 | 174.2% | 35.5% |
| 2017 | $15M | -9.1% | $2M | $1.22 | 119.4% | 17.6% |
| 2016 | $16M | +644.2% | -$3M | $2.58 | 245.2% | -43.8% |
| 2015 | -$3M | - | -$3M | $-0.65 | -168.8% | -184.9% |
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Start ComparisonJCAP — Frequently Asked Questions
Quick answers to the most common questions about buying JCAP stock.
Is JCAP growing earnings?
JCAP EPS fell to $6.84, with earnings declining -5.2%. This contrasts with the 5-year CAGR of -6.8%. TTM net income dropped to $140M.
What are JCAP's profit margins?
Jefferson Capital, Inc. Common Stock net margin is +24.3%, with operating margin at +50.8%. Above-average margins indicate pricing power.
How consistent are JCAP's earnings?
JCAP earnings data spans 2015-2024. The declining earnings trend is -5.2% YoY. Historical data enables comparison across business cycles.