The bank maintains a stable capital foundation with an equity-to-assets ratio consistently anchored at 0.05, supporting its $1.5 trillion asset base.
| Metric | Dec'25 | Dec'24 | Dec'23 | Dec'22 | Dec'21 | Dec'20 | Dec'19 | Dec'18 | Dec'17 | Dec'16 | Dec'15 | Dec'14 | Dec'13 | Dec'12 | Dec'11 | Dec'10 | Dec'09 | Dec'08 | Dec'07 | Dec'06 | Dec'05 | Dec'04 | Dec'03 | Dec'02 | Dec'01 | Dec'00 | Dec'99 | Dec'98 | Dec'97 | Dec'96 |
|---|
| Cash & Short Term Investments | 407.56B | 509.67B | 538.31B | 542.42B | 521.33B | 457.38B | 359.34B | 395.37B | 394.29B | 196.05B | 156.26B | 289.92B | 366.82B | 410.54B | 415.34B | 479.04B | 374.89B | 346.63B | 382.62B | 359.87B | 321.52B | 10.18B | 10.89B | 12.02B | 3.73B | 3.76B | 3.65B | 4.59B | 749.37M | 29.52B |
| Cash & Due from Banks | 229.75B | 210.18B | 224.63B | 256.35B | 238.57B | 191.13B | 150.26B | 177.07B | 171.08B | 102.35B | 50.72B | 40.91B | 46.97B | 87.66B | 108.8B | 99.01B | 83.08B | 31.71B | 7.64B | 9.75B | 5.81B | 3.52B | 3.73B | 4.37B | 3.73B | 3.76B | 3.65B | 4.59B | 749.37M | 29.52B |
| Short Term Investments | 177.81B | 299.49B | 313.68B | 286.07B | 282.75B | 266.25B | 209.08B | 218.3B | 223.21B | 93.69B | 105.53B | 249.01B | 319.85B | 322.87B | 306.54B | 380.03B | 291.81B | 314.92B | 374.99B | 350.11B | 315.71B | 6.66B | 7.17B | 7.65B | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Investments | 860.75B | 450.78B | 413.36B | 468.76B | 411.81B | 449.87B | 330.22B | 344.65B | 352.17B | 432.22B | 363.83B | 594.83B | 538.23B | 662.58B | 692.49B | 635.6B | 561.92B | 1.18T | 522.39B | 395.47B | 380.96B | 6.66B | 7.17B | 7.65B | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments Growth % | 90.95% | 9.05% | -11.82% | 13.83% | -8.46% | 36.23% | -4.19% | -2.13% | -18.52% | 18.8% | -38.83% | 10.52% | -18.77% | -4.32% | 8.95% | 13.11% | -52.47% | 126.3% | 32.09% | 3.81% | 5624.28% | -7.15% | -6.29% | - | - | - | - | - | - | - |
| Long-Term Investments | 682.94B | 151.29B | 99.68B | 182.69B | 129.06B | 183.63B | 121.14B | 126.35B | 128.96B | 338.52B | 258.3B | 345.81B | 218.38B | 339.71B | 385.96B | 255.57B | 270.11B | 867.23B | 147.41B | 45.35B | 65.25B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.38B | 1.59B | 5.3B | 4.44B | 5.02B | 3.9B | 0 | 0 | 0 | 0 | 0 | 0 | 2.4B | 2.2B | 1.88B |
| Goodwill & Intangibles | 8.28B | 8.28B | 7.79B | 8.24B | 8.06B | 7.95B | 8.12B | 7.97B | 7.85B | 7.73B | 8.22B | 8.18B | 7.68B | 7.92B | 7.85B | 8.7B | 8.79B | 10.4B | 8.3B | 7.31B | 7.29B | 4.29B | 4.4B | 3.94B | 4.1B | 4.27B | 182.98M | 195.98M | 190.85M | 222.01M |
| Goodwill | 4.42B | 4.45B | 4.18B | 3.91B | 3.89B | 3.89B | 3.9B | 3.91B | 3.9B | 3.92B | 4.61B | 4.89B | 4.88B | 5.21B | 5.3B | 6.22B | 6.23B | 7.63B | 7.01B | 6.09B | 6.02B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 3.87B | 3.83B | 3.62B | 4.33B | 4.17B | 4.06B | 4.22B | 4.07B | 3.95B | 3.81B | 3.62B | 3.29B | 2.81B | 2.71B | 2.54B | 2.48B | 2.56B | 2.78B | 1.28B | 1.22B | 1.27B | 4.29B | 4.4B | 3.94B | 4.1B | 4.27B | 182.98M | 195.98M | 190.85M | 222.01M |
| PP&E (Net) | 3.68B | 3.6B | 3.42B | 3.61B | 3.55B | 4.03B | 4.2B | 2.53B | 2.46B | 2.74B | 3.33B | 3.58B | 3.77B | 5.75B | 7.17B | 4.57B | 4.42B | 4.67B | 3B | 2.49B | 2.75B | 1.92B | 1.79B | 1.63B | 1.96B | 2.06B | 1.8B | 1.94B | 2.01B | 2.09B |
| Other Assets | 436.43B | 839.04B | 822.33B | 769.75B | 717.67B | 693.1B | 644.14B | 597.24B | 593.85B | 660.32B | 686.4B | 702.68B | 738.25B | 740.79B | 737.17B | 732.72B | 710.46B | 815.19B | 679.59B | 575.32B | 522.24B | 505.46B | 425.7B | 385.69B | 347.64B | 306.44B | 248.86B | 210.32B | 227.07B | 152.28B |
| Total Current Assets | 407.84B | 509.67B | 538.31B | 542.42B | 521.33B | 457.38B | 359.34B | 395.37B | 396.68B | 198.94B | 159.27B | 293.52B | 370.74B | 414.62B | 419.9B | 485.57B | 382.84B | 352.81B | 387.62B | 365.55B | 326.14B | 10.18B | 10.89B | 12.02B | 3.73B | 3.76B | 3.65B | 6.99B | 2.95B | 31.4B |
| Total Non-Current Assets | 1.14T | 1.01T | 939.18B | 971.28B | 862.96B | 892.14B | 780.89B | 737.91B | 736.57B | 1.01T | 960.75B | 1.06T | 972.89B | 1.1T | 1.14T | 1T | 996.09B | 1.7T | 839.75B | 631.24B | 598.22B | 511.68B | 431.89B | 391.25B | 353.7B | 312.77B | 250.84B | 212.46B | 229.28B | 154.6B |
| Total Assets | 1.54T | 1.52T | 1.48T | 1.51T | 1.38T | 1.35T | 1.14T | 1.13T | 1.13T | 1.21T | 1.12T | 1.36T | 1.34T | 1.51T | 1.56T | 1.49T | 1.38T | 2.05T | 1.23T | 996.79B | 924.36B | 521.85B | 442.79B | 403.27B | 357.43B | 316.53B | 254.49B | 219.44B | 232.23B | 186B |
| Asset Growth % | 1.71% | 2.76% | -2.39% | 9.35% | 2.58% | 18.35% | 0.61% | 0% | -6.58% | 8.31% | -17.52% | 1.06% | -11.16% | -3.16% | 4.83% | 8.03% | -32.83% | 67.27% | 23.13% | 7.84% | 77.13% | 17.86% | 9.8% | 12.82% | 12.92% | 24.38% | 15.97% | -5.51% | 24.85% | 9.62% |
| Return on Assets (ROA) | 0.47% | 0.43% | 0.35% | 0.41% | 0.51% | 0.18% | 0.29% | 0.22% | -0.1% | 0.2% | -0% | 0.01% | 0.04% | -0.04% | 0.2% | 0.25% | 0.18% | 0.28% | 0.4% | 0.46% | 0.5% | 0.64% | 0.65% | 0.59% | 0.73% | 0.87% | 0.74% | 0.59% | 0.54% | 0.92% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.64B | 0 |
| Total Debt | 219.94B | 185.75B | 176.55B | 183.37B | 166.59B | 144.02B | 145.65B | 149.52B | 139.72B | 99.31B | 90.62B | 149.68B | 108.39B | 143.54B | 154.55B | 262.12B | 234.03B | 240.8B | 190.78B | 157.28B | 142.03B | 80.05B | 61.83B | 57.45B | 50.07B | 6.38B | 4.59B | 3.73B | 2.92B | 3.09B |
| Net Debt | -9.81B | -24.44B | -48.08B | -72.98B | -71.98B | -47.11B | -4.61B | -27.55B | -31.36B | -3.04B | 39.9B | 108.78B | 61.42B | 55.88B | 45.75B | 163.1B | 150.96B | 209.09B | 183.14B | 147.52B | 136.22B | 76.52B | 58.1B | 53.08B | 46.34B | 2.62B | 937.75M | -856.8M | 2.18B | -26.43B |
| Long-Term Debt | 219.94B | 185.75B | 176.55B | 183.37B | 166.59B | 144.02B | 145.65B | 149.52B | 139.72B | 99.31B | 90.62B | 149.68B | 108.39B | 143.54B | 154.55B | 262.12B | 234.03B | 240.8B | 190.78B | 157.28B | 142.03B | 80.05B | 61.83B | 57.45B | 50.07B | 6.38B | 4.59B | 3.73B | 2.92B | 3.09B |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 548.33B | 596.02B | 588.06B | 601.33B | 544.81B | 588.47B | 450.69B | 455.59B | 487.01B | 617.01B | 464.24B | 603.84B | 630.21B | 795.86B | 841.55B | 658.57B | 630.02B | 1.24T | 535.85B | 383.94B | 365.09B | 94.9B | 85.34B | 71.39B | 59.11B | 86.4B | 72.82B | 64.28B | 66.94B | 141.17B |
| Total Current Liabilities | 697.65B | 663.95B | 641.01B | 659.74B | 602.85B | 550.15B | 478.23B | 464.4B | 440.5B | 425.43B | 499.29B | 538.42B | 541.08B | 512.97B | 502.54B | 506.7B | 456.4B | 520.41B | 468.25B | 428.18B | 392.81B | 328.59B | 278.6B | 259.06B | 231.7B | 208.95B | 168.25B | 143.19B | 154.43B | 34.16B |
| Total Non-Current Liabilities | 768.27B | 781.77B | 764.61B | 784.7B | 711.4B | 732.49B | 596.34B | 605.1B | 626.73B | 716.33B | 554.86B | 753.52B | 738.6B | 939.4B | 996.1B | 920.68B | 864.05B | 1.49T | 726.63B | 541.22B | 507.12B | 174.95B | 147.17B | 128.84B | 109.18B | 92.78B | 77.41B | 68.02B | 69.86B | 144.26B |
| Total Liabilities | 1.47T | 1.45T | 1.41T | 1.44T | 1.31T | 1.28T | 1.07T | 1.07T | 1.07T | 1.14T | 1.05T | 1.29T | 1.28T | 1.45T | 1.5T | 1.43T | 1.32T | 2.01T | 1.19T | 969.4B | 899.93B | 503.55B | 425.77B | 387.9B | 340.88B | 301.72B | 245.67B | 211.21B | 224.29B | 178.41B |
| Total Equity | 78.24B | 72.48B | 71.86B | 69.26B | 70.04B | 66.88B | 65.66B | 63.78B | 66.02B | 71.36B | 65.86B | 65.96B | 63.95B | 59.99B | 63.01B | 62.26B | 58.48B | 47.41B | 32.48B | 27.39B | 24.43B | 18.31B | 17.02B | 15.37B | 16.55B | 14.8B | 8.82B | 8.24B | 7.94B | 7.59B |
| Equity Growth % | 7.94% | 0.86% | 3.76% | -1.12% | 4.72% | 1.86% | 2.95% | -3.39% | -7.5% | 8.35% | -0.14% | 3.14% | 6.61% | -4.81% | 1.21% | 6.47% | 23.34% | 45.99% | 18.57% | 12.12% | 33.43% | 7.59% | 10.73% | -7.14% | 11.81% | 67.74% | 7.16% | 3.73% | 4.64% | 2.43% |
| Equity / Assets (Capital Ratio) | 5.07% | 4.77% | 4.86% | 4.58% | 5.06% | 4.96% | 5.76% | 5.63% | 5.83% | 5.88% | 5.88% | 4.86% | 4.76% | 3.97% | 4.04% | 4.18% | 4.24% | 2.31% | 2.65% | 2.75% | 2.64% | 3.51% | 3.84% | 3.81% | 4.63% | 4.68% | 3.47% | 3.75% | 3.42% | 4.08% |
| Return on Equity (ROE) | 9.52% | 8.92% | 7.33% | 8.55% | 10.24% | 3.39% | 5.03% | 3.81% | -1.73% | 3.33% | -0.08% | 0.12% | 0.84% | -1% | 4.96% | 5.89% | 5.72% | 11.59% | 14.88% | 16.9% | 16.98% | 17.55% | 16.95% | 13.97% | 15.76% | 20.96% | 20.6% | 16.55% | 14.54% | 21.86% |
| Book Value per Share | 22.67 | 18.99 | 18.08 | 16.42 | 16.08 | 15.14 | 15.02 | 14.68 | 15.28 | 16.75 | 15.45 | 15.87 | 17.44 | 17.57 | 18.59 | 18.40 | 18.82 | 15.25 | 10.45 | 8.81 | 7.86 | 5.89 | 5.48 | 4.94 | 5.33 | 4.76 | 2.84 | 2.65 | 2.55 | 2.44 |
| Tangible BV per Share | 20.27 | 16.82 | 16.12 | 14.47 | 14.23 | 13.34 | 13.17 | 12.84 | 13.46 | 14.94 | 13.52 | 13.90 | 15.34 | 15.25 | 16.27 | 15.83 | 15.99 | 11.91 | 7.78 | 6.46 | 5.51 | 4.51 | 4.06 | 3.68 | 4.01 | 3.39 | 2.78 | 2.59 | 2.49 | 2.37 |
| Common Stock | 3.47B | 3.6B | 3.79B | 3.97B | 4.19B | 4.34B | 4.33B | 4.28B | 4.26B | 21.84B | 21.59B | 4.13B | 19.89B | 12.48B | 12.38B | 12.34B | 2.85B | 2.09B | 1.65B | 1.63B | 1.62B | 1.61B | 1.64B | 1.65B | 1.67B | 1.66B | 1.49B | 0 | 0 | 0 |
| Additional Paid-in Capital | 711M | 581M | 499M | 405M | 348M | 297M | 263M | 28M | 17.78B | 17.6B | 17.39B | 16.68B | 15.86B | 9.42B | 9.33B | 9.29B | 7.95B | 4.44B | 440M | 6.13B | 5.96B | 5.52B | 5.41B | 5.28B | 5.16B | 4.96B | 1.58B | 0 | 0 | 0 |
| Retained Earnings | 59.25B | 56.03B | 53.73B | 52.83B | 50.49B | 45.53B | 44.2B | 43.46B | 27.54B | 30.53B | 31.02B | 31.71B | 33.19B | 34.46B | 37.19B | 36.77B | 33.84B | 24.21B | 20.97B | 12.17B | 8.96B | 9.33B | 8.49B | 7.38B | 6.83B | 5.85B | 4.84B | 4.49B | 6.08B | 4.05B |
| Accumulated OCI | 0 | 11.61B | 13.18B | 11.09B | 14.03B | 15.63B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -165M | -989M | -140M | -173M | -260M | -212M | -181M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investment Bank Revenue Volatility
As reported in financial statements, Barclays has maintained total assets near the $1.5 trillion to $1.6 trillion range over the last ten quarters, suggesting a strategic pivot toward capital efficiency rather than aggressive balance sheet expansion as the firm executes its 2026 shareholder return targets.
The stability in total assets indicates that management is prioritizing the optimization of existing risk-weighted assets over broad-based growth. This approach appears consistent with the ongoing divestment of non-core assets, which helps to free up capital for the stated return objectives.
Based on reported figures, loan loss provisions peaked at $728.1 million in 2024Q4 before moderating to $528.0 million by 2025Q4, which suggests that the bank's credit risk management remains highly reactive to shifting macroeconomic forecasts and potential impairments within its diverse global lending portfolios.
The fluctuation in provision expenses highlights the inherent sensitivity of the bank's credit book to economic cycles in both the UK and US. Investors should monitor whether these provisions remain sufficient if delinquency trends in the US consumer credit card portfolio continue to deteriorate.
According to recent SEC filings, the bank's equity-to-assets ratio has remained consistently anchored at approximately 0.05, providing a stable capital foundation that supports the firm's commitment to returning £10 billion to shareholders by 2026 while maintaining regulatory compliance across its global operations.
This consistent capital ratio suggests that management is successfully balancing the need for regulatory capital buffers with the desire to improve shareholder returns. The ability to maintain this level of capitalization while navigating complex global regulatory environments appears to be a key pillar of the current strategic overhaul.
As indicated by the 2025Q4 data, investment securities have grown to $860.8 billion, representing a significant portion of the balance sheet and suggesting that the bank is utilizing a large, liquid securities portfolio to manage its funding requirements and interest rate risk exposure.
The expansion of the investment securities portfolio may indicate a defensive positioning against market volatility or a strategic shift in how the bank manages its liquidity. Analysts should investigate the duration profile of these holdings to determine if they introduce significant mark-to-market risk in a changing interest rate environment.
Quick answers to the most common questions about buying BCS stock.
As of 2025, Barclays PLC (BCS) had total assets of $1.54T including $407.84B in current assets.
Barclays PLC (BCS) carries total debt of $219.94B. Comparing total debt to cash helps evaluate the company's debt burden and net leverage.
Barclays PLC (BCS) has total shareholders' equity (book value) of $77.78B ($22.67 book value per share). Book value represents the net worth of the company belonging to common stock holders.
Barclays PLC (BCS) reported a current ratio of 0.58x. A current ratio above 1.0x indicates that the company has more current assets than current liabilities, suggesting sufficient short-term liquidity.