Brookfield Wealth Solutions Ltd.(BNT)Earnings, Financials & Key Ratios
BNT•NYSE•Insurance & Managed Care
17.8× P/E·Price updated Jun 19, 2026
SectorFinancial ServicesIndustryDiversified InsuranceSub-IndustryLife, annuity and benefits insurers
AboutBrookfield Reinsurance Ltd., through its subsidiaries, provides insurance and reinsurance services to individuals and institutions in the United States, Canada, and internationally. The company operates in three segments: Direct Insurance, Reinsurance, and Pension Risk Transfer (PRT). The Direct Insurance segment offers a range of insurance products and services including Whole, Universal, Variable Universal, and Credit Life insurance products; deferred, single premium immediate, and variable annuities; primary and excess casualty products, such as specialty casualty, construction defect, general liability, commercial multi-peril, workers compensation, product liability, environmental liability, and auto liability; professional liability including management, transaction, and errors and omissions liability; property insurance for homeowners and renters, inland marine, and auto physical damages; surety, animal mortality, and ocean marine insurance; and health insurance, credit insurance, and pension products. The Reinsurance segment provides reinsurance of annuity-based products, such as fixed, fixed index, and payout annuities. The PRT segment provides transfer by a corporate sponsor of the risks associated with the sponsorship and administration of a pension plan. The company was formerly known as Brookfield Asset Management Reinsurance Partners Ltd. and changed its name to Brookfield Reinsurance Ltd. in December 2022. Brookfield Reinsurance Ltd. was incorporated in 2020 and is headquartered in Pembroke, Bermuda.Show more
- Revenue$11.84B-17.4%
- Combined Ratio91.69%+0.2%
- Net Income$779M-35.8%
- Return on Equity5.03%-54.5%
- Medical Cost Ratio38.58%-51.5%
- Operating Margin8.31%-1.8%
- Net Margin6.58%-22.2%
- ROA0.54%-55.3%
- Equity / Assets11.95%+27.9%
BNT Key Insights
Brookfield Wealth Solutions Ltd. (BNT) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Profitable underwriting: 91.7% combined ratio
- ✓Strong 5Y profit CAGR of 278.8%
- ✓Low loss ratio of 38.6%
- ✓Trading at only 0.8x book value
✗Weaknesses
- ✗Shares diluted 77.2% in last year
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Get notified when BNT posts new earnings or crosses analyst targets
Free. No account needed. Unsubscribe any time.
BNT Price & Volume
Brookfield Wealth Solutions Ltd. (BNT) stock price & volume — 10-year historical chart
Loading chart...
BNT Growth Metrics
Brookfield Wealth Solutions Ltd. (BNT) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years87.27%
3 Years39.4%
TTM-23.56%
Profit CAGR
10 Years-
5 Years278.75%
3 Years16.03%
TTM-11.11%
EPS CAGR
10 Years-
5 Years133.65%
3 Years-43.35%
TTM-64.52%
Return on Capital
10 Years0.63%
5 Years0.72%
3 Years1.14%
Last Year0.68%
BNT Recent Earnings
Brookfield Wealth Solutions Ltd. (BNT) EPS & revenue vs analyst estimates — last 4 quarters
Q2 2026Latest
May 14, 2026Metric
Actual
Est
EPS
$0.07
—
Rev
$1.6B
—
Q1 2026
Feb 12, 2026Metric
Actual
Est
EPS
$0.06
—
Rev
$3.1B
—
Q4 2025
Nov 13, 2025Metric
Actual
Est
EPS
$0.06
—
Rev
$3.1B
—
Q3 2025
Aug 7, 2025Metric
Actual
Est
EPS
$0.06
—
Rev
$3.0B
—
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 14, 2026 | $0.07 | $1.6B |
| Q1 2026 | Feb 12, 2026 | $0.06 | $3.1B |
| Q4 2025 | Nov 13, 2025 | $0.06 | $3.1B |
| Q3 2025 | Aug 7, 2025 | $0.06 | $3.0B |
Based on last 12 quarters of dataView full earnings history →
BNT Peer Comparison
Brookfield Wealth Solutions Ltd. (BNT) competitors in Life, annuity and benefits insurers — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 RGA | 13.79B | 210.54 | 11.90 | 3.39% | 4.98% | 9.4% | 0.42 | |
 GL | 13.4B | 170.76 | 12.15 | 3.82% | 19.36% | 20.64% | 0.44 | |
 FG | 3.73B | 27.49 | 14.62 | 5.72% | 9.11% | 11.15% | 0.45 | |
 MET | 55.8B | 85.58 | 17.83 | 10.22% | 4.7% | 12.72% | 0.70 | |
 PRU | 37.05B | 106.53 | 10.42 | -14.01% | 5.62% | 10.26% | 0.65 | |
 LNC | 7.11B | 37.17 | 6.36 | 1.24% | 9.14% | 16.79% | 0.59 | |
 AFL | 59.49B | 115.47 | 16.91 | -8.84% | 21% | 13.05% | 0.29 | |
 PFG | 23.74B | 109.57 | 20.87 | -3.11% | 7.58% | 9.89% | 0.34 |
Compare BNT vs Peers
Brookfield Wealth Solutions Ltd. (BNT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
BNT Income Statement
Brookfield Wealth Solutions Ltd. (BNT) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|
Revenue | 382M | 514M | 1.03B | 4.37B | 6.95B | 14.34B | 11.84B | 10.75B |
Revenue Growth % | - | 34.55% | 100.97% | 323.04% | 59.11% | 106.2% | -17.43% | -23.56% |
Medical Costs & Claims | 0 | 506M | 1.12B | 3.73B | 5.87B | 11.41B | 4.57B | 6.09B |
Medical Cost Ratio % | 0% | 98.44% | 108.23% | 85.47% | 84.4% | 79.56% | 38.58% | 56.67% |
Gross Profit | 382M▲ 0% | 8M▼ 97.9% | -85M▼ 1162.5% | 635M▲ 847.1% | 1.08B▲ 70.9% | 2.93B▲ 170.1% | 7.27B▲ 148.1% | 4.66B▲ 0% |
Gross Margin % | 100% | 1.56% | -8.23% | 14.53% | 15.6% | 20.44% | 61.42% | 43.33% |
Gross Profit Growth % | - | -97.91% | -1162.5% | 847.06% | 70.87% | 170.14% | 148.08% | - |
Operating Expenses | 376M | 6M | 28M | 103M | 271M | 1.72B | 6.29B | 3.96B |
OpEx / Revenue % | 98.43% | 1.17% | 2.71% | 2.36% | 3.9% | 11.98% | 53.11% | 36.79% |
Depreciation & Amortization | 217K | 0 | 0 | 13M | 50M | 206M | 0 | 89.96M |
Combined Ratio % | 98.43% | 99.61% | 110.94% | 87.83% | 88.29% | 91.54% | 91.69% | 93.47% |
Operating Income | 6M▲ 0% | 2M▼ 66.7% | -113M▼ 5750.0% | 532M▲ 570.8% | 814M▲ 53.0% | 1.21B▲ 49.0% | 983.93M▼ 18.9% | 702.46M▲ 0% |
Operating Margin % | 1.57% | 0.39% | -10.94% | 12.17% | 11.71% | 8.46% | 8.31% | 6.53% |
Operating Income Growth % | - | -66.67% | -5750% | 570.8% | 53.01% | 49.02% | -18.88% | - |
EBITDA | 6.22M | 2M | -112M | 545M | 864M | 1.42B | 1.37B | 998.84M |
EBITDA Margin % | 1.63% | 0.39% | -10.84% | 12.47% | 12.43% | 9.9% | 11.57% | 9.29% |
Interest Expense | 0 | 0 | 1M | 104M | 249M | 362M | 385.63M | 405.33M |
Non-Operating Income | 0 | 0 | -1M | -104M | -249M | -362M | -385.63M | -400.42M |
Pretax Income | 6M▲ 0% | 2M▼ 66.7% | -113M▼ 5750.0% | 532M▲ 570.8% | 814M▲ 53.0% | 1.21B▲ 49.0% | 983.93M▼ 18.9% | 702.46M▲ 0% |
Pretax Margin % | 1.57% | 0.39% | -10.94% | 12.17% | 11.71% | 8.46% | 8.31% | 6.53% |
Income Tax | 0 | 1M | -1M | 31M | 17M | -34M | 105.82M | 150.8M |
Effective Tax Rate % | 0% | 50% | 0.88% | 5.83% | 2.09% | -2.8% | 10.75% | 21.47% |
Net Income | 6M▲ 0% | 1M▼ 83.3% | -112M▼ 11300.0% | 499M▲ 545.5% | 796M▲ 59.5% | 1.21B▲ 52.5% | 779.41M▼ 35.8% | 491.56M▲ 0% |
Net Margin % | 1.57% | 0.19% | -10.84% | 11.42% | 11.45% | 8.47% | 6.58% | 4.57% |
Net Income Growth % | - | -83.33% | -11300% | 545.54% | 59.52% | 52.51% | -35.8% | -11.11% |
EPS (Diluted) | 0.22▲ 0% | 0.04▼ 83.7% | -3.25▼ 9152.9% | 13.75▲ 523.1% | 5.47▼ 60.2% | 7.05▲ 28.9% | 2.50▼ 64.5% | 1.80▲ 0% |
EPS Growth % | - | -83.68% | -9152.92% | 523.08% | -60.22% | 28.88% | -64.54% | -64.52% |
EPS (Basic) | 0.22 | 0.04 | -3.25 | 13.75 | 5.47 | 7.05 | 2.50 | - |
Diluted Shares Outstanding | 27.82M | 27.82M | 34.45M | 30.92M | 145.47M | 172.08M | 304.93M | 272.69M |
BNT Balance Sheet
Brookfield Wealth Solutions Ltd. (BNT) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|
Total Assets | 926.71M | 1.44B | 11.49B | 43.46B | 61.64B | 139.95B | 149.63B | 156.06B |
Asset Growth % | - | 55.39% | 698.13% | 278.13% | 41.84% | 127.04% | 6.92% | 42.64% |
Total Investment Assets | 703.88M | 1.2B | 5.43B | 30.3B | 39.84B | 92.97B | 110.04B | 4M |
Long-Term Investments | 701.05M | 1.19B | 4.53B | 19.97B | 25.55B | 62.06B | 97.13B | 371.75B |
Short-Term Investments | 0 | 0 | 0 | 2.89B | 21.89B | 16.76B | 12.92B | 12.68B |
Total Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 13.46B | 36.74B |
Cash & Equivalents | 13.36M | 35M | 393M | 2.15B | 4.31B | 12.24B | 13.01B | 10.23B |
Receivables | 5.53M | 2M | 10M | 483M | 1.11B | 1.17B | 618.87M | 30.34B |
Other Current Assets | -21.22M | -39.87M | -403M | -5.72B | -27.31B | -30.17B | -13.09B | 0 |
Goodwill & Intangibles | 0 | 0 | 3M | 173M | 356M | 2.47B | 2.4B | 32.66B |
Goodwill | 0 | 0 | 0 | 121M | 121M | 783M | 781.58M | 783M |
Intangible Assets | 0 | 0 | 3M | 52M | 235M | 1.69B | 1.62B | 13.45B |
PP&E (Net) | 316K | 2M | 2M | 194M | 294M | 272M | 0 | 282M |
Other Assets | -701.36M | -1.2B | -4.54B | -20.34B | -26.2B | -64.8B | 36.64B | 4.68B |
Total Liabilities | 861.25M | 1.36B | 10.06B | 39.19B | 52.79B | 126.88B | 131.75B | 139.17B |
Total Debt | 198K | 1.25M | 693M | 3.8B | 3.74B | 4.54B | 5.69B | 5.69B |
Net Debt | -13.16M | -33.75M | 300M | 1.66B | -565M | -7.7B | -7.32B | -4.54B |
Long-Term Debt | 0 | 0 | 693M | 1.99B | 2.47B | 3.54B | 4.78B | 4.94B |
Short-Term Debt | 0 | 0 | 0 | 1.81B | 1.28B | 1B | 912M | 747M |
Total Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 105.16B |
Accounts Payable | 1.26M | 4M | 132M | 151M | 0 | 0 | 0 | 0 |
Deferred Revenue | 0 | 0 | 82M | 78M | 0 | 0 | 1.27B | 1.4B |
Other Current Liabilities | -4.03M | -9.43M | -681M | -2.31B | -1.84B | -1.69B | -2.18B | 103.01B |
Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Liabilities | -198K | -1.25M | -693M | -1.99B | -2.47B | -3.54B | 127.41B | 29.07B |
Total Equity | 65.46M▲ 0% | 83M▲ 26.8% | 1.44B▲ 1628.9% | 4.26B▲ 197.2% | 8.85B▲ 107.5% | 13.08B▲ 47.8% | 17.88B▲ 36.8% | 16.89B▲ 0% |
Equity Growth % | - | 26.8% | 1628.92% | 197.21% | 107.48% | 47.77% | 36.77% | 131.81% |
Shareholders Equity | 65.46M | 83M | 1.44B | 4.26B | 8.7B | 12.23B | 17.55B | 16.56B |
Minority Interest | 0 | 0 | 0 | 8M | 146M | 850M | 330.4M | 335M |
Retained Earnings | 38K | 1.65M | 0 | 310M | 945M | 2.05B | 2.82B | 2.21B |
Common Stock | 64.61M | 0 | 1.44B | 1.89B | 5.18B | 9.97B | 13.64B | 13.64B |
Accumulated OCI | 806K | 3.54M | 0 | -523M | -120M | 204M | 1.12B | 707M |
Return on Equity (ROE) | 9.17% | 1.35% | -14.76% | 17.51% | 12.14% | 11.07% | 5.03% | 2.91% |
Return on Assets (ROA) | 0.65% | 0.08% | -1.73% | 1.82% | 1.51% | 1.2% | 0.54% | 0.32% |
Equity / Assets | 7.06% | 5.76% | 12.49% | 9.81% | 14.36% | 9.34% | 11.95% | 10.82% |
Debt / Equity | 0.00x | 0.02x | 0.48x | 0.89x | 0.42x | 0.35x | 0.32x | 0.34x |
Book Value per Share | 2.35 | 2.98 | 41.66 | 137.94 | 60.83 | 75.99 | 58.65 | 61.94 |
Tangible BV per Share | 2.35 | 2.98 | 41.57 | 132.34 | 58.38 | 61.62 | 50.77 | 9.76 |
BNT Cash Flow Statement
Brookfield Wealth Solutions Ltd. (BNT) cash flow — operating, investing & free cash flow history
| Metric | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|
Cash from Operations | 309M | 399M | 1.69B | 644M | 1.51B | 4.57B | 2.66B | 2.6B |
Operating CF Growth % | - | 29.13% | 323.06% | -61.85% | 134.01% | 203.19% | -41.79% | -163.38% |
Operating CF / Revenue % | 80.89% | 77.63% | 163.41% | 14.74% | 21.67% | 31.87% | 22.47% | 24.2% |
Net Income | 6M | 1M | -112M | 501M | 797M | 1.25B | 763.13M | 491.56M |
Depreciation & Amortization | 217K | 0 | 0 | 13M | 50M | 206M | 221.82M | 164.91M |
Stock-Based Compensation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Deferred Taxes | 0 | 1M | -25M | 22M | 12M | -150M | 0 | 3M |
Other Non-Cash Items | -36.22M | -81M | -108M | -388M | -915M | -9M | -10.18M | 620.49M |
Working Capital Changes | 339M | 478M | 1.93B | 496M | 1.56B | 3.27B | 1.68B | 1.34B |
Cash from Investing | -268M | -385M | -3.97B | -4.88B | -1.81B | 1.43B | -9.54B | -7.95B |
Capital Expenditures | -35K | -617K | -1M | -24M | -135M | -40M | 0 | -74.61M |
Acquisitions | 0 | 0 | 0 | -4.34B | -274M | 10.84B | 304.23M | 401.22M |
Purchase of Investments | -1.01B | -975M | -5.43B | -19.35B | -24.46B | -35.37B | -44.23B | -38.38B |
Sale/Maturity of Investments | 755M | 564M | 2.1B | 20.76B | 24.05B | 30.62B | 34.08B | 29.17B |
Other Investing | -11.96M | 26.62M | -643M | -1.93B | -987M | -4.63B | 314.41M | 924.85M |
Cash from Financing | -35M | 13M | 2.64B | 5.99B | 2.46B | 1.92B | 7.64B | 7.33B |
Dividends Paid | 0 | 0 | -7.93M | -5.76M | -5.09M | 0 | 0 | 1.52M |
Share Repurchases | 0 | 0 | -8M | -6M | -5M | -14M | -113.96M | -114.77M |
Stock Issued | 5M | 13M | 1.41B | 450M | 0 | 4M | 0 | 0 |
Debt Issuance (Net) | 0 | 0 | 1000K | 1000K | -1000K | -1000K | 1000K | 2M |
Other Financing | -40M | 0 | 7.93M | 501.76M | 2.65B | 2.06B | 6.55B | 6.29B |
Net Change in Cash | 5M▲ 0% | 22M▲ 340.0% | 358M▲ 1527.3% | 1.75B▲ 389.4% | 2.16B▲ 23.5% | 7.93B▲ 266.9% | 754.6M▼ 90.5% | 1.92B▲ 0% |
Exchange Rate Effect | -1M | -5M | 1M | -8M | 0 | 11M | -10.57M | -59.49M |
Cash at Beginning | 8M | 13M | 35M | 393M | 2.15B | 4.31B | 12.24B | 13.01B |
Cash at End | 13M | 35M | 393M | 2.15B | 4.31B | 12.24B | 12.99B | 10.23B |
Free Cash Flow | 309M▲ 0% | 398M▲ 28.8% | 1.69B▲ 323.9% | 620M▼ 63.2% | 1.37B▲ 121.3% | 4.53B▲ 230.1% | 2.59B▼ 42.8% | 2.53B▲ 0% |
FCF Growth % | - | 28.8% | 323.87% | -63.25% | 121.29% | 230.1% | -42.82% | -47.73% |
FCF Margin % | 80.89% | 77.43% | 163.31% | 14.19% | 19.73% | 31.59% | 21.87% | 23.51% |
FCF per Share | 11.11 | 14.3 | 48.97 | 20.05 | 9.43 | 26.32 | 8.49 | 9.27 |
BNT Key Ratios
Brookfield Wealth Solutions Ltd. (BNT) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|
Combined Ratio | 99.61% | 110.94% | 87.83% | 88.29% | 91.54% | 91.69% | 93.47% |
Medical Cost Ratio | 98.44% | 108.23% | 85.47% | 84.4% | 79.56% | 38.58% | 56.67% |
Return on Equity (ROE) | 1.35% | -14.76% | 17.51% | 12.14% | 11.07% | 5.03% | 2.91% |
Return on Assets (ROA) | 0.08% | -1.73% | 1.82% | 1.51% | 1.2% | 0.54% | 0.32% |
Equity / Assets | 5.76% | 12.49% | 9.81% | 14.36% | 9.34% | 11.95% | 10.82% |
Book Value / Share | 2.98 | 41.66 | 137.94 | 60.83 | 75.99 | 58.65 | 61.94 |
Debt / Equity | 0.02x | 0.48x | 0.89x | 0.42x | 0.35x | 0.32x | 0.34x |
Revenue Growth | 34.55% | 100.97% | 323.04% | 59.11% | 106.2% | -17.43% | -23.56% |
Related:BNT Dividend History·BNT Revenue History·BNT Price History·BNT P/E History·BNT Financial Ratios·BNT Institutional Holders
BNT Frequently Asked Questions
Brookfield Wealth Solutions Ltd. (BNT) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Brookfield Wealth Solutions Ltd. (BNT) saw revenue decline by 17.4% over the past year.
Yes, Brookfield Wealth Solutions Ltd. (BNT) is profitable, generating $491.6M in net income for fiscal year 2025 (6.6% net margin).
Dividend & Returns
Brookfield Wealth Solutions Ltd. (BNT) has a return on equity (ROE) of 5.0%. This is below average, suggesting room for improvement.
Industry Metrics
Brookfield Wealth Solutions Ltd. (BNT) has a combined ratio of 91.7%. A ratio below 100% indicates underwriting profitability.