Credicorp Ltd. (BAP) Quarterly Income Statement

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Credicorp Ltd. (BAP) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

BAP Income Statement

Credicorp Ltd. (BAP) annual income statement — 29-year revenue, gross profit & net income history

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21	Q3'21

Net Interest Income	4.07B	3.96B	3.94B	2.79B	3.59B	3.55B	3.61B	3.58B	3.46B	3.42B	3.34B	3.24B	3.19B	3.13B	3.24B	2.87B	2.62B	2.43B	2.47B	2.43B
NII Growth %	13.17%	11.53%	8.95%	-21.88%	3.88%	3.85%	8.35%	10.3%	8.53%	9.27%	2.98%	12.82%	21.47%	28.76%	31.07%	18.24%	14.19%	-4.05%	19.68%	12.93%
Net Interest Margin %	1.44%	1.47%	1.47%	1.09%	1.44%	1.4%	1.41%	1.43%	1.39%	1.42%	1.4%	1.36%	1.36%	1.31%	1.38%	1.18%	1.11%	0.99%	1.02%	0.97%
Interest Income	5.37B	5.2B	5.45B	3.57B	4.9B	4.87B	5B	4.98B	4.93B	4.92B	4.86B	4.81B	4.64B	4.45B	4.36B	3.98B	3.47B	3.17B	3.09B	3.03B
Interest Expense	1.31B	1.25B	1.51B	776.19M	1.31B	1.32B	1.38B	1.41B	1.47B	1.5B	1.52B	1.57B	1.45B	1.32B	1.12B	1.11B	851.01M	740.64M	613.91M	599.29M
Loan Loss Provision	725.59M	481.23M	408.84M	394.2M	575.16M	581.89M	1.13B	868.08M	1.09B	814.7M	1.35B	917.64M	804.25M	727M	866.48M	459.98M	363.29M	257.59M	126.78M	165.02M
Non-Interest Income	2.73B	2.53B	2.86B	1.72B	2.52B	2.06B	1.61B	1.89B	1.89B	1.65B	1.6B	1.71B	1.72B	1.58B	3.39B	1.59B	1.38B	1.43B	1.5B	1.4B
Non-Interest Income %	40.2%	39.05%	42.1%	38.11%	41.21%	36.78%	30.82%	34.58%	35.32%	32.58%	32.4%	34.55%	35.1%	33.62%	51.14%	35.56%	34.41%	37.01%	37.73%	36.49%
Total Net Revenue	6.8B	6.49B	6.8B	4.52B	6.11B	5.61B	5.23B	5.47B	5.35B	5.07B	4.94B	4.96B	4.91B	4.71B	6.63B	4.46B	4B	3.85B	3.97B	3.83B
Revenue Growth %	11.25%	15.68%	30.16%	-17.42%	14.29%	10.75%	5.88%	10.35%	8.89%	7.58%	-25.57%	11.07%	22.76%	22.18%	67.05%	16.54%	16.37%	14.58%	12.86%	15.54%
Non-Interest Expense	3.26B	3.1B	4.05B	1.42B	2.97B	2.51B	2.34B	2.49B	2.37B	2.18B	2.3B	2.32B	2.17B	2.07B	4.19B	2.07B	1.95B	1.85B	2.28B	2.05B
Efficiency Ratio	47.96%	47.83%	59.52%	31.34%	48.67%	44.72%	44.69%	45.51%	44.26%	43.04%	46.66%	46.78%	44.23%	44.04%	63.22%	46.44%	48.8%	48.02%	57.53%	53.43%
Operating Income	2.82B	2.91B	2.34B	2.71B	2.56B	2.52B	1.76B	2.11B	1.89B	2.07B	1.29B	1.72B	1.93B	1.91B	1.57B	1.93B	1.68B	1.75B	1.56B	1.62B
Operating Margin %	41.45%	44.9%	34.47%	59.93%	41.92%	44.91%	33.6%	38.62%	35.29%	40.88%	26.07%	34.7%	39.39%	40.52%	23.72%	43.25%	42.12%	45.3%	39.28%	42.27%
Operating Income Growth %	10.02%	15.66%	33.52%	28.15%	35.76%	21.67%	36.44%	22.81%	-2.46%	8.53%	-18.17%	-10.9%	14.83%	9.29%	0.86%	19.25%	47.69%	72.03%	102.67%	961.82%
Pretax Income	2.81B	2.9B	2.34B	2.51B	2.56B	2.52B	1.76B	2.11B	1.89B	2.07B	1.29B	1.72B	1.93B	1.91B	1.57B	1.93B	1.68B	1.75B	1.56B	1.62B
Pretax Margin %	41.36%	44.76%	34.47%	55.51%	41.92%	44.91%	33.6%	38.62%	35.29%	40.88%	26.07%	34.7%	39.39%	40.52%	23.72%	43.25%	42.12%	45.3%	39.28%	42.27%
Income Tax	808.1M	807.45M	730.24M	728.31M	696.97M	704.47M	598.35M	555.12M	519.34M	528.47M	434.65M	455.87M	504.47M	493.47M	476.24M	575.08M	513.18M	546M	471.86M	428.04M
Effective Tax Rate %	28.74%	27.8%	31.15%	29.05%	27.21%	27.96%	34.08%	26.29%	27.53%	25.52%	33.78%	26.51%	26.08%	25.87%	30.28%	29.8%	30.47%	31.28%	30.26%	26.45%
Net Income	1.97B	2.06B	1.58B	1.74B	1.82B	1.78B	1.13B	1.52B	1.34B	1.51B	841.83M	1.24B	1.4B	1.38B	1.07B	1.32B	1.14B	1.17B	1.06B	1.16B
Net Margin %	28.93%	31.74%	23.18%	38.5%	29.82%	31.69%	21.56%	27.87%	25.05%	29.84%	17.06%	24.99%	28.54%	29.4%	16.17%	29.65%	28.57%	30.41%	26.72%	30.4%
Net Income Growth %	7.94%	15.85%	39.91%	14.1%	36.06%	17.6%	33.84%	23.07%	-4.44%	9.2%	-21.48%	-6.41%	22.61%	18.12%	1.08%	13.68%	63.39%	77.34%	62.32%	1012.46%
Net Income (Continuing)	2B	2.1B	1.61B	1.78B	1.86B	1.81B	1.16B	1.56B	1.37B	1.54B	852.16M	1.26B	1.43B	1.41B	1.1B	1.35B	1.17B	1.2B	1.09B	1.19B
EPS (Diluted)	24.78	25.91	19.90	21.86	22.80	22.40	14.14	19.16	16.84	19.02	10.58	15.57	17.57	17.35	13.44	16.35	14.07	8.30	13.30	14.61
EPS Growth %	8.68%	15.67%	40.74%	14.09%	35.39%	17.77%	33.65%	23.06%	-4.15%	9.63%	-21.28%	-4.77%	24.88%	109.04%	1.05%	11.91%	60.25%	0%	61.8%	1006.82%
EPS (Basic)	24.78	25.94	19.90	21.89	22.80	22.40	14.14	19.14	16.84	19.02	10.58	15.57	17.57	17.35	13.44	16.38	14.10	8.31	13.30	14.64
Diluted Shares Outstanding	79.43M	79.48M	79.75M	79.45M	79.91M	79.37M	79.67M	79.43M	79.31M	79.47M	79.42M	79.53M	79.75M	79.56M	79.77M	79.56M	79.75M	79.59M	79.75M	79.65M