Trailing Dividend / Share
$1.70
Citizens Financial Group, Inc. (CFG) Dividend History
Income profile from 2014 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
2.6%
Payout Ratio
51.0%
Sustainable
Dividend Streak
3 years
CFG Dividend Income Check
Safety
51.0% payout ratio with sustainable safety profile.
Consistency
3 straight years of dividend increases.
Income Trend
Yield on cost is 4.8% and trend is rising.
CFG Dividend Scorecard
Yield & Income
Dividend Yield2.6%
Trailing DPS$1.70
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout51.0%
Earnings SafetySustainable
FCF Payout28.3%
FCF SafetyWell Covered
Piotroski F-Score7/9
Growth
Growth Streak3 years
3Y CAGR2.0%
5Y CAGR2.0%
Yield on Cost (5Y)4.8%
YOC Trendrising
Total Returns
Buyback Yield4.9%
Total Shareholder Yield7.5%
1Y Total Return73.3%
5Y Total Return46.9%
Div Contribution (5Y)17.0%
Estimated $10K growth (return + dividends):
5Y ago$14,68710Y ago$35,77620Y ago$34,181
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
CFG Income Growth Story
Dividend per share and yield on cost over time (13 years of payments)
CFG Dividend Safety Story
EPS is the container — dividend is what's drawn out
Dividend Analysis
Payout Safety
Citizens Financial Group, Inc. distributes 51.0% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 28.3%, rated "Well Covered".
Piotroski F-Score: 7/9 — strong financial health.
Growth Track Record
CFG has raised its dividend for 3 consecutive years, with a 3-year CAGR of 2.0% and 5-year CAGR of 2.0%.
Total Shareholder Returns
Beyond cash dividends, CFG returns capital through share repurchases. The combined picture: 2.6% dividend yield, 4.9% buyback yield, 7.5% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 4.8% and is currently rising. The 5-year total return is 46.9%, with dividends contributing 17.0% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $35,776 today.
CFG Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$8.40
Avg/Payment$0.4200
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Apr 30, 2026Latest | $0.4600 | — | 2.77% | May 14, 2026 |
| Feb 4, 2026 | $0.4600 | — | 2.64% | Feb 18, 2026 |
| Oct 29, 2025 | $0.4600 | ↑ +9.5% | 3.41% | Nov 12, 2025 |
| Jul 31, 2025 | $0.4200 | — | 3.52% | Aug 14, 2025 |
| Apr 30, 2025 | $0.4200 | — | 4.55% | May 14, 2025 |
| Jan 31, 2025 | $0.4200 | — | 3.53% | Feb 14, 2025 |
| Oct 30, 2024 | $0.4200 | — | 3.93% | Nov 13, 2024 |
| Jul 31, 2024 | $0.4200 | — | 3.94% | Aug 14, 2024 |
CFG Dividend vs Peers
Comparable companies in the same industry
#5 yield in peer group
Div Yield
2.6%
#5 of 6
Safety
Sustainable
51.0% payout
Streak
3Y
2.0% 5Y CAGR
Total Shareholder
7.5%
#2 of 6
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| CFGCitizens Financial G… | $27.7B | 2.6% | 51.0% | 3 | Sustainable |
2nd  RFRegions Financial Co… | $24.3B | 3.7% | — | 13 | Unknown |
1st  HBANHuntington Bancshare… | $25.6B | 3.7% | 41.1% | 0 | Sustainable |
 MTBM&T Bank Corporation | $32.7B | 2.5% | 34.6% | 9 | Sustainable |
3rd  FITBFifth Third Bancorp | $33.3B | 3.4% | 50.8% | 15 | Sustainable |
 ZIONZions Bancorporation… | $9.3B | 2.7% | 31.6% | 0 | Sustainable |
CFG Annual Dividend History (2012–2026)
15 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.92 | — | 2 | — | — | — | 2.6% |
| 2025 | $1.72 | 2.4% | 4 | — | — | — | 4.8% |
| 2024 | $1.68 | 0.0% | 4 | $3.03 | 55.4% | 1.80x | 4.7% |
| 2023 | $1.68 | 3.7% | 4 | $3.13 | 53.7% | 1.86x | 4.7% |
| 2022 | $1.62 | 3.8% | 4 | $4.10 | 39.5% | 2.53x | 4.6% |
| 2021 | $1.56 | 0.0% | 4 | $5.16 | 30.2% | 3.31x | 4.4% |
| 2020 | $1.56 | 14.7% | 4 | $2.22 | 70.3% | 1.42x | 4.4% |
| 2019 | $1.36 | 38.8% | 4 | $3.81 | 35.7% | 2.80x | 3.8% |
| 2018 | $0.98 | 53.1% | 4 | $3.52 | 27.8% | 3.59x | 2.8% |
| 2017 | $0.64 | 39.1% | 4 | $3.25 | 19.7% | 5.08x | 1.8% |
Full CFG Stock Analysis
Analyst consensus, bull case, AI-generated risk factors, and peer comparison — all in one place.
See CFG's True Return
Price is only half the story. See total return with reinvested dividends.
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Start ComparisonCFG — Frequently Asked Questions
Quick answers to the most common questions about buying CFG stock.
How much dividend does CFG pay per share?
Citizens Financial Group, Inc. (CFG) pays a trailing 12-month dividend of $1.70 per share, with a current dividend yield of +2.6%. Payments are made Semi-Annual.
When is CFG's next ex-dividend date?
CFG's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. CFG typically pays dividends Semi-Annual.
Is CFG's dividend safe?
CFG's dividend safety is rated "Sustainable" based on an earnings payout ratio of +51.0% and FCF payout ratio of +28.3%. The 3-year growth streak provides moderate confidence.
Is CFG a Dividend Payer?
Yes, Citizens Financial Group, Inc. is classified as a Dividend Payer with 3 consecutive years of dividend increases. The 5-year dividend CAGR is +2.0%, demonstrating modest dividend growth.
How often does CFG pay dividends?
Citizens Financial Group, Inc. pays dividends Semi-Annual. The trailing 12-month total is $1.70 per share. Dividend data on this page covers 12+ years from 2014 to 2026.
How much would $10,000 invested in CFG grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in CFG five years ago would be worth approximately $14,687 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is CFG's yield on cost for long-term holders?
CFG's yield on cost — the current dividend divided by the original purchase price — is +4.8% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +2.6% market yield, thanks to consistent dividend growth.