Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 11.75 | 10.40 | 11.31 | 9.66 | 9.10 | 10.62 | 10.35 | 10.98 | 10.63 | 11.42 | 10.25 | 9.65 | 9.86 | 7.69 | 6.29 | 6.54 | 7.67 | 7.12 | 8.29 | 11.30 | 10.97 |
| — | -2.1% | +9.3% | -12.0% | -14.4% | -7.0% | +1.0% | +13.7% | +7.8% | +48.5% | +63.0% | +47.6% | +28.6% | +8.0% | -24.2% | -42.1% | -30.1% | -36.0% | -18.2% | +2.0% | +21.3% | |
| P/S Ratio | 4.80 | 3.90 | 4.69 | 4.25 | 3.69 | 3.93 | 4.06 | 4.05 | 4.56 | 4.08 | 3.85 | 3.95 | 3.96 | 3.27 | 2.86 | 3.04 | 3.50 | 3.40 | 3.88 | 4.72 | 4.72 |
| — | -0.8% | +15.5% | +5.0% | -19.1% | -3.7% | +5.6% | +2.6% | +15.3% | +24.7% | +34.4% | +29.6% | +13.0% | -3.8% | -26.3% | -35.5% | -25.7% | -30.7% | -20.2% | -11.9% | +11.1% | |
| P/B Ratio | 1.49 | 1.30 | 1.37 | 1.12 | 1.12 | 1.14 | 1.11 | 1.06 | 1.20 | 1.09 | 0.98 | 0.99 | 1.19 | 0.96 | 0.90 | 0.99 | 1.21 | 1.17 | 1.21 | 1.40 | 1.35 |
| — | +13.9% | +23.7% | +6.0% | -6.0% | +4.4% | +12.6% | +6.8% | +0.7% | +13.8% | +9.3% | +0.4% | -2.0% | -17.8% | -25.8% | -29.2% | -10.4% | -11.1% | -4.9% | +5.4% | +27.2% | |
| P/FCF | 9.19 | 11.78 | 4.36 | 8.75 | 16.99 | 5.52 | 12.74 | 7.90 | 9.91 | 9.66 | 9.49 | 7.91 | 12.68 | 5.95 | 6.50 | 5.20 | 7.71 | 3.76 | 8.18 | 9.94 | 8.62 |
| — | +113.5% | -65.8% | +10.7% | +71.4% | -42.9% | +34.3% | -0.1% | -21.8% | +62.3% | +45.9% | +52.0% | +64.4% | +58.2% | -20.5% | -47.7% | -10.5% | -67.4% | -22.8% | +11.0% | +14.7% | |
| EV / EBITDA | 8.77 | 5.23 | 8.21 | 7.41 | 6.23 | 8.96 | 8.94 | 8.62 | 9.56 | 9.54 | 9.52 | 8.98 | 9.71 | 6.64 | 7.32 | 5.84 | 6.32 | 5.64 | 6.25 | 8.11 | 8.19 |
| — | -41.6% | -8.2% | -14.0% | -34.8% | -6.0% | -6.0% | -4.0% | -1.5% | +43.6% | +30.0% | +53.8% | +53.5% | +17.7% | +17.0% | -28.0% | -22.8% | -36.0% | -18.2% | -5.4% | +1.5% | |
| EV / EBIT | 10.72 | 5.23 | 8.21 | 7.69 | 6.41 | 9.35 | 9.32 | 9.03 | 10.01 | 10.05 | 10.07 | 9.47 | 10.17 | 6.97 | 7.66 | 6.06 | 6.59 | 5.85 | 6.53 | 8.48 | 8.54 |
| — | -44.0% | -11.9% | -14.9% | -35.9% | -7.0% | -7.5% | -4.6% | -1.6% | +44.2% | +31.5% | +56.1% | +54.4% | +19.1% | +17.2% | -28.5% | -22.8% | -36.1% | -18.1% | -5.3% | +0.6% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 93.2% | 88.8% | 94.9% | 90.8% | 100.0% | 86.4% | 94.3% | 91.7% | 92.2% | 92.3% | 96.3% | 99.1% | 99.2% | 96.4% | 95.5% | 96.1% | 99.3% | 99.0% | 98.7% | 95.2% | 98.0% |
| — | +2.8% | +0.7% | -1.0% | +8.4% | -6.5% | -2.1% | -7.4% | -7.0% | -4.2% | +0.8% | +3.1% | -0.2% | -2.7% | -3.2% | +0.9% | +1.4% | +0.9% | -6.6% | -12.6% | -5.1% | |
| Operating Margin | 49.8% | 48.2% | 57.0% | 55.7% | 58.6% | 44.5% | 49.0% | 46.1% | 46.5% | 41.2% | 40.7% | 45.8% | 45.3% | 47.8% | 50.2% | 55.8% | 61.4% | 62.7% | 59.6% | 54.7% | 56.2% |
| — | +8.2% | +16.5% | +20.6% | +26.0% | +8.0% | +20.5% | +0.9% | +2.7% | -13.8% | -19.0% | -18.0% | -26.2% | -23.7% | -15.9% | +2.1% | +9.1% | +15.4% | -4.1% | -11.7% | +4.7% | |
| Net Margin | 38.5% | 37.4% | 41.5% | 44.0% | 40.6% | 36.9% | 39.4% | 37.0% | 43.0% | 35.6% | 37.4% | 40.8% | 40.2% | 42.6% | 45.6% | 46.5% | 45.6% | 47.7% | 46.9% | 41.8% | 43.0% |
| — | +1.4% | +5.3% | +18.9% | -5.5% | +3.5% | +5.2% | -9.4% | +7.0% | -16.3% | -17.8% | -12.1% | -11.9% | -10.8% | -2.8% | +11.1% | +6.2% | +8.6% | -2.5% | -13.5% | -8.3% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 10.9% | 3.1% | 3.1% | 2.9% | 3.1% | 2.7% | 2.7% | 2.4% | 2.8% | 2.4% | 2.4% | 2.6% | 3.1% | 3.1% | 3.6% | 3.8% | 4.0% | 4.1% | 3.7% | 3.1% | 3.1% |
| — | +16.2% | +13.5% | +20.8% | +9.9% | +11.7% | +12.3% | -6.0% | -8.0% | -23.6% | -33.8% | -32.3% | -23.0% | -23.0% | -1.2% | +24.2% | +30.0% | +38.6% | +16.5% | +2.3% | +3.7% | |
| ROA | 1.3% | 0.4% | 0.4% | 0.4% | 0.4% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.5% | 0.4% | 0.4% | 0.4% |
| — | +16.7% | +14.7% | +19.8% | +8.3% | +11.9% | +15.2% | -2.2% | -3.7% | -19.2% | -30.7% | -29.6% | -19.2% | -21.8% | -2.1% | +21.4% | +20.3% | +24.4% | +5.6% | -6.3% | -0.8% | |
| ROIC | 9.8% | 2.8% | 3.0% | 2.6% | 3.1% | 2.1% | 2.2% | 2.1% | 2.1% | 1.9% | 1.7% | 1.8% | 2.2% | 2.2% | 2.3% | 2.8% | 3.3% | 3.6% | 3.3% | 2.9% | 2.8% |
| — | +34.3% | +37.0% | +25.3% | +44.4% | +10.3% | +27.5% | +16.3% | -4.6% | -12.4% | -25.7% | -35.3% | -32.6% | -39.9% | -30.8% | -2.6% | +18.2% | +42.3% | +19.3% | +10.7% | +26.6% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.07 | 0.10 | 0.05 | 0.05 | 0.07 | 0.12 | 0.20 | 0.09 | 0.08 | 0.08 | 0.12 | 0.16 | 0.26 | 0.07 | 0.38 | 0.21 | 0.27 | 0.17 | 0.06 | 0.03 | 0.08 |
| — | -20.2% | -74.9% | -43.4% | -10.8% | +52.7% | +67.3% | -41.3% | -69.1% | +13.1% | -68.3% | -25.3% | -2.7% | -58.3% | +506.8% | +548.3% | +237.8% | +118.2% | -21.8% | -68.6% | -41.5% | |
| Debt / EBITDA | 0.49 | 2.46 | 1.22 | 1.37 | 1.55 | 3.68 | 5.81 | 2.91 | 2.51 | 2.79 | 4.39 | 5.17 | 7.28 | 1.95 | 9.22 | 4.46 | 4.82 | 3.09 | 1.29 | 0.76 | 1.88 |
| — | -33.0% | -79.1% | -53.0% | -38.0% | +31.8% | +32.3% | -43.7% | -65.6% | +42.9% | -52.4% | +15.9% | +51.1% | -36.8% | +615.0% | +482.7% | +156.6% | +47.6% | -31.6% | -70.3% | -50.8% | |
| Current Ratio | 0.20 | 0.16 | 0.15 | 0.01 | 0.20 | 0.11 | 0.11 | 0.10 | 0.09 | 0.15 | 0.14 | 0.15 | 0.13 | 0.14 | 0.16 | 0.15 | 0.15 | 0.15 | 0.13 | 0.14 | 0.20 |
| — | +43.4% | +35.1% | -89.3% | +113.8% | -23.7% | -24.4% | -29.5% | -29.9% | +4.9% | -9.8% | -0.2% | -10.6% | -4.9% | +19.4% | +5.2% | -27.2% | -15.0% | -20.3% | -15.6% | +28.8% | |
| Quick Ratio | 0.20 | 0.16 | 0.15 | 0.01 | 0.20 | 0.11 | 0.11 | 0.10 | 0.09 | 0.15 | 0.14 | 0.15 | 0.13 | 0.14 | 0.16 | 0.15 | 0.15 | 0.15 | 0.13 | 0.14 | 0.20 |
| — | +43.4% | +35.1% | -89.3% | +113.8% | -23.7% | -24.4% | -29.5% | -29.9% | +4.9% | -9.8% | -0.2% | -10.6% | -4.9% | +19.4% | +5.2% | -27.2% | -15.0% | -20.3% | -15.6% | +28.8% | |
| Interest Coverage | 0.72 | 0.92 | 1.00 | 0.85 | 0.95 | 0.65 | 0.68 | 0.61 | 0.55 | 0.46 | 0.43 | 0.49 | 0.62 | 0.67 | 0.87 | 1.24 | 2.12 | 4.56 | 7.87 | 7.69 | 7.17 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying CATY stock.
Cathay General Bancorp's current P/E is 11.8x. The average P/E over the last 4 quarters is 10.1x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Cathay General Bancorp's current operating margin is 49.8%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Cathay General Bancorp's business trajectory between earnings reports.