Cathay General Bancorp (CATY) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 194.17M | 195.01M | 189.59M | 181.22M | 176.64M | 171.01M | 169.16M | 165.32M | 168.57M | 182.14M | 185.64M | 181.53M | 192.44M | 201.81M | 197.53M | 175.16M | 159.19M | 155.45M | 152.48M | 148M |
| NII Growth % | 9.92% | 14.03% | 12.08% | 9.62% | 4.79% | -6.11% | -8.88% | -8.93% | -12.4% | -9.75% | -6.02% | 3.64% | 20.88% | 29.82% | 29.54% | 18.35% | 12.25% | 11.18% | 10.89% | 10.06% |
| Net Interest Margin % | 0.81% | 0.8% | 0.79% | 0.76% | 0.76% | 0.74% | 0.73% | 0.71% | 0.72% | 0.79% | 0.81% | 0.79% | 0.87% | 0.92% | 0.9% | 0.82% | 0.76% | 0.74% | 0.77% | 0.76% |
| Interest Income | 322.91M | 332.75M | 334.19M | 322.92M | 319.39M | 329.98M | 339.49M | 332.86M | 332.64M | 333.26M | 323.47M | 300.11M | 285.39M | 263.79M | 226.01M | 189.53M | 171.95M | 169.19M | 168.63M | 165.38M |
| Interest Expense | 128.74M | 137.74M | 144.61M | 141.7M | 142.76M | 158.97M | 170.34M | 167.54M | 164.07M | 151.13M | 137.83M | 118.57M | 92.95M | 61.97M | 28.48M | 14.37M | 12.76M | 13.74M | 16.14M | 17.37M |
| Loan Loss Provision | 18.19M | 0 | 28.73M | 11.2M | 15.5M | 14.5M | 14.5M | 6.6M | 1.65M | 1.72M | 7M | 9.15M | 8.1M | 1.4M | 2M | 2.5M | 8.64M | 3.5M | 3.05M | -9M |
| Non-Interest Income | 3.38M | 27.82M | 21.02M | 15.39M | 11.2M | 15.47M | 20.36M | 13.21M | 6.36M | 23.1M | 7.84M | 23.11M | 14.24M | 12.09M | 9.88M | 14.62M | 20.23M | 19.8M | 12.22M | 12.58M |
| Non-Interest Income % | 1.04% | 7.71% | 5.92% | 4.55% | 3.39% | 4.48% | 5.66% | 3.82% | 1.88% | 6.48% | 2.37% | 7.15% | 4.75% | 4.38% | 4.19% | 7.16% | 10.53% | 10.48% | 6.76% | 7.07% |
| Total Revenue | 326.29M | 360.57M | 355.22M | 338.31M | 330.6M | 345.45M | 359.86M | 346.07M | 339M | 356.36M | 331.31M | 323.21M | 299.63M | 275.88M | 235.89M | 204.15M | 192.18M | 188.99M | 180.84M | 177.96M |
| Revenue Growth % | -1.3% | 4.37% | -1.29% | -2.24% | -2.48% | -3.06% | 8.62% | 7.07% | 13.14% | 29.18% | 40.45% | 58.32% | 55.91% | 45.97% | 30.44% | 14.72% | 10.88% | 5.56% | -0.75% | -6.15% |
| Non-Interest Expense | 69.41M | 92.16M | 88.12M | 89.13M | 85.66M | 85.22M | 96.87M | 99.35M | 93.24M | 110.5M | 93.97M | 92.82M | 83.19M | 81.22M | 75.39M | 74.12M | 72.7M | 73.2M | 72.22M | 69.71M |
| Efficiency Ratio | 21.27% | 25.56% | 24.81% | 26.35% | 25.91% | 24.67% | 26.92% | 28.71% | 27.5% | 31.01% | 28.36% | 28.72% | 27.76% | 29.44% | 31.96% | 36.31% | 37.83% | 38.73% | 39.93% | 39.17% |
| Operating Income | 109.95M | 130.67M | 93.76M | 96.28M | 86.69M | 86.77M | 78.15M | 72.58M | 80.04M | 93.02M | 92.5M | 102.67M | 115.39M | 131.28M | 130.02M | 113.16M | 98.08M | 98.56M | 89.44M | 99.88M |
| Operating Margin % | 33.7% | 36.24% | 26.4% | 28.46% | 26.22% | 25.12% | 21.72% | 20.97% | 23.61% | 26.1% | 27.92% | 31.76% | 38.51% | 47.59% | 55.12% | 55.43% | 51.04% | 52.15% | 49.45% | 56.12% |
| Operating Income Growth % | 26.84% | 50.6% | 19.97% | 32.65% | 8.3% | -6.72% | -15.51% | -29.31% | -30.63% | -29.14% | -28.85% | -9.27% | 17.65% | 33.2% | 45.38% | 13.3% | 4.37% | 21.34% | 51.63% | 72.76% |
| Pretax Income | 109.95M | 113.47M | 93.76M | 96.28M | 86.69M | 86.77M | 78.15M | 72.58M | 80.04M | 93.02M | 92.5M | 102.67M | 115.39M | 131.28M | 130.02M | 113.16M | 98.08M | 98.56M | 89.44M | 99.88M |
| Pretax Margin % | 33.7% | 31.47% | 26.4% | 28.46% | 26.22% | 25.12% | 21.72% | 20.97% | 23.61% | 26.1% | 27.92% | 31.76% | 38.51% | 47.59% | 55.12% | 55.43% | 51.04% | 52.15% | 49.45% | 56.12% |
| Income Tax | 23.07M | 22.96M | 16.11M | 18.83M | 17.18M | 6.57M | 10.64M | 5.75M | 8.61M | 10.49M | 10.13M | 9.45M | 19.39M | 33.68M | 30.98M | 24.18M | 23.05M | 23.23M | 17.04M | 22.68M |
| Effective Tax Rate % | 20.98% | 20.23% | 17.18% | 19.56% | 19.82% | 7.57% | 13.61% | 7.92% | 10.76% | 11.28% | 10.95% | 9.2% | 16.8% | 25.65% | 23.83% | 21.37% | 23.51% | 23.57% | 19.05% | 22.71% |
| Net Income | 86.89M | 90.52M | 77.65M | 77.45M | 69.51M | 80.2M | 67.51M | 66.83M | 71.44M | 82.53M | 82.37M | 93.22M | 96.01M | 97.6M | 99.03M | 88.98M | 75.03M | 75.32M | 72.4M | 77.2M |
| Net Margin % | 26.63% | 25.1% | 21.86% | 22.89% | 21.02% | 23.22% | 18.76% | 19.31% | 21.07% | 23.16% | 24.86% | 28.84% | 32.04% | 35.38% | 41.98% | 43.58% | 39.04% | 39.86% | 40.03% | 43.38% |
| Net Income Growth % | 25% | 12.86% | 15.01% | 15.89% | -2.7% | -2.82% | -18.04% | -28.31% | -25.59% | -15.45% | -16.83% | 4.77% | 27.96% | 29.57% | 36.79% | 15.26% | 2.24% | 6.25% | 27.47% | 42.12% |
| Net Income (Continuing) | 86.89M | 90.52M | 77.65M | 77.45M | 69.51M | 80.2M | 67.51M | 66.83M | 71.44M | 82.53M | 82.37M | 93.22M | 96.01M | 97.6M | 99.03M | 88.98M | 75.03M | 75.32M | 72.4M | 77.2M |
| EPS (Diluted) | 1.29 | 1.33 | 1.13 | 1.10 | 0.98 | 1.12 | 0.94 | 0.92 | 0.98 | 1.13 | 1.13 | 1.28 | 1.32 | 1.33 | 1.35 | 1.18 | 0.99 | 0.98 | 0.93 | 0.97 |
| EPS Growth % | 31.63% | 18.75% | 20.21% | 19.57% | 0% | -0.89% | -16.81% | -28.13% | -25.76% | -15.04% | -16.3% | 8.47% | 33.33% | 35.71% | 45.16% | 21.65% | 7.61% | 10.11% | 30.99% | 42.65% |
| EPS (Basic) | 1.30 | 1.34 | 1.13 | 1.11 | 0.99 | 1.13 | 0.94 | 0.92 | 0.98 | 1.14 | 1.14 | 1.29 | 1.32 | 1.33 | 1.35 | 1.19 | 1.00 | 0.98 | 0.93 | 0.98 |
| Diluted Shares Outstanding | 67.39M | 67.99M | 68.99M | 70.19M | 70.68M | 71.49M | 72.03M | 72.83M | 72.97M | 72.91M | 72.89M | 72.75M | 72.9M | 73.47M | 73.44M | 75.27M | 75.72M | 76.92M | 78.15M | 79.42M |