ACNB Corporation (ACNB) quarterly income statement — complete revenue, gross profit & net income history
ACNB Corporation (ACNB) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Net Interest Income | 34.77M | 34M | 32.52M | 32.85M | 31.8M | 30.7M | 26.75M | 20.88M | 20.69M | 20.72M | 20.35M | 21.36M | 21.64M | 21.94M | 23.05M | 24.02M | 22.5M | 19.78M | 17.02M | 17.26M |
| NII Growth % | 9.34% | 10.74% | 21.55% | 57.32% | 53.71% | 48.22% | 31.43% | -2.23% | -4.39% | -5.57% | -11.7% | -11.09% | -3.82% | 10.92% | 35.45% | 39.21% | 25.24% | 6.76% | -1.42% | -8.19% |
| Net Interest Margin % | 1.05% | 1.02% | 0.99% | 1.02% | 0.98% | 0.94% | 0.82% | 0.87% | 0.85% | 0.84% | 0.84% | 0.88% | 0.91% | 0.92% | 0.96% | 0.95% | 0.85% | 0.74% | 0.62% | 0.62% |
| Interest Income | 44.95M | 43.69M | 42.23M | 42.86M | 42.16M | 41.27M | 35.95M | 27.15M | 26.99M | 26.62M | 25.73M | 25.15M | 24.13M | 23.16M | 23.87M | 24.87M | 23.36M | 20.67M | 18.04M | 18.58M |
| Interest Expense | 10.18M | 9.68M | 9.72M | 10.01M | 10.35M | 10.56M | 9.2M | 6.27M | 6.3M | 5.91M | 5.38M | 3.79M | 2.49M | 1.22M | 817K | 846K | 862K | 892K | 1.02M | 1.32M |
| Loan Loss Provision | 903K | 447K | 0 | 553K | -729K | -582K | 5.49M | 293K | 121K | -3.25M | 72K | 544K | 79K | -152K | 373K | 0 | 0 | 0 | 0 | 0 |
| Non-Interest Income | 9.03M | 8.82M | 8.27M | 3.18M | 8.74M | 8.99M | 7.52M | 6.03M | 7.08M | 6.67M | 5.91M | 1.1M | 6.39M | 5.92M | 5.03M | 5.03M | 5.87M | 6.1M | 4.49M | 5.73M |
| Non-Interest Income % | 20.62% | 20.59% | 20.28% | 8.83% | 21.56% | 22.65% | 21.95% | 22.42% | 25.5% | 24.37% | 22.49% | 4.92% | 22.79% | 21.26% | 17.9% | 17.3% | 20.69% | 23.57% | 20.89% | 24.91% |
| Total Net Revenue | 43.81M | 42.82M | 40.79M | 36.03M | 40.55M | 39.69M | 34.27M | 26.91M | 27.77M | 27.39M | 26.26M | 22.46M | 28.03M | 27.86M | 28.08M | 29.05M | 28.37M | 25.88M | 21.51M | 22.98M |
| Revenue Growth % | 8.04% | 7.88% | 19.01% | 33.88% | 45.99% | 44.92% | 30.52% | 19.82% | -0.9% | -1.69% | -6.47% | -22.67% | -1.2% | 7.65% | 30.51% | 26.4% | 21.89% | 5.53% | -7.43% | -7.2% |
| Non-Interest Expense | 23.22M | 23.13M | 23.53M | 22.3M | 22.36M | 25.37M | 29.34M | 18.39M | 18.24M | 16.39M | 17.66M | 17.17M | 16.32M | 15.96M | 16.28M | 16.25M | 15.32M | 15.01M | 13.28M | 17.46M |
| Efficiency Ratio | 53.01% | 54.01% | 57.68% | 61.9% | 55.15% | 63.9% | 85.59% | 68.32% | 65.68% | 59.84% | 67.26% | 76.45% | 58.23% | 57.28% | 57.99% | 55.94% | 54% | 57.98% | 61.74% | 75.96% |
| Operating Income | 19.68M | 19.25M | 17.26M | 13.18M | 18.92M | 14.91M | -549K | 8.23M | 9.41M | 14.25M | 8.53M | 4.75M | 11.63M | 12.05M | 11.42M | 12.8M | 13.05M | 10.87M | 8.23M | 5.53M |
| Operating Margin % | 44.93% | 44.95% | 42.32% | 36.57% | 46.65% | 37.56% | -1.6% | 30.59% | 33.88% | 52.02% | 32.47% | 21.13% | 41.48% | 43.27% | 40.68% | 44.06% | 46% | 42.02% | 38.26% | 24.04% |
| Operating Income Growth % | 4.06% | 29.09% | 3244.44% | 60.03% | 101.02% | 4.64% | -106.44% | 73.49% | -19.07% | 18.2% | -25.35% | -62.92% | -10.9% | 10.86% | 38.77% | 131.6% | 40.34% | 0.74% | -12.46% | -37.11% |
| Pretax Income | 19.68M | 19.25M | 17.26M | 13.18M | 18.92M | 14.91M | -549K | 8.23M | 9.41M | 14.25M | 8.53M | 4.75M | 11.63M | 12.05M | 11.42M | 12.8M | 13.05M | 10.87M | 8.23M | 5.53M |
| Pretax Margin % | 44.93% | 44.95% | 42.32% | 36.57% | 46.65% | 37.56% | -1.6% | 30.59% | 33.88% | 52.02% | 32.47% | 21.13% | 41.48% | 43.27% | 40.68% | 44.06% | 46% | 42.02% | 38.26% | 24.04% |
| Income Tax | 3.96M | 4.03M | 3.56M | 2.37M | 4.05M | 3.26M | -277K | 1.64M | 2.21M | 2.97M | 1.76M | 649K | 2.58M | 2.53M | 2.4M | 2.6M | 2.73M | 2.24M | 1.63M | 1.03M |
| Effective Tax Rate % | 20.1% | 20.96% | 20.62% | 18% | 21.39% | 21.88% | 50.46% | 19.91% | 23.44% | 20.84% | 20.62% | 13.67% | 22.22% | 21% | 21% | 20.31% | 20.88% | 20.64% | 19.82% | 18.66% |
| Net Income | 15.73M | 15.21M | 13.7M | 10.8M | 14.87M | 11.65M | -272K | 6.59M | 7.2M | 11.28M | 6.77M | 4.1M | 9.04M | 9.52M | 9.02M | 10.2M | 10.32M | 8.63M | 6.6M | 4.5M |
| Net Margin % | 35.9% | 35.53% | 33.59% | 29.99% | 36.67% | 29.34% | -0.79% | 24.5% | 25.94% | 41.18% | 25.77% | 18.24% | 32.27% | 34.18% | 32.14% | 35.11% | 36.39% | 33.35% | 30.68% | 19.56% |
| Net Income Growth % | 5.76% | 30.61% | 5137.87% | 63.84% | 106.41% | 3.27% | -104.02% | 60.97% | -20.34% | 18.43% | -24.99% | -59.83% | -12.4% | 10.36% | 36.73% | 126.9% | 40.27% | 1.43% | -11.67% | -36.23% |
| Net Income (Continuing) | 15.73M | 15.21M | 13.7M | 10.8M | 14.87M | 11.65M | -272K | 6.59M | 7.2M | 11.28M | 6.77M | 4.1M | 9.04M | 9.52M | 9.02M | 10.2M | 10.32M | 8.63M | 6.6M | 4.5M |
| EPS (Diluted) | 1.55 | 1.49 | 1.32 | 1.04 | 1.42 | 1.11 | -0.03 | 0.77 | 0.84 | 1.32 | 0.80 | 0.48 | 1.06 | 1.12 | 1.06 | 1.20 | 1.20 | 0.99 | 0.76 | 0.52 |
| EPS Growth % | 9.15% | 34.23% | 4865.34% | 35.06% | 69.05% | -15.91% | -103.46% | 60.42% | -20.75% | 17.86% | -24.53% | -60% | -11.67% | 13.13% | 39.47% | 130.77% | 42.86% | 1.02% | -11.63% | -35.8% |
| EPS (Basic) | 1.55 | 1.50 | 1.32 | 1.04 | 1.43 | 1.11 | -0.03 | 0.77 | 0.85 | 1.32 | 0.80 | 0.48 | 1.06 | 1.12 | 1.06 | 1.20 | 1.20 | 0.99 | 0.76 | 0.52 |
| Diluted Shares Outstanding | 10.17M | 10.21M | 10.37M | 10.39M | 10.46M | 10.49M | 9.82M | 8.54M | 8.55M | 8.54M | 8.51M | 8.51M | 8.55M | 8.52M | 8.52M | 8.52M | 8.59M | 8.71M | 8.68M | 8.68M |