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$99.52$1.5B
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ATLC logo

Atlanticus Holdings Corporation (ATLC) Price Target Analysis

Updated Jun 18, 2026
Analyst Rating: Buy
Based on 6 analysts

0.1% Above Target

ATLC trades 0.1% above Wall Street's consensus target of $100.00.

Current Price$99.52
Average Target$100.00
Low$100.00
Median$100.00
High$100.00

Analyst Target Range

Forward P/E10.5x
(Value)
PEG Ratio1.23
(Fair)
Implied Growth+35.1%
(High Growth)
Analyst Spread0.0%
(High Agreement)

Price Forecast (1 Year)

Last 12 months price action with 12-month analyst target path

Current$99.52
Consensus$100.00
High$100.00
Low$100.00

Consensus Scenario Assumptions

The base valuation assumes ATLC achieves its forward estimates and maintains a stable P/E multiple of 10.5x. This scenario reflects the blended consensus of 6 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.

Analyst Ratings Distribution

Breakdown of 6 published analyst recommendations for ATLC

5/6 analysts are bullish
+42
BearishBullish
Weighted analyst sentiment score based on 6 ratings
ConsensusBuy
Coverage6 Analysts
Net Score+42
Bull / Bear83% / 0%
Strong Buy00%
Buy583%
Hold117%
Sell00%
Strong Sell00%
Strong Buy
00%
Buy
583%
Hold
117%
Sell
00%
Strong Sell
00%
Recommendation Mix83% Buy · 17% Hold · 0% Sell
Buy (5)Hold (1)Sell (0)

ATLC Price Target Analysis

Updated June 23, 2026

As of June 23, 2026, Atlanticus Holdings Corporation (ATLC) has a Wall Street consensus price target of $100.00, based on estimates from 6 covering analysts. With the stock currently trading at $99.52, this represents a potential downside of -0.1%. The company has a market capitalization of $1.50B.

Analyst price targets range from a low of $100.00 to a high of $100.00, representing a 0% spread in expectations. The median target of $100.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.

The current analyst consensus rating is Buy, with 5 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.

From a valuation perspective, ATLC trades at a trailing P/E of 16.7x and forward P/E of 10.5x. The forward PEG ratio of 1.23 indicates reasonable valuation for growth. Analysts expect EPS to grow +35.1% over the next year.

Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $142.67, with bear and bull scenarios of $89.88 and $187.99 respectively. Model confidence stands at 51/100, reflecting moderate uncertainty in projections.

Investment Context: Price targets represent analyst expectations for the next 12 months and should be considered alongside your own research. Targets are based on analysts' assumptions about earnings growth, margins, and market conditions which may change. For sector-specific context, view other Financial Services stocks.

Analyst Sentiment Comparison

Industry Peer Analysis
Avg Peer Upside
+20.8%
Industry Consensus
Avg Forward P/E
10.9x
(Value)
Peers with Coverage
9 / 10
Active Analyst Tracking
CompanyMarket CapPriceTargetUpside PotentialRatingFwd P/EAnalysts
CACC logo
CACCCredit Acceptance Corporation
$6.0B$577.53$540.00
-6.9%
Hold12.0x18
OMF logo
OMFOneMain Holdings, Inc.
$6.8B$58.23$67.00
+15.2%
Buy8.0x31
ENVA logo
ENVAEnova International, Inc.
$5.1B$204.74$205.00
+1.2%
Buy12.3x10
WRLD logo
WRLDWorld Acceptance Corporation
$916M$181.73——Hold25.2x10
PRAA logo
PRAAPRA Group, Inc.
$605M$15.86$25.00
+67.3%
Hold5.9x13
SLM logo
SLMSLM Corporation
$4.5B$22.84$30.80
+33.7%
Buy7.3x25
COF logo
COFCapital One Financial Corporation
$124.2B$200.70$266.90
+32.4%
Buy10.3x56
SYF logo
SYFSynchrony Financial
$26.3B$75.71$89.75
+19.3%
Buy8.1x41
ALLY logo
ALLYAlly Financial Inc.
$14.3B$45.57$53.57
+17.8%
Buy8.5x38
NAVI logo
NAVINavient Corporation
$740M$7.87$8.67
+7.2%
Hold11.2x24

ATLC — Frequently Asked Questions

Quick answers to the most common questions about buying ATLC stock.

What is the ATLC stock price target for 2026?

Wall Street's consensus price target for ATLC is $100, -0.1% from its current price of $99.52. The below-market target from 6 analysts suggests limited near-term appreciation.

Is ATLC a buy, sell, or hold?

ATLC has a consensus rating of "Buy" based on 6 Wall Street analysts. The rating breakdown is predominantly bullish, with 5 Buy/Strong Buy ratings. The consensus 12-month price target of $100 implies -0.1% downside from current levels.

Is ATLC stock overvalued or undervalued?

With a forward P/E of 10.5456x, ATLC trades at a relatively low valuation. The consensus target of $100 implies -0.1% move, suggesting the market may be pricing in risks.

How high can ATLC stock go?

The most bullish Wall Street analyst has a price target of $100 for ATLC, while the most conservative target is $100. The consensus of $100 represents the median expectation. Our quantitative valuation model projects a bull case target of $188 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.

How many analysts cover ATLC stock?

ATLC is moderately covered, with 6 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 5 have Buy ratings, 1 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.

What is the ATLC stock forecast?

The 12-month ATLC stock forecast based on 6 Wall Street analysts shows a consensus price target of $100, with estimates ranging from $100 (bear case) to $100 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $143, with bear/bull scenarios of $90/$188.

What is ATLC's fair value based on fundamentals?

Our quantitative valuation model calculates ATLC's fair value at $143 (base case), with a bear case of $90 and bull case of $188. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 51/100.

What is ATLC's forward P/E ratio?

ATLC trades at a forward P/E ratio of 10.5x based on next-twelve-months earnings estimates compared to a trailing P/E of 16.7x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.

Should I buy ATLC stock?

Analysts are cautious on ATLC, with 0 Sell ratings and a price target of $100 (-0.1% from current price). The "Buy" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.

Why do ATLC price targets vary so much?

ATLC analyst price targets range from $100 to $100, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $100 consensus represents the middle ground. Our model's $90-$188 range provides an independent fundamental perspective.

Consensus-Based Analysis Tools

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Peer Comparison

Compare growth, multiples, and margins vs sector.

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