Affirm Holdings, Inc. (AFRM) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Total Current Assets | 2.71B | 11.47B | 2.51B | 9.76B | 9.08B | 9.11B | 8.8B | 8.21B | 7.94B | 7.75B | 7.12B | 6.9B | 6.21B | 6.53B | 5.9B | 5.68B | 5.84B | 5.8B | 4.39B | 3.88B |
| Cash & Short-Term Investments | 2.48B | 2.25B | 1.48B | 2.23B | 2.13B | 1.87B | 2.12B | 2.14B | 2.05B | 1.95B | 2.1B | 2.07B | 2.03B | 2.36B | 2.77B | 2.85B | 2.88B | 3.04B | 1.9B | 1.48B |
| Cash Only | 1.72B | 1.53B | 1.43B | 1.35B | 1.35B | 1.2B | 1.05B | 1.01B | 1.27B | 1.04B | 1.08B | 892.03M | 972.48M | 1.44B | 1.53B | 1.26B | 2.26B | 2.57B | 1.44B | 1.47B |
| Short-Term Investments | 757.6M | 723.38M | 48.87M | 871.42M | 780.17M | 666.68M | 1.07B | 1.13B | 781.4M | 914.07M | 1.02B | 1.17B | 1.06B | 914.92M | 1.24B | 1.6B | 617.02M | 475.38M | 456.27M | 16.17M |
| Accounts Receivable | 230.7M | 8.56B | 283.73M | 7.06B | 6.49B | 6.65B | 6.29B | 5.73B | 5.48B | 5.28B | 236.23M | 199.09M | 135.82M | 201.62M | 147.76M | 161.94M | 124.61M | 134.57M | 100.95M | 2.02B |
| Days Sales Outstanding | 1.48K | 362.4 | 361.87 | 703.25 | 754.84 | 686.74 | 791.44 | 774.26 | 850.43 | 429.57 | 40.33 | 34.18 | 39.86 | 40.22 | 39.4 | 35.81 | 32.88 | 30.01 | 362.61 | 363.03 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Assets | 0 | 566.7M | 668.77M | 401.97M | 384.81M | 536.78M | 338.46M | 282.33M | 347.06M | 411.29M | 4.73B | 4.58B | 4.01B | 3.92B | 2.94B | 2.63B | 2.78B | 2.56B | 2.36B | 239.1M |
| Total Non-Current Assets | 1.23B | 1.49B | 8.97B | 1.4B | 1.36B | 1.37B | 1.34B | 1.31B | 1.26B | 1.32B | 1.29B | 1.26B | 1.3B | 1.28B | 1.27B | 1.3B | 1.19B | 1.15B | 1.01B | 990.23M |
| Property, Plant & Equipment | 668.29M | 665.79M | 630.69M | 591.76M | 564.75M | 523.8M | 492.72M | 449.55M | 425.57M | 394.9M | 365.98M | 320.31M | 311.21M | 292.55M | 256.24M | 222.15M | 194.05M | 169.42M | 143.49M | 120.33M |
| Fixed Asset Turnover | 0.40x | 1.73x | 1.53x | 1.52x | 1.44x | 1.70x | 1.48x | 1.51x | 1.40x | 1.55x | 1.45x | 1.41x | 1.26x | 1.46x | 1.51x | 1.75x | 1.95x | 2.31x | 2.04x | 2.24x |
| Goodwill | 529.28M | 533.44M | 529.91M | 534.16M | 522.35M | 521.7M | 536.75M | 533.44M | 535.82M | 541.16M | 536.42M | 542.57M | 537.13M | 527.63M | 525M | 539.53M | 547.39M | 541.4M | 540.77M | 516.51M |
| Intangible Assets | 27.44M | 12.62M | 12.69M | 12.94M | 12.42M | 12.19M | 13.46M | 13.5M | 15.29M | 17.41M | 19.83M | 34.43M | 48.27M | 63.73M | 71.01M | 78.94M | 60.89M | 66.19M | 71.38M | 67.93M |
| Long-Term Investments | 0 | 40.4M | 7.61B | 40.28M | 42.32M | 63.95M | 56.88M | 73.01M | 73.11M | 72.88M | 51.87M | 43.17M | 43.17M | 43.17M | 43.17M | 43.17M | 33.17M | 30.17M | 11.28M | 11.28M |
| Other Non-Current Assets | 0 | 226.91M | 183.7M | 203.25M | 198.27M | 231.98M | 220.54M | 219.41M | 192.44M | 266.78M | 314.15M | 292.5M | 362.53M | 352.17M | 370.91M | 413.42M | 358.52M | 347.25M | 241.64M | 274.18M |
| Total Assets | 13.14B | 12.96B | 11.48B | 11.15B | 10.44B | 10.48B | 10.14B | 9.52B | 9.2B | 9.06B | 8.41B | 8.16B | 7.51B | 7.8B | 7.17B | 6.97B | 7.03B | 6.95B | 5.4B | 4.87B |
| Asset Turnover | 0.02x | 0.09x | 0.08x | 0.08x | 0.07x | 0.08x | 0.07x | 0.07x | 0.06x | 0.07x | 0.06x | 0.06x | 0.05x | 0.05x | 0.05x | 0.05x | 0.05x | 0.06x | 0.05x | 0.05x |
| Asset Growth % | 25.92% | 23.62% | 13.21% | 17.18% | 13.42% | 15.62% | 20.6% | 16.72% | 22.56% | 16.15% | 17.34% | 16.95% | 6.77% | 12.26% | 32.63% | 43.29% | 47.53% | 156.73% | 140.03% | - |
| Total Current Liabilities | 59.59M | 171.41M | 171.65M | 180.1M | 143.93M | 150.18M | 136.07M | 124.96M | 118.81M | 135.43M | 89.11M | 92.8M | 83.81M | 93.81M | 102.39M | 107.07M | 96.47M | 102.86M | 480.4M | 108.18M |
| Accounts Payable | 59.59M | 57.23M | 58.02M | 82.82M | 41.06M | 50.63M | 57.56M | 41.02M | 35.22M | 59.8M | 27.34M | 28.6M | 30.02M | 28.97M | 34.53M | 33.07M | 48.98M | 45.59M | 425.85M | 57.76M |
| Days Payables Outstanding | - | 15.44 | 21.46 | 19.92 | 15.22 | 18.84 | 19.76 | 16.26 | 20.3 | 19.09 | 12.34 | 11.93 | 11.69 | 13.09 | 15.6 | 20.43 | 27.7 | 158.48 | 215.53 | 37.93 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue (Current) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Ratio | 45.51x | 66.90x | 14.61x | 54.19x | 63.09x | 60.66x | 64.66x | 65.70x | 66.81x | 57.22x | 79.89x | 74.34x | 74.04x | 69.56x | 57.61x | 53.02x | 60.51x | 56.37x | 9.15x | 35.83x |
| Quick Ratio | 45.51x | 66.90x | 14.61x | 54.19x | 63.09x | 60.66x | 64.66x | 65.70x | 66.81x | 57.22x | 79.89x | 74.34x | 74.04x | 69.56x | 57.61x | 53.02x | 60.51x | 56.37x | 9.15x | 35.83x |
| Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Non-Current Liabilities | 9.3B | 9.24B | 8.01B | 7.91B | 7.42B | 7.55B | 7.17B | 6.66B | 6.46B | 6.29B | 5.75B | 5.53B | 4.91B | 5.2B | 4.5B | 4.25B | 4.36B | 4.38B | 2.54B | 2.18B |
| Long-Term Debt | 1.13B | 9.14B | 7.93B | 7.82B | 7.32B | 7.46B | 7.08B | 6.57B | 6.37B | 6.2B | 5.63B | 5.4B | 4.76B | 5.03B | 4.31B | 4.08B | 4.09B | 4B | 2.14B | 1.91B |
| Capital Lease Obligations | 0 | 42.28M | 15.79M | 31.94M | 35.64M | 32.03M | 35.83M | 39.49M | 43.07M | 45.52M | 49.07M | 52.56M | 55.98M | 57.49M | 62.26M | 65.71M | 67.91M | 71.56M | 74.36M | 74.95M |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 8.17B | 56.78M | 62.05M | 52.52M | 59.06M | 49.34M | 47.61M | 48.32M | 46.32M | 51.3M | 69.08M | 77.62M | 96.42M | 110.26M | 124.98M | 104.54M | 200.91M | 310.32M | 325.06M | 200.95M |
| Total Liabilities | 9.36B | 9.41B | 8.18B | 8.09B | 7.56B | 7.7B | 7.3B | 6.79B | 6.58B | 6.43B | 5.84B | 5.62B | 5B | 5.29B | 4.6B | 4.36B | 4.46B | 4.48B | 3.02B | 2.29B |
| Total Debt | 1.13B | 9.18B | 7.96B | 7.85B | 7.36B | 7.5B | 7.12B | 6.61B | 6.41B | 6.24B | 5.68B | 5.45B | 4.82B | 5.09B | 4.37B | 4.14B | 4.16B | 4.07B | 2.22B | 1.98B |
| Net Debt | -594.8M | 7.65B | 6.53B | 6.5B | 6.01B | 6.3B | 6.07B | 5.6B | 5.14B | 5.21B | 4.6B | 4.56B | 3.84B | 3.65B | 2.84B | 2.89B | 1.9B | 1.5B | 779.75M | 515.75M |
| Debt / Equity | 0.30x | 2.59x | 2.41x | 2.56x | 2.56x | 2.69x | 2.51x | 2.42x | 2.44x | 2.37x | 2.21x | 2.15x | 1.92x | 2.03x | 1.71x | 1.58x | 1.61x | 1.65x | 0.93x | 0.77x |
| Debt / EBITDA | 12.76x | 47.52x | 61.70x | 64.34x | 144.07x | 148.22x | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Debt / EBITDA | -6.73x | 39.61x | 50.62x | 53.24x | 117.62x | 124.49x | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Coverage | - | 2.19x | 1.75x | 1.68x | 1.05x | 1.77x | 0.06x | 0.54x | -0.47x | -0.98x | -1.31x | -2.29x | -3.03x | -6.41x | -9.03x | -9.53x | -2.44x | -8.01x | -17.29x | -8.96x |
| Total Equity | 3.78B | 3.55B | 3.3B | 3.07B | 2.87B | 2.79B | 2.84B | 2.73B | 2.62B | 2.63B | 2.57B | 2.53B | 2.51B | 2.51B | 2.56B | 2.62B | 2.58B | 2.47B | 2.38B | 2.58B |
| Equity Growth % | 31.6% | 27.33% | 16.34% | 12.34% | 9.58% | 5.72% | 10.47% | 7.81% | 4.47% | 4.97% | 0.13% | -3.21% | -2.52% | 1.69% | 7.83% | 1.66% | 7.16% | 152.47% | 142.82% | - |
| Book Value per Share | 10.87 | 10.15 | 9.47 | 8.96 | 8.35 | 8.07 | 8.91 | 8.66 | 8.39 | 8.57 | 8.45 | 8.46 | 8.45 | 8.55 | 8.81 | 9.09 | 9.02 | 8.77 | 8.75 | 9.64 |
| Total Shareholders' Equity | 3.78B | 3.55B | 3.3B | 3.07B | 2.87B | 2.79B | 2.84B | 2.73B | 2.62B | 2.63B | 2.57B | 2.53B | 2.51B | 2.51B | 2.56B | 2.62B | 2.58B | 2.47B | 2.38B | 2.58B |
| Common Stock | 3K | 3K | 3K | 3K | 3K | 3K | 3K | 3K | 3K | 3K | 3K | 3K | 3K | 3K | 3K | 3K | 3K | 3K | 3K | 3K |
| Retained Earnings | -2.74B | -2.85B | -2.98B | -3.06B | -3.13B | -3.13B | -3.21B | -3.11B | -3.06B | -2.93B | -2.76B | -2.59B | -2.39B | -2.18B | -1.86B | -1.61B | -1.42B | -1.36B | -1.21B | -898.49M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | -23.59M | -16.94M | -24.39M | -15.07M | -44.5M | -47.55M | -9.12M | -21.57M | -17.3M | -7.14M | -25.2M | -15.42M | -22.34M | -26.63M | -34.22M | -7.15M | 7.68M | 4.38M | 2.69M | 6.77M |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |