Seeking Alpha·5 days ago
Bank OZK (OZK) Q2 2026 Earnings Call TranscriptBank OZK (OZK) Q2 2026 Earnings Call Transcript
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Bank OZK maintains a unique competitive position through its Real Estate Specialties Group, which has successfully scaled total assets to $41.7 billion as of 2026Q1. While the bank...
EPS beat 9 of last 12 quarters
P/E is 47% below its peer median
Average momentum (RS Rating: 61)
Price > 50DMA > 200DMA
Estimated earnings - Oct 21
Trailing total returns as of 7/28/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Based on DCF analysis
Bank OZK (OZK) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q3 2026Latest | Jul 21, 2026 | $1.49vs $1.48+0.7% | $436Mvs $436M-0.1% |
| Q2 2026 | Apr 21, 2026 | $1.44vs $1.43+0.7% | $422Mvs $423M-0.2% |
| Q1 2026 | Jan 20, 2026 | $1.53vs $1.56-1.9% | $445Mvs $435M+2.3% |
| Q4 2025 | Oct 16, 2025 | $1.59vs $1.65-3.6% | $450Mvs $447M+0.6% |
Recent stock market news and headlines for Bank OZK (OZK)
Bank OZK (OZK) Q2 2026 Earnings Call Transcript
OZK's Q2 results benefit from higher fee income and record deposits. However, shares fall as lower NII and weaker credit quality weigh on sentiment.
Bank OZK NASDAQ: OZK executives used the company's second-quarter 2026 earnings call to emphasize the bank's ongoing shift toward a more diversified loan portfolio, with rapid growth in corporate and institutional banking helping offset elevated repayments in its real estate specialties group.
Bank OZK: Faster Diversification Is Worth Near-Term Earnings Pressure
The headline numbers for Bank OZK (OZK) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Key metrics vs top competitors for Bank OZK (OZK)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $50.38 | $5.5B | 8.17 | 1.15% | 25.5% | 12.09% | 3.49% | |
| $76.65 | $4.77B | 11.58 | 1.03% | 39.31% | 13.16% | — | |
| $22.97 | $3.33B | -7.79 | -56.66% | -63.53% | -10.51% | — | |
| $30.98 | $6.24B | 12.85 | -5.35% | 34.84% | 11.29% | — | |
| $34.44 | $4.93B | 19.46 | 11.71% | 31.14% | 14.2% | — | |
| $140.97 | $10.71B | 15.44 | 68.52% | 19.79% | 11.67% | — |
Bank OZK (OZK) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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Bank OZK (OZK) stock FAQ — growth, dividends, profitability & financials explained
Bank OZK (OZK) grew revenue by 1.1% over the past year. Growth has been modest.
Yes, Bank OZK (OZK) is profitable, generating $706.9M in net income for fiscal year 2025 (25.5% net margin).
Yes, Bank OZK (OZK) pays a dividend with a yield of 3.49%. This makes it attractive for income-focused investors.
Bank OZK (OZK) has a return on equity (ROE) of 12.1%. This is reasonable for most industries.
Bank OZK (OZK) has a net interest margin (NIM) of 3.9%. This indicates healthy earnings from lending activities.
Bank OZK (OZK) has an efficiency ratio of 22.1%. This is excellent, indicating strong cost control.
