Wall Street analyst price targets, ratings consensus & upside potential · Updated Feb 28, 2026
Last 12 months price action with 12-month analyst target path
As of March 2, 2026, Atlanticus Holdings Corporation (ATLC) has a Wall Street consensus price target of $95.00, based on estimates from 6 covering analysts. With the stock currently trading at $52.31, this represents a potential upside of +81.6%. The company has a market capitalization of $791M.
Analyst price targets range from a low of $95.00 to a high of $95.00, representing a 0% spread in expectations. The median target of $95.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 5 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, ATLC trades at a trailing P/E of 11.0x and forward P/E of 6.0x. The forward PEG ratio of 0.25 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +41.8% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $114.94, with bear and bull scenarios of $-205.40 and $384.57 respectively. Model confidence stands at 52/100, reflecting moderate uncertainty in projections.
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Start ComparisonThe consensus Wall Street price target for ATLC is $95, representing 81.6% upside from the current price of $52.31. With 6 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.
ATLC has a consensus rating of "Buy" based on 6 Wall Street analysts. The rating breakdown is predominantly bullish, with 5 Buy/Strong Buy ratings. The consensus 12-month price target of $95 implies 81.6% upside from current levels.
With a forward P/E of 5.9794x, ATLC trades at a relatively low valuation. The consensus target of $95 implies 81.6% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $95 for ATLC, while the most conservative target is $95. The consensus of $95 represents the median expectation. Our quantitative valuation model projects a bull case target of $385 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
ATLC is moderately covered, with 6 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 5 have Buy ratings, 1 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month ATLC stock forecast based on 6 Wall Street analysts shows a consensus price target of $95, with estimates ranging from $95 (bear case) to $95 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $115, with bear/bull scenarios of $-205/$385.
Our quantitative valuation model calculates ATLC's fair value at $115 (base case), with a bear case of $-205 and bull case of $385. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 52/100.
ATLC trades at a forward P/E ratio of 6.0x based on next-twelve-months earnings estimates compared to a trailing P/E of 11.0x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are very optimistic on ATLC, with a "Buy" consensus rating and $95 price target (81.6% upside). 5 of 6 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
ATLC analyst price targets range from $95 to $95, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $95 consensus represents the middle ground. Our model's $-205-$385 range provides an independent fundamental perspective.