Cass Information Systems, Inc. (CASS) quarterly cash flow statement — complete operating, investing & financing history
Cass Information Systems, Inc. (CASS) cash flow statement — 30-year operating, investing & financing cash flows
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash from Operations | 4.33M | 16.94M | 14.55M | 4.85M | 12.31M | -1.29M | 21.57M | 18.63M | -198K | 10.69M | 9.83M | 7.57M | 12.39M | 7.68M | 9.29M | 10.81M | 9.74M | 16.34M | 14.72M | 3.87M |
| Operating CF Margin % | 8.24% | 33.56% | 29.63% | 9.79% | 22.8% | -2.66% | 41.93% | 33.83% | -0.38% | 21.51% | 19.51% | 13.71% | 22.95% | 14.83% | 17.79% | 20.95% | 20.06% | 36.61% | 34.6% | 9.44% |
| Operating CF Growth % | -64.86% | 1411.93% | -32.53% | -73.98% | 6319.7% | -112.08% | 119.45% | 146.1% | -101.6% | 39.19% | 5.75% | -29.97% | 27.28% | -53% | -36.88% | 179.52% | 9.15% | 223.22% | -11.86% | -49.91% |
| Net Income | 10.57M | 10.68M | 8.74M | 8.19M | 9.21M | 5.16M | 8.55M | 4.59M | 3.03M | 4.31M | 7.06M | 8.41M | 7.39M | 7.14M | 7.12M | 9.29M | 8.8M | 8.56M | 8.26M | 7.7M |
| Depreciation & Amortization | 2.02M | 1.85M | 1.73M | 1.85M | 1.74M | 1.92M | 1.69M | 1.78M | 1.44M | 1.3M | 1.26M | 1.32M | 1.23M | 1.28M | 1.14M | -3.61M | 2.66M | 2.73M | 2.91M | -4.17M |
| Stock-Based Compensation | 1.01M | 1.13M | 1.44M | 1.01M | 1.02M | 918K | 1.24M | 569K | 863K | 450K | 1.2M | 342K | 938K | 909K | 1.95M | 2.25M | 1.31M | 2.08M | 1.09M | 274K |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -1.16M | 0 | 0 | 0 | -720K |
| Other Non-Cash Items | -5.64M | -381K | 426K | -8.29M | -1.59M | -4.86M | 5.75M | 4.47M | 354K | 4.86M | -1.83M | -373K | -1.04M | 4.54M | -841K | 4.55M | -1.7M | 5.95M | 1.92M | 1.19M |
| Working Capital Changes | -3.64M | 3.66M | 2.21M | 2.09M | 1.94M | -4.43M | 4.33M | 7.21M | -5.88M | -230K | 2.14M | -2.13M | 3.87M | -6.18M | -73K | -504K | -1.33M | -2.99M | 545K | -406K |
| Change in Receivables | -5.14M | -491K | 494K | 27K | -180K | -2.12M | 1.95M | 1.86M | -5.34M | 957K | 351K | -2.61M | 4.21M | -3.57M | -1.88M | 20K | -735K | -1.08M | -726K | 26K |
| Change in Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 83.05M | -214.89M |
| Change in Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -16.16M | 17.2M | 0 | 0 | -83.05M | 215.02M |
| Cash from Investing | -71.66M | 41.24M | -144.87M | 818K | -95.96M | 20.89M | -71.03M | -173K | -8.43M | 84.53M | -71.98M | 90.42M | 30.76M | 59.56M | 103.93M | -56.53M | -86.16M | 37.38M | -201.09M | -252.48M |
| Capital Expenditures | -1.67M | -3.1M | -1.9M | -717K | -1.03M | -1.34M | -2.57M | -1.48M | -2.03M | -2.8M | -3.49M | -4.96M | -2.97M | -4.44M | -1.95M | -1.6M | -877K | -1.39M | -2M | -1.67M |
| CapEx % of Revenue | 3.17% | 6.14% | 3.86% | 1.45% | 1.91% | 2.76% | 5% | 2.69% | 3.95% | 5.64% | 6.92% | 8.99% | 5.5% | 8.57% | 3.74% | 3.09% | 1.81% | 3.12% | 4.7% | 4.08% |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -389K | -4.42M | -4.42M | 0 | -87.89M |
| Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Investing | 29.72M | -3.3M | -123.62M | 50.66M | 18.22M | 40.56M | -26.74M | -7.88M | -9.13M | -17.26M | -45.54M | 85.03M | 26.82M | 5.16M | 46.49M | -69.82M | -29.52M | 33.77M | -58.68M | -25.3M |
| Cash from Financing | 94.73M | -74.05M | -17.61M | 127.97M | 124.11M | -22.11M | -79.59M | 100.72M | 15.46M | -64.3M | -117.52M | -133.95M | 94.81M | -7.24M | -103.68M | -100.33M | 162.18M | 16.06M | -137.12M | 263.24M |
| Debt Issued (Net) | -80M | -65M | 145M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity Issued (Net) | 0 | -3.08M | -2.92M | -8.26M | -6.73M | -5.92M | -5.08M | -3.54M | -2.65M | 0 | -1.05M | -561K | -2.83M | -2.38M | 0 | 0 | 0 | -213K | -5.09M | -12.02M |
| Dividends Paid | -4.1M | -4.1M | -4.13M | -4.13M | -4.07M | -4.13M | -4.17M | -4.2M | -4.08M | -4.09M | -4.09M | -4.07M | -3.95M | -3.96M | -3.98M | -3.96M | -3.82M | -3.82M | -3.83M | -3.87M |
| Share Repurchases | 0 | -3.08M | -2.92M | -8.26M | -6.73M | -5.92M | -5.08M | -3.54M | -2.65M | 0 | -1.05M | -561K | -2.83M | -2.38M | 0 | 0 | 0 | -213K | -5.09M | -12.02M |
| Other Financing | 178.83M | -1.87M | -155.56M | 140.36M | 134.92M | -12.06M | -70.34M | 108.46M | 22.19M | -60.2M | -112.37M | -129.32M | 101.59M | -902K | -99.71M | -96.37M | 166M | 20.1M | -128.2M | 279.13M |
| Net Change in Cash | 27.4M | -15.87M | -147.93M | 133.63M | 40.47M | -2.51M | -129.05M | 119.17M | 6.83M | 30.92M | -179.66M | -35.97M | 137.96M | 59.99M | 9.54M | -146.05M | 85.76M | 69.78M | -323.48M | 14.62M |
| Free Cash Flow | 2.66M | 13.84M | 12.65M | 4.13M | 11.28M | -2.63M | 18.99M | 17.15M | -2.23M | 7.89M | 6.34M | 2.61M | 9.42M | 3.24M | 7.34M | 9.21M | 8.86M | 14.95M | 12.72M | 2.19M |
| FCF Margin % | 5.07% | 27.42% | 25.77% | 8.35% | 20.89% | -5.42% | 36.93% | 31.14% | -4.33% | 15.88% | 12.58% | 4.72% | 17.45% | 6.26% | 14.05% | 17.86% | 18.25% | 33.49% | 29.89% | 5.36% |
| FCF Growth % | -76.42% | 625.84% | -33.37% | -75.91% | 605.51% | -133.36% | 199.56% | 558.06% | -123.69% | 143.22% | -13.61% | -71.71% | 6.35% | -78.3% | -42.31% | 319.73% | 9.25% | 267.36% | -19.51% | -70.43% |
| FCF per Share | 0.20 | 1.06 | 0.96 | 0.31 | 0.84 | -0.19 | 1.39 | 1.25 | -0.16 | 0.57 | 0.46 | 0.19 | 0.68 | 0.23 | 0.53 | 0.67 | 0.64 | 1.08 | 0.92 | 0.16 |
| FCF Conversion (FCF/Net Income) | 0.41x | 1.60x | 1.65x | 0.59x | 1.35x | -0.15x | 2.41x | 4.06x | -0.07x | 2.38x | 1.37x | 0.90x | 1.68x | 1.08x | 1.31x | 1.16x | 1.11x | 1.91x | 1.78x | 0.50x |
| Interest Paid | 3.88M | 4.06M | 4.06M | 4.26M | 3.65M | 4.11M | 4.37M | 4.57M | 5.08M | 5.15M | 5.42M | 4.65M | 4.35M | 3.56M | 3.13M | 2.12M | 765K | 333K | 216K | 309K |
| Taxes Paid | 890K | 1.17M | 22K | 246K | 217K | 4.62M | 49K | 1.41M | 1.06M | 2.97M | 61K | 2.52M | 2.18M | 4.46M | 139K | 2.87M | 2.92M | 2.5M | 109K | 1.46M |