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Pearl Diver Credit Company Inc. (PDPA) Total Return Calculator with Dividends Reinvested

Pearl Diver Credit Company Inc.

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The total return for Pearl Diver Credit Company Inc. (PDPA) stock is +10.73% over the past 12 months. So far it's up 2.80% this year. The 5-year total return is +13.51%, meaning $10,000 invested in PDPA stock 5 years ago would be worth $11,351 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in PDPA 1 year ago, it would be worth $11,085 today — you'd have gained $1,085 with dividends reinvested.

With Dividends Reinvested$11,085+10.85%

Price Only (No DRIP)$10,239+2.39%

Dividend Boost+$84612 payments · +8.46% extra

Period2025-05-07 → 2026-05-06

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in PDPA

1Y$11,073+$1,073 (+10.7%)10.7% CAGR

3Y$11,351+$1,351 (+13.5%)4.3% CAGR

5Y$11,351+$1,351 (+13.5%)2.6% CAGR

10Y$11,351+$1,351 (+13.5%)1.3% CAGR

15Y$11,351+$1,351 (+13.5%)0.8% CAGR

20Y$11,351+$1,351 (+13.5%)0.6% CAGR

30Y$11,351+$1,351 (+13.5%)0.4% CAGR

Dividend Reinvestment History (12)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-05-16	$0.17	$24.81	+0.006719
2025-06-16	$0.17	$24.68	+0.006800
2025-07-17	$0.17	$25.12	+0.006726
2025-08-15	$0.17	$25.24	+0.006738
2025-09-16	$0.17	$25.47	+0.006722
2025-10-17	$0.17	$25.17	+0.006846
2025-11-14	$0.17	$25.17	+0.006892
2025-12-17	$0.17	$25.12	+0.006951
2026-01-16	$0.17	$25.20	+0.006975
2026-02-13	$0.17	$25.20	+0.007021
2026-03-17	$0.17	$25.14	+0.007084
2026-04-16	$0.17	$25.21	+0.007112

Loading PDPA total return...

As of 2026-05-07

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+2.80%	—	+0.16%	+2.65 pp	$10,280
1Y	+10.73%	10.73%	+2.60%	+8.13 pp	$11,073
3Y	+13.51%	4.31%	+2.39%	+11.11 pp	$11,351
5Y	+13.51%	2.57%	+2.39%	+11.11 pp	$11,351
10Y	+13.51%	1.27%	+2.39%	+11.11 pp	$11,351
15Y	+13.51%	0.85%	+2.39%	+11.11 pp	$11,351
20Y	+13.51%	0.64%	+2.39%	+11.11 pp	$11,351
30Y	+13.51%	0.42%	+2.39%	+11.11 pp	$11,351

Risk & Highlights

Best Year+9.27%2025

Worst Year+0.93%2024

Max Drawdown-2.16%2025-10-28 → 2026-04-02

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+2.83%	-0.48%	+3.3pp	+0.41%	+2.4pp
2025	+9.27%	+0.98%	+8.3pp	+16.64%	-7.4pp
2024	+0.93%	+0.93%	—	+24.00%	-23.1pp

PDPA underperformed the S&P 500 by 20.59pp over the past year (+10.73% vs +31.32%).

Loading summary...

PDPA Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
PDPAPearl Diver Credit Company Inc.	$202M	+0.6%	+2.8%	+10.7%	+8.1pp	+13.5%	+13.5%	+13.5%
OXLCOxford Lane Capital Corp.	$974M	+2.5%	-24.1%	-36.8%	+20.6pp	-3.9%	-5.3%	+23.9%
ECCEagle Point Credit Company Inc.	$552M	+5.5%	-20.3%	-28.3%	+19.7pp	-17.5%	+6.5%	+33.8%
OCCIOFS Credit Company, Inc.	$95M	+14.4%	-23.8%	-30.0%	+18.9pp	-11.0%	-13.9%	-7.7%
EICEagle Point Income Company Inc.	$246M	+10.7%	-3.9%	-16.1%	+11.2pp	+12.7%	+26.6%	+12.5%
ARCCAres Capital Corporation	$13.8B	+4.7%	-3.9%	+1.9%	+9.3pp	+35.3%	+49.5%	+139.7%
GBDCGolub Capital BDC, Inc.	$3.5B	+3.9%	+0.5%	+4.4%	+10.6pp	+36.5%	+33.5%	+61.2%
PSECProspect Capital Corporation	$1.3B	+5.3%	+13.4%	-7.8%	+15.0pp	-26.8%	-24.7%	+36.6%
SLRCSLR Investment Corp.	$761M	-5.2%	-6.9%	+0.5%	+10.6pp	+33.0%	+17.8%	+64.1%
CGBDCarlyle Secured Lending, Inc.	$866M	+7.6%	-2.2%	-5.3%	+11.2pp	+26.8%	+51.3%	+48.4%
PFLTPennantPark Floating Rate Capital Ltd.	$914M	+9.8%	+2.4%	+3.7%	+12.2pp	+20.7%	+19.4%	+77.8%

Compare:PDPA vs OXLC PDPA vs ECC PDPA vs OCCI PDPA vs OXLC vs ECC

About PDPA Dividend Returns

Pearl Diver Credit Company Inc. (PDPA) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of PDPA over the past year?

Pearl Diver Credit Company Inc. (PDPA) delivered a total return of 10.73% over the past year when dividends are reinvested. The price-only return was 2.60%, meaning dividends contributed an additional 8.13 percentage points to total returns.

Q2How much would $10,000 invested in PDPA be worth today?

A $10,000 investment in Pearl Diver Credit Company Inc. one year ago would be worth $11,073 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $10,260. Dividend reinvestment added $813 to the portfolio value.

Q3Does PDPA pay dividends?

Yes, Pearl Diver Credit Company Inc. (PDPA) pays dividends. In the last year, PDPA paid approximately $0.00 per share in dividends. Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did PDPA beat the S&P 500?

No, Pearl Diver Credit Company Inc. (PDPA) underperformed the S&P 500 by 20.59 percentage points over the past year. PDPA delivered a total return of 10.73%, compared to the S&P 500's 31.32%. This means a passive S&P 500 index fund outperformed PDPA by 20.59pp during this period.

Q5What is PDPA's worst drawdown?

Pearl Diver Credit Company Inc. (PDPA) experienced a maximum drawdown of -2.16% over the past year, declining from its peak on 2025-10-28 to its trough on 2026-04-02. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is PDPA's long-term total return over 10, 20, or 30 years?

Here are Pearl Diver Credit Company Inc. (PDPA)'s long-term returns with dividends reinvested. Over 10 years, the total return is 13.5% (1.3% CAGR) — $10,000 would have grown to $11,351. Over 20 years: 13.5% total return (0.6% CAGR) — $10,000 → $11,351. Over 30 years: 13.5% total return (0.4% CAGR) — $10,000 → $11,351. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was PDPA's best and worst year?

Pearl Diver Credit Company Inc.'s best calendar year was 2025 with a total return of 9.3%. Its worst year was 2024 with a total return of 0.9%. This range shows the volatility investors should expect — the difference between the best and worst year is 8.3 percentage points.