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The Mosaic Company (MOS) Total Return Calculator with Dividends Reinvested

The Mosaic Company

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The total return for The Mosaic Company (MOS) stock is -21.11% over the past 12 months. So far it's down 6.16% this year. The 5-year total return is -22.55%, meaning $10,000 invested in MOS stock 5 years ago would be worth $7,745 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in MOS 1 year ago, it would be worth $7,871 today — you'd have lost $2,129 with dividends reinvested.

With Dividends Reinvested$7,871-21.29%

Price Only (No DRIP)$7,639-23.61%

Dividend Boost+$2324 payments · +2.32% extra

Period2025-05-06 → 2026-05-05

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in MOS

1Y$7,889-$2,111 (-21.1%)-21.1% CAGR

3Y$6,597-$3,403 (-34.0%)-12.9% CAGR

5Y$7,745-$2,255 (-22.6%)-5.0% CAGR

10Y$11,115+$1,115 (+11.1%)1.1% CAGR

15Y$4,720-$5,280 (-52.8%)-4.9% CAGR

20Y$19,842+$9,842 (+98.4%)3.5% CAGR

30Y$9,512-$488 (-4.9%)-0.2% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-06-05	$0.22	$36.40	+0.006044
2025-09-08	$0.22	$32.58	+0.006793
2025-12-04	$0.22	$24.10	+0.009246
2026-03-09	$0.22	$26.92	+0.008353

Loading MOS total return...

As of 2026-05-06

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	-6.16%	—	-7.03%	+0.88 pp	$9,384
1Y	-21.11%	-21.11%	-23.99%	+2.88 pp	$7,889
3Y	-34.03%	-12.95%	-40.53%	+6.49 pp	$6,597
5Y	-22.55%	-4.98%	-33.37%	+10.82 pp	$7,745
10Y	+11.15%	1.06%	-10.81%	+21.96 pp	$11,115
15Y	-52.80%	-4.88%	-66.85%	+14.04 pp	$4,720
20Y	+98.42%	3.49%	+36.90%	+61.52 pp	$19,842
30Y	-4.88%	-0.17%	-37.56%	+32.68 pp	$9,512

Risk & Highlights

Best Year+335.75%2007

Worst Year-63.48%2008

Max Drawdown-39.09%2025-07-02 → 2026-05-04

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+12.15%	+11.27%	+0.9pp	+0.41%	+11.7pp
2025	+2.42%	-1.19%	+3.6pp	+16.64%	-14.2pp
2024	-30.32%	-32.62%	+2.3pp	+24.00%	-54.3pp
2023	-13.72%	-16.19%	+2.5pp	+24.81%	-38.5pp
2022	+10.56%	+9.16%	+1.4pp	-19.95%	+30.5pp

MOS underperformed the S&P 500 by 49.55pp over the past year (-21.11% vs +28.44%).

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MOS Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
MOSThe Mosaic Company	$7.4B	-12.3%	-6.2%	-21.1%	+2.9pp	-34.0%	-22.6%	+11.1%
NTRNutrien Ltd.	$37.3B	+1.9%	+23.2%	+41.3%	+3.9pp	+28.7%	+48.3%	+70.2%
CFCF Industries Holdings, Inc.	$20.0B	-2.2%	+60.4%	+60.7%	+2.5pp	+92.0%	+172.6%	+362.9%
ICLICL Group Ltd	$7.2B	+6.5%	-2.5%	-15.1%	+2.6pp	+2.4%	+8.6%	+84.9%
SMGThe Scotts Miracle-Gro Company	$3.5B	-8.2%	+2.2%	+11.7%	+4.7pp	+2.3%	-69.8%	+30.9%
OLNOlin Corporation	$3.3B	-1.8%	+34.2%	+43.0%	+3.9pp	-43.4%	-29.9%	+68.6%
ASXASE Technology Holding Co., Ltd.	$73.1B	+48.3%	+98.3%	+272.6%	+3.9pp	+387.7%	+356.7%	+690.3%
UAMYUnited States Antimony Corporation	$1.6B	+34.8%	+88.0%	+227.0%	—	+3207.6%	+1227.1%	+3744.8%
DEDeere & Company	$156.1B	+0.1%	+23.7%	+21.0%	+1.3pp	+55.9%	+59.1%	+659.4%
ADMArcher-Daniels-Midland Company	$38.1B	+7.9%	+34.9%	+71.0%	+4.3pp	+12.0%	+33.3%	+149.4%
BGBunge Global S.A.	$25.3B	+1.5%	+41.5%	+71.1%	+3.6pp	+53.0%	+58.9%	+151.5%

Compare:MOS vs NTR MOS vs CF MOS vs ICL MOS vs NTR vs CF

About MOS Dividend Returns

The Mosaic Company (MOS) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of MOS over the past year?

The Mosaic Company (MOS) delivered a total return of -21.11% over the past year when dividends are reinvested. The price-only return was -23.99%, meaning dividends contributed an additional 2.88 percentage points to total returns.

Q2How much would $10,000 invested in MOS be worth today?

A $10,000 investment in The Mosaic Company one year ago would be worth $7,889 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $7,601. Dividend reinvestment added $288 to the portfolio value.

Q3Does MOS pay dividends?

Yes, The Mosaic Company (MOS) pays dividends. In the last year, MOS paid approximately $0.95 per share in dividends (4.09% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did MOS beat the S&P 500?

No, The Mosaic Company (MOS) underperformed the S&P 500 by 49.55 percentage points over the past year. MOS delivered a total return of -21.11%, compared to the S&P 500's 28.44%. This means a passive S&P 500 index fund outperformed MOS by 49.55pp during this period.

Q5What is MOS's worst drawdown?

The Mosaic Company (MOS) experienced a maximum drawdown of -39.09% over the past year, declining from its peak on 2025-07-02 to its trough on 2026-05-04. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is MOS's long-term total return over 10, 20, or 30 years?

Here are The Mosaic Company (MOS)'s long-term returns with dividends reinvested. Over 10 years, the total return is 11.1% (1.1% CAGR) — $10,000 would have grown to $11,115. Over 20 years: 98.4% total return (3.5% CAGR) — $10,000 → $19,842. Over 30 years: -4.9% total return (-0.2% CAGR) — $10,000 → $9,512. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was MOS's best and worst year?

The Mosaic Company's best calendar year was 2007 with a total return of 335.8%. Its worst year was 2008 with a total return of -63.5%. This range shows the volatility investors should expect — the difference between the best and worst year is 399.2 percentage points.