Arrow Financial Corporation (AROW) quarterly cash flow statement — complete operating, investing & financing history
Arrow Financial Corporation (AROW) cash flow statement — 30-year operating, investing & financing cash flows
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash from Operations | - | 15.79M | 15.24M | 5.91M | 15.02M | 10.28M | 10.07M | 5.63M | 9.42M | 9.08M | 10.35M | -16.32M | 11.2M | 12.48M | 13.22M | 11.5M | 17.53M | 13.91M | 16.77M | 12.49M |
| Operating CF Growth % | - | 53.68% | 51.37% | 5.05% | 59.55% | 13.21% | -2.7% | 134.47% | -15.93% | -27.25% | -21.72% | -241.87% | -36.09% | -10.32% | -21.16% | -7.93% | 12.21% | -30.33% | -16.65% | -15.3% |
| Net Income | - | 10.96M | 13.48M | 14.01M | 12.82M | 10.8M | 6.31M | 4.47M | 8.97M | 8.6M | 7.66M | 7.72M | 7.74M | 6.05M | 8.56M | 12.09M | 12.16M | 11.97M | 12.57M | 10.31M |
| Depreciation & Amortization | - | 1.33M | 1.25M | 1.29M | 1.51M | 1.41M | 1.21M | 1.35M | 1.36M | 1.25M | 1.39M | 1.76M | 1.53M | 1.69M | 1.74M | 1.7M | 2.01M | 1.89M | 1.95M | 1.93M |
| Deferred Taxes | - | -849K | -1.53M | 14K | 302K | 731K | -854K | -534K | -3K | 7K | -259K | 1.8M | 71K | -962K | 891K | -582K | -342K | 134K | -462K | 980K |
| Other Non-Cash Items | - | -2.28M | -781K | -11.12M | 1.96M | -1.78M | 3.01M | 5.45M | 1.49M | -572K | 429K | -2.19M | 352K | 1.15M | 1.8M | 968K | 1.85M | 680K | 828K | 1.74M |
| Working Capital Changes | - | 6.43M | 2.47M | 1.2M | -1.8M | -1.31M | 138K | -5.32M | -2.59M | -419K | 914K | -25.6M | 1.23M | 4.42M | -9K | -2.91M | 1.64M | -971K | 1.67M | -2.66M |
| Cash from Investing | - | -57.16M | -15.11M | -23.42M | -49.68M | 6.56M | 5.08M | -90.12M | 32.7M | 6.16M | -37.69M | -1.83M | -52.34M | -22.74M | -5.74M | -49.57M | -106.97M | -110.35M | -126.17M | -92.1M |
| Purchase of Investments | - | -84.43M | -43.9M | -55.39M | -54.73M | -43.29M | -2.9M | -145.26M | -10.76M | -447K | -750K | -74.34M | -4.94M | -1.1M | -1.45M | -36.28M | -44.43M | -35.54M | -80M | -105.97M |
| Sale/Maturity of Investments | - | 40.2M | 20.02M | 230.12M | 25.38M | 72.57M | 29.8M | 115.65M | 29.97M | 65.29M | 14.09M | 141.71M | 24.09M | 41.34M | 25M | 50.34M | 23.54M | 36.14M | 26.17M | 31.29M |
| Net Investment Activity | 0 | -44.23M | -23.89M | 174.73M | -29.36M | 29.27M | 26.9M | -29.61M | 19.21M | 64.84M | 13.34M | 67.37M | 19.15M | 40.23M | 23.55M | 14.06M | -20.89M | 603K | -53.83M | -74.67M |
| Acquisitions | - | -468K | 468K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | - | -8.26M | 9.61M | -193.59M | -19.59M | -20.71M | -20.55M | -59M | 14.86M | -57.11M | -49.87M | -68.59M | -70.08M | -60.54M | -26.66M | -60.29M | -81.25M | -108M | -69.22M | -14.24M |
| Cash from Financing | - | -57.45M | 71.29M | -165.75M | 163.65M | -49.84M | 131.75M | -101.04M | 97.77M | -97.51M | 167.27M | -134.06M | 162.28M | -19.61M | 131.34M | -270.7M | 245.62M | -173.88M | 139.28M | -61.06M |
| Dividends Paid | - | -4.96M | -4.95M | -4.77M | -4.77M | -4.66M | -4.7M | -4.68M | -4.53M | -4.51M | -4.57M | -4.58M | -4.47M | -4.47M | -4.46M | -4.46M | -4.33M | -4.32M | -4.33M | -4.17M |
| Share Repurchases | - | -370K | -113K | -154K | -1.43M | -5.17M | -3.48M | -265K | -54K | -510K | -5.96M | -2.76M | 0 | 0 | -848K | -151K | -108K | -520K | -2.09M | -29K |
| Stock Issued | - | 798K | 165K | 479K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 472K | 484K | 471K | 475K | 474K | 470K |
| Net Stock Activity | 0 | 428K | 52K | 325K | -1.43M | -5.17M | -3.48M | -265K | -54K | -510K | -5.96M | -2.76M | 0 | 0 | -376K | 333K | 363K | -45K | -1.62M | 441K |
| Debt Issuance (Net) | - | 1000K | -21K | 1K | -1000K | -10K | -26K | -1000K | -1000K | -15K | 1000K | -1000K | 1000K | 1000K | 1000K | 1000K | -13K | -12K | -1000K | -1000K |
| Other Financing | - | -358.82M | 76.21M | -161.3M | 174.22M | -39.99M | 139.95M | -1.08M | 105.27M | -92.47M | 97.81M | 21.09M | 164.26M | -44.13M | 48.19M | -296.36M | 249.6M | -169.51M | 165.24M | -54.9M |
| Net Change in Cash | - | -98.82M | 71.42M | -183.25M | 128.99M | -33M | 146.9M | -185.54M | 139.89M | -82.27M | 139.93M | -152.2M | 121.14M | -29.87M | 138.81M | -308.77M | 156.18M | -270.32M | 29.88M | -140.67M |
| Exchange Rate Effect | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | - | 285.61M | 214.18M | 397.44M | 268.45M | 301.45M | 154.55M | 340.09M | 200.2M | 282.46M | 142.54M | 294.74M | 173.6M | 203.47M | 64.66M | 373.43M | 217.25M | 487.58M | 457.7M | 598.37M |
| Cash at End | - | 186.79M | 285.61M | 214.18M | 397.44M | 268.45M | 301.45M | 154.55M | 340.09M | 200.2M | 282.46M | 142.54M | 294.74M | 173.6M | 203.47M | 64.66M | 373.43M | 217.25M | 487.58M | 457.7M |
| Interest Paid | - | -18.1M | 18.1M | 19.83M | 19.65M | 19.01M | 18.72M | 23.62M | 23.24M | 19.11M | 18.51M | 19.85M | 12.8M | 11.98M | 7.2M | -159K | 3.21M | 1.55M | 1.16M | 1.15M |
| Income Taxes Paid | - | -603K | 603K | 11.84M | 2.6M | 3.7M | 507K | -5.55M | 2M | 2.6M | 953K | 825K | 2.55M | 2.2M | 1.07M | 4.1M | 3M | 5.6M | 318K | 3.7M |
| Free Cash Flow | - | 11.59M | 13.94M | 4.83M | 14.28M | 8.28M | 8.8M | 4.11M | 8.05M | 7.51M | 9.19M | -16.93M | 9.79M | 10.05M | 10.59M | 8.17M | 12.69M | 10.96M | 13.65M | 9.3M |
| FCF Growth % | - | 40.01% | 58.49% | 17.58% | 77.42% | 10.13% | -4.33% | 124.29% | -17.76% | -25.22% | -13.14% | -307.27% | -22.86% | -8.29% | -22.43% | -12.18% | -9.86% | -41.96% | -27.45% | -29.86% |