Last 48 quarters of trend data · Financial Services · Specialty Insurers
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 9.05 | 15.15 | 10.84 | 19.38 | 17.46 | 15.22 | 14.98 | 27.95 | 18.67 | 16.11 | 19.25 | 14.25 | 11.70 | 24.07 | 16.46 | 13.60 | 12.03 | 19.80 | 40.63 | 13.95 | 74.76 |
| — | -0.5% | -27.6% | -30.7% | -6.5% | -5.5% | -22.2% | +96.1% | +59.7% | -33.1% | +17.0% | +4.8% | -2.8% | +21.6% | -59.5% | -2.5% | -83.9% | +39.6% | +234.9% | -13.7% | +665.5% | |
| P/S Ratio | 1.10 | 1.38 | 1.73 | 1.96 | 2.23 | 2.55 | 2.58 | 3.47 | 3.33 | 2.93 | 2.77 | 2.99 | 2.81 | 3.31 | 3.38 | 3.00 | 3.13 | 3.15 | 3.69 | 3.20 | 3.33 |
| — | -45.9% | -32.9% | -43.4% | -32.9% | -13.1% | -6.9% | +15.8% | +18.6% | -11.4% | -18.1% | -0.2% | -10.3% | +5.1% | -8.5% | -6.2% | -6.2% | -15.5% | +3.7% | -14.1% | +5.7% | |
| P/B Ratio | 1.49 | 1.86 | 2.54 | 2.55 | 2.90 | 3.04 | 3.15 | 3.86 | 3.83 | 2.94 | 2.79 | 3.20 | 3.07 | 2.87 | 3.01 | 2.83 | 3.14 | 2.41 | 2.61 | 2.44 | 2.62 |
| — | -39.0% | -19.2% | -33.9% | -24.4% | +3.6% | +12.8% | +20.6% | +24.5% | +2.5% | -7.1% | +13.2% | -2.2% | +18.7% | +15.1% | +15.9% | +20.1% | +6.3% | +5.7% | -12.0% | +3.2% | |
| P/FCF | 29.73 | 39.20 | 88.81 | — | 17.43 | 21.35 | — | — | 22.78 | 27.41 | — | 35.64 | 57.04 | 51.84 | 35.19 | 17.52 | — | 21.99 | 14.70 | 35.17 | 32.71 |
| — | +83.6% | — | — | -23.5% | -22.1% | — | — | -60.1% | -47.1% | — | +103.4% | — | +135.8% | +139.3% | -50.2% | — | -73.5% | -53.2% | +83.5% | +44.3% | |
| EV / EBITDA | 13.61 | 10.92 | — | 14.38 | 12.98 | 11.06 | 11.16 | 21.03 | 13.82 | 11.90 | 14.49 | 11.04 | 8.85 | 17.78 | 12.42 | 10.28 | 9.01 | 14.66 | 30.96 | 10.76 | 111.01 |
| — | -1.3% | — | -31.6% | -6.1% | -7.1% | -23.0% | +90.5% | +56.1% | -33.1% | +16.6% | +7.3% | -1.7% | +21.3% | -59.9% | -4.4% | -91.9% | +51.4% | +231.3% | -15.0% | +1416.1% | |
| EV / EBIT | 5.17 | 11.14 | — | 14.63 | 13.13 | 11.17 | 11.28 | 21.43 | 14.03 | 12.08 | 14.73 | 11.21 | 8.98 | 18.32 | 12.64 | 10.45 | 9.13 | 15.05 | 32.29 | 10.90 | 126.13 |
| — | -0.4% | — | -31.7% | -6.4% | -7.5% | -23.4% | +91.1% | +56.2% | -34.0% | +16.5% | +7.3% | -1.7% | +21.8% | -60.8% | -4.2% | -92.8% | +53.9% | +242.8% | -14.8% | +1609.4% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 46.4% | 42.5% | -36.6% | 42.0% | 64.5% | 41.6% | 42.2% | 36.4% | 49.4% | 43.1% | 38.6% | 43.0% | 100.0% | 40.6% | 45.2% | 42.9% | 47.4% | 39.6% | 32.7% | 43.1% | 17.7% |
| — | +2.1% | -186.7% | +15.6% | +30.6% | -3.5% | +9.2% | -15.5% | -50.6% | +6.0% | -14.5% | +0.3% | +110.8% | +2.7% | +38.0% | -0.5% | +168.4% | -24.3% | -38.8% | -6.5% | -66.3% | |
| Operating Margin | 18.6% | 11.3% | -11.0% | 12.7% | 15.6% | 21.3% | 21.5% | 15.5% | 22.7% | 22.6% | 18.1% | 25.8% | 29.9% | 17.0% | 25.9% | 27.4% | 32.2% | 18.8% | 10.5% | 28.4% | 2.5% |
| — | -47.1% | -151.3% | -17.9% | -31.3% | -5.7% | +18.8% | -40.0% | -24.2% | +33.2% | -29.9% | -6.1% | -7.0% | -9.9% | +147.0% | -3.3% | +1204.4% | -44.3% | -70.9% | +0.3% | -93.9% | |
| Net Margin | 14.9% | 9.0% | 15.9% | 10.2% | 12.8% | 16.9% | 17.2% | 12.3% | 17.8% | 18.2% | 14.5% | 21.0% | 23.9% | 13.7% | 20.7% | 22.1% | 26.0% | 15.9% | 9.0% | 23.0% | 4.5% |
| — | -46.5% | -7.8% | -17.5% | -28.3% | -7.4% | +18.7% | -41.4% | -25.6% | +32.7% | -29.8% | -4.9% | -8.1% | -13.8% | +129.2% | -3.8% | +476.5% | -39.3% | -69.2% | -0.8% | -86.0% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 18.5% | 3.0% | 5.9% | 3.3% | 4.0% | 5.1% | 5.3% | 3.5% | 4.6% | 4.7% | 3.7% | 5.7% | 6.1% | 2.9% | 4.6% | 5.3% | 6.0% | 3.0% | 1.6% | 4.4% | 0.8% |
| — | -42.2% | +10.9% | -5.3% | -14.2% | +9.9% | +45.2% | -39.4% | -24.4% | +58.1% | -21.3% | +6.9% | +1.4% | -1.8% | +195.3% | +22.2% | +647.5% | -25.7% | -69.7% | +0.1% | -87.0% | |
| ROA | 4.1% | 0.6% | 1.3% | 0.7% | 0.9% | 1.2% | 1.2% | 0.8% | 1.1% | 1.2% | 0.9% | 1.4% | 1.6% | 0.8% | 1.2% | 1.4% | 1.7% | 0.8% | 0.4% | 1.2% | 0.2% |
| — | -46.0% | +7.4% | -6.5% | -17.0% | +3.5% | +36.0% | -46.3% | -31.4% | +50.0% | -26.5% | +1.4% | -3.5% | -7.4% | +173.2% | +14.5% | +573.2% | -35.3% | -72.1% | -7.5% | -87.8% | |
| ROIC | 21.9% | 3.5% | -3.8% | 3.8% | 4.6% | 6.0% | 6.0% | 3.9% | 5.4% | 5.1% | 3.8% | 6.0% | 6.8% | 3.2% | 4.9% | 5.9% | 7.1% | 3.5% | 1.6% | 4.6% | 0.4% |
| — | -41.1% | -163.5% | -3.3% | -14.3% | +17.1% | +57.8% | -34.3% | -19.9% | +61.6% | -21.9% | +1.2% | -5.2% | -8.6% | +205.0% | +27.2% | +1590.7% | -28.2% | -69.7% | +3.6% | -93.9% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 0.00 | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Debt / EBITDA | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 0.01 | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Current Ratio | 0.61 | 296.91 | 0.40 | 0.54 | 0.61 | 0.56 | 0.55 | 0.53 | 0.59 | 0.43 | 0.33 | 0.37 | — | 1.58 | 0.39 | 0.35 | 1.20 | 0.40 | 1.43 | 0.64 | 5.43 |
| — | +52874.2% | -27.1% | +2.1% | +4.1% | +31.7% | +69.5% | +41.6% | — | -73.0% | -15.9% | +6.1% | — | +297.0% | -72.9% | -45.0% | -78.0% | -77.4% | +215.1% | -63.3% | — | |
| Quick Ratio | 0.61 | 296.91 | 0.40 | 0.54 | 0.61 | 0.56 | 0.55 | 0.53 | 0.59 | 0.43 | 0.33 | 0.37 | — | 1.58 | 0.39 | 0.35 | 1.20 | 0.40 | 1.43 | 0.64 | 5.43 |
| — | +52874.2% | -27.1% | +2.1% | +4.1% | +31.7% | +69.5% | +41.6% | — | -73.0% | -15.9% | +6.1% | — | +297.0% | -72.9% | -45.0% | -78.0% | -77.4% | +215.1% | -63.3% | — | |
| Interest Coverage | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying AMSF stock.
AMERISAFE, Inc.'s current P/E is 9.0x. The average P/E over the last 4 quarters is 15.7x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
AMERISAFE, Inc.'s current operating margin is 18.6%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking AMERISAFE, Inc.'s business trajectory between earnings reports.