WSR vs WHLR vs NXRT vs PECO vs CTO

For growth investors, CTO Realty Growth, Inc.

(CTO) is the stronger pick with 20. 1% revenue growth year-over-year, versus -4. 0% for Wheeler Real Estate Investment Trust, Inc. (WHLR). Whitestone REIT (WSR) offers the better valuation at 20. 0x trailing P/E (49. 1x forward), making it the more compelling value choice. Analysts rate Wheeler Real Estate Investment Trust, Inc. (WHLR) a "Buy" — based on 5 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, Whitestone REIT (WSR) is the cheapest at 20.

0x versus CTO Realty Growth, Inc. at 254. 1x. On forward P/E, Whitestone REIT is actually cheaper at 49. 1x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Phillips Edison & Company, Inc. wins at 0. 69x versus Whitestone REIT's 1. 05x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

Over the past 5 years, Phillips Edison & Company, Inc.

(PECO) delivered a total return of +640. 2%, compared to -100. 0% for Wheeler Real Estate Investment Trust, Inc. (WHLR). Over 10 years, the gap is even starker: PECO returned +693. 0% versus CTO's +79. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Phillips Edison & Company, Inc.

(PECO) is the lower-risk stock at 0. 27β versus Wheeler Real Estate Investment Trust, Inc. 's 2. 39β — meaning WHLR is approximately 777% more volatile than PECO relative to the S&P 500. On balance sheet safety, Phillips Edison & Company, Inc. (PECO) carries a lower debt/equity ratio of 96% versus 5% for NexPoint Residential Trust, Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), CTO Realty Growth, Inc.

(CTO) is pulling ahead at 20. 1% versus -4. 0% for Wheeler Real Estate Investment Trust, Inc. (WHLR). On earnings-per-share growth, the picture is similar: CTO Realty Growth, Inc. grew EPS 122. 8% year-over-year, compared to -30. 8% for NexPoint Residential Trust, Inc.. Over a 3-year CAGR, CTO leads at 22. 0% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Whitestone REIT (WSR) is the more profitable company, earning 31.

0% net margin versus -12. 7% for NexPoint Residential Trust, Inc. — meaning it keeps 31. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: WHLR leads at 36. 4% versus 11. 1% for NXRT. At the gross margin level — before operating expenses — NXRT leads at 84. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Phillips Edison & Company, Inc. (PECO) is the more undervalued stock at a PEG of 0. 69x versus Whitestone REIT's 1. 05x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Whitestone REIT (WSR) trades at 49. 1x forward P/E versus 55. 9x for CTO Realty Growth, Inc. — 6. 8x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for CTO: 5. 9% to $21. 50.

In this comparison, CTO (8.

6% yield), NXRT (7. 1% yield), WHLR (5. 4% yield), PECO (2. 8% yield) pay a dividend. WSR does not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, Phillips Edison & Company, Inc.

(PECO) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 27), 2. 8% yield, +693. 0% 10Y return). Wheeler Real Estate Investment Trust, Inc. (WHLR) carries a higher beta of 2. 39 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (PECO: +693. 0%, WHLR: +100. 2%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: WSR is a small-cap quality compounder stock; WHLR is a small-cap income-oriented stock; NXRT is a small-cap income-oriented stock; PECO is a small-cap quality compounder stock; CTO is a small-cap high-growth stock. WHLR, NXRT, PECO, CTO pay a dividend while WSR does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.