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NRDS vs QNST
Revenue, margins, valuation, and 5-year total return — side by side.
Advertising Agencies
NRDS vs QNST — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Financial - Credit Services | Advertising Agencies |
| Market Cap | $345M | $788M |
| Revenue (TTM) | $837M | $1.11B |
| Net Income (TTM) | $49M | $62M |
| Gross Margin | 92.4% | 10.0% |
| Operating Margin | 7.8% | 1.3% |
| Forward P/E | 11.1x | 10.8x |
| Total Debt | $0.00 | $10M |
| Cash & Equiv. | $98M | $101M |
NRDS vs QNST — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Nov 21 | May 26 | Return |
|---|---|---|---|
| NerdWallet, Inc. (NRDS) | 100 | 60.2 | -39.8% |
| QuinStreet, Inc. (QNST) | 100 | 90.3 | -9.7% |
Price return only. Dividends and distributions are not included.
Quick Verdict: NRDS vs QNST
Each card shows where this stock fits in a portfolio — not just who wins on paper.
NRDS is the clearest fit if your priority is quality and momentum.
- 5.8% margin vs QNST's 5.6%
- +28.4% vs QNST's -25.2%
QNST carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- beta 1.23
- Rev growth 78.3%, EPS growth 114.2%, 3Y rev CAGR 23.4%
- 306.8% 10Y total return vs NRDS's -61.5%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 78.3% revenue growth vs NRDS's 21.7% | |
| Value | Lower P/E (10.8x vs 11.1x) | |
| Quality / Margins | 5.8% margin vs QNST's 5.6% | |
| Stability / Safety | Beta 1.23 vs NRDS's 1.39 | |
| Dividends | Tie | Neither stock pays a meaningful dividend |
| Momentum (1Y) | +28.4% vs QNST's -25.2% | |
| Efficiency (ROA) | 14.0% ROA vs NRDS's 10.6%, ROIC 2.8% vs 13.1% |
NRDS vs QNST — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
NRDS vs QNST — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
NRDS leads this category, winning 4 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
QNST and NRDS operate at a comparable scale, with $1.1B and $837M in trailing revenue. Profitability is closely matched — net margins range from 5.8% (NRDS) to 5.6% (QNST).
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $837M | $1.1B |
| EBITDAEarnings before interest/tax | $102M | $37M |
| Net IncomeAfter-tax profit | $49M | $62M |
| Free Cash FlowCash after capex | $122M | $93M |
| Gross MarginGross profit ÷ Revenue | +92.4% | +10.0% |
| Operating MarginEBIT ÷ Revenue | +7.8% | +1.3% |
| Net MarginNet income ÷ Revenue | +5.8% | +5.6% |
| FCF MarginFCF ÷ Revenue | +15.6% | +8.4% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | +1.9% |
| EPS Growth (YoY)Latest quarter vs prior year | -62.7% | +32.6% |
Valuation Metrics
NRDS leads this category, winning 5 of 6 comparable metrics.
Valuation Metrics
At 17.0x trailing earnings, NRDS trades at a 90% valuation discount to QNST's 171.4x P/E. On an enterprise value basis, NRDS's 3.8x EV/EBITDA is more attractive than QNST's 22.7x.
| Metric | ||
|---|---|---|
| Market CapShares × price | $345M | $788M |
| Enterprise ValueMkt cap + debt − cash | $247M | $697M |
| Trailing P/EPrice ÷ TTM EPS | 17.02x | 171.38x |
| Forward P/EPrice ÷ next-FY EPS est. | 11.14x | 10.84x |
| PEG RatioP/E ÷ EPS growth rate | 0.33x | — |
| EV / EBITDAEnterprise value multiple | 3.79x | 22.72x |
| Price / SalesMarket cap ÷ Revenue | 0.41x | 0.72x |
| Price / BookPrice ÷ Book value/share | 2.21x | 3.30x |
| Price / FCFMarket cap ÷ FCF | 2.65x | 9.51x |
Profitability & Efficiency
NRDS leads this category, winning 5 of 7 comparable metrics.
Profitability & Efficiency
QNST delivers a 24.4% return on equity — every $100 of shareholder capital generates $24 in annual profit, vs $13 for NRDS.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +13.0% | +24.4% |
| ROA (TTM)Return on assets | +10.6% | +14.0% |
| ROICReturn on invested capital | +13.1% | +2.8% |
| ROCEReturn on capital employed | +17.0% | +2.4% |
| Piotroski ScoreFundamental quality 0–9 | 8 | 8 |
| Debt / EquityFinancial leverage | — | 0.04x |
| Net DebtTotal debt minus cash | -$98M | -$91M |
| Cash & Equiv.Liquid assets | $98M | $101M |
| Total DebtShort + long-term debt | $0 | $10M |
| Interest CoverageEBIT ÷ Interest expense | 122.00x | 51.94x |
Total Returns (Dividends Reinvested)
QNST leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in QNST five years ago would be worth $6,908 today (with dividends reinvested), compared to $3,848 for NRDS. Over the past 12 months, NRDS leads with a +28.4% total return vs QNST's -25.2%. The 3-year compound annual growth rate (CAGR) favors QNST at 19.5% vs NRDS's 6.5% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | -15.8% | -1.8% |
| 1-Year ReturnPast 12 months | +28.4% | -25.2% |
| 3-Year ReturnCumulative with dividends | +20.7% | +70.8% |
| 5-Year ReturnCumulative with dividends | -61.5% | -30.9% |
| 10-Year ReturnCumulative with dividends | -61.5% | +306.8% |
| CAGR (3Y)Annualised 3-year return | +6.5% | +19.5% |
Risk & Volatility
QNST leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
QNST is the less volatile stock with a 1.23 beta — it tends to amplify market swings less than NRDS's 1.39 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. QNST currently trades 72.7% from its 52-week high vs NRDS's 67.1% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.39x | 1.23x |
| 52-Week HighHighest price in past year | $16.24 | $19.03 |
| 52-Week LowLowest price in past year | $8.34 | $10.29 |
| % of 52W HighCurrent price vs 52-week peak | +67.1% | +72.7% |
| RSI (14)Momentum oscillator 0–100 | 53.5 | 51.9 |
| Avg Volume (50D)Average daily shares traded | 839K | 670K |
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
Wall Street rates NRDS as "Buy" and QNST as "Buy". Consensus price targets imply 46.9% upside for NRDS (target: $16) vs 8.5% for QNST (target: $15).
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $16.00 | $15.00 |
| # AnalystsCovering analysts | 6 | 13 |
| Dividend YieldAnnual dividend ÷ price | — | — |
| Dividend StreakConsecutive years of raises | — | — |
| Dividend / ShareAnnual DPS | — | — |
| Buyback YieldShare repurchases ÷ mkt cap | +0.6% | 0.0% |
NRDS leads in 3 of 6 categories (Income & Cash Flow, Valuation Metrics). QNST leads in 2 (Total Returns, Risk & Volatility).
NRDS vs QNST: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is NRDS or QNST a better buy right now?
For growth investors, QuinStreet, Inc.
(QNST) is the stronger pick with 78. 3% revenue growth year-over-year, versus 21. 7% for NerdWallet, Inc. (NRDS). NerdWallet, Inc. (NRDS) offers the better valuation at 17. 0x trailing P/E (11. 1x forward), making it the more compelling value choice. Analysts rate NerdWallet, Inc. (NRDS) a "Buy" — based on 6 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — NRDS or QNST?
On trailing P/E, NerdWallet, Inc.
(NRDS) is the cheapest at 17. 0x versus QuinStreet, Inc. at 171. 4x. On forward P/E, QuinStreet, Inc. is actually cheaper at 10. 8x — notably different from the trailing picture, reflecting expected earnings growth.
03Which is the better long-term investment — NRDS or QNST?
Over the past 5 years, QuinStreet, Inc.
(QNST) delivered a total return of -30. 9%, compared to -61. 5% for NerdWallet, Inc. (NRDS). Over 10 years, the gap is even starker: QNST returned +306. 8% versus NRDS's -61. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — NRDS or QNST?
By beta (market sensitivity over 5 years), QuinStreet, Inc.
(QNST) is the lower-risk stock at 1. 23β versus NerdWallet, Inc. 's 1. 39β — meaning NRDS is approximately 13% more volatile than QNST relative to the S&P 500.
05Which is growing faster — NRDS or QNST?
By revenue growth (latest reported year), QuinStreet, Inc.
(QNST) is pulling ahead at 78. 3% versus 21. 7% for NerdWallet, Inc. (NRDS). On earnings-per-share growth, the picture is similar: QuinStreet, Inc. grew EPS 114. 2% year-over-year, compared to 64. 1% for NerdWallet, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — NRDS or QNST?
NerdWallet, Inc.
(NRDS) is the more profitable company, earning 5. 8% net margin versus 0. 4% for QuinStreet, Inc. — meaning it keeps 5. 8% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: NRDS leads at 7. 8% versus 0. 6% for QNST. At the gross margin level — before operating expenses — NRDS leads at 92. 4%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is NRDS or QNST more undervalued right now?
On forward earnings alone, QuinStreet, Inc.
(QNST) trades at 10. 8x forward P/E versus 11. 1x for NerdWallet, Inc. — 0. 3x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for NRDS: 46. 9% to $16. 00.
08Which pays a better dividend — NRDS or QNST?
None of the stocks in this comparison currently pay a material dividend.
All are effectively zero-yield and should be held for capital appreciation rather than income.
09Is NRDS or QNST better for a retirement portfolio?
For long-horizon retirement investors, QuinStreet, Inc.
(QNST) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 1. 23), +306. 8% 10Y return). Both have compounded well over 10 years (QNST: +306. 8%, NRDS: -61. 5%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between NRDS and QNST?
These companies operate in different sectors (NRDS (Financial Services) and QNST (Communication Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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