Arrow Financial Corporation (AROW) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

Arrow Financial Corporation (AROW) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

AROW Income Statement

Arrow Financial Corporation (AROW) annual income statement — 30-year revenue, gross profit & net income history

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21

Net Interest Income	48.73M	-71.48M	36.13M	35.14M	34.13M	32.53M	31.36M	29.69M	28.44M	27.15M	26.45M	25.61M	25.35M	25.77M	28.09M	30.58M	30.9M	29.04M	27.82M	27.2M
NII Growth %	42.78%	-319.72%	15.22%	18.38%	20.02%	19.82%	18.53%	15.91%	12.17%	5.35%	-5.83%	-16.24%	-17.95%	-11.25%	0.97%	12.41%	7.9%	2.39%	6.39%	2.83%
Net Interest Margin %	0.88%	-1.59%	0.8%	0.79%	0.74%	0.74%	0.7%	0.69%	0.64%	0.64%	0.61%	0.61%	0.59%	0.63%	0.68%	0.77%	0.73%	0.73%	0.67%	0.68%
Interest Income	68.08M	-53.79M	53.79M	54.61M	53.6M	51.57M	50.37M	50.9M	49.44M	47.97M	46.68M	44.32M	42.12M	40.01M	36.11M	35.9M	34.21M	30.59M	28.95M	28.35M
Interest Expense	19.34M	17.69M	17.66M	19.47M	19.47M	19.04M	19.01M	21.21M	21M	20.82M	20.22M	18.71M	16.76M	14.24M	8.02M	5.33M	3.31M	1.55M	1.12M	1.15M
Loan Loss Provision	1.47M	526K	548K	846K	815K	594K	5.02M	2.85M	934K	775K	617K	525K	354K	948K	1.55M	1.41M	1.72M	905K	769K	558K
Non-Interest Income	11.41M	78.03M	8.63M	8.27M	8.72M	7.61M	7.84M	4.23M	8.13M	7.86M	7.86M	7.48M	8.05M	6.91M	6.68M	7.17M	7.83M	7.74M	8.16M	7.59M
Non-Interest Income %	18.98%	1190.96%	19.28%	19.05%	20.34%	18.96%	20%	12.46%	22.24%	22.44%	22.9%	22.61%	24.1%	21.13%	19.2%	18.98%	20.21%	21.05%	22.68%	21.81%
Total Net Revenue	60.15M	6.55M	44.76M	43.41M	42.85M	40.14M	39.2M	33.91M	36.57M	35.01M	34.31M	33.1M	33.4M	32.68M	34.77M	37.74M	38.73M	36.78M	35.99M	34.79M
Revenue Growth %	40.38%	-83.68%	14.19%	28%	17.16%	14.67%	14.23%	2.47%	9.48%	7.13%	-1.32%	-12.31%	-13.75%	-11.16%	-3.38%	8.49%	6.59%	-0.15%	3.52%	-2.15%
Non-Interest Expense	51.83M	22.43M	26.86M	25.8M	25.43M	25.65M	26.05M	25.84M	24.1M	23.32M	24.01M	23.19M	23.48M	24.08M	22.3M	20.79M	21.45M	20.34M	18.95M	20.86M
Efficiency Ratio	86.17%	342.38%	60.02%	59.44%	59.36%	63.9%	66.45%	76.19%	65.9%	66.61%	69.98%	70.07%	70.29%	73.7%	64.12%	55.09%	55.38%	55.31%	52.64%	59.96%
Operating Income	6.85M	-16.41M	17.34M	16.76M	16.6M	13.9M	8.13M	5.22M	11.54M	10.91M	9.68M	9.38M	9.57M	7.65M	10.92M	15.54M	15.56M	15.53M	16.27M	13.37M
Operating Margin %	11.39%	-250.41%	38.75%	38.61%	38.74%	34.62%	20.75%	15.4%	31.55%	31.18%	28.22%	28.35%	28.65%	23.4%	31.41%	41.18%	40.19%	42.23%	45.22%	38.44%
Operating Income Growth %	-58.71%	-218.07%	113.29%	220.97%	43.88%	27.31%	-16.03%	-44.34%	20.55%	42.74%	-11.33%	-39.64%	-38.52%	-50.77%	-32.89%	16.23%	-7.41%	-11.18%	-2.75%	-17.09%
Pretax Income	6.85M	13.9M	17.34M	16.76M	16.6M	13.9M	8.13M	5.22M	11.54M	10.91M	9.68M	9.38M	9.57M	7.65M	10.92M	15.54M	15.56M	15.53M	16.27M	13.37M
Pretax Margin %	11.39%	212.09%	38.75%	38.61%	38.74%	34.62%	20.75%	15.4%	31.55%	31.18%	28.22%	28.35%	28.65%	23.4%	31.41%	41.18%	40.19%	42.23%	45.22%	38.44%
Income Tax	1.15M	2.93M	3.86M	2.75M	3.77M	3.09M	1.82M	752K	2.56M	2.31M	2.02M	1.66M	1.83M	1.6M	2.36M	3.46M	3.4M	3.56M	3.7M	3.06M
Effective Tax Rate %	16.82%	21.11%	22.25%	16.4%	22.74%	22.24%	22.41%	14.4%	22.21%	21.17%	20.9%	17.68%	19.09%	20.92%	21.6%	22.24%	21.86%	22.91%	22.72%	22.91%
Net Income	5.7M	10.96M	13.48M	14.01M	12.82M	10.8M	6.31M	4.47M	8.97M	8.6M	7.66M	7.72M	7.74M	6.05M	8.56M	12.09M	12.16M	11.97M	12.57M	10.31M
Net Margin %	9.48%	167.31%	30.13%	32.28%	29.93%	26.92%	16.1%	13.18%	24.54%	24.58%	22.32%	23.33%	23.18%	18.5%	24.62%	32.02%	31.41%	32.55%	34.94%	29.63%
Net Income Growth %	-55.56%	1.45%	113.71%	213.49%	42.9%	25.58%	-17.62%	-42.12%	15.91%	42.29%	-10.53%	-36.1%	-36.34%	-49.5%	-31.91%	17.25%	-6.36%	-9.83%	-5.31%	-17.5%
Net Income (Continuing)	5.7M	10.96M	13.48M	14.01M	12.82M	10.8M	6.31M	4.47M	8.97M	8.6M	7.66M	7.72M	7.74M	6.05M	8.56M	12.09M	12.16M	11.97M	12.57M	10.31M
EPS (Diluted)	0.31	0.67	0.82	0.85	0.78	0.65	0.38	0.27	0.54	0.51	0.45	0.45	0.46	0.35	0.50	0.71	0.73	0.72	0.76	0.62
EPS Growth %	-60.26%	3.08%	115.79%	214.81%	44.44%	27.45%	-15.56%	-40%	17.39%	45.71%	-10%	-36.62%	-36.99%	-51.39%	-34.21%	14.52%	-6.41%	-10%	-5%	-18.42%
EPS (Basic)	0.31	0.67	0.82	0.85	0.78	0.65	0.38	0.27	0.54	0.52	0.45	0.45	0.46	0.35	0.50	0.71	0.73	0.72	0.76	0.62
Diluted Shares Outstanding	18.46M	16.44M	16.4M	16.41M	16.41M	16.55M	16.67M	16.74M	16.74M	16.71M	16.87M	17M	17.05M	17.05M	17.06M	17.09M	16.56M	16.54M	16.57M	16.56M