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AFYAAfya Limited
$14.87$1.3B
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Afya Limited (AFYA) Financials

9Y historyFree accessUpdated daily

Afya maintains significant pricing power with a 68.9% gross margin as of 2026Q1, though year-over-year revenue growth has decelerated to 6.1% from the 25% peak observed in 2023Q4.

AFYA Income Statement

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly
MetricTTMDec'25Dec'24Dec'23Dec'22Dec'21Dec'20Dec'19Dec'18Dec'17
Sales/Revenue3.77B3.62B3.3B2.88B2.33B1.72B1.2B750.63M333.94M216.01M
Revenue Growth %9.66%9.69%14.9%23.48%35.46%43.14%60.02%124.78%54.59%-
Cost of Goods Sold1.35B1.29B1.22B1.11B859.55M652.3M434.65M308.85M168.05M124.06M
COGS % of Revenue-35.54%36.79%38.59%36.91%37.94%36.19%41.15%50.32%57.44%
Gross Profit2.42B2.34B2.09B1.77B1.47B1.07B766.54M441.78M165.88M91.94M
Gross Margin %64.3%64.46%63.21%61.41%63.09%62.06%63.81%58.85%49.68%42.56%
Gross Profit Growth %-11.86%18.27%20.18%37.71%39.21%73.51%166.32%80.42%-
Operating Expenses1.2B1.15B1.08B999.04M805.58M626.18M403.2M236.53M69.44M42.6M
OpEx % of Revenue-31.65%32.58%34.74%34.59%36.42%33.57%31.51%20.79%19.72%
Selling, General & Admin1.17B1.15B1.07B1.01B798.15M622.62M402.86M239.12M70.03M45.35M
SG&A % of Revenue-31.65%32.31%35.28%34.27%36.21%33.54%31.86%20.97%21%
Research & Development0020.09M21.5M9.44M032K000
R&D % of Revenue--0.61%0.75%0.41%-0%---
Other Operating Expenses00-11M-37.15M03.56M347K-2.59M-599K-2.75M
Operating Income1.22B1.19B1.01B767.06M664.1M440.89M363.33M205.25M96.45M49.34M
Operating Margin %32.5%32.81%30.63%26.67%28.51%25.64%30.25%27.34%28.88%22.84%
Operating Income Growth %-17.51%31.95%15.5%50.63%21.35%77.02%112.81%95.46%-
EBITDA1.51B1.19B1.22B1.06B876.04M595.12M472.84M278.4M106.07M53.52M
EBITDA Margin %39.95%32.81%36.81%36.74%37.61%34.61%39.36%37.09%31.76%24.78%
EBITDA Growth %7.05%-2.21%15.11%20.61%47.21%25.86%69.84%162.47%98.18%-
D&A (Non-Cash Add-back)280.69M0204.12M289.51M211.94M154.22M109.5M73.15M9.62M4.18M
EBIT1.29B1.19B1.01B815.88M717.09M449.11M363.33M242.41M96.45M49.34M
Net Interest Income-358.43M-493.78M-322.94M-279.17M-261.45M-152.61M-9.22M-51.38M-573K-381K
Interest Income148.47M043.42M107.12M27.2M23.04M7.05M9.04M4.36M3.17M
Interest Expense506.89M493.78M366.35M386.3M288.65M175.65M16.27M15.94M2.4M1.04M
Other Income/Expense-344.08M-345.34M-335.72M-337.48M-235.67M-167.43M-28.28M-18.31M2.27M1.64M
Pretax Income880.76M844.03M676.39M429.58M428.43M273.46M335.05M186.94M98.72M50.98M
Pretax Margin %23.37%23.29%20.47%14.94%18.4%15.9%27.89%24.9%29.56%23.6%
Income Tax109.82M90.68M27.47M24.17M35.68M31.18M27.07M14.18M3.99M2.5M
Effective Tax Rate %12.47%10.74%4.06%5.63%8.33%11.4%8.08%7.58%4.04%4.9%
Net Income755.3M737.68M631.51M386.32M373.57M223.33M292.07M153.92M86.35M45.39M
Net Margin %20.04%20.35%19.11%13.43%16.04%12.99%24.32%20.5%25.86%21.01%
Net Income Growth %11.05%16.81%63.47%3.41%67.28%-23.54%89.76%78.24%90.23%-
Net Income (Continuing)770.94M753.35M648.92M405.42M392.76M242.28M307.99M172.76M94.73M48.48M
Discontinued Operations0000000000
Minority Interest41.14M39.37M40.63M41.51M51.32M51.87M51.56M48.63M88.37M651K
EPS (Diluted)8.388.116.934.274.152.373.122.020.980.52
EPS Growth %11.13%17.03%62.3%2.89%75.11%-24.04%54.46%106.12%88.46%-
EPS (Basic)-8.167.014.274.152.393.152.030.980.52
Diluted Shares Outstanding90.13M91.27M91.15M90.54M89.94M94.1M93.64M76.19M87.68M87.68M
Basic Shares Outstanding89.37M90.48M90.12M90.47M89.94M93.29M92.68M75.97M87.68M87.68M
Dividend Payout Ratio-------24.69%--

Key Metrics

Growth RegimeDecelerating
ProfitabilityStrong
Balance SheetHealthy
Cash FlowRobust
Top Statement Risk

Regulatory seat expansion risk

Revenue Growth Facing Structural Deceleration

According to the latest financial disclosures, Afya's year-over-year revenue growth has decelerated to 6.1% in 2026Q1, down significantly from the 25% peak observed in 2023Q4, suggesting that the company's aggressive expansion phase is transitioning toward a more mature, lower-growth cycle within the Brazilian medical education market.

The deceleration in top-line expansion indicates that the company may be reaching a saturation point in its core undergraduate medical seat capacity. Investors should monitor whether the current growth rate can be sustained through digital services or if the lack of new, high-margin seat authorizations will continue to compress the overall revenue trajectory.

Premium Pricing Power Sustains Margins

As reported in recent income statements, Afya maintains a robust gross margin of 68.9% as of 2026Q1, demonstrating significant pricing power that remains resilient despite the broader competitive pressures within the Brazilian education sector and the potential for increased supply of medical seats in the domestic market.

The ability to sustain gross margins near 70% suggests that the company's medical education offerings remain highly inelastic, effectively insulating the firm from inflationary pressures. This structural profitability appears to be a direct result of the high regulatory barriers to entry that protect the company's existing medical seat licenses.

Operating Leverage Efficiency Remains High

Based on the provided quarterly data, Afya has demonstrated effective operating leverage, with operating margins reaching 38.8% in 2026Q1, a notable improvement from the 23.4% reported in 2023Q4, which suggests that the company is successfully scaling its administrative and overhead costs relative to its gross profit generation.

The reduction in SG&A as a percentage of revenue indicates that management is successfully leveraging its existing infrastructure to support a larger student base. This trend warrants further investigation to determine if these efficiencies are sustainable or if they are merely a result of temporary cost-cutting measures that could impact long-term service quality.

Regulatory Headwinds Threaten Long-term Viability

Data from recent filings highlights that the re-introduction of the Mais Médicos framework poses a material risk to Afya's long-term pricing power, as any significant increase in the total supply of medical seats could erode the scarcity premium that currently supports the company's high-margin undergraduate segment.

Short-term profitability may mask the underlying risk of a regulatory-induced supply shock that could force tuition price adjustments. Investors should remain cautious regarding the sustainability of current margins if the government continues to prioritize the expansion of medical seat availability over the protection of incumbent educational providers.

AFYA — Frequently Asked Questions

Quick answers to the most common questions about buying AFYA stock.

What was Afya Limited's (AFYA) revenue in 2025?

For fiscal year 2025, Afya Limited (AFYA) reported total revenue of $3.62B. This represents a 1578.0% increase compared to $216.0M in 2017.

Is Afya Limited (AFYA) profitable?

Afya Limited (AFYA) is profitable, generating $737.7M in net income for the fiscal year ending 2025 with a net profit margin of 20.4%.

What is Afya Limited's operating profit margin?

Afya Limited (AFYA) reported an operating income of $1.19B, resulting in an operating profit margin of 32.8%. This margin reflects the operational efficiency of the business before interest and taxes.

What is Afya Limited's gross profit and gross margin?

Afya Limited (AFYA) generated $2.34B in gross profit for the year, representing a gross profit margin of 64.5%. This demonstrates the company's core pricing power and production efficiency.