Cass Information Systems, Inc. (CASS) quarterly balance sheet — complete assets, liabilities & equity history
Cass Information Systems, Inc. (CASS) balance sheet — 30-year assets, liabilities & shareholders' equity history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Total Current Assets | 1.32B | 0 | 509.92M | 1.23B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.68B | 1.72B | 1.67B | 1.56B | 1.66B | 1.64B | 1.52B | 1.49B | 1.76B |
| Cash & Short-Term Investments | 1.06B | 237.57M | 244.34M | 392.27M | 976M | 225.28M | 797.18M | 877.75M | 781.31M | 764.53M | 814.73M | 372.47M | 408.44M | 270.47M | 210.48M | 200.94M | 346.99M | 261.23M | 191.45M | 514.93M |
| Cash Only | 255.87M | 228.47M | 244.34M | 392.27M | 258.63M | 218.16M | 220.67M | 349.73M | 230.56M | 223.73M | 192.8M | 372.47M | 23.55M | 270.47M | 210.48M | 200.94M | 346.99M | 20.19M | 191.45M | 514.93M |
| Short-Term Investments | 802.46M | 9.1M | 0 | 0 | 717.37M | 7.12M | 576.51M | 528.02M | 550.76M | 540.8M | 621.93M | 0 | 384.88M | 0 | 0 | 0 | 0 | 241.04M | 0 | 0 |
| Accounts Receivable | 262.7M | 44.69M | 4.95M | 1.12B | 49.8M | 60.28M | 40.47M | 55.91M | 30.89M | 78.41M | 32.86M | 1.11B | 1.06B | 1.13B | 1.09B | 1.17B | 1.02B | 946.91M | 964.8M | 953.52M |
| Days Sales Outstanding | 269.41 | 44.75 | 1.03K | 1.08K | 93.74 | 94.34 | 84.33 | 72.49 | 97.56 | 101.88 | 1.03K | 1.81K | 1.86K | 1.95K | 1.95K | 1.95K | 1.87K | 1.95K | 2.03K | 2.04K |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Assets | 0 | -531.88M | 260.62M | -276.85M | -1.21B | -463.16M | -1.01B | -1.14B | -1.02B | -1.06B | -1.07B | 198.86M | 258.59M | 269.18M | 259.82M | 293.77M | 269.22M | 313.17M | 329.62M | 291.43M |
| Total Non-Current Assets | 1.23B | 0 | 1.96B | 49.34M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 795.41M | 782.85M | 804.86M | 862.68M | 913.16M | 970.55M | 922.67M | 936.18M | 795.03M |
| Property, Plant & Equipment | 29.79M | 29.85M | 29.9M | 29.45M | 30.29M | 30.7M | 31.75M | 30.58M | 34.3M | 33.47M | 32.61M | 30.09M | 34.66M | 32.92M | 29.87M | 19.96M | 28.81M | 28.78M | 23.17M | 18.11M |
| Fixed Asset Turnover | 1.76x | 1.69x | 1.65x | 1.66x | 1.77x | 1.56x | 1.65x | 1.70x | 1.52x | 1.50x | 1.61x | 1.71x | 1.60x | 1.65x | 2.10x | 2.12x | 1.69x | 1.72x | 2.06x | 2.03x |
| Goodwill | 19.02M | 16.16M | 0 | 0 | 16.16M | 16.16M | 16.16M | 16.33M | 17.31M | 17.31M | 17.31M | 17.31M | 17.31M | 17.31M | 17.31M | 17.31M | 17.31M | 17.31M | 14.26M | 14.26M |
| Intangible Assets | 0 | 3.14M | 19.6M | 19.89M | 4.04M | 4.33M | 4.62M | 4.91M | 2.79M | 2.97M | 3.15M | 3.35M | 3.54M | 3.73M | 3.93M | 4.13M | 4.32M | 4.52M | 2.43M | 2.56M |
| Long-Term Investments | 1.05B | 736.79M | 785.34M | 770.77M | 717.37M | 599.54M | 576.51M | 528.02M | 550.76M | 540.8M | 621.93M | 627.12M | 615.86M | 637.51M | 703.04M | 754.47M | 763.79M | 740.07M | 774.61M | 673.45M |
| Other Non-Current Assets | 135M | -785.94M | 1.13B | -770.77M | -767.86M | -650.73M | -629.04M | -579.84M | -605.15M | -594.55M | -675M | 117.55M | 111.48M | 113.39M | 108.54M | 117.3M | 156.32M | 131.99M | 121.71M | 86.64M |
| Total Assets | 2.56B | 2.52B | 2.53B | 2.61B | 2.45B | 2.32B | 2.32B | 2.4B | 2.26B | 2.28B | 2.29B | 2.48B | 2.5B | 2.47B | 2.43B | 2.57B | 2.61B | 2.44B | 2.42B | 2.55B |
| Asset Turnover | 0.02x | 0.02x | 0.02x | 0.02x | 0.02x | 0.02x | 0.02x | 0.02x | 0.02x | 0.02x | 0.02x | 0.02x | 0.02x | 0.02x | 0.02x | 0.02x | 0.02x | 0.02x | 0.02x | 0.02x |
| Asset Growth % | 4.17% | 8.64% | 9.29% | 8.81% | 8.53% | 1.46% | 1.08% | -3.37% | -9.75% | -7.62% | -5.51% | -3.67% | -4.06% | 1.1% | 0.22% | 0.71% | 13.86% | 7.55% | 9.27% | 15.96% |
| Total Current Liabilities | 2.28B | 0 | 2.29B | 1.12B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.2B | 1.59B | 1.7B | 1.64B | 2.32B | 1.73B | 1.6B | 1.61B | 2.24B |
| Accounts Payable | 1.13B | 1.03B | 1B | 1.12B | 1.13B | 1.04B | 1.02B | 1.13B | 936.46M | 996.83M | 944.79M | 1.07B | 1.08B | 1.02B | 1.05B | 1.07B | 1.15B | 998.87M | 989.73M | 1.05B |
| Days Payables Outstanding | - | - | - | - | 13.07K | 11.67K | 12.87K | 11.62K | 11.06K | 11.16K | 11.91K | 13.51K | 13.64K | 15.2K | 17.49K | 40.29K | 16.15K | 15.58K | 15.18K | 131.15K |
| Short-Term Debt | 0 | 80M | 145M | 826K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue (Current) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 1.15B | -1.11B | 1.15B | -826K | -1.13B | -1.04B | -1.02B | -1.13B | -936.46M | -996.83M | -944.79M | 1.13B | 511.29M | 679.11M | 585.32M | 1.25B | 581.73M | 604.49M | 621.82M | 1.19B |
| Current Ratio | 0.58x | - | 0.22x | 1.10x | - | - | - | - | - | - | - | 0.76x | 1.08x | 0.98x | 0.96x | 0.72x | 0.95x | 0.95x | 0.92x | 0.79x |
| Quick Ratio | 0.58x | - | 0.22x | 1.10x | - | - | - | - | - | - | - | 0.76x | 1.08x | 0.98x | 0.96x | 0.72x | 0.95x | 0.95x | 0.92x | 0.79x |
| Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Non-Current Liabilities | 46.2M | 0 | 0 | 1.24B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 47.96M | 703.79M | 553.68M | 571.78M | 50.99M | 689.66M | 633.43M | 591.82M | 71.64M |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Capital Lease Obligations | 0 | 0 | 0 | 3.68M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7.4M | 7.66M | 7.9M | 0 | 8.4M | 8.08M | 2.92M | 0 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 46.2M | 0 | 0 | 1.24B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 47.96M | 696.39M | 546.03M | 563.88M | 50.99M | 681.26M | 625.35M | 588.9M | 71.64M |
| Total Liabilities | 2.33B | 2.27B | 2.29B | 2.36B | 2.21B | 2.08B | 2.08B | 2.17B | 2.02B | 2.05B | 2.06B | 2.25B | 2.3B | 2.26B | 2.21B | 2.37B | 2.42B | 2.24B | 2.2B | 2.31B |
| Total Debt | 0 | 80M | 145M | 4.51M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8.74M | 8.99M | 9.25M | 0 | 9.76M | 9.66M | 4.52M | 0 |
| Net Debt | -255.87M | -148.47M | -99.34M | -387.76M | -258.63M | -218.16M | -220.67M | -349.73M | -230.56M | -223.73M | -192.8M | -372.47M | -14.81M | -261.48M | -201.23M | -200.94M | -337.24M | -10.53M | -186.93M | -514.93M |
| Debt / Equity | - | 0.33x | 0.60x | 0.02x | - | - | - | - | - | - | - | - | 0.04x | 0.04x | 0.04x | - | 0.05x | 0.05x | 0.02x | - |
| Debt / EBITDA | - | 5.33x | 11.49x | 0.38x | - | - | - | - | - | - | - | - | 0.84x | 0.88x | 0.91x | - | 0.72x | 0.73x | 0.34x | - |
| Net Debt / EBITDA | -19.81x | -9.88x | -7.87x | -32.76x | -19.37x | -26.61x | -17.55x | -46.33x | -44.30x | -32.56x | -18.98x | -31.89x | -1.43x | -25.66x | -19.76x | -17.70x | -24.89x | -0.79x | -14.18x | -58.14x |
| Interest Coverage | - | - | 3.80x | - | - | - | - | - | 3765.00x | - | - | - | - | 207.23x | 123.92x | - | - | - | - | - |
| Total Equity | 226.04M | 244.66M | 241.79M | 243M | 243.45M | 240.82M | 234.25M | 229.03M | 237.65M | 229.93M | 229.49M | 229.81M | 206.24M | 215.15M | 217.5M | 206.32M | 191.74M | 205.61M | 217.08M | 245.8M |
| Equity Growth % | -7.15% | 1.6% | 3.22% | 6.1% | 2.44% | 4.74% | 2.07% | -0.34% | 15.23% | 6.87% | 5.51% | 11.38% | 7.56% | 4.64% | 0.19% | -16.06% | -22.58% | -21.15% | -16.34% | -5.88% |
| Book Value per Share | 17.33 | 18.72 | 18.34 | 18.38 | 18.17 | 17.81 | 17.17 | 16.70 | 17.24 | 16.63 | 16.65 | 16.71 | 14.95 | 15.53 | 15.69 | 14.94 | 13.89 | 14.90 | 15.71 | 17.55 |
| Total Shareholders' Equity | 226.04M | 244.66M | 241.79M | 243M | 243.45M | 240.82M | 234.25M | 229.03M | 237.65M | 229.93M | 229.49M | 229.81M | 206.24M | 215.15M | 217.5M | 206.32M | 191.74M | 205.61M | 217.08M | 245.8M |
| Common Stock | 7.75M | 7.75M | 7.75M | 7.75M | 7.75M | 7.75M | 7.75M | 7.75M | 7.75M | 7.75M | 7.75M | 7.75M | 7.75M | 7.75M | 7.75M | 7.75M | 7.75M | 7.75M | 7.75M | 7.75M |
| Retained Earnings | 184.76M | 178.29M | 171.8M | 167.09M | 163.04M | 158M | 153.28M | 148.49M | 148.09M | 149.24M | 148.84M | 145.78M | 141.44M | 138M | 134.82M | 131.68M | 126.36M | 121.39M | 116.65M | 112.22M |
| Treasury Stock | -117.44M | -117.44M | -114.37M | -112.15M | -103.83M | -97.1M | -91.03M | -87.61M | -84.14M | -81.55M | -82.32M | -84.26M | -83.7M | -80.94M | -79.42M | -81.21M | -81.62M | -81.74M | -82.35M | -78.9M |
| Accumulated OCI | -57.1M | -30.91M | -30.2M | -26.75M | -29.43M | -32.67M | -39.51M | -45.19M | -39.09M | -49.64M | -49.16M | -47.47M | -66.92M | -56.39M | -52.27M | -59.32M | -66.38M | -46.27M | -28.12M | 453K |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |