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INTU vs CRM
Revenue, margins, valuation, and 5-year total return — side by side.
Software - Application
INTU vs CRM — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Software - Application | Software - Application |
| Market Cap | $111.18B | $179.88B |
| Revenue (TTM) | $20.12B | $41.52B |
| Net Income (TTM) | $4.34B | $7.46B |
| Gross Margin | 81.2% | 77.7% |
| Operating Margin | 27.1% | 21.5% |
| Forward P/E | 17.2x | 15.9x |
| Total Debt | $6.64B | $6.74B |
| Cash & Equiv. | $2.88B | $7.33B |
INTU vs CRM — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Intuit Inc. (INTU) | 100 | 133.8 | +33.8% |
| Salesforce, Inc. (CRM) | 100 | 103.7 | +3.7% |
Price return only. Dividends and distributions are not included.
Quick Verdict: INTU vs CRM
Each card shows where this stock fits in a portfolio — not just who wins on paper.
INTU carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 14 yrs, beta 0.61, yield 1.1%
- Rev growth 15.6%, EPS growth 31.1%, 3Y rev CAGR 14.0%
- 323.4% 10Y total return vs CRM's 158.4%
CRM is the clearest fit if your priority is value and momentum.
- Lower P/E (15.9x vs 17.2x)
- -30.8% vs INTU's -36.3%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 15.6% revenue growth vs CRM's 9.6% | |
| Value | Lower P/E (15.9x vs 17.2x) | |
| Quality / Margins | 21.6% margin vs CRM's 18.0% | |
| Stability / Safety | Beta 0.61 vs CRM's 0.82 | |
| Dividends | 1.1% yield, 14-year raise streak, vs CRM's 0.9% | |
| Momentum (1Y) | -30.8% vs INTU's -36.3% | |
| Efficiency (ROA) | 12.7% ROA vs CRM's 6.6%, ROIC 16.5% vs 10.9% |
INTU vs CRM — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
INTU vs CRM — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
INTU leads this category, winning 5 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
CRM is the larger business by revenue, generating $41.5B annually — 2.1x INTU's $20.1B. Profitability is closely matched — net margins range from 21.6% (INTU) to 18.0% (CRM). On growth, INTU holds the edge at +17.4% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $20.1B | $41.5B |
| EBITDAEarnings before interest/tax | $5.9B | $11.4B |
| Net IncomeAfter-tax profit | $4.3B | $7.5B |
| Free Cash FlowCash after capex | $6.8B | $14.4B |
| Gross MarginGross profit ÷ Revenue | +81.2% | +77.7% |
| Operating MarginEBIT ÷ Revenue | +27.1% | +21.5% |
| Net MarginNet income ÷ Revenue | +21.6% | +18.0% |
| FCF MarginFCF ÷ Revenue | +34.0% | +34.7% |
| Rev. Growth (YoY)Latest quarter vs prior year | +17.4% | +12.1% |
| EPS Growth (YoY)Latest quarter vs prior year | +47.9% | +18.3% |
Valuation Metrics
CRM leads this category, winning 6 of 7 comparable metrics.
Valuation Metrics
At 24.0x trailing earnings, CRM trades at a 18% valuation discount to INTU's 29.1x P/E. Adjusting for growth (PEG ratio), CRM offers better value at 1.96x vs INTU's 2.00x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | ||
|---|---|---|
| Market CapShares × price | $111.2B | $179.9B |
| Enterprise ValueMkt cap + debt − cash | $114.9B | $179.3B |
| Trailing P/EPrice ÷ TTM EPS | 29.14x | 23.97x |
| Forward P/EPrice ÷ next-FY EPS est. | 17.16x | 15.88x |
| PEG RatioP/E ÷ EPS growth rate | 2.00x | 1.96x |
| EV / EBITDAEnterprise value multiple | 20.05x | 20.11x |
| Price / SalesMarket cap ÷ Revenue | 5.90x | 4.33x |
| Price / BookPrice ÷ Book value/share | 5.72x | 3.02x |
| Price / FCFMarket cap ÷ FCF | 18.28x | 12.49x |
Profitability & Efficiency
INTU leads this category, winning 7 of 9 comparable metrics.
Profitability & Efficiency
INTU delivers a 22.8% return on equity — every $100 of shareholder capital generates $23 in annual profit, vs $13 for CRM. CRM carries lower financial leverage with a 0.11x debt-to-equity ratio, signaling a more conservative balance sheet compared to INTU's 0.34x. On the Piotroski fundamental quality scale (0–9), INTU scores 9/9 vs CRM's 8/9, reflecting strong financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +22.8% | +12.6% |
| ROA (TTM)Return on assets | +12.7% | +6.6% |
| ROICReturn on invested capital | +16.5% | +10.9% |
| ROCEReturn on capital employed | +19.2% | +11.9% |
| Piotroski ScoreFundamental quality 0–9 | 9 | 8 |
| Debt / EquityFinancial leverage | 0.34x | 0.11x |
| Net DebtTotal debt minus cash | $3.8B | -$590M |
| Cash & Equiv.Liquid assets | $2.9B | $7.3B |
| Total DebtShort + long-term debt | $6.6B | $6.7B |
| Interest CoverageEBIT ÷ Interest expense | 428.27x | 44.14x |
Total Returns (Dividends Reinvested)
CRM leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in INTU five years ago would be worth $10,614 today (with dividends reinvested), compared to $8,853 for CRM. Over the past 12 months, CRM leads with a -30.8% total return vs INTU's -36.3%. The 3-year compound annual growth rate (CAGR) favors CRM at -1.2% vs INTU's -1.2% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | -36.3% | -26.1% |
| 1-Year ReturnPast 12 months | -36.3% | -30.8% |
| 3-Year ReturnCumulative with dividends | -3.6% | -3.5% |
| 5-Year ReturnCumulative with dividends | +6.1% | -11.5% |
| 10-Year ReturnCumulative with dividends | +323.4% | +158.4% |
| CAGR (3Y)Annualised 3-year return | -1.2% | -1.2% |
Risk & Volatility
Evenly matched — INTU and CRM each lead in 1 of 2 comparable metrics.
Risk & Volatility
INTU is the less volatile stock with a 0.61 beta — it tends to amplify market swings less than CRM's 0.82 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. CRM currently trades 63.2% from its 52-week high vs INTU's 49.0% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.61x | 0.82x |
| 52-Week HighHighest price in past year | $813.70 | $296.05 |
| 52-Week LowLowest price in past year | $342.11 | $163.52 |
| % of 52W HighCurrent price vs 52-week peak | +49.0% | +63.2% |
| RSI (14)Momentum oscillator 0–100 | 51.5 | 52.6 |
| Avg Volume (50D)Average daily shares traded | 3.7M | 12.7M |
Analyst Outlook
INTU leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Wall Street rates INTU as "Buy" and CRM as "Buy". Consensus price targets imply 67.4% upside for INTU (target: $667) vs 53.5% for CRM (target: $287). For income investors, INTU offers the higher dividend yield at 1.05% vs CRM's 0.89%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $666.75 | $287.00 |
| # AnalystsCovering analysts | 43 | 97 |
| Dividend YieldAnnual dividend ÷ price | +1.1% | +0.9% |
| Dividend StreakConsecutive years of raises | 14 | 2 |
| Dividend / ShareAnnual DPS | $4.20 | $1.66 |
| Buyback YieldShare repurchases ÷ mkt cap | +2.5% | +7.0% |
INTU leads in 3 of 6 categories (Income & Cash Flow, Profitability & Efficiency). CRM leads in 2 (Valuation Metrics, Total Returns). 1 tied.
INTU vs CRM: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is INTU or CRM a better buy right now?
For growth investors, Intuit Inc.
(INTU) is the stronger pick with 15. 6% revenue growth year-over-year, versus 9. 6% for Salesforce, Inc. (CRM). Salesforce, Inc. (CRM) offers the better valuation at 24. 0x trailing P/E (15. 9x forward), making it the more compelling value choice. Analysts rate Intuit Inc. (INTU) a "Buy" — based on 43 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — INTU or CRM?
On trailing P/E, Salesforce, Inc.
(CRM) is the cheapest at 24. 0x versus Intuit Inc. at 29. 1x. On forward P/E, Salesforce, Inc. is actually cheaper at 15. 9x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Intuit Inc. wins at 1. 18x versus Salesforce, Inc. 's 1. 30x — a reasonable growth-adjusted valuation.
03Which is the better long-term investment — INTU or CRM?
Over the past 5 years, Intuit Inc.
(INTU) delivered a total return of +6. 1%, compared to -11. 5% for Salesforce, Inc. (CRM). Over 10 years, the gap is even starker: INTU returned +323. 4% versus CRM's +158. 4%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — INTU or CRM?
By beta (market sensitivity over 5 years), Intuit Inc.
(INTU) is the lower-risk stock at 0. 61β versus Salesforce, Inc. 's 0. 82β — meaning CRM is approximately 34% more volatile than INTU relative to the S&P 500. On balance sheet safety, Salesforce, Inc. (CRM) carries a lower debt/equity ratio of 11% versus 34% for Intuit Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — INTU or CRM?
By revenue growth (latest reported year), Intuit Inc.
(INTU) is pulling ahead at 15. 6% versus 9. 6% for Salesforce, Inc. (CRM). On earnings-per-share growth, the picture is similar: Intuit Inc. grew EPS 31. 1% year-over-year, compared to 22. 6% for Salesforce, Inc.. Over a 3-year CAGR, INTU leads at 14. 0% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — INTU or CRM?
Intuit Inc.
(INTU) is the more profitable company, earning 20. 5% net margin versus 18. 0% for Salesforce, Inc. — meaning it keeps 20. 5% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: INTU leads at 26. 1% versus 21. 5% for CRM. At the gross margin level — before operating expenses — INTU leads at 80. 8%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is INTU or CRM more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, Intuit Inc. (INTU) is the more undervalued stock at a PEG of 1. 18x versus Salesforce, Inc. 's 1. 30x. A PEG below 1. 5 suggests fair-to-attractive pricing relative to expected growth. On forward earnings alone, Salesforce, Inc. (CRM) trades at 15. 9x forward P/E versus 17. 2x for Intuit Inc. — 1. 3x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for INTU: 67. 4% to $666. 75.
08Which pays a better dividend — INTU or CRM?
All stocks in this comparison pay dividends.
Intuit Inc. (INTU) offers the highest yield at 1. 1%, versus 0. 9% for Salesforce, Inc. (CRM).
09Is INTU or CRM better for a retirement portfolio?
For long-horizon retirement investors, Intuit Inc.
(INTU) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 61), 1. 1% yield, +323. 4% 10Y return). Both have compounded well over 10 years (INTU: +323. 4%, CRM: +158. 4%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between INTU and CRM?
Both stocks operate in the Technology sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: INTU is a mid-cap high-growth stock; CRM is a mid-cap quality compounder stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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